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HomeMy WebLinkAboutLegal and Fiscal - Bond Correspondence ROBERT J.CHR ISTIANSON THOMASL.MMER F A E G R E Sc BENSON J.B,FAEG RETE ETIEEOI GEORGE D.MCCLINTOCK JOSEPH M.PRICE NAT A,DRAKE W,SMITH SHARPE,JR, DONALD DONALD L.ROBERTSON PHILIP S.CARON JOHN C.BENSON WRIGHT W. BROOKS JOHN F.BEUK EMAPAUL CHRISTOPHERSON RODGER L.NOROBYE WALTER J.DUFFY,JR, 1300 NORTHWESTERN BANK BUILDING JOHN B.FAEGRE,JR. GEORGE E.HARDING JAMES P.STEPHENSON COUNSEL .I JOHN S.HOLTEN F.REID CARRON R.W.OELKENINGHAM JOHNI KDKELLY .STEFFEN MINNEAPOLIS, MINNESOTA 55402 ERWIN MITCH GOLDSTEIN CHARLES E.BOHLEN,JR. JAMES A.HALLS JOHN B,GORDON GERALD T.FLOM THOMAS M.MAYERLE CHARLES L.HORN THOMAS G.MORGAN JACK D.GAGE JOHN D.SHIVELY 612/371-5300 PETER W.ANSON EDWARD G.HEILMAN JAMES FITZMAURICE JOHN H.HINDERAKER GORDON G.BUSDICKER ROBERT L.SCHN ELL,JR. JOHN D.FRENCH RICHARD A.N ELSON RONALD B.HEMSTAD BRIAN B.O'NEILL NORMAN R.CARPENTER WILLIAM R.BUSCH,JR. LAWRENCE C.BROWN BONNIE M.FLEMING MARTIN N.BURKE HENRY F.FRISCH JOHN E.HARRIS LOREN F.HART PAUL T.BIRKELAND RANDY L.MILLER DAVID M.BEADIE OP A.ROCKWELL RICHARD C.SOSBY,J R PATRICK B.BAUER THOMAS M.CROSBY,JR, JACK M. FRIBLEY JAMES T,HALE JOHN S.JAGIELA LUDWIG B.GAR. NER,JR. DAVID B,DEAN October 31, .1979 JAMES LOKEN JOHN P.BORGER L.DO ARTHUR HEIDI M.HOARD DUANE W.. K O KE DAVID PEA RS ON GEORGE W,.FLYNNFNLYJAMES G G.RAY JAMES A,V. FORCI M RICHARD A.S. ANG JAMELDE ES V.AMPLE R MARGARET N ANGLE JAMES.BEIHO FE STEVEN R.ANDERSON DALE E.R. KI CHAK JAY D.ES S.FE NSEN PETER R.K LUM CHARLES S.LERRELL GALE R.MELF. BURT DAVID F. MILLER BRUCE F,BURTON MARK F, ENG EBRETSON JERRY W.SNIDER JAMES A. H ENDRIK De JONG RICHARD T.T, THO OM SON STEPHEN ROSHOLT FRANK BUTLER GORDON BRUCE A. RMAN H.HA MICHAEL H. RPER,JR. Mr. Duane McCarty, Mayor Members of the City Council City of Mounds View City Hall 2401 Highway 10 St. Paul, MN 55112 Re: Proposed Home Rule Charter Dear Sirs: At your request we have examined the copy of the proposed Home Rule Charter, dated October 11, 1979, to consider the effect which the Charter, if adopted, would have on future bond financing by the City. In general, the Charter provides more complex procedures than the procedures provided by Minnesota law for statutory cities. This will inevitably cause some increase in the time and effort and therefore the expense involved in following and establishing compliance with the procedures to the satisfaction of bond counsel. In addition, until Minnesota municipal bond dealers become familiar with the City' s new procedures, some educational effort will be required to fully explain these procedures to the satisfaction of bond dealers so that they will not hesitate to bid on the City' s bonds under the new Charter. However, subject to certain specific problems mentioned below, we think in most instances the City will be able to obtain financing and sell its bonds on the market and the City' s bond counsel will be able to provide the necessary approving legal opinion under the procedures of the new Charter if it is approved by the voters. In particular, the procedures required for public improvements and special assessments under Chapter 8 of the Charter are not much different from the procedures required by South Dakota state law for special assessment bonds except for the somewhat longer periods of time established by the Charter. Mr. Duane McCarty Page 2 October 31, 1979 However, there are certain specific problems which may arise (and in other places have arisen) under the Charter language, including the following: 1. Section 7 . 05 requires a long term financial plan. The plan must be adopted after public hearing, apparently annually, by ordinance. The Charter does not indicate whether failure to include a capital project in the long term financial plan will prohibit the construction and financing of that project during the year pursuant to a bond election or special assessment proceedings, nor does it indicate whether the plan can be amended during the year. This problem could be a source of concern to your bond counsel and may need to be resolved by litigation if the situation arises. 