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HomeMy WebLinkAboutResolution 99-EDA106 e e e RESOLUTION NO. 99-EDA-106 CITY OF MOUNDS VIEW COUNTY OF RAMSEY STATE OF MINNESOTA RESOLUTION APPROVING APPLICATION TO THE MINNESOTA HOUSING FINANCE AGENCY FOR A GRANT TO PROVIDE FUNDING FOR AN INTEREST SUBSIDY HOME IMPROVEMENT LOAN PROGRAM WHEREAS, due to the age and condition of the city's housing stock it is important to encourage reinvestment in the community to avoid blight and to upgrade the quality, livability and marketability of the housing stock; and WHEREAS, the Economic Development Authority (EDA) has determined that by implementing a program which subsidizes (reduces) the interest rate for home improvement loans for all qualifying homeowners within the city, an incentive will be provided to rehabilitate and improve the city's housing stock; and WHEREAS, the EDA approved an application to the Minnesota Housing Finance Agency (MHFA) for the Community Fix-up Fund Program, which was ultimately approved by the MHFA, and will allow more homeowners within the City to access low interest rate home improvement loans under the proposed Interest Subsidy Home Improvement Loan Program; and WHEREAS, there exists a need in the City of Mounds View to provide subsidized interest rates of home improvement loans for low-moderate income households for housing rehabilitation and home improvements to provide safe and quality housing; and WHEREAS, a grant from the MHFA would provide necessary funding to subsidize the existing Community Fix-up Fund Loan Program to further promote housing rehabilitation in the city. NOW THEREFORE, BE IT RESOLVED, that the Mounds View Economic Development Authority hereby recommends application to the Minnesota Housing Finance Agency Community Revitalization Fund for $70,000 for the purposes of subsidizing interest rates of the existing MHFA Community Fix-up Fund Loan Program. Adopted this 8th day of February, 1999. ATTEST: cutive Director