Loading...
HomeMy WebLinkAboutCC PACKET 05301989 Meeting Sheet IIIIII VIII VIII VIII VIII VIII IIII IIII 100635 Box: 18 Folder: CC PACKETS 1987-1989 Document: CC PACKET 05301989 • CITY OF ST. ANTHONY SPECIAL MEETING OF THE CITY COUNCIL AGENDA MAY 30, 1989 6:00 P.M. CITY COUNCIL CHAMBERS I. Call to Order. II. Roll Call. III. Action Items. • A. Resolution 89-015, re: Supporting the candidacy of Clarence Ranallo as League of Minnesota Cities Vice President. B. Evergreen Townhouses: 1. Ordinance 1988-005, re: zoning change (3rd reading) . 2 . Resolution 89-013, re: Approval of Evergreen Redevelopment Plan. 3 . Resolution 89-014, re: Approval of the land transfer from the City to the H.R.A. 4 . Final Plat. IV. Adjournment. CITY OF ST. ANTHONY ORDINANCE 1988-005 The City Council of the City of St. Anthony ordains: Section 1 . The City Zoning Map adopted by Section 300 of the 1973 Code of Ordinances is amended as to the following described lands located in Ramsey County: Block 2 and Lots 1 , 2 , and 3 of Block 4 , Mounds View Acres Second Addition by changing the use district from R-1 , Single Family Residence District, to R-3 , Townhouse Residence District. Section 2 . This Ordinance shall be effective as of its date of publication. First Reading: May 24 , =1988 Second Reading: June 14 , 1988 Adopted: May 30 , 1989 Mayor ATTEST: City Clerk Published in the St. Anthony Bulletin on • Member introduced the following resolution and moved its adopted: RESOLUTION NO. 89-013 RESOLUTION APPROVING REDEVELOPMENT PLAN FOR REDEVELOPMENT PROJECT AREA NO. 2 RAMSEY COUNTY AND THE REDEVELOPMENT PROJECT TO BE UNDERTAKEN PURSUANT THERETO AND TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO. 2 RAMSEY COUNTY, AND MAKING FINDINGS WITH RESPECT THERETO BE IT RESOLVED by the City Council of the City of St . Anthony, Minnesota as follows : 1 . The Housing and Redevelopment Authority in and for the City of St . Anthony (the HRA) has approved a redevelopment plan, as defined in Minnesota Statutes, Section 469 . 002 , subdivision 16 , designated as Redevelopment Plan for Redevelopment Project Area No. 2 Ramsey County ( the Redevelopment Plan) , and a redevelopment project, as defined in Minnesota Statutes, Section 469 .002 , subdivision 14 , to • be undertaken pursuant thereto, designated as Redevelopment Project No. 2Ramsey County ( the Redevelopment Project) , and in order to finance the public redevelopment costs to be incurred by the HRA in connection with the Redevelopment Plan and Redevelopment Project, the HRA has approved a tax increment financing plan, pursuant to Minnesota Statutes, Section 469 . 175 , designated as Tax Increment Financing Plan for Tax Increment Financing District No. 2 Ramsey County ( the Financing Plan) which establishes a tax increment financing district, as defined in Minnesota Statutes, Section 469 .174 , subdivision 9 , designated as Tax Increment Financing District No. 2 Ramsey County ( the District) . The HRA has requested that this Council approve the Redevelopment Plan, Redevelopment Project and Financing Plan following a public hearing thereon. The HRA has approved a Redevelopment Agreement for the Evergreen Townhomes .Project ( the Redevelopment Agreement ) between the HRA and Evergreen Development Corporation, a Minnesota corporation ( the Developer) for the development of the land included in the Redevelopment Plan area and district, which Redevelopment Agreement provides recourse to the HRA if the townhouse project required to be constructed by the Developer is not completed. The HRA has furnished to this Council a copy of the Redevelopment Plan and Financing Plan and the written opinion of the City Planning Commission as to the Redevelopment Plan, the Redevelopment Project and the Financing Plan, and on August 23 , 1988, held a public hearing on the same after notice of the public hearing was published in the official newspaper of the City, not less than 10 days .prior to the date of the hearing. All persons desiring to be heard were heard. 2 . The Redevelopment Plan, Redevelopment Project, Financing Plan and establishment of the District are hereby approved. 3 . This Council finds that the District is a soils condition district within the scope of Minnesota Statutes, Section 469 . 