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City Council Regular Meeting Minutes <br />May 26, 2015 <br />Page 3 <br />1 Mr. Lenz provided a brief overview of the municipal coverage. The Insurance Trust has been a <br />2 stable force for 35 years. The business practices are very conservative. Claims handling is very <br />3 good. Commercial general liability, Directors' liability, liquor liability, auto liability, <br />4 employment liability, etc. <br />6 The Insurance Trust has merged all the liability coverage together. For the last 5 years, worker's <br />7 compensation in St. Anthony was low and reduced the cost from 25 -30% per year. Risk <br />8 Management and Fiscal Risk Management are self - insured for deductibles. The City Manager is <br />9 fiscally responsible with the taxpayer's funds. <br />10 <br />11 <br />12 <br />13 <br />14 <br />15 <br />16 <br />17 <br />18 <br />19 <br />20 <br />21 <br />22 <br />23 <br />24 <br />25 <br />26 <br />27 <br />28 <br />29 <br />30 <br />31 <br />32 <br />33 <br />34 <br />35 <br />36 <br />37 <br />38 <br />39 <br />40 <br />41 <br />42 <br />43 <br />44 <br />45 <br />B. Resolution 15 -037; a Resolution Regarding Renewal of Municipal Insurance Coverage <br />and the Non Waiver of Tort Liability Limits for the League of Minnesota Cities <br />Insurance Trust. <br />Mayor Faust noted this decreases St. Anthony's liability. <br />Councilmember Stille asked if the level of liability is comparable to other cities. Mr. Lenz stated <br />for St. Anthony it is prudent for the City to have extra coverage. Councilmember Stille stated he <br />fully supports this policy. <br />Motion by Councilmember Stille, seconded by Councilmember Gray, to adopt Resolution 15- <br />037; a Resolution 15 -037; a Resolution Regarding Renewal of Municipal Insurance Coverage <br />and the Non Waiver of Tort Liability Limits for the League of Minnesota Cities Insurance Trust. <br />Motion carried unanimously. <br />C. Resolution 15 -038; a Resolution Confirming the Extension of Limited Clean Up and <br />Property Damage Protection for Sewer Back Ups and Water Main Breaks for Water and <br />Sewer Customers. <br />Mayor Faust stated this is a benefit to the residents. <br />Motion by Councilmember Gray, seconded by Councilmember Brever, to adopt Resolution 15- <br />038; a Resolution Confirming the Extension of Limited Clean Up and Property Damage <br />Protection for Sewer Back Ups and Water Main Breaks for Water and Sewer Customers. <br />Motion carried unanimously. <br />D. Presentation by on Fire Department's First Responder Program. Mark Sitarz, Fire Chief <br />presenting <br />Fire Chief Mark Sitarz gave a presentation on the Fire Department's First Responder Program on <br />"Sudden Cardiac Arrest ". SCA strikes about 42 men, women and children every hour in the US. <br />It is not a heart attack. It is an electrical malfunction in the heart causing an abnormal rhythm. <br />Heart attack is a problem with the plumbing of the heart resulting in ineffective blood supply. <br />