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insured's written waiver prior to a loss of any or all right of recovery against any party for any <br /> insured loss. It is expressly understood that Landlord shall not be liable to Tenant for any damages <br /> incurred by the latter as a result of the above and foregoing events; save and except as to any such <br /> damages caused by the willful or wanton conduct of Landlord, its agents or employees, provided <br /> such damages are not recoverable by Tenant pursuant to the insurance policies required to be <br /> provided by Tenant under this Lease or otherwise. <br /> 11. WAIVER AND INDEMNITY: <br /> Notwithstanding anything apparently to the contrary in this Lease, Landlord and its <br /> partners, officers and employees and property manager shall not be liable to Tenant, and Tenant <br /> hereby releases such parties from all damage, compensation or claims from any cause other than <br /> the intentional misconduct of Landlord or its partners, officers or employees or property manager <br /> arising from: loss or damage to personal property or trade fixtures in the Premises including books, <br /> records, files, computer equipment, computer data, money, securities, negotiable instruments or <br /> other papers; lost business or other consequential damage arising out of interruption in the use of <br /> the Premises; and any criminal act by any person other than Landlord or its partners, officers or <br /> employees. Furthermore, Tenant agrees that Landlord, its officers, agents, partners, and <br /> employees shall not be liable to Tenant or those claiming through or under Tenant for any injury, <br /> death or property damage occurring in, on or about the Premises, the Building or grounds. <br /> Tenant agrees to indemnify, defend and hold Landlord and its partners, officers and <br /> employees and property manager harmless from and against any claim, loss or expense arising out <br /> of injury, death or property loss or damage occurring by reason of Tenant's use of the Premises, <br /> except only to the extent caused by the negligent act or intentional misconduct of Landlord or its <br /> partners, officers or employees or property manager. <br /> Nothing in this Lease shall constitute a waiver or limitation of the Landlord's immunities <br /> or limitations on liability as set forth in Minnesota Statutes, Chapter 466. <br /> 12. INSURANCE: <br /> Tenant agrees to purchase, in advance, and to carry in full force and effect the following <br /> insurance: <br /> (a) "All risk" property insurance covering the full replacement value of all of <br /> Tenant's leasehold improvements, trade fixtures and personal property within the Premises. <br /> Landlord shall be named as loss payee under all such policies. <br /> (b) Commercial general liability insurance, providing coverage on an <br /> "occurrence" rather than a "claims made" basis, which policy shall include coverage for Bodily <br /> Injury, Property Damage, Personal Injury, Contractual Liability (applying to this Lease), and <br /> Independent Contractors, in current Insurance Services Office form or other form which provides <br /> coverage at least as broad. Tenant shall maintain a combined policy limit of at least $2,000,000 <br /> aggregate $1,000,000 per occurrence applying to Bodily Injury, Property Damage and Personal <br /> Injury,which limit may be satisfied by Tenant's basic policy,or by the basic policy in combination <br /> with umbrella or excess policies so long as the coverage is at least as broad as that required herein. <br /> Such liability for property damage and fire legal liability shall not be less than $500,000.00 Such <br /> 6 <br /> 416585v5 SJR MU210-35 <br />