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199344 1994-95 94-93 94-93 1994-95
<br /> Sublect of Insurance LMCIT LMCIT Change Percentage Alternative
<br /> Property 6.899 6,387 (512) -7.42% 54,202 (1)
<br /> Limits: 5,140,800 5.287,950 147,150 2.86% 5,287,950
<br /> Rate per(00's): 0.134 0.121 -10.00% Included
<br /> Inland Marine 1,319 1,192 (127) -9.63% Included
<br /> Boller b Machinery 342 372 30 8.77% 372
<br /> Crime
<br /> Fidelity 765 765 0 0.00% 765
<br /> Automobile 12,456 11,393 (1,063) -8.53`yo Included
<br /> $600,000 CSL
<br /> Liability Deductible: 10,000 10,000 25,000
<br /> Comprehensive Deductible: 10,000 10,009 25,000
<br /> Collision Deductible: 10,000 10,000 25,000
<br /> General Liability 49,900 44,630 (5,270) -10.56% Included (2)
<br /> $600,000 CSL (2)
<br /> Liability Deductible: 10,000 10,000 25.000
<br /> Open Meeting Law (3) 139 865 (172) -16.83% Included (3)
<br /> Petro Fund-Option 4,230 (4)
<br /> Workers'Compensation 109,189 115,637 6,448 5.91% 115,637 (5)
<br /> Payroll 2,012,834 2,101,608 88,774 4.41% 2,101,608
<br /> Experience Modification 1.17 1.31 11.97% 1.31
<br /> Average Rate w/out Exp Mod 4.64 4.20 -9.41% 4.20
<br /> Liquor Liability 72,755 70,678 (2,077) -2.85% 70,678 (6)
<br /> $500,000
<br /> Receipts: 3,907,000 3,800,000 (107,000) -2.74% 3,800,000
<br /> Rate per$100 Receipt: .1.86 1.86 -0.12% 1-.86
<br /> Public Officials Liability Included Included 0 Included
<br /> Inverse Condemnation Included Included 0 Included
<br /> $600,000
<br /> Liability Deductible: 10,1)00 10,000 25,000
<br /> Agent Fee: 4,000 4,523 523 13.08% 4,523
<br /> Commission Offset 2,350 2,693 343 14.60% 2,693
<br /> Total-Excluding Petro Fund 255,415 253.749 (1,665) -0.65% 243.4114
<br /> $10,000 Per Occurrence/$50,000 Aggreg
<br /> Maintenance Deductible-$1,000
<br /> $25,000 Per Occurrencel$50,000 Aggreg 0
<br /> Maintenance Deductible-$1,000
<br /> Standard Deductibles 94,925 85,548
<br /> Deductible Savings 24,351 21,946 96,420
<br /> Dividends 21.013 82,356
<br /> Retro Return(Additional) 0
<br /> Losses wrin Deductible 0
<br /> Surplus Available 21,013, 70,730
<br /> (1)$25,000/50.000/1,000 Alternative Deductible-Approximately$9,400 Savings
<br /> (2)To Eliminate Medical Payments-Approximately$415 Additional Savings
<br /> (3)Opon Meeting Law-1993194 Annualized Premium is$1,040
<br /> (4)Petro Fund-Option
<br /> (5)WC Managed Care Plan 8$500 Medical Only Deductible
<br /> (6)liquor Liability Limits At$500,000-Transcontinental(Off Sale)Brilamco(On Sale)
<br /> Optional Excess Liability 1993 1994 1994
<br /> With Waiver of Immunity 29,203 26,305 39,525
<br /> Without Waiver of Immunity 21,275 19,307 28,960
<br /> l of l
<br /> Prepared By. American Risk Semites, Inc.
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