2. Similarly, Section 7. 07 prohibits the incurring of any obligations of the City unless an appropriation has been made in the budget resolution and there is a sufficient unexpended balance. The Charter does not say that this prohibition is limited to obligations incurred in anticipation of collection of taxes or other ordinary revenues. Arguably, it could apply to obligations to be paid from bond proceeds, and unless bond proceeds are appropriated in the budget resolution itself, it might be contended that the Charter would be violated. If bond proceeds cannot be spent for the purpose for which they were voted or otherwise authorized, bond counsel would hesitate to approve the issuance of the bonds. While Section 7. 08 may provide the basis for supplementary capital appropriations, on the grounds the bond proceeds are "actual receipts [which] exceeds the estimate" , the conclusion is not self evident and would require careful research and analysis. 3. Under Section 5. 07 any ordinance or resolution may be subjected to referendum by petition " [p] rior to the date when an obligation or resolution takes effect" . If a bond election has been called and held and the bonds approved by the voters, the question arises whether a resolution to sell the bonds or to let a contract for the project to be funded from bond proceeds may be subjected to referendum. Unlike ordinances, most resolutions take effect immediately, and it may therefore be that the Charter provision would have no particular effect on such a resolution. On the other hand, it may be contended that a literal interpretation Mr. Duane McCarty Page 3 October 31, 1979 of the quoted phrase affects the fundamental purpose of the Section and a referendum petition should be allowed some reasonable time after the effective date of the resolution so long as the City has not entered into a contract that would be impaired by the referendum. As a practical matter, in most cases no one will want to file a referendum petition under the circumstances I describe and the bonds may be issued or a contract let upon a certificate by the City Clerk that no petition for referendum has been filed. But if a referendum petition is filed under these circumstances, the correct solution is not obvious. 4 . Section 8 . 04 , Subd. 1 provides for petitions and counter-petitions by certain percentages "in number of the benefited property owners" and "owners proposed to be assessed for such improvement at least equal to the number of those who petition for the improvement" . These phrases are ambiguous in that they do not tell the reader how to compute the number of owners of a lot which is held jointly by or by tenants in common of two or more persons. 5. Section 8. 04 , Subd. 3 provides that no contract may be let "in the event that the current proposed contract exceeds the estimated cost by more than 10%.' Subdivisions 1 and 2 refer to the estimated cost of an improvement, not to the contract portion of the improvement. The question then becomes whether the contract limit is 110% of the estimated cost of the improvement (which includes engineering, legal, fiscal and miscellaneous costs as well as contract costs) or is 110% of the contract portion of the total estimated cost. More serious is, however, the fact that the quoted provision will probably require the City to let all contracts for an improvement simultaneously; otherwise, the City may find itself in a position where it has let a contract for some portion of the work, for example, sewer installation, and cannot let another contract to complete the work, for example, street resurfacing. I am certain there will be other questions of interpretation which may cause difficulty, and no one can visualize all the possible problems or weigh the seriousness of the problems. If we can be of any further assistance to you or clarify any of the foregoing, please let us know. Very truly yours, FAEGRE & BENSON cc. Mr. Jeff Nelson Mr. Don Bragger Mr. Richard Meyers • • SOBERT J.CHRI STI AN SON THOMAS L F A E G R E Se BENSON J.B.FAEG RE(RET,RE.) GEORGE D.MCCLINTOCK JOSEPH M PRICE EVERETT A DRAKE W,SMITH SHARPE,JR. JOHN C.BENSON DONALD