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materials. Tenant agrees to advise Landlord in writing of the date upon which such alterations <br /> will commence in order to permit Landlord to post notice of non-responsibility. <br /> 8.2 NOTICE TO LANDLORD. Prior to the initiation of any alterations, Tenant shall <br /> give Landlord written notice thereof and specify the work to be performed in reasonable detail <br /> and include the names of the contractors and materialmen to be utilized. After receipt of said <br /> notice, Landlord shall have a reasonable period of time during which it shall make a <br /> determination, in its sole discretion, as to whether or not the proposed work would create a <br /> structural or design change at the Demised Premises. Tenant shall provide Landlord upon <br /> request with any further information reasonably necessary for such determination by Landlord <br /> and Tenant shall not commence work or accept materials prior to receiving written notice of <br /> Landlord's determination. If Landlord determines that the proposed work would create a <br /> structural or design change,then the same must be approved in writing by Landlord prior to the <br /> commencement of any work or the delivery of any materials therefor. • <br /> ARTICLE IX <br /> 9.1 TENANT'S LIABILITY INSURANCE. Tenant shall during the entire term hereof <br /> keep in full force and effect and a policy of public liability and property damage insurance with <br /> respect to the Demised Premises, and the business operated by Tenant and any sublessee with <br /> respect to the Demised Premises, in which the limits of public liability shall not be less than <br /> $1,000,000 per person and $1,000,000 per accident and in which the property damage liability <br /> shall not be less than $500,000. The policy shall name Landlord as additional insured and shall <br /> contain clauses that losses shall be payable notwithstanding any act or negligence of the insured <br /> which might otherwise result in forfeiture of said insurance, and that the insurer will not cancel <br /> or change the insurance without first giving the Landlord (30) days prior written notice. The <br /> insurance shall be with an insurance company approved to do business in Minnesota and <br /> reasonably acceptable to Landlord. Tenant shall deliver a copy of the policy or a certificate of <br /> insurance to Landlord prior to taking possession of the Demised Premises, and a renewal <br /> certificate at least thirty(30) days prior to the expiration of any policy term. <br /> 9.2 INDEMNIFICATION. Except for claims arising out of the willful or negligent <br /> act of the other party or its representatives, each party shall indemnify and defend the other party <br /> against all claims, expenses and liabilities incurred, including reasonable attorneys' fees, in <br /> connection with loss of life,personal injury, and/or damage to property arising out of any <br /> occurrence in, upon or at the Demised Premises, or the occupancy or use thereof by said party, or <br /> occasioned wholly or in part by any act or omission of said party, its agents, employees, <br /> contractors, sublessee, concessionaires or licensees. <br /> ARTICLE X-DESTRUCTION AND RESTORATION <br /> 10.1 DAMAGED. If a significant portion of the Demised Premises shall be damaged <br /> Page 6 DRAFT-- 12/15/98--CHS Lease agreement <br />