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I Mr. Lenz provided a brief overview of the municipal coverage. The Insurance Trust has been a 2 stable force for 35 years. The business practices are very conservative. Claims handling is very 3 good. Commercial general liability, Directors' liability, liquor liability, auto liability, 4 employment liability, etc. 6 The Insurance Trust has merged all the liability coverage together. For the last 5 years, worker's 7 compensation in St. Anthony was low and reduced the cost from 25-30% per year. Risk 8 Management and Fiscal Risk Management are self-insured for deductibles. The City Manager is 9 fiscally responsible with the taxpayer's funds. 10 11 B. Resolution 15-037; a Resolution Regarding Renewal of Municipal Insurance Coverage 12 and the Non Waiver of Tort Liability Limits for the League of Minnesota Cities 13 Insurance Trust. 14 15 Mayor Faust noted this decreases St. Anthony's liability. 16 17 Councilmember Stille asked if the level of liability is comparable to other cities. Mr. Lenz stated 18 for St. Anthony it is prudent for the City to have extra coverage. Councilmember Stille stated he 19 fully supports this policy. 20 21 Motion by Councilmember Stille, seconded by Councilmember Gray, to adopt Resolution 15- 22 037; a Resolution 15-037; a Resolution Regarding Renewal of Municipal Insurance Coverage 23 and the Non Waiver of Tort Liability Limits for the League of Minnesota Cities Insurance Trust. 24 25 Motion carried unanimously. 26 27 C. Resolution 15-038; a Resolution Confirming the Extension of Limited Clean Up and 28 Property Damage Protection for Sewer Back Ups and Water Main Breaks for Water and 29 Sewer Customers. 30 31 Mayor Faust stated this is a benefit to the residents. 32 33 Motion by Councilmember Gray, seconded by Councilmember Brever, to adopt Resolution 15- 34 038; a Resolution Confirming the Extension of Limited Clean Up and Property Damage 35 Protection for Sewer Back Ups and Water Main Breaks for Water and Sewer Customers. 36 37 Motion carried unanimously. 38 39 D. Presentation by on Fire Department's First Responder Program. Mark Sitarz, Fire Chief 40 presenting 41 42 Fire Chief Mark Sitarz gave a presentation on the Fire Department's First Responder Program on 43 "Sudden Cardiac Arrest". SCA strikes about 42 men, women and children every hour in the US. 44 It is not a heart attack. It is an electrical malfunction in the heart causing an abnormal rhythm. 45 Heart attack is a problem with the plumbing of the heart resulting in ineffective blood supply.