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15 <br /> <br />written request at its next regularly scheduled meeting. A decision by the City Council or <br />its designee affirming a denial, revocation, or fee shall be in writing and supported by <br />written findings establishing the reasonableness of the decision. <br />98.130 Insurance. <br />A) Minimum Coverage. The department shall require that each permittee maintain in full force <br />and effect, throughout the term of a small wireless facility permit, an insurance policy or <br />policies issued by an insurance company or companies satisfactory to the city's risk <br />manager. Such policy or policies shall, at a minimum, afford insurance covering all of the <br />permittee’s operations, vehicles, employees, agents, subcontractors, successors, and <br />assigns as follows: <br />1. Workers' compensation, in statutory amounts, with employers' liability limits not <br />less than $500,000 each accident, injury, or illness; <br />2. Commercial general liability insurance with limits not less than $2,000,000 each <br />occurrence combined single limit for bodily injury and property damage, including <br />contractual liability, personal injury, products and completed operations; <br />3. Commercial automobile liability insurance with limits not less than $2,000,000 <br />each occurrence combined single limit for bodily injury and property damage, <br />including owned, non-owned and hired auto coverage, as applicable; and <br />4. Contractors' pollution liability insurance, on an occurrence form, with limits not <br />less than $1,000,000 each occurrence combined single limit for bodily injury and <br />property damage and any deductible not to exceed twenty-five thousand dollars <br />($25,000) each occurrence. <br />B) Insurance Requirements. Each permittee’s insurance policy or policies are subject to the <br />following: <br />1. Said policy or policies shall include the city and its officers and employees jointly <br />and severally as additional insureds, shall apply as primary in surance, shall stipulate <br />that no other insurance effected by the city will be called on to contribute to a loss <br />covered thereunder, and shall provide for severability of interests. <br />2. Said policy or policies shall provide that an act or omission of one insured, which <br />would void or otherwise reduce coverage, shall not reduce or void the coverage as <br />to any other insured. Said policy or policies shall afford full coverage for any claims <br />based on acts, omissions, injury, or damage which occurred or arose, or the onset <br />of which occurred or arose, in whole or in part, during the policy period. <br />3. Said policy or policies shall be endorsed to provide thirty (30) calendar days <br />advance written notice of cancellation or any material change to the department. <br />4. Should any of the required insurance be provided under a claims-made form, a <br />permittee shall maintain such coverage continuously throughout the term of a small <br />48