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Mounds View EDA Ramsey Count <br /> FIRSTHOME DOWN PAYMENT ASSISTANCE <br /> PROGRAM <br /> (Fully Utilized, wait list until more funding is <br /> available) <br /> The FirstHome Program assists first-time and <br /> first-generation homebuyers with low-to- <br /> moderate incomes who are purchasing homes in <br /> NO PROGRAM AVAILABLE Suburban Ramsey County. First-time <br /> homebuyers may qualify for an interest free <br /> deferred loan of up to $20,000. First-generation <br /> buyers may qualify for an interest-free deferred <br /> loan of up to 25% of the purchase price (loan not <br /> to exceed $93,150). Additionally, first-generation <br /> loans are forgiven at 5% per year and fully <br /> forgiven if buyers remain in the home for at least <br /> 20 years. www.ramseycounty.us/firsthome <br /> FirstHome(aD-co.ramsey.mn.us <br /> RESIDENTIAL HOME RESIDENTIAL REHAB DEFERRED LOAN <br /> IMPROVEMENT LOAN PROGRAM PROGRAM <br /> For income based households wishing (Fully Utilized, wait list until more funding is <br /> to make external or internal available) <br /> improvements to owner-occupied 1-4 <br /> unit home. (roof, siding, paint, This program provides up to $20,000 interest <br /> landscaping, etc.) ($2,000-15,000 per free loans to eligible owners of owner-occupied <br /> loan at 34% interest) homes in suburban Ramsey County to help <br /> homeowners with low-to-moderate incomes to <br /> 3% for households with income less make health and safety improvements, repairs <br /> than or equal to 80% of HUD Area and fix code related issues. <br /> Median Income. https://www.ramseVcountV.us/residents/property- <br /> home/homebuyer-homeowner-programs/home- <br /> 4% for households with income improvement-programs <br /> greater than 80% of HUD Area Median <br /> Income <br /> RESIDENTIAL EMERGENCY <br /> REPAIR LOAN <br /> For owner-occupied 1-4 units, <br /> emergency repair of roofs, replace <br /> heater, leaky windows, rotting fascia, <br /> holes in siding, crumbling brick or <br /> concreate, deteriorated retaining walls, NO PROGRAM AVAILABLE <br /> correction of code violations that deem <br /> an immediate safety/health hazard, <br /> etc. Imminent conditions that makes a <br /> house uninhabitable, dangerous to <br /> occupants, or is capable of causing <br /> severe health problems. ($1,000- <br /> $5,000 per loan at 0% interest <br /> RESIDENTIAL MOBILE HOME CRITICAL REPAIR GRANT PROGRAM <br /> IMPROVEMENT LOAN <br /> (Fully Utilized, wait list until more funding is <br /> available <br /> The Mounds View Vision <br /> A Thriving Desirable Community <br />