L ROBERTSON PHILIP S.GABON L CHRISTOPHER.ON ROWRIGHTEL BROOKS WALTER F.BEU KEMA 1300 NORTHWESTERN BANK BUILDING JOHN B.FAEGRE,J R. GORGE L.HARD BYE E J DUFHENS GEORGE E.NABBING JAMES P.ST EPH ENSON COUNSEL JOHN S.HOLTEN JAREID CARBON R,A.O CUNNINGHAMEA.DAVJOHN ID KELLY R.W.o ITCH JOHN K.STEFFEN MINNEAPOLIS, MINNESOTA 55402 RWIN M TCH GO LDSTEN CHARLES E.BOHLEN,JR. • MESA JOHN B.GORDON G ERALD T HAL HOMAS M MAYSRLE CHARLES LF HORN THOMAS G.MORGAN 612/ 371-5300 JACK D.GAGE JOHN D.SHIVELY • TER W NSON EDWARD G.HEILMAN JAMES FIT.MAURICE JOHN H iINDERAKER GORDON G.BSDICKER ROBERT L.SCHN EL L.JR. JOHN D.FRENCH RICHARD A.NELSON RONALD B,HEMSTAD BRIAN B.O'NEILL NORMAN R.CARPENTER WILLIAM R.BUSCH,JR, LAWRENCE C.BROWN BONNIE M.FLEMING MARTIN N.BURKE HENRY F.FRISCH OIKRIS LOREN F.HART • UL TE BIRKELAND RANDY L.MILLER DAVID M.BEADIE WINTHROP A.ROCKWELL RICHARD C.=CH MOKER PATRICK B.BAUER THOMAS M.CROSBY,JR. JACK M.TREBLED JAMES T.HALE JOHN S.JAGIELA LUDWIGNER,JR. DAVID B.DEAN October 31, .1979 JAMES B.LOKKEEN JOHN P.BORN ER ARTHUR L.DOTEN HEIDI M,HOARD DUANE W KROHNKE DAVID P PEARSON GEORGE W.FLYNN JAMES G.RAY • MES A.DUEHOLM RICHARD A.HELDE HUBERT V FORCIER MARGARET S.ANGLE JAMES M.SAMPLES STEVEN R ANDERSON DALE E BEIHOFFER JAY D.CHRISTIANSEN PETER R TCHAK CHARLES S.FERRELL GALE R.MELLUM DAVID B MILLER BRUCE F.BURTON MARK F. ENGEBRETSON JERRY W.SNIDER JAMES A O'NEAL HENDRIK DE JONG RICHARD T. THOMSON STEPHEN ROSHOLT FRANK B.BUTLER G ORDON B.CON N,JR. BRUCE A.ACKERMAN MICHAEL H.HARPER,JR. Mr. Duane McCarty, Mayor Members of the City Council City of Mounds View City Hall 2401 Highway 10 St. Paul, MN 55112 Re: Proposed Home Rule Charter Dear Sirs: At your request we have examined the copy of the proposed Home Rule Charter, dated October 11, 1979, to consider the effect which the Charter, if adopted, would have on future bond financing by the City. In general, the Charter provides more complex procedures than the procedures provided by Minnesota law for statutory cities. This will inevitably cause some increase in the time and effort and therefore the expense involved in following and establishing compliance with the procedures to the satisfaction of bond counsel. In addition, until Minnesota municipal bond dealers become familiar with the City' s new procedures, some educational effort will be required to fully explain these procedures to the satisfaction of bond dealers so that they will not hesitate to bid on the City' s bonds under the new Charter. However, subject to certain specific problems mentioned below, we think in most instances the City will be able to obtain financing and sell its bonds on the market and the City' s bond counsel will be able to provide the necessary approving legal opinion under the procedures of the new Charter if it is approved by the voters. In particular, the procedures required for public improvements and special Mr. Duane McCarty Page 2 October 30, 1979 assessments under Chapter 8 of the Charter are not much different from the procedures required by South Dakota state law for special assessment bonds except for the some- what longer periods of time established by the Charter. However, there are certain specific problems which may arise (and in other places have arisen) under the Charter language, including the following: 1. Section 7. 05 requires a long term financial plan. The plan must be adopted after public hearing, apparently annually, by ordinance. The Charter does not indicate whether failure to include a capital project in the long term financial plan will prohibit the construction and financing of that project during the year pursuant to a bond election or special assessment proceedings, nor does it indicate whether the plan can be amended during the year. This problem could be a source of concern to your bond counsel and may need to be resolved by litigation if the situation arises. 2 . Similarly, Section 7 . 