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. . <br /> ®Copyright 2003, Moody's Investors Service, Inc. and/or its licensors including Moody's Assurance Company, Inc. (together <br /> ALL INFORMATION CONTAINED HEREIN IS PROTECTED BY COPYRIGHT LAW AND NONE OF SUCH <br /> INFORMATION MAY BE COPIED OR OTHERWISE REPRODUCED, REPACKAGED, FURTHER <br /> TRANSMITTED,TRANSFERRED, DISSEMINATED, REDISTRIBUTED OR RESOLD, OR STORED FOR <br /> SUBSEQUENT USE FOR ANY SUCH PURPOSE, IN WHOLE OR IN PART, IN ANY FORM OR MANNER <br /> OR BY ANY MEANS WHATSOEVER, BY ANY PERSON WITHOUT MOODY'S PRIOR WRITTEN <br /> CONSENT.All information contained herein is obtained by MOODY'S from sources believed by it to be <br /> accurate and reliable. Because of the possibility of human or mechanical error as well as other factors, <br /> however, such information is provided"as is"without warranty of any kind and MOODY'S, in particular, <br /> makes no representation or warranty, express or implied,as to the accuracy,timeliness,completeness, <br /> merchantability or fitness for any particular purpose of any such information. Under no circumstances shall <br /> MOODY'S have any liability to any person or entity for(a)any loss or damage in whole or in part caused by, <br /> resulting from, or relating to,any error(negligent or otherwise)or other circumstance or contingency within or <br /> outside the control of MOODY'S or any of its directors, officers,employees or agents in connection with the <br /> procurement, collection, compilation, analysis, interpretation, communication, publication or delivery of any <br /> such information,or(b)any direct, indirect, special,consequential, compensatory or incidental damages <br /> whatsoever(including without limitation, lost profits), even if MOODY'S is advised in advance of the <br /> possibility of such damages, resulting from the use of or inability to use,any such information.The credit <br /> ratings, if any,constituting part of the information contained herein are, and must be construed solely as, <br /> statements of opinion and not statements of fact or recommendations to purchase, sell or hold any securities. <br /> NO WARRANTY, EXPRESS OR IMPLIED,AS TO THE ACCURACY,TIMELINESS, COMPLETENESS, <br /> MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OF ANY SUCH RATING OR <br /> 'OTHER OPINION OR INFORMATION IS GIVEN OR MADE BY MOODY'S IN ANY FORM OR MANNER <br /> WHATSOEVER. Each rating or other opinion must be weighed solely as one factor in any investment <br /> decision made by or on behalf of any user of the information contained herein,and each such user must <br /> accordingly make its own study and evaluation of each security and of each issuer and guarantor of, and <br /> each provider of credit support for, each security that it.may consider purchasing,holding or selling. Pursuant <br /> to Section 17(b)of the Securities Act of 1933, MOODY'S hereby discloses that most issuers of debt <br /> securities(including corporate and municipal bonds,debentures, notes and commercial paper)and preferred <br /> stock rated by MOODY'S have, prior to assignment of any rating, agreed to pay to MOODY'S for appraisal <br /> and rating services rendered by it fees ranging from$1_,500 to$1,500,000. <br />