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• Steve Apfelbacher <br /> EXPERIENCE <br /> ❑ Actively involved in public finance with Ehlers and Associates since 1979 <br /> ❑ Serves on the Board of Directors of Ehlers and Associates <br /> ❑ Major clients include: <br /> Financial Over 70 cities and villages in Minnesota and Wisconsin <br /> Advisor Public utilities within Minnesota, Wisconsin,Michigan, and Iowa <br /> Counties <br /> President/Board School districts <br /> of Director Special districts <br /> Certified ❑ Financial Advisor for over 200 revenue bond issues resulting in extensive <br /> Independent experience with the public service commissions and other user charge <br /> Public Finance systems <br /> Advisor ❑ Financial Advisor for over 500 various general obligation municipal <br /> Bachelor of bonds,pure revenue bonds, current and advance refundings,cash flow <br /> Science; financings,lease purchase financings, pooled financing, municipal <br /> University of disclosure, bond ratings and credit enhancements <br /> Minnesota - <br /> Economics SPECIAL EXPERTISE <br /> major <br /> ❑ Economic development/redevelopment packaging <br /> Graduate work; ❑ Tax increment financing including the creation of over 100 tax increment <br /> University of districts <br /> Minnesota - ❑ Revenue/utility financing <br /> Public ❑ Credit analysis/presentation to Moody's Investors Service and Standard& <br /> Administration <br /> Poor's <br /> ❑ League of Minnesota Cities (a comprehensive cash management service for <br /> Minnesota cities) <br /> ❑ Minnesota Association of Governments Investing for Counties (a <br /> comprehensive cash management service for Minnesota counties) <br /> RELATED EXPERIENCE <br /> ❑ Three terms as city council member for a Twin Cities first tier growth community <br /> ❑ Four years as Executive Director of a Twin Cities housing and redevelopment <br /> authority and community development director. Administrated over$20 million <br /> of federal,state and local development funds resulting in over 300 new jobs and <br /> $40 million in private development <br /> ❑ Recognized public finance panelist/lecturer to various municipal and related <br /> organizations <br />