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TABLE OF CONTENTS <br /> Page(s) <br /> Termsof Proposal............................................................................................................. i-iv <br /> IntroductoryStatement...................................................................................................... 1 <br /> ContinuingDisclosure....................................................................................................... 1 <br /> TheBonds ........................................................................................................................ 2 <br /> Authorityand Purpose....................................................................................................... 4 <br /> Securityand Financing...................................................................................................... 4 <br /> FutureFinancing............................................................................................................... 5 <br /> Litigation ........................................................................................................................... 5 <br /> Legality ............................................................................................................................. 5 <br /> TaxExemption................................................................................................................... 5 <br /> Bank Qualified Tax-Exempt Bonds.................................................................................... 6 <br /> Rating ............................................................................................................................... 6 <br /> FinancialAdvisor............................................................................................................... 6 <br /> Certification....................................................................................................................... 7 <br /> CityProperty Values ......................................................................................................... 8 <br /> CityIndebtedness............................................................................................................. 9 <br /> City Tax Rates, Levies and Collections............................................................................. .13 <br /> Fundson Hand ................................................................................................................. 14 <br /> Investments....................................................................................................................... 14 <br /> General Information Concerning the City.......................................................................... 15 <br /> Governmental Organization and Services......................................................................... 17 <br /> Proposed Form of Legal Opinion ............................................................................ Appendix I <br /> Continuing Disclosure Covenants ........................................................................... Appendix II <br /> Summary of Tax Levies, Payment Provisions, and <br /> Minnesota Real Property Valuation ...................................................................... Appendix III <br /> Selected Annual Financial Statements .................................................................... Appendix IV <br /> ProposalForms ....................................................................................................... Inserted <br />