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Moody's Investors Service <br /> 123 North Wacker Drive <br /> Suite 1350 <br /> Chicago, IL 60606 <br /> March 20, 2003 <br /> Mr. Roger Larson <br /> Finance Director <br /> City of St. Anthony <br /> 3301 Silver Lake Road <br /> Saint Anthony, MN 55418 <br /> Dear Mr. Larson: <br /> We wish to inform you that on March 20, 2003, Moody's Rating.Committee reviewed <br /> and assigned a rating of Al to the City of St. Anthony(MN) General Obligation Bonds, <br /> Series 2003A, B, and C. <br /> In order for us to maintain the currency of our ratings, we request that you provide <br /> ongoing disclosure, including annual financial and statistical information. <br /> Moody's will monitor this rating and reserves the right, at its sole discretion, to revise or <br /> withdraw this rating at any time in the future. <br /> The rating, as well as any revisions or withdrawals thereof, will be publicly disseminated <br /> by Moody's through normal print and electronic media and in response to verbal requests <br /> to Moody's ratings desk. <br /> Should you have any questions regarding the above,please do not hesitate to contact me <br /> or the analyst assigned to this transaction,.John Crawford, at 312-706=9964. <br /> Sincerely, <br /> Phoebe Seden <br /> Senior Vice President <br /> cc: <br /> Mr.James Prosser <br /> Finacial Advisor <br /> Ehlers&Associates,Inc. <br /> 3060 Centre Pointe Drive <br /> Roseville,MN 55113 . <br />