174 , subdivision 19 , for the following reasons: ( i ) less than 70% of the parcels in the District are occupied by buildings, streets, utilities or other improvements, ( ii) due to unusual terrain or soil deficiencies requiring substantial filling, grading or other physical preparation for use at least 80% of the total acreage of land in the District has a fair market value upon inclusion in the District, which when added to the cost of preparing the land for development, excluding costs directly relating to roads as defined in Section 160 .01 and local improvements as described in Section 429 .021, subdivision 1 , clauses 1 to 7 , 11 and 12 and 430 .01, exceeds its anticipated fair market value after completion of the preparation; and ( iii ) upon the execution and delivery by the HRA and the Developer of the Redevelopment Agreement, the HRA will have concluded an agreement for the development • of at least 50% of the acreage in the District having the unusual soil or terrain deficiencies, which agreement provides recourse to the HRA should the development not be completed. The reasons and supporting facts for this determination are contained in the Redevelopment Plan and Financing Plan which reasons and supporting facts are incorporated herein by reference . 4 . Based upon the reasons and supporting facts set forth in the Redevelopment Plan and Financing Plan, pursuant to Minnesota Statutes, Section 469 . 028 , it is hereby found that : (A) The land located within the Project area would not be made available for redevelopment without financial aid sought; (B) The Redevelopment Plan for the area within the City included therein will afford maximum opportunity, consistent with the sound needs of the City as a whole, for the redevelopment of such areas by private enterprise; and (C) The Redevelopment Plan conforms to the general plan for the development of the City as a whole. -2- a5 . Based upon the reasons and supporting facts set forth in the Redevelopment Plan and Financing Plan, pursuant to Minnesota Statutes, Section 469 . 175, subdivision 3 , it is hereby found that : (A) For the reasons stated in Section 3 of this Resolution, the District is a Soils Condition District as defined in Minnesota Statutes , Section 469 .174 , subdivision 19 . (B) The proposed development to be undertaken in accordance with the Redevelopment Plan in the opinion of this Council would not occur solely through private investment within the reasonably foreseeable future and therefor the use of tax increment financing is deemed necessary. (C ) The Financing Plan conforms to the general plan for the development of the City as a whole . (D) The Financing Plan will afford • maximum opportunity consistent with the sound needs of the City as a whole for the development of the District by private enterprise . (E) The City elects the method of tax increment computation set forth in Minnesota Statutes, Section 273 . 76 , subdivision 3 , clause (a) . Passed by the Council this day of , 1989 . Mayor Attest: City . Clerk • City Manager -3- A-. The motion for the adoption of the foregoing resolution • was duly seconded by Member and upon vote being taken thereon, the following voted in favor thereof : and the following voted against the same : whereupon said resolution was declared duly passed and adopted, and was signed by the Mayor, whose signature was attested by the City Manager. i -4- RESOLUTION 89-014 A RESOLUTION APPROVING THE TRANSFER OF LAND FROM THE CITY OF ST. ANTHONY TO THE ST. ANTHONY HOUSING AND REDEVELOPMENT AUTHORITY AND AUTHORIZING THE MAYOR AND CITY CLERK TO SIGN A DEED BE IT RESOLVED, that the City Council of the City of St. Anthony hereby approves the transfer of land from the City of St. Anthony to the St. Anthony Housing and Redevelopment Authority and authorizes the Mayor and City Clerk to sign the appropriate deed. • Adopted this day of , 1989. Mayor ATTEST: City Clerk Reviewed for administration: Acting City Manager • CITY OF ST. ANTHONY SPECIAL MEETING OF THE HOUSING AND REDEVELOPMENT AUTHORITY AGENDA MAY 30, 1989 CITY COUNCIL CHAMBERS I. Call to Order. II. Roll Call. III. Evergreen Townhouses: A. Redevelopment Agreement. B. HRA Resolution .1989-002, re: Approval of • issuance of Tax Increment Revenue Note, Series 1989. C. HRA Resolution 1989-003, re: Approval of Redevelopment Plan, Tax Increment Financing Plan, and Redevelopment Agreement with Evergreen Development Corporation. D. HRA Resolution 198.9-004, re: Approval of the conveyance of property to the Evergreen Development Corporation. IV. Adjournment. • th0, - a e DATE : APPROVAL : MAY 19 1989 TO : HOUSING AND REDEVELOPMENT AUTHORITY MEMBERS FROM : SUSAN L. VANDERHEYDEN, ACTING CITY MANAGER 2=M : EVERGREEN TOWNHOUSES REDEVELOPMENT AGREEMENT Enclosed is the Redevelopment Agreement as prepared by Evergreen Development Corporation and our attorneys Bill Soth and Jerome Gilligan. Mr. Soth will be present to answer your questions concerning the Agreement. :cjk5.23.89 1593g REDEVELOPMENT AGREEMENT REDEVELOPMENT PROJECT NO. 2 (.EVERGREEN TOWNHOMES) HOUSING. AND REDEVELOPMENT AUTHORITY OF ST. ANTHONY, MINNESOTA AND EVERGREEN DEVELOPMENT CORPORATION • May 1989 • TABLE OF CONTENTS Section 1 . 1 Definitions Section 2 . 1 By HRA Section 2 . 2 By Redeveloper Section 3 . 1 Purchase Section 3 . 2 Use Section 3 . 3 Declaration of Restrictions Section 3 .4 Indemnity Agreement Section 4 . 1 Construction Plans Section 4 . 2 Construction of Minimum Improvements Section 4 . 3 Commencement and Completion of Soil Corrections • Section 4 . 4 Certificate of Completion Section 5 . 1 Defense of Claims Section 5 . 2 Insurance Section 6 . 1 Issuance of Note Section 6 .2 Taxes Section 7 . 1 Mortgage Financing Section 7 .2 Limitation Upon Encumbrance of Property Section 7 . 3 Approval of Mortgage Section 7 . 4 Copy of Notice of Default of Mortgagee Section 7 . 5 Termination of Financing Restrictions Section 8 ..1 Representations as to Redevelopment Section 8 .2 Transfer of Ownership Section 8 . 3 Transfer of Property and Assignment Section 8 .4 Information as to Ownership of Redeveloper Section 8 . 5 Termination of Limitations on Transfer Section 9 . 1 Events of Default Section 9 . 2 Remedies on Default Section 9 . 3 No Remedy Exclusive Section 9 . 4 Waivers Section 10 . 1 Conflict of Interests ; HRA Repre- sentatives Not Individually Liable Section 10 . 2 Equal Employment Opportunity Section 10 . 3 Restrictions on Use Section 10 . 4 Titles of Articles and Sections Section 10 . 5 Notices and Demands Section 10 . 6 Counterparts Schedule A Redevelopment Property Schedule B Minimum Improvements Schedule C Time Table Exhibit A Certificate of Completion Exhibit B Covenants and Restrictions Exhibit C Form of Indemnity Agreement REDEVELOPMENT CONTRACT This Agreement is made as of May _, 1989, by and between the HOUSING AND REDEVELOPMENT AUTHORITY OF ST. ANTHONY, MINNESOTA, a public body corporate and politic (the "HRA" ) , and EVERGREEN DEVELOPMENT CORPORATION, a Minnesota corporation ("Redeveloper" ) . WITNESSETH: WHEREAS, the HRA was created pursuant to state law now codified as Minnesota Statutes , Sections 469 .001 through 469 . 047 (the "Act" ) and was authorized to transact business and exercise its powers by a resolution of the City Council of the City of St . Anthony (the "City" ) adopted on July 14, 1981; and WHEREAS, in furtherance of the objectives of the Act, the HRA has undertaken a program for the clearance and redevelopment of blighted, vacant and unused areas of the City and in this connection is engaged in carrying out a redevelopment project as defined in Minnesota Statutes, Section 469 . 002, Subdivision 12 , known as Redevelopment Project No. 2 (the "Project" ) in the area in the City east of Fordham Drive, south of Silver Lane and northwest of the Soo Line Railroad right-of-way (the "Project Area" ) ; and WHEREAS, as of the date of this Agreement there has been prepared and approved by the HRA and the City Council pursuant to the Act a redevelopment plan for the Project, dated 1989 (the "Redevelopment Plan") ; and WHEREAS, on May _, 1989 the City Council adopted a resolution establishing the Project Area as a tax increment financing district; and WHEREAS, the major objectives of the Redevelopment Plan are to: correct unusual soil deficiencies , combine irregularly-shaped properties to prevent poor planning and development, assemble underdeveloped land for medium density redevelopment; provide a redevelopment site of a character that will encourage development of the area and improve sources of public revenue; eliminate blighting influences which impede potential development; and provide maximum opportunity for redevelopment by private enterprise consistent with the needs of the City as a whole; and WHEREAS, in order to achieve the objectives of the Redevelopment Plan, the HRA intends to provide aid and assistance to the Project through tax increment financing, as • described in Minnesota Statutes, Sections 469 . 