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Randy Stille <br /> 3117 Rankin Road, St. Anthony,Minnesota 55418 <br /> 612-788-3235 (H) 651-736-9948 (W) <br /> EXPERIENCE COMMERCIAL LENDER August 1988 to Present <br /> Eastern Heights Bank,Woodbury,Minnesota <br /> • Responsible for portfolio of commercial loans and commitments in <br /> excess of$40,000,000;special focus on Acquisition,Development,and <br /> Construction Financing <br /> • Generate annual fee income in excess of$400,000 <br /> • Developed revolving line of credit products unique to current <br /> construction lending environment <br /> • Responsibilities include limited consumer and mortgage lending <br /> •_ -Actively.solicit new accounts/business— - -- ---- -- - - - --- — - - <br /> ACCOUNT OFFICER May 1986 to August 1988 <br /> Federal Deposit Insurance Corporation,West Des Moines, Iowa <br /> • Responsible for liquidating portfolio of commercial,real estate, and <br /> installment loans of$5,000,000 to$8,000,000 <br /> • Analyzed collateral positions,financial statements, and document <br /> deficiencies <br /> • Negotiated and mediated with borrowers <br /> • Recommended workout agreement and settlement offers when <br /> appropriate <br /> + Assisted with closing procedures for insolvent banks <br /> COMMODITIES BROKER August 1984 to May 1986 <br /> Packers Trading Company,LeMars, Iowa <br /> • Actively traded in the futures markets on behalf of clients <br /> COMMODITIES BROKER Ju y 1983 to August 1984 <br /> North Central Commodities, Orange City, Iowa <br /> • Established customer base by soliciting new accounts <br /> EDUCATION PROFESSIONAL SEMINARS AND WORKSHOPS <br /> Financial Analysis Commercial Lending School <br /> Debtor/Creditor Relations Everyday Negotiations <br /> Land Development/Site Planning Effective Case Writing <br /> Cash Flow Analysis <br /> BACHELOR OF ARTS IN AGRI-BUSINESS- 1983 <br /> Dordt College, Sioux Center,Iowa <br /> BACKGROUND Born January 14, 1961;Married;Past Deacon-Faith Christian Reformed- <br /> Church,New Brighton;Active member-Twin Cities Builders Association; <br /> Past Board Member-Calvin Christian School;Current Board Member.- <br /> St. Croix Animal Shelter <br />