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Building Services | St. Anthony Village , MN MAKING A DIFFERENCE WHERE YOU NEED US MNSPECT GROUP A GROUP B GROUP C MNSPECT’s ISO Building Code Effectiveness Grading Schedule (BCEGS) MNSPECT takes great pride in achieving an ISO Building Code Effectiveness Grading Schedule score of a 3 for both commercial and residential work. The purpose of BCEGS is to provide insurance companies with a way to score building departments with a rating, similar to how ISO scores fire departments. This equates to a savings for residents as the lower the score the higher the insurance discount can be for new construction in a community. The ISO Audit is the only analysis that any Building Department is subjected to, other than a voluntary department accreditation for the ICC-IAS (of which there are currently no accredited departments in Minnesota). Group A: Municipalities receive the maximum discount benefit possible on new construction when the homeowner’s insurance company uses the BCEGS in their underwriting formulas. Group B: Municipalities receive a midrange discount benefit possible on new construction when the homeowner’s insurance company uses the BCEGS in their underwriting formulas. Group C and Score 99 (Declined to participate): Municipalities receive no discount benefit possible on new construction when the homeowner’s insurance company uses the BCEGS in their underwriting formulas. The long-term savings to the community could be substantial. If a community has 1,000 recently (last 10 years) constructed homes, the collective decrease could be 5% of premium (1,500 x 0.05 = $75.00) x 1,000 = $75,000 per year of insurance premium discounts if the building department had a score of 3 (vs 9 or 99). 6 111