174 through 469 . 179 to finance a portion of the cost of certain soil correction in the Project Area; and WHEREAS, the HRA believes that redevelopment of the Project Area pursuant to this Agreement is in the best interests of the City and benefits the health, safety, morals and welfare of its residents, and complies with the applicable state and local laws and requirements under which the Project has been undertaken and is being assisted. NOW, THEREFORE, in consideration of the foregoing premises and the mutual obligations set forth in this Agreement , the parties hereto hereby agree as follows : ARTICLE 1 Definitions Section 1 . 1 . Definitions . In this Agreement, unless a different meaning clearly appears from the context: "Act" means Minnesota Statutes., Sections 469 .001 through 469 . 047 . "Agreement" means this Agreement, as the same may be from time to time modified, amended or supplemented. "Certificate of Completion" means a certification in the form attached as Exhibit A, to be provided to Redeveloper, or a purchaser of part of the Redevelopment Property, pursuant to this Agreement . "City" means the City of St . Anthony, Minnesota . "Construction. Plans" means the plans, specifications, drawings and related documents for the construction work to be performed by the Redeveloper on the Redevelopment Property, which (a) shall be at least as detailed as the plans, specifications, drawings and related documents which are submitted to the building inspector of the City and (b) shall include at least the following : ( 1) site plan; (2) foundation plan; (3) basement plans; (4) floor plan for each floor; (5) elevations on all sides; (6) landscape an (7) grading plan; and (8) utility plan. "Event of Default" means as set forth in Section 9 .01 hereof . "Gross Tax Capacity" means the value of real property as determined by the assessor for the City in accordance with -2- 1 1 Minnesota Statutes, Section 273 . 13 against which the real property tax is imposed. "Indemnity Agreement" means the Indemnity Agreement from Vernon S. Hoium and Ursula Sheehy to the City in the form set forth as Exhibit C hereto . "Minimum Improvements" means the improvements described in Schedule B attached to this Agreement . "Mortgage" means any mortgage made by Redeveloper which covers, in whole or in part, the Redevelopment Property and is approved by the HRA under Article 8 . "Mortgagee" means the owner or holder of a Mortgage. "Net Proceeds" means any proceeds paid by an insurer to Redeveloper and the HRA under a policy or policies of insurance required under Article 5 and remaining after deducting all expenses (including fees and disbursements of counsel) incurred in the collection of the proceeds . "Note" means the Tax Increment Revenue Note of the HRA issued pursuant to the Note Resolution. "Note Resolution" means Resolution No . of the Board of Commissioners of the HRA adopted , 1989 , authorizing the issuance and setting forth the terms of the Note. "Project" means that portion of the redevelopment project in the City known and referred to as the Evergreen Townhomes Redevelopment Project which is to be located on the Redevelopment Property. "Project Area" means the area designated for redevelopment by the HRA pursuant to the Redevelopment Plan and the Act . "Plans" means Redeveloper ' s plans dated 1988 for redevelopment of the Redevelopment Property as submitted to the City and the HRA, with any subsequent amendments approved by the City and the HRA. "Redevelopment Plan" means the Redevelopment Plan approved by the City on , 1989 , as amended. "Redevelopment Property" means the property described on Schedule A attached hereto . "Restrictions" means the easements, covenants, conditions and