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<br />RISK AND VULNERABILITY ASSESSMENT <br />Ramsey County Multijurisdictional Hazard Mitigation Plan | July 2012 4-33 <br />through several ordinances that severely limit the development allowed in 100-year floodplains (the area <br />inundated by a storm that has a 1 percent chance of happening in any year). Ramsey County standards <br />require all new structures be constructed 2 feet above the existing water surface elevation of the 100-year <br />floodplain or 1 foot above the "ultimate" water surface elevation. Maps detailing structures within <br />floodplains can be found in appendix C. <br />Ramsey County Repetitive Loss Information <br />Repetitive loss properties are a serious concern from a mitigation standpoint. A repetitive loss property is <br />considered so when there are two or more flood insurance claims that were paid more than $1,000 for <br />each loss. The two losses must be within 10 years of each other and be at least 10 days apart. A property <br />is considered a severe repetitive loss property when there are at least four losses each exceeding $5,000 or <br />when there are two or more losses where the building payments exceed the property value. The county <br />has added no new repetitive loss properties since 2006. <br />Table 4-7 <br />Jurisdictional Participation in NFIP <br />Location Notes <br />Arden Hills Participates <br />Blaine Participates <br />Falcon Heights Participates <br />Gem Lake Does not participate, has mapped high risk flood areas <br />Lauderdale Participates <br />Little Canada Participates <br />Maplewood Participates <br />Mounds View Participates <br />New Brighton Participates <br />North Oaks Does not participate, has mapped high risk flood areas <br />North St. Paul Participates <br />Roseville Participates <br />St. Paul Participates <br />Shoreview Participates <br />Vadnais Heights Participates <br />White Bear Lake Participates <br />White Bear Township Participates