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DRAFT- 4/16/98 <br /> • Garage electrical (line extension, lights, outlets, door opener) <br /> • Exterior electrical (motion sensor lights, sidewalk lights, yard lights, door <br /> bells) <br /> • Exterior plumbing (such as sprinkler systems) <br /> • Sidewalk <br /> • Gutters <br /> • Landscaping projects that are permanent improvements, such as trees, <br /> bushes, sod, terracing, etc. <br /> Ineligible Improvements <br /> • Saunas <br /> • Decks and patios <br /> • Gazebos <br /> • Hot Tubs <br /> • Non permanent landscaping fixtures such as swing sets, bird feeders, <br /> potted plants, picnic tables, lawn ornaments, etc. <br /> • Labor costs of borrowers, residents, or unlicensed contractors <br /> • Personal property items, including furniture <br /> • Repairs to property used for business or trade purposes <br />