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rrquirinV Dilly minor cttrr-tmCicwrs. rlfp defaultrate on a previous <br />three vear, five million dollar program is 1.2% of the total <br />liumbor of loans origirtatod. Judy's preVignt6 i-:perfpnce involved <br />two years of lnan par_I•aging and ccwrstruet.iou mai.agemenl. fur a <br />rehab Ivan and grant program itt Clip Mankato. Mrnnp�ofa nren and <br />nee year as a home rare visitor for a Minnrapoiis program that <br />sr,rves the needs of flip pl der 1v. She has o PS from Hontatu State <br />tkuverse ty in Minnesota_ <br />Weary NerMnanc Loan an,4 Marl_.elLnq rsrwr4L1atgr <br />Hilary Perkman began warl: for the ERC in May 1904. She began as <br />a writer -consultant and was hired permanently as a loan <br />coordinator rn Septmeber 1984. Her duties include processing <br />Ivan packages which involves every step from answering customer <br />inquirlos to closing loons. Hilary is also ur rlrarye of planning <br />and implementing marlortLng for the loan program. Her prior <br />experirnce includes worl: as a research assistant with the <br />Minnesota Department Of Energy where she worked with members of <br />the finaut:iel community to introduce. the conCnptil of energy costs <br />and savings into mortyagp underwriting standards. She has a BA <br />ire Ecotoomics from Carlefore Collego, Minnesota. <br />PROFILE: ERC BOARD OF DIRECTORS <br />Ghae.Le n gf M 4or2r4L $4: Paul 11dxYL Qgurye Latimer <br />Py personally assuming a leadership rule. Mayor Latimer set the <br />trend for upper level management constituting the membership of <br />the ERC board. L.aLimpr has a proven ability to bring together <br />IeNd.er s of miior to address prablems which affect <br />the lofty terse growth of the city. Mayor Latimer has been in <br />office since 1976. <br />Mpmf:er s: <br />9l_ Qgul QUY Weitar.UlAtn ILIA 11ShiLl26l. <br />Ccnulcilsean Scheibe], elected in 1983, represents the legislative <br />hranrh of the City of St. Paul. He is (:hair of the City's <br />Finance Committee and a member of the Energy Committee, two <br />committees wlriclr cr.ver issues of concern to the ERC. Scheibel <br />views ergrrgv ces:eervation as a key part of the city's affordable <br />housiny policy and, ire turn, the city's economic development. <br />Dicl I.olkaann, Director Gas Marketing IpLfd ham' <br />Mr. tolkmann has been with NSP since 1972 and has held management <br />potnticx.s within the areos of finance, enwyy forecastiny, and <br />