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UNITED STATES OF AMERICA <br /> STATE OF MINNESOTA <br /> COUNTIES OF HENNEPIN AND RAMSEY <br /> CITY OF ST. ANTHONY <br /> GENERAL OBLIGATION IMPROVEMENT BONDS, SERIES 1997A <br /> Date of <br /> Interest Rate Maturity Original Issue CUSIP <br /> April 1, 1997 <br /> SEE REVERSE <br /> FOR CERTAIN <br /> DEFINITIONS <br /> REGISTERED OWNER: <br /> PRINCIPAL AMOUNT: DOLLARS <br /> THE CITY OF ST. ANTHONY, Hennepin and Ramsey Counties, <br /> Minnesota (the "City"), acknowledges itself to be indebted and, for value received, <br /> hereby promises to pay to the registered owner named above, or registered assigns, <br /> the principal amount specified above, on the maturity date specified above, with <br /> interest thereon from the date of original issue specified above, or from the most <br /> recent interest payment date to which interest has been paid or duly provided for, at <br /> the annual rate specified above. Interest hereon is payable on February 1 and <br /> August 1 in each year, commencing February 1, 1998, to the person in whose name <br /> this Bond is registered at the close of business on the 15th day (whether or not a <br /> business day) of the immediately preceding month, all subject to the provisions <br /> referred to herein with respect to the redemption of the principal of this Bond before <br /> maturity. The interest hereon and, upon presentation and surrender hereof, the <br /> principal hereof, are payable in lawful money of the United States of America by <br /> check or draft of Firstar Bank of Minnesota, N.A., in St. Paul, Minnesota, as Bond <br /> Registrar, Transfer Agent and Paying Agent (the "Bond Registrar"), or its successor <br /> designated under the Resolution described herein. <br /> Additional provisions of this Bond are contained on the reverse hereof <br /> and such provisions shall for all purposes have the same effect as though fully set <br /> forth hereon. <br /> is <br /> -4- <br />