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Curriculum Vitae -- continued <br /> <br />Education <br /> <br />-- Graduate of Bemidji State University, Minnesota. B.S. degree in Bus. Ad. <br />-- During college, summer employment in build ing trades (residential and commercial). <br />-- Graduate of Cecil Lawter Real Estate School. Past Arizona Real Estate License. <br /> <br />-- General & Professional Practice Courses & Seminars <br />-- Course 101-Introduction to Appraising Real Property. <br />-- Numerous Standards of Professional Practice Seminar. <br />-- Fair Lending Seminar. <br />-- Eminent Domain & Condemnation Appraising. <br />-- Eminent Domain (An In-Depth Analysis) <br />-- Property Tax Appeal <br />-- Eminent Domain <br />-- Business Practices and Ethics <br />-- Scope of Work <br />-- Construction Disturbances and Temporary Loss of Going Concern <br />-- Uniform Standards for Federal Land Acquisitions (Yellow Book Seminar) <br />-- Partial Interest Valuation Divided (conservation easements, historic preservation easements, life <br />estates, subsurface rights, access easements, air rights, water rights, transferable development <br />rights) <br /> <br /> Commercial/Industrial/Subdivision Courses & Seminars <br />-- Capitalization Theory & Techniques <br />-- Highest & Best Use Seminar <br />-- General & Residential State Certification Review Seminar <br />-- Subdivision Analysis Seminar. <br />-- Narrative Report Writing Seminar (general) <br />-- Advanced Income Capitalization Seminar <br />-- Advanced Industrial Valuation <br />-- Appraisal of Local Retail Properties <br />-- Appraising Convenience Stores <br />-- Analyzing Distressed Real Estate <br />-- Evaluating Commercial Construction <br />-- Fundamentals of Separating Real Property, Personal Property and Intangible Business Assets <br /> <br /> Residential Courses & Seminars <br />-- Course 102-Applied Residential Appraising <br />-- Narrative Report Writing Seminar (residential) <br />-- HUD Training session local office for FHA appraisals <br />-- Familiar with HUD Handbook 4150.1 REV-1 & other material from local FHA office. <br />-- Appraiser/Underwriter FHA Training <br />-- Residential Property Construction and Inspection <br />-- Numerous other continuing education seminars for state licensing & AI <br /> <br />Speaking Engagements <br /> <br />-- Bankers <br />-- Auditors <br />-- Assessors <br />-- Relocation (Panel Discussion) <br /> <br />Publications <br /> <br />-- Real Estate Appraisal Practice (book): Acknowledgement <br />-- Articles for Finance & Commerce and Minnesota Real Estate Journal <br />101