07 prohibits the incurring of any obligations of the City unless an appropriation has been made in the budget resolution and there is a sufficient unexpended balance. The Charter does not say that this prohibition is limited to obligations incurred in anticipation of collection of taxes or other ordinary revenues. Arguably, it could apply to obligations to be paid from bond proceeds, and unless bond proceeds are appropriated in the budget resolution itself, it might be contended that the Charter would be violated. If bond proceeds cannot be spent for the purpose for which they were voted or otherwise authorized, bond counsel would hesitate to approve the issuance of the bonds. While Section 7. 08 may provide the basis for supplementary • capital appropriations, on the grounds the bond proceeds are "actual receipts [which] exceeds the estimate" , the conclusion is not self evident and would require careful research and analysis. 3. Under Section 5. 07 any ordinance or resolution may be subjected to referendum by petition " [p] rior to the date when an ordinance or resolution takes effect" . If a bond election has been called and held and the bonds approved by the voters, the question arises whether a resolution to sell the bonds or to let a contract for the project to be funded from bond proceeds may be subjected to referendum. Unlike ordinances, most resolutions take effect immediately, and it may therefore be that the Charter provision would have no particular effect on such a resolution. On the other hand, it may be contended that a literal interpretation Mr. Duane McCarty Page 3 October 31, 1979 of the quoted phrase affects the fundamental purpose of the Section and a referendum petition should be allowed some reasonable time after the effective date of the resolution so long as the City has not entered into a contract that would be impaired by the referendum. As a practical matter, in most cases no one will want to file a referendum petition under the circumstances I describe and the bonds may be issued or a contract let upon a certificate by the City Clerk that no petition for referendum has been filed. But if a referendum petition is filed under these circumstances, the correct solution is not obvious. 4. Section 8. 04 , Subd. 1 provides for petitions and counter-petitions by certain percentages "in number of the benefited property owners" and "owners proposed to be assessed for such improvement at least equal to the number of those who petition for the improvement" . These phrases are ambiguous in that they do not tell the reader how to compute the number of owners of a lot which is held jointly by or by tenants in common of two or more persons. 5. Section 8. 04 , Subd. 3 provides that no contract may be let "in the event that the current proposed contract exceeds the estimated cost by more than 10%Y Subdivisions 1 and 2 refer to the estimated cost of an improvement, not to the contract portion of the improvement. The question then becomes whether the contract limit is 110% of the estimated cost of the improvement (which includes engineering, legal, fiscal and miscellaneous costs as well as contract costs) or is 110% of the contract portion of the total estimated cost. More serious is, however, the fact that the quoted provision will probably require the City to let all contracts for an improvement simultaneously; otherwise, the City may find itself in a position where it has let a contract for some portion of the work, for example, sewer installation, and cannot let another contract to complete the work, for example, street resurfacing. I am certain there will be other questions of interpretation which may cause difficulty, and no one can visualize all the possible problems or weigh the seriousness of the problems. If we can be of any further assistance to you or clarify any of the foregoing, please let us know. Very truly yours, FAEGRE & BENSON cc: Mr. Jeff Nelson 13/y/A_ >40jR7/-;451L Mr. Don Bragger Mr. Richard Meyers EHLERS AND ASSOCIATES, INC. FINANCIAL SPECIALISTS FIRST NATIONAL-SOO LINE CONCOURSE 507 MARQUETTE AVE. MINNEAPOLIS, MINNESOTA 55402 339-8291 [AREA CODE 612) • November 28, 1979 ��'1\(lc), t• � yLr r ) Mr. Jeff Nelson 1,% 1s" City Administrator 2401 Highway 10 St.