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CITY OF ST. ANTHONY 23-May-89
<br /> 6/1/89-90
<br /> Workers' Compensation
<br /> Standard 72,875
<br /> Experience Modification 0.95
<br /> Modified Premium 69,231
<br /> Discounted Standard 63,129
<br /> Basic Factor 35.0%
<br /> Loss Conversion Factor 1.1000
<br /> Tax Multiplier 1.0000
<br /> Excess Loss Prem Factor
<br /> Minimum Prem Factor 35.0%
<br /> Maximum Prem Factor 120.0%
<br /> Basic Premium 22,095
<br /> Excess Loss Premium 0
<br /> Minimum Premium 22,095
<br /> Maximum Premium 83,078
<br /> WORKERS' COMPENSATION RETRO PLAN LOSS RANGES
<br /> Retro Loss Loss Indicated Non-subject
<br /> Premium at Ratio Content Retro Premium
<br /> -------------------------------------------------------------------------------------------------------------------------------
<br /> Minimum 0.00% 0 22,095 0
<br /> Subject 61.90% 42,851 69,231 0
<br /> Maximum 80.08% 55,439 83,078 0
<br /> WORKERS' COMPENSATION COSTS AT VARIOUS LOSS LEVELS
<br /> LOSSES AT LOSS AMOUNT RETRO PREMIUM NON-SUBJECT PREMIUM TOTAL PREMIUM
<br /> 0% 0 22,095 0 22,095
<br /> 5% 3,462 25,903 0 25,903
<br /> 10% 6,923 29,711 0 29,711
<br /> 15% 10,385 33,518 0 33,518
<br /> 20% 13,846 37,326 0 37,326
<br /> 25% 17,308 41,134 0 41,134
<br /> 30% 20,769 44,941 0 44,941
<br /> 35% 24,231 48,749 0 48,749
<br /> 40% 27,693 52,557 0 52,557
<br /> 45% 31,154 56,365 0 56,365
<br /> 50% 34,616 60,172 0 60,172
<br /> 55% 38,077 63,980 0 63,980
<br /> 60% 41,539 67,788 0 67,788
<br /> 65% 45,000 71,595 0 71,595
<br /> 70% 48,462 75,403 0 75,403
<br /> 75% 51,923 79,211 0 79,211
<br /> 80% 55,385 83,019 0 83,019
<br /> 85% 58,847 83,078 0 83,078
<br /> Prepared By: American Risk Services, Inc.
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