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Commercial General Liability and Umbrella policies with respect to liabilities caused in <br />whole or part by Grantee's acts or omissions, or the acts or omissions of those acting on <br />Grantee's behalf in the performance of the ongoing operations, services and completed <br />operations of the Grantee under this Agreement. The coverage provided shall be primary <br />and non-contributory, and in the following amounts: <br />$ 500,000 per claim <br />$1,000,000 per occurrence <br />$2,000,000 general aggregate <br />$2,000,000 products/completed operations total limit <br />$1,500,000 personal injury and advertising liability <br />B. Automobile Insurance. Coverage shall be provided for hired, non -owned and <br />owned auto with minimum limits of $1,000,000 combined single limit. <br />C. Workers' Compensation and Employers' Liability. Workers' Compensation as <br />required by Minnesota Statutes. <br />D. Grantee shall provide Authority with prior notice of any lapse in the insurance <br />required under this Agreement including cancellation, and/or non -renewal or material <br />change in coverage. The above sub -paragraphs establish minimum insurance <br />requirements, and it is the sole responsibility of Grantee to purchase and maintain <br />additional coverages as it may deem necessary in connection with this Agreement. <br />Certificate of Insurance must demonstrate that the policy is issued pursuant to these <br />requirements. Copies of insurance policies shall be submitted to the Authority upon <br />request. Certificates shall specifically indicate if the policy is written with an admitted or <br />non -admitted carrier. Best's Rating for the insurer shall be noted on the Certificate, and <br />shall not be less than an A-. <br />E. Nothing in this Agreement shall constitute a waiver by the Authority or Ramsey <br />County of any statutory or common law immunities, limits, or exceptions on liability. <br />2.02 Hold Harmless and Indemnification. Grantee agrees that it is financially responsible <br />(liable) for any audit exception which occurs due to its negligence or failure to comply with the <br />terms of this Grant Agreement. <br />A. Grantee agrees that it is financially responsible (liable) for any audit exception <br />which occurs due to its negligence or failure to comply with the terms of this Grant <br />Agreement. <br />B. Grantee and Authority mutually agree to hold harmless and defend each other, their <br />officials, officers, employees, agents, representatives, customers, or invitees against any <br />and all claims, lawsuits, damages, or lawsuits for damages arising from or allegedly arising <br />from or related to the project, including but not limited to Grantee's or the Authority's acts, <br />failure to act, or failure to perform its obligations hereunder. Grantee and Authority further <br />agree to pay the costs of and/or reimburse each other, their officials, officers, employees, <br />agents, representatives, customers, or invitees for any and all liability, costs, and expenses <br />4 <br />