- Paul, Minnesota 55112 Dear Mr. Nelson: • You have asked us to comment further on the proposed city charter and our previous letter. I modified my view that each resolution might be subject to referendum. Mr. Loeding points •out that a resolution which is effective immediately is not subject to referendum. However, it is still my view (and that of the charter commission, I believe) that it will be much more difficult, time consuming and costly to undertake local improvements. What with the time required for petitions, counter petitions and counter-counter petitions plus the possibility of referenda on resolutions held in suspense during the petition times, there are apt to be huge delays, maybe even missed construction seasons. In an inflation economy, every month costs 1 to lZ% or,on a million dollars project, up to $15,000 (plus costs for added legal work) . Following discussion with the council and members of the charter commission it appears that five year capital improvement budgets must be by ordinance (subject to refereridhm) and to change it by adding a project requires another ordinance (also subject to referendum) . It appears to be a stated objective to make it more difficult to undertake and finance local improvements, particularly those which are not 100% assessed to "benefitted" property. In this the charter should prove very effective. Had it been in the being at the time of incorporation the city probably would net now have a sanitary sewer or a water system. These improve- ments, not 100% assessed, were very controversial. Only a minority have water 41 in their basements or have contaminated wells at a particular moment. Sometime, as the city develops, surface water will become a severe problem for some homeowners (probably a minority) who may be unable to get relief under the charter. Very truly yours, EHLERS AND . 8S0 IA �o.:-r hl s EHLERS AND ASSOCIATES, INC. FINANCIAL SPECIALISTS FIRST NATIONAL-SOD LINE CONCOURSE 507 MARQUETTE AVE. MINNEAPOLIS, MINNESOTA 55402 339-8291 (AREA CODE 612) i fr November 5, 1979 ' ..qv /'J X 4 0,1S Np rp' Mr. Duane McCarty g, 1. "- Mayor, City of Mounds View t�I tt City Hall `E'' �,�et�,- 'fit'' . 2401 Highway 10 —s.:5 www' St. Paul , Minnesota 55112 Y' 'L)ERZ RE: Proposed Charter; Financing We have been asked to comment on the proposed city charter, particularly with reference to financing measures. Referendum: Under Chapter 5, fifteen percent of the electors (last presidential election) may petition for a referendum of any council adopted measure. As to financing local improvements, which typically involve a number of council resolutions, the procedure could become very cumbersome if each resolution is subject to, and must wait 30 days for a possible challenge. Referenda, coupled with the delays and counter petition measures provided in Section 8, could mean that a majority of those voting could deny vitally needed local (special assess- ment) improvements to areas of the city. If local improvements are to be subject to challenge (referenda) we suggest that such challenges apply only to the resolution ordering the improvement. One hundred and twenty days, four months, to the next election, on top of a 30 day referenda petition period, on top of 60 days after a preliminary hearing for petitions in opposition may cause a vital local improvement to lose a whole construction season. No financing could take place until all the times for petitions, for referenda, referenda themselves and times for counter petitions against improvements have been exhausted. Long-Term Financial Plan; Section 7.05: Good, if it is assumed that new facts and needs may dictate modifications and that added local improvements may be undertaken after the required hearings under Minnesota Statutes, Chapter 429 (or under Section 8 of the draft charter, should that section be adopted) . Budget Enforcement; Section 7.07: As to debt service on bonds, it must be assumed that these payments would be legitimate obligations whether or not included in the budget. Otherwise, the city could suffer a bond default, lowered bond ratings and higher interest cost. Mr. Duane McCarty November 5, 1979 St. Paul , Minnesota Page 2 Special Assessments; Section 8.01: . . "No assessment shall exceed benefits to the property." "Benefit" has been construed to mean increase