restrictions set forth in Exhibit B. �I -3- "Section" means a Section of this Agreement, unless used in reference to Minnesota Statutes . "Soil Corrections" means the toil corrections to be made to the Redevelopment Property as represented in the site plan for the construction of the Minimum Improvements as presented to the City Council and performed in accordance with this Agreement . "State" means the State of Minnesota . "Tax Increment" means that portion of the real estate taxes paid with respect to the Redevelopment Property which is remitted to the HRA as tax increment pursuant to the Tax Increment Act . "Tax Increment Act" means Minnesota Statutes , Sections 469 . 174 through 469 . 179 . "Tax Increment District" means Tax Increment District No. 2 Ramsey County created by. the HRA in connection with the Project . "Tax Increment Financing Plan" means Tax Increment Financing Plan for Tax Increment Financing District No. 2 Ramsey County approved by the HRA and the City Council and dated 1989 . Time Table" means the schedule of performance dates for certain actions by Redeveloper under this Agreement, attached hereto as Schedule C and made a part hereof . "Unavoidable Delay" means a failure or delay in a party' s performance of its obligations under this Agreement, or during any cure period specified in this Agreement which does not entail the mere payment of money, not within the party' s reasonable control , including but not limited to acts of God, governmental agencies, the other party, strikes, labor disputes (except disputes which could be resolved by using union labor) , fire or other casualty, or lack of materials ; provided that within 10 days after a party impaired by the delay has knowledge of the delay it shall give the other party notice of the delay and the estimated length of the delay, and shall give the other party notice of the actual length of the delay within 10 days after the cause of -the delay has ceased to exist . The parties shall pursue with reasonable diligence the avoidance. and removal of any such delay. Unavoidable Delay shall not extend performance of any obligation unless the notices required in this definition are given as herein required. -4- ARTICLE 2 Representations and Warranties Section 2 . 1 . By HRA. HRA makes the following representations to Redeveloper: (a) HRA is a housing and redevelopment authority duly organized and existing under the laws of Minnesota. Under the provisions of the Act, HRA has the power to enter into this Agreement and carry out its obligations hereunder. (b) The Project is a "redevelopment p.roject" within the meaning of the Act and was created, adopted and approved in accordance with the terms of the Act . (c) The Tax Increment District is a "tax increment district" within the meaning of the Tax Increment . Act and was created, adopted and approved in accordance with the terms of the Tax Increment Act . (d) The Soil Corrections constitute public redevelopment costs as defined in Minnesota Statutes , Section 469 . 033, which are permitted to be paid from Tax Increment, pursuant to Minnesota Statutes , Section 469 . 176, subdivision 4b. The HRA proposes to financially assist Redeveloper by reimbursing all or a portion of the Redeveloper ' s costs for the Soil Corrections by the issuance to the Redeveloper of the Note. (e) HRA makes no - representation or warranty that the Redevelopment Property soils or other conditions are suitable for the intended redevelopment after the Soil Corrections are completed. Section 2 . 2 . By Redeveloper . Redeveloper represents and warrants that: - (a) Redeveloper is a corporation duly organized under the laws of the State, has power to enter into this Agreement, and has duly authorized the execution, delivery and performance of this Agreement . (b) Redeveloper will, subject to Unavaoidable Delays , construct, operate and maintain the Minimum Improvements in accordance with the terms of this Agreement, the Redevelopment Plan, the Act, and all local , state and federal laws and regulations . (c) It is anticipated that the Minimum Improvements will be constructed so as to have an Gross Tax Capacity of at • least $ -5- (d) Redeveloper has received no notice or communication from any local, state