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21 <br /> G l�Y9. ARTHUR J. GALLAGHER & CO. OF MINNESOTA, INC. <br /> June 13, 2000 <br /> Mr. Roger Larson <br /> City of St. Anthony Village <br /> 3301 Silver Lake Road <br /> St. Anthony, MN 55418 <br /> RE: Skate Board Park <br /> Dear Mr. Larson: <br /> The League of Minnesota Cities Insurance Trust (LMCIT) has published the two <br /> enclosed articles on Skate Parks that should answer many of the questions about <br /> insurance, liability, and legal concerns. Specific considerations are: <br /> 1.) Tier I Facilities. Skate parks with all structures generally less than three feet in total <br /> • height will not be charged an additional premium for municipal liability insurance. <br /> Other controls designed to reduce skate boarders injuries are outlined in the articles. <br /> 2) Property Insurance. The premium for $45,000 insurance is approximately $212. <br /> 3) Claims Costs. The City has a large insurance deductible of$10,000 each occurrence, <br /> which would apply to any claim for the amount of the loss and defense costs. In <br /> addition, any of these paid and reserved claims costs would be charged against your <br /> City's loss experience, and would affect your premiums over a three year policy <br /> period. <br /> The LMCIT Loss Control representative should be involved from the proposal stage <br /> through the opening of the Skate Park to avoid insurance concerns after the fact. <br /> Please let me know if I can be of any further assistance. <br /> Sincerely, <br /> Carl A. Bennetsen <br /> • <br /> Minnesota Iowa <br /> 7825 Washington Avenue South,Suite 300 Minneapolis,MN 55439-2433 1906 Highway 71 North,P.O. Box 918 Okoboji,IA 51355-0918 <br /> Phone 612-944-8885 Fax 612-944-9795 Phone 712-332-2667 Fax 712-332-2779 <br />