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ERF Grant (Revised 09/2024) If GRANTEE is based outside the State of Minnesota, coverage must apply to Minnesota laws. COUNTY will accept self-insurance certificate of GRANTEE if GRANTEE is self-insured under Minnesota law. b. Employer’s Liability. Bodily Injury by: Accident – Each accident 500,000 Disease – Policy Limit 500,000 Disease – Each Employee 500,000 4.Professional Liability – Per Claim 1,000,000 Aggregate 2,000,000 5.Pollution Liability – GRANTEE shall maintain or cause a project contractor $2,000,000 to maintain pollution liability insurance that does not exclude or limit coverage for mold, fungus, asbestos, pollutants or other hazardous substances and with a minimum aggregate amount of $2,000,000. An umbrella or excess policy is an acceptable method to provide the required commercial general or automobile insurance coverage. Coverage shall not include any exclusion or other limitations related to: (1)Scope of activities under this Agreement; (2)Delays in Project completion and cost overruns; or (3)Persons or entities authorized to notify the carrier of a claim or potential claims. The above establishes minimum insurance requirements. It is the sole responsibility of GRANTEE to determine the need for and to procure additional insurance which may be needed in connection with this Agreement. Upon written request, GRANTEE shall promptly submit copies of insurance policies to COUNTY. GRANTEE alone is required to meet the insurance coverages of this Agreement. GRANTEE may meet these coverages directly through their own insurance policies, through documentation of self-insurance determined acceptable to the County, or through a combination of GRANTEE and contractor or other partner insurance policies. More than one entity or contractor may be used to assist GRANTEE in meeting the required coverages. GRANTEE shall ensure that all of GRANTEE’s subcontractors and subgrantees (i) independently carry insurance appropriate to cover the subcontractors’ and subgrantees’ exposures and that meet or exceed the Required Insurance Coverages set forth in the table above; (ii) are covered under GRANTEE’s policies; or (iii) or both. GRANTEE is responsible for monitoring its subcontractors’ and subgrantee’s proof of insurance to ensure compliance with the foregoing obligations. Copies of certificates of insurance shall be maintained by GRANTEE and shall be supplied to COUNTY upon request. 40