or federal official that the activities of Redeveloper or HRA in the Project Area may be or will be in violation of any environmental law or regulation. Redeveloper is .aware of no facts the existence of which would cause it to be in -violation of any local, state or federal environmental law, regulation or review procedure. (e) The Soils Corrections are estimated to cost from $ to $ (f) Redeveloper is ready, willing and able to acquire the Redevelopment Property. (g) Subject to Unavoidable Delays, Redeveloper will complete the Minimum Improvements according to the Time Table. (h) Neither the execution or delivery of this Agreement, the consumation of the transactions contemplated hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement is prevented by, limited by, conflicts with, or results in a breach of, any restriction, agreement or instrument to which Redeveloper is now a party or by which it is bound. ARTICLE 3 Acquisition and Use of Redevelopment Property; Indemnity Agreement Section 3 . 1 Purchase . Redeveloper agrees to .purchase the Redevelopment Property so as to perform its obligations according to the Time Table and otherwise in accordance with this Agreement . Section 3 . 2 Use. Redeveloper ' s use of the Redevelopment Property shall be subject to all of the conditions, covenants , restrictions and limitations imposed by the Redevelopment Plan, this Agreement, the Restrictions and all applicable laws, ordinances and regulations . Section 3 . 3 Declaration of Restrictions . Redeveloper shall prepare, execute, and record on the title to the Redevelopment Property a Declaration of Covenants and Restrictions , in form approved by the HRA, which includes the Restrictions set forth on Exhibit B. Section 3 .4 Indemnity Agreement . Redeveloper shall cause the Indemnity Agreement to be executed by Vernon S. Hoium and Ursula Sheehy, and delivered to the HRA simultaneously with the execution and delivery of this Agreement by the Redeveloper . -6- ARTICLE 4 Construction of Minimum Improvements Section 4 . 1 Construction Plans . Redeveloper shall submit Construction Plans to the HRA according to the Time Table. The Construction Plans shall provide for construction of the Minimum Improvements in conformity with the Redevelopment Plan, the Plans , this Agreement, and all applicable state and local laws and regulations . The HRA shall approve the Construction Plans in writing if, in the reasonable discretion of the HRA, the Construction Plans : (a) substantially conform to the Plans and subsequent amendments approved by the HRA; conform to the terms and conditions of this Agreement; (b) conform to the terms and conditions of the Redevelopment Plan; (c) conform to all applicable federal, state and local laws , ordinances, rules and regulations; (d) are adequate to provide for construction of the Minimum Improvements; (e) provide for the Soil Corrections; (f) provide for minimum disturbance to neighboring properties during the Soil Corrections and construction of the Minimum Improvements; (g) do not provide for expenditures in excess of the funds available to Redeveloper for the the Soil Corrections and construction of the Minimum Improvements; and (h) no Event of Default has occurred. No approval by the HRA shall relieve Redeveloper of the obligation to comply with the terms of this Agreement, the terms of the Redevelopment Plan, applicable federal , state and local laws, ordinances, rules and regulations, or to properly demolish the existing buildings or construct the Minimum Improvements . No approval by the HRA shall constitute a waiver of an Event of Default . Any disapproval of the Construction Plans shall set forth the reasons therefor, and shall be made within 30 days after the date of their receipt by the HRA. If HRA .rejects the Construction Plans , in whole or in part, Redeveloper shall submit new or corrected Construction Plans within 30 days after written notification to Redeveloper of the rejection. The provisions of this Section relating to approval , rejection and resubmission of corrected Construction Plans shall continue to apply until the Construction Plans have been approved by HRA: Section 4 . 