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ALL INFORMATION CONTAINED HEREIN IS COPYRIGHTED IN THE NAME OF MOODY'S INVESTORS SERVICE,
<br /> INC.("MOODY'S"),AND NONE OF SUCH INFORMATION MAY BE COPIED OR OTHERWISE REPRODUCED,
<br /> • REPACKAGED,FURTHER TRANSMITTED,TRANSFERRED,DISSEMINATED,REDISTRIBUTED OR RESOLD,OR
<br /> STORED FOR SUBSEQUENT USE FOR ANY SUCH PURPOSE,IN WHOLE OR IN-PART,IN ANY FORM OR
<br /> MANNER OR BY ANY MEANS WHATSOEVER,BY ANY PERSON WITHOUT MOODY'S PRIOR WRITTEN
<br /> CONSENT. All information contained herein is obtained by MOODY'S from sources believed by it to be accurate and
<br /> reliable. Because of the possibility of human or mechanical error as well as other factors,however,such information is
<br /> provided"as is"without warranty of any kind and-MOODY'S, in particular,makes no,representation or warranty,express
<br /> or implied,as to the accuracy,timeliness,completeness,merchantability or fitness for any particular purpose of any such
<br /> information. Under no circumstances shall MOODY'S have any liability to any person or-entity for(a)'any loss or damage
<br /> in whole or in part caused by,resulting from,or relating to,any error(negligent or otherwise)or other circumstance or
<br /> contingency within or outside the control of MOODY'S or any of its directors,officers,employees or agents in connection
<br /> with the procurement,collection,compilation,analysis;interpretation,communication,publication or delivery of any such
<br /> information,or(b)any direct,indirect,special,consequential,compensatory or incidental damages whatsoever(including
<br /> without limitation,lost profits),even if MOODY'S is advised in advance of the possibility of such damages,resulting from
<br /> the use of or inability to use,any such information. The credit ratings,if any,constituting part of the information
<br /> contained herein are,and must be construed solely as,statements of opinion and not statements of fact or
<br /> recommendations to purchase,sell or hold any securities. NO WARRANTY,EXPRESS OR IMPLIED,AS TO THE
<br /> ACCURACY,TIMELINESS,COMPLETENESS,MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR
<br /> PURPOSE OF ANY'SUCH RATING OR OTHER OPINION OR INFORMATION IS GIVEN OR MADE BY MOODY'S IN
<br /> ANY FORM OR MANNER WHATSOEVER. Each rating or other opinion must be weighed solely as one factor in any
<br /> investment decision made by or on behalf of any user of the information contained herein,and each such user must
<br /> accordingly make its own study and evaluation of each security and of each issuer and guarantor of,and each provider of
<br /> credit support for,each security that it may consider purchasing, holding or selling. Pursuant to Section 17(b)of the
<br /> Securities Act of 1933, MOODY'S hereby discloses that most issuers of debt securities(including corporate and
<br /> municipal bonds,debentures,notes and commercial paper)and preferred stock rated by MOODY'S have,prior to
<br /> assignment of any rating,agreed to pay to MOODY'S for appraisal and rating services rendered by it fees ranging from
<br /> $1,000 to$1,500,000.
<br /> MADE IN U.S.A
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