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Stable, affordable housing is essential for people to work productively, for their children to learn, and for families and <br />communities to thrive. Housing is affordable when a family with a moderate or low income pays no more than 30-40% of <br />its monthly income for housing. <br />Increasingly, housing is not affordable for many Twin Cities metro area working families. This lack of affordable housing <br />for people of all ages and incomes causes families stress, dampens productivity and stifles job growth. <br />2 <br /> <br />