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3 <br />3.1.Authorization.Subject to and conditioned on Customer’s payment of the fees and compliance <br />with all other terms and conditions of this Agreement,Polco hereby authorizes Customer to access and <br />use,solely during the Term,the Services and Polco Materials as Polco may supply or make available to <br />Customer.This authorization is non-exclusive and,other than as may be expressly set forth in Section <br />13.6,non-transferable.Notwithstanding the foregoing,Polco hereby grants to Customer a perpetual, <br />royalty-free,non-transferable license to use any tangible Polco Materials provided to Customer by or <br />through the Services during the Term, which license shall survive the termination of this Agreement. <br />3.2.Limitations and Restrictions.Customer shall not,and shall not permit any other Person to, <br />access or use the Services or Polco Materials except as expressly permitted by this Agreement.For <br />purposes of clarity and without limiting the generality of the foregoing,Customer shall not,except as this <br />Agreement expressly permits: <br />(a)copy,modify or create derivative works or improvements of the Services or Polco <br />Materials; <br />(b)rent,lease,lend,sell,sublicense,assign,distribute,publish,transfer or otherwise make <br />available any Services or Polco Materials to any Person,including on or in connection with the <br />internet or any time-sharing,service bureau,software as a service,cloud or other technology or <br />service; <br />(c)reverse engineer,disassemble,decompile,decode,adapt or otherwise attempt to derive <br />or gain access to the source code of the Services, in whole or in part; <br />(d)bypass or breach any security device or protection used by the Services or access or use <br />the Services other than by an Authorized User through the use of his or her own then valid access <br />credentials; <br />(e)damage,destroy,disrupt,disable,impair,interfere with or otherwise impede or harm in <br />any manner the Services or Polco’s provision of services to any third party, in whole or in part; <br />(f)access or use the Services or Polco Materials in any manner or for any purpose that <br />infringes,misappropriates or otherwise violates any Intellectual Property Right or other right of any <br />third party (including by any unauthorized access to,misappropriation,use,alteration,destruction or <br />disclosure of the data of any other Polco customer), or that violates any applicable law; <br />(g)access or use the Services or Polco Materials for purposes of competitive analysis of the <br />Services,the development,provision or use of a competing software service or product or any other <br />purpose that is to Polco’s detriment or commercial disadvantage; or <br />(h)otherwise access or use the Services or Polco Materials beyond the scope of the <br />authorization granted under Section 3.1. <br />3.3.Customer Responsibilities.Except as otherwise determined by Polco,Customer shall be <br />responsible for obtaining and maintaining any equipment and ancillary services needed to connect to, <br />access or otherwise use the Services,including,without limitation,modems,hardware,servers,software, <br />operating systems,networking,web servers and the like (collectively,“Equipment”).In the event Polco <br />obtains or provides any such Equipment,Polco shall only be responsible for maintaining such Equipment. <br />Customer shall also be responsible for maintaining the security of the Equipment,Customer account, <br />passwords (including but not limited to administrative and user passwords)and files,and for all uses of <br />Customer account or the Equipment with or without Customer’s knowledge or consent. <br />4.Fees; Payment Terms.