in value. But there is a growing concept that assessments should, in some cases, reflect a property's contribution to the problem to be resolved, to the cost of the project. Local Improvement Ordinance; Section 8.03: Minnesota Statutes, Chapter 429, provides a time tested, court tested, uniform, workable code for undertaking local improvements. Adoption of a new, novel ordinance might have to be retested. We suggest that local improvements be carried out under Chapter 429 or other applicable statutes. Procedure; Section 8.04: While Section 8.03 says a comprehensive local improvement ordinance shall be adopted, Section 8.04 itself actually lays out detailed procedures (which, in many respects, closely follow Chapter 429) . In many respects Section 8.04 and its detail renders another "comprehensive" ordinance redundant. In fact, this detailed charter section very closely follows Minnesota Statutes, Chapter 429, except that,because of the counter petition time and the delays entailed in petitions for referenda on any council measures, it would make it extremely difficult and time consuming to plan, finance and execute local improvements, which may have several adverse effects on the city's development. Having had a preliminary hearing with published and mailed notice, proceedings must stop for 60 days during which time opponents may counter petition against a project. a. Dragging proceedings out will no doubt, in some cases, escalate community problems and friction. b. These delays (including possible petitions for referenda) may mean higher costs (now about 1 to 1-1/2% per month) . c. Extraordinary concern for the opposition will mean that the majority may impose serious problems on the city and on minority property owners and deny equitable solutions . Comment: One wonders about the extraordinary blocks that the draft charter puts up to prevent even extraordinary (4/5) majority decisions of an elected council . It seems to say that local improvements are bad, that a representative governing body does not work. While some decisions can always be questioned, representative government has, overall , served the city well . Respectfully submitted, EHLERS ° P •SS2CIA IjAi 7 � . '.. •rt L. Ehlers 'LE:sl JURAN & MOODY , INC . MUNICIPAL BONDS EXCLUSIVELY 114 EAST SEVENTH STREET ' • SAINT PAUL, MINNESOTA 55101 P// C: TELEPHONE 612/298-1500 4s: November 8, 1979 Mr. Jeff Nelson City Administrator City Hall 2401 Highway #10 P.O. St. Paul , MN 55112 RE: PROPOSED NEW CITY CHARTER CITY OF MOUNDS VIEW, MINNESOTA Dear Jeff: As per our telephone conversation last week, I have received a copy of the City of Mounds View proposed new City Charter and I have also received copies of letters to Mr. McCarty from Faegre and Benson and the City financial consultant, Mr. Bob Ehlers. We, at Juran & Moody, Inc. , are both financial consultants and underwriters of general obligation bonds not only within Minnesota but also on a national basis, so I feel qualified to speak on the proposed new Charter. I have the following comments: 1. The issuance of general obligation bonds under the new Charter could be delayed at least six months due to petitions and appeals . 2. When the potential for appeals are much greater, due to a Charter, than those of a statutory City, the 'underwriters would have a possible tendency to shy away from a City with this type of a Charter when the supply of bonds are adequate within the market place. 3. I believe that there is a possibility that this ordinance, as it relates to Chapter 429,would have to be retested in court. This initially could take a lengthy period of time. 4. The potential delays caused by the City Charter could increase construction costs dramtically and increase the legal and financial cost as well . From a financial consultant standpoint, I would not recommend a Charter much JURAN & MOODY, INC Mr. Jeff Nelson November 8, 1979 Page 2 like the one that is proposed at Mounds View for any of our municipal clients . If you have any questions or if I can be of any further service, please do not hesitate to call . Very truly yours, JURAN & MOODY; INC. Steve' J . Mattson Vi ce President SJM/tld