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City Council Regular Meeting Minutes <br /> June 11, 2002 <br /> • Page 4 <br /> 1 • Starting in 2002, we began serving the City of North St. Paul and the City of <br /> 2 Columbia Heights. <br /> 3 • In May 2002, we opened our 4`h HRC in Shoreview to serve our North Metro <br /> 4 clients. <br /> 5 HRC Services Provided: <br /> 6 • Clearinghouse of information. <br /> 7 • Program Administrator. <br /> 8 • Construction Management Services. <br /> 9 Clearinghouse of Information: <br /> 10 • Provide information on a variety of information including: <br /> 11 o Home Maintenance and Safety Topics. <br /> 12 o Home Improvement Financing. <br /> 13 o First Time Home Buyer Classes. <br /> 14 o Limited Rental Information. <br /> 15 Program Administrator: <br /> 16 • GMHC administers a number of loan programs. <br /> 17 • Assist homeowners through the loan application and disbursement process. <br /> W • Provide neighborhoods and cities with reports on program balance and activity. <br /> 19 HRC Programs Offered: <br /> 20 • MHFA Fix Up Fund—Home improvement loans at 6.5% for homeowners with <br /> 21 incomes of$77,000 or less. <br /> 22 • 45 different NRP home improvement and home buyer programs. <br /> 23 • Hawthorne Homestead Program. <br /> 24 • Abbott Northwestern <br /> 25 • EZ Smart Commute 2"d Mortgage. <br /> 26 NRP Loan Programs: <br /> 27 • The HRC administers 45 different Neighborhood Revitalization Program loans <br /> 28 including: <br /> 29 o Grants. <br /> 30 o Rebates. <br /> 31 o Deferred Loans. <br /> 32 o Revolving Loans. <br /> 33 o First Time Home Buyers. <br /> 34 o Commercial Loans. <br /> 35 Construction Management: <br /> • The HRC provides free construction consultation to residents of participating <br /> communities. These services include: <br /> 38 o Providing general advice on home improvement projects. <br /> 39 o Providing homeowners assistance in writing scope of work and selecting <br /> 40 contractors. <br />