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MONTHLY BENEFITS AFTER 20 YEARS OF SERVICE <br />DECEMBER 31, 1995 <br />DEPARTMENT BENEFIT <br />Brooklyn Center <br />$520 /mo. <br />Plymouth <br />$480 /mo. <br />Roseville <br />$400 /mo. <br />New Brighton <br />$400 /mo. <br />Lake Johanna <br />$400 /mo. <br />Spring Lake Park <br />$400 /mo. <br />Columbia Heights <br />$360 /mo. <br />White Bear Lake <br />$360 /mo. <br />New Hope <br />$340 /mo. <br />Robbinsdale <br />$260 /mo. <br />CITY CONTRIBUTION <br />$ 42,092 <br />$241,686 <br />$ 30,000 <br />$ 65,000 <br />$ 33,804 <br />$ 29,969 <br />$ 28,026 <br />$ 56,967 <br />*(38.5 mo <br />*(42 mo.) <br />*(50 mo.) <br />*(50 mo.) <br />*(50 mo.) <br />`(50 mo.) <br />*(56 mo.) <br />*(56 mo.) <br />*(59 mo.) <br />x(77 mo.) <br />*This is the number of months needed to acquire $20,000 in benefits. <br />DEFINED CONTRIBUTION PROGRAMS <br />DEPARTMENT CITY CONTRIBUTION AVERAGEACCOUNT <br />Brooklyn Park <br />Anoka /Champlin <br />Fridley <br />Crystal <br />Falcon Heights <br />Andover <br />$15,545 $81,467 <br />--- - - - - --- $60,438 <br />$61,301 $54,683 <br />$31,130 <br />$29, 785 <br />$32,250 <br />$18,551 <br />If St. Anthony had a defined contribution program, our average account <br />would be $13,437. <br />