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ARTICLE XIX INSURANCE <br />19.1 The EMPLOYER will contribute up to a maximum of Six hundred sixty dollars ($660.00) per <br />month per EMPLOYEE for calendar year 2006 and Seven Hundred Ten Dollars ($710.00) per <br />month per EMPLOYEE for calendar year 2007 for group health and .life insurance, including <br />dependent coverage. By mutual agreement EMPLOYEES with dependent care may use Fifteen <br />Dollars ($15.00) of the health insurance dollars for dental insurance. <br />19.2 EMPLOYEES not .choosing dependent coverage cannot be covered at EMPLOYER expense for <br />any additional insurance other than the individual group health and group life insurance. <br />Additional life insurance can be purchased by EMPLOYEE'S, at the EMPLOYEE'S expense to the <br />extent allowed under the EMPLOYER'S group policy. <br />19.3 Individual EMPLOYEES may provide for an increased EMPLOYER contribution for insurance over <br />that amount stipulated by 19.1, by lowering their salary from the rates stipulated in Appendix A to <br />provide for an increased EMPLOYER contribution which will fully pay for the EMPLOYEE'S health, <br />life, and dental insurance, including dependent coverage. <br />ARTICLE XX PERSONAL TIME OFF <br />20.1. Amount Allowed. Full time employees shall earn personal leave according to the following schedule: <br />Hours Accrued Per year <br />0 - 5 years 176 hours <br />5+ - 14 years 216 hours <br />15+ 256 hours <br />Employees using earned PTO shall be considered to be working for the purpose of accumulating <br />additional PTO. <br />20.2. Usage. Personal time off may be used as earned, subject to approval by the Department Head <br />and City Manager of the time at which it may be taken. <br />In order to allow coordination of PTO with family and medical leave, employees seeking to take <br />PTO may be required to provide enough information about the purpose of the time off to allow a <br />determination of whether the time will also qualify for family and medical leave. If the PTO also <br />qualifies for family and medical leave, the employee must take both leaves simultaneously. <br />20.3. Terminal Leave. Any employee leaving the municipal service in good standing after giving proper <br />notice of such termination of employment, will be compensated for PTO accrued and unused to <br />the date of separation, as per 20.7. <br />20.4. Waiver of Personal Time Off Prohibited. No employee is permitted to waive PTO for the purpose <br />of receiving double compensation. <br />20.5. Procedure. To be eligible for PTO with pay, an employee shall report as soon as possible to his <br />or her Department Head the need to take PTO and its estimated duration. <br />20.6. Workers Compensation. Employees are covered by the workers compensation laws of the State <br />of Minnesota. In the event an employee is disabled and is entitled to workers compensation, the <br />employee will keep any workers compensation payments received and eligible to receive a bi- <br />weekly paycheck equal to 1/3 pay through the use of PTO benefits. In addition, the employee will <br />be entitled to earn 1/3 of the amount of the PTO pay they would otherwise be entitled to during an <br />absence from their employment. Employees receiving such workers compensation will be <br />considered working for the purpose of accumulating additional PTO benefits. <br />