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CITY OF ST. ANTHONY, MINNESOTA <br />NOTES TO FINANCIAL STATEMENTS <br />December 31, 2013 <br />ADVANCE CROSSOVER REFUNDING <br />On April 25, 2012, the City issued $1,410,000 in General Obligation Bonds, Series 2012A with an average <br />interest rate of 2.05% to advance refund $1,380,000 of outstanding 2007A Series Bonds with an average <br />interest rate of 4.40%. The net proceeds of $1,423,370 were used to purchase U.S. Government Securities. <br />Those securities were deposited in an irrevocable trust with an escrow agent to provide for the interest on <br />the refunding bonds before the crossover date and called principal on the refunded bonds on February 1, <br />2014. <br />The City advance refunded the 2007A General Obligation Improvement Bonds to reduce its total debt <br />service payments over the last nine years of the bond by $110,499 and to obtain an economic gain <br />(difference between the present value of the debt service payments on the old and new debt) of $98,253. <br />The City is responsible for the debt service of the refunded bonds before the crossover date and the debt <br />service of the refunding bonds after the crossover date. The debt service of the refunding bonds before the <br />crossover date is payable from the escrow account. Assets held with the escrow agent total $1,392,296 at <br />December 31, 2013. <br />Payment <br />Date <br />2014 <br />2015 <br />2016 <br />2017 <br />2018 <br />2019 <br />2020 <br />2021 <br />2022 <br />2023 <br />Refunded <br />Bonds <br />Total <br />Refunding Debt Service Commitment <br />Bonds Escrow Account City <br />$1,529,010 $28,625 <br />- 172,175 <br />- 169,275 <br />- 171,325 <br />- 168,325 <br />- 170,275 <br />- 172,125 <br />- 173,875 <br />- 175,483 <br />171,870 <br />$1,394,313 $163,322 <br />- 172,175 <br />- 169,275 <br />- 171,325 <br />- 168,325 <br />- 170,275 <br />- 172,125 <br />- 173,875 <br />- 175,483 <br />171,870 <br />Total $1,529,010 $1,573,353 $1,394,313 $1,708,050 <br />CURRENT REFUNDING <br />On January 8, 2013, the City issued the $1,440,000 General Obligation Water and Sewer Refunding <br />Bonds, Series 2013A with an average interest rate of 1.52% to refund the 2014 through 2024 maturities <br />aggregating $1,450,000 in principal amount of the City's $2,200,000 General Obligation Water and Sewer <br />Revenue Bonds, Series 2003B with an average interest rate of 4.1655%, dated April 16, 2003. Net <br />proceeds of $1,453,524 were used to retire all outstanding principal of the refunded bonds on January 8, <br />2013. <br />The City refunded the bonds to reduce its total debt service payments over the eleven years by $236,983 <br />and to obtain an economic gain (difference between the present value of the debt service payments on the <br />old and new debt) of $217,167. <br />68 <br />