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MissionSquare Retirement Health Savings Program Return Book <br />C. Limits on Total Contributions (check one box) <br />The total contribution by the Employer on behalf of each Participant (including direct employer <br />and mandatory employee contributions) for each Plan Year shall not exceed the following limit(s) <br />below. Limits on individual contribution types are defined within the appropriate section above. <br />There is no Plan -defined limit on the percentage or dollar amount of earnings that maybe <br />contributed. <br />❑ % of earnings <br />Definition of earnings: ❑ Same as Section VI.A. ❑ Other <br />❑ $ for the Plan Year. <br />VII. Vesting for Direct Employer Contributions <br />A. Vesting Schedule (check one box) <br />(If no selection is made, the default is 100%vested at all times.) <br />'A The account is 100% vested at all times. <br />0 <br />❑ The vesting schedule below shall apply to direct employer contributions as outlined in Section <br />VI.B.1. <br />Vesting schedules beyond 10 years are not supported. For vesting schedules that are not <br />supported, it is the employer's responsibility to maintain and provide the vested percentage <br />of eligible employees upon benefit eligibility. <br />Years of Service Vesting <br />Completed Percentage <br />