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Agenda Packets - 1986/04/28
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Agenda Packets - 1986/04/28
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Last modified
3/31/2025 3:35:56 PM
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3/31/2025 3:35:56 PM
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MV Commission Documents
Commission Name
City Council
Commission Doc Type
Agenda Packets
MEETINGDATE
4/28/1986
Description
Regular Meeting
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lnstallw.nt 1.wn Pool 1981 - 1984 <br />F_Mw12y <br />halo (if tipr:r aliuro hr•i r+nhor IgRI Dot.rmhrr 14134 <br />[Bihar amount loaned: f4.2 million <br />Numbet of loelisr 14:'H <br />A combi Plat i Er of "': r::empt: boud5, a f.deral UDAG grant, LISP <br />guarantees and private insurance of the loan portfolio provided <br />the Capital pixel for ERC's nr iqi nal beer qy instal lmont Loan <br />pr ryr am. Thiv capital was raised in two separate pools. Phase I <br />and Phase 11. <br />Tlro loans were oriyuia Led by the EP.C. serviced by National Escrow <br />Corporation and owned by First Trust Companv as trustee for the <br />SL. Paul IfkA. Till, loan portfolio maintains a 1.21: del inquenCY <br />rate based on the number of loans over '•0 days past due. Other <br />put'l it I Y financed pr oyr ams ill Mi lmosol A 9vPf aqP a '_•-5% <br />delinquency rate. <br />By the program enpir at ion date of December 1984. 1ti'a% of Phase I <br />led the <br />fends, or had been lent. This resin in <br />rxlyinat.iun of 369 loam. <br />Phase 1 Energy 1nstallliign1 Loans <br />ter me <br />- v 3i4: uilerest tarp <br />- rii year repayment term <br />- No upper income limits <br />- Simple interest. loan <br />- Minimum loan amount 45003 tfa;:lmum per urnt <br />Eligibility <br />Uva4er occupied 1-4 unit buildings <br />Fligible improvements include any item recommended by an <br />Pnergy audit <br />Property must be located in St. Paul <br />Under wr i t i nq <br />- iopplicant nn.ct meet 40Y debt to intone retie <br />5tabir rrrdit ratihu <br />-- rtll loans socurrd by lira on property <br />tind••r FhA.e if of Ihr• EFIC's Energy Installmenl. Loan program. IM9 • <br />1u,4nWire re tiriyuiatt'd fix 4 Lutal dollar amtntnt of •3.191,793. <br />
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