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CITY OF MOUNDS VIEW <br /> Management's Discussion and Analysis <br /> Year Ended December 31,2025 <br /> As management of the City of Mounds View,Minnesota(the City),we offer readers of the City's Annual <br /> Comprehensive Financial Report(ACFR)this narrative overview and analysis of the financial activities of <br /> the City for the fiscal year ended December 31, 2025. We encourage readers to consider the information <br /> presented here in conjunction with additional information that we have furnished in our letter of transmittal, <br /> which is presented in the introductory section of this report. <br /> FINANCIAL HIGHLIGHTS <br /> • The assets and deferred outflows of resources of the City exceeded their liabilities and deferred <br /> inflows at the close of the most recent fiscal year by $61,442,682 (net position). Of this amount, <br /> $13,669,731 (unrestricted netposition)may be used to meet the government's ongoing obligations <br /> to citizens and creditors. <br /> • The government's total net position increased by $1,251,150. Governmental activities increased <br /> total net position by $404,243, while business-type activities increased total net position by <br /> $846,907. <br /> • As of the close of the current fiscal year,the City's governmental funds reported combined ending <br /> fund balances of$19,540,832. The City reported a net increase of$110,226 in comparison with <br /> the prior year. Approximately 0.2 percent of total fund balance, or $37,847, is nonspendable for <br /> prepaid items. Approximately 14.5 percent of total fund balance, or $2,836,053, is for restricted <br /> economic development, community center operations, tax increment, communications, public <br /> safety, local affordable housing aid, parks and recreation, conservation, and debt service. <br /> Approximately 61.3 percent,or$11,971,171,is assigned for future expenditures,and 24.0 percent, <br /> or$4,695,761,is unassigned,which is available for spending at the government's discretion. <br /> • At the end of the current fiscal year,unassigned fund balance for the General Fund was$4,695,761, <br /> or 50.0 percent, of General Fund revenues and transfers in budgeted for the 2026 fiscal year. <br /> • The City's total long-term debt for G.O. bonds payable, excluding unamortized premiums, <br /> decreased by $713,700, or 7.6 percent, during the current fiscal year. The decrease was the result <br /> of scheduled debt service. <br /> OVERVIEW OF THE FINANCIAL STATEMENTS <br /> This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. <br /> The City's basic financial statements are comprised of three components: 1) government-wide financial <br /> statements,2)fund financial statements,and 3)notes to basic financial statements.This report also contains <br /> other supplementary information in addition to the basic financial statements themselves. <br /> -5- <br />