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RISK INVESTMENTS COMMUNICATIONS CONSULTING OUTSOURCING <br />13 <br />530 North Robert Street <br />St. Paul, Minnesota 55101 <br />T 651.227.8405 <br />BEARENCE® F651227.0507 <br />MANAGEMENT GROUP www.bearence.com <br />CITY OF ST. ANTHONY VILLAGE <br />PREMIUM BREAKDOWN AND COMPARISON <br />COVERAGE <br />2010/2011 <br />2011/2012' <br />PROPERTY" <br />$30,201 <br />$31,123 <br />INLAND MARINE` <br />4,512 <br />4,567 <br />EQUIPMENT BREAKDOWN' <br />3,249 <br />3,320 <br />MUNICIPAL LIABILITY' <br />39,064 <br />41,647 <br />NO FAULT SEWER BACK-UP* <br />3,318 <br />4,627 <br />LIQUOR LIABILITY` <br />10,1114 <br />9,741 <br />AUTOMOBILE <br />CRIME` _...,. _. _.. <br />INCLUDED... <br />_ ,INCLUDED <br />EMPLOYEE DISHONESTY BOND" <br />918 <br />836 <br />OPEN MEETING LAW <br />INCLUDED <br />INCLUDED <br />WORKERS COMPENSATION <br />00,66 7 <br />103,832 <br />VOLUNTEER AccIDENT PLAN <br />987 <br />927 <br />TO FAL ALL PREMIUMS <br />$207,938 <br />$214,291 <br />$10,000/50.000/ 1 ,000 ALI_. LINES DEDUCTIBLE, EXCEPT <br />$2,500 DEDUCTIBLE FOR EQUIPMENT BREAKDOWN COVERAGE. <br />NO FAULT SEWER BACKUP LIMIT INCREASED TO $25,000. <br />NOTE: DO NOT PAY UNTILYOU RECEIVE INVOICES! <br />T I11S COMPARISON IS PROVIDED ASA BRIEF OUTLINE OF YOUR POLICY. PI_EASL REFER 10 11 iE PROVISIONS FOUND IN YOUR <br />POLICY FOR THE DETAILS OF YOUR COVERAGES, TERMS, CONDITIONS AND EXCLUSIONS THAT APPLY. <br />