2 Construction of Minimum Improvements . (a) Subject to Unavoidable Delays, Redeveloper will construct the Minimum Improvements without encroachment onto any other property all in accordance with the Plans , the Construction Plans and the Time Table. -7- (b) All work with respect to the Minimum Improvements shall be in substantial conformity with the Construction Plans approved by the HRA. Redeveloper shall promptly begin and diligently prosecute to completion the redevelopment of the Redevelopment Property through the construction of the Minimum Improvements . Redeveloper shall make reports, in such detail and at such times as may reasonably be requested by the HRA, as to the actual progress of Redeveloper with respect to construction of the Minimum Improvements . (c) Redeveloper shall not interfere with, or construct any improvements over , any public street or utility easement without the prior written approval of the City. All connections to public utility lines and facilities shall be subject to approval of the City and any private utility company involved. Except for public improvements which are assessable by the City or other governmental body against other benefited properties , all street and utility installations , relocations , alterations and restorations shall be at Redeveloper ' s expense and without expense to the City or the HRA. Redeveloper at its own expense shall replace any public facilities or utilities damaged during the construction of the Minimum Improvements . Section 4 . 3 Commencement and Completion of Soil Corrections . As soon as reasonably possible after conveyance to Redeveloper, and subject to Unavoidable Delays , Redeveloper shall undertake the Soil Corrections . Subject to Unavoidable Delays, Redeveloper shall complete or cause to be completed the Soil Corrections in accordance with the Time Table. Upon completion of the Soil Corrections Redeveloper will provide the HRA with a statement in form and detail reasonably satisfactory to the HRA showing the costs of such work . Upon delivery of the statement referred to in the preceeding sentence to the HRA, the -HRA will reimburse the Redeveloper for all or a portion of the Redeveloper ' s costs of the Soil Corrections by the issuance to the Redeveloper of the Note as provided in Section 6 . 1 hereof . The Redeveloper acknowledges that in , undertaking the Soil Corrections it is in- no manner acting as an agent of the HRA. Section 4 . 4 Certificate of Completion. (a) Promptly after completion of any townhouse unit included in the Minimum Improvements in accordance with this Agreement , Redeveloper will provide the HRA with a certificate of substantial completion from Redeveloper ' s architect, and the HRA will furnish Redeveloper with an appropriate Certificate of Completion as conclusive evidence of satisfaction and termination of the agreements and covenants of this .Agreement (except as to the Restrictions which expressly survive the filing of the Certificate of Completion) with respect to the -8- obligations of Redeveloper to construct such unit . Any Certificate of Completion furnished- by the HRA shall not constitute evidence of compliance with or satisfaction of any obligation of Redeveloper to any Mortgagee. (b) If the HRA shall refuse or fail to provide a Certificate of Completion, the HRA shall., within 15 days after the Redeveloper provides the architect ' s certificate referenced in Section 4 . 4(a) , provide Redeveloper with a written statement specifying in what respects Redeveloper has failed to complete the specific unit of the Minimum Improvements in accordance with this Agreement , or is otherwise in default, and what measures or acts will be necessary, in the opinion of the HRA, for Redeveloper to obtain the Certificate of Completion. - (c) The construction of the Minimum Improvements will be deemed substantially completed when the City has issued a certificate of occupancy for the all of the Minimum Improvements and has made a finding that the improvements conform to the Construction Plans . ARTICLE 5 Defense of Claims; Insurance Section 5 . 1 Defense of Claims . Redeveloper shall indemnify and hold harmless the HRA and the City and their respective officers , employees and agents for any loss , damages and expenses (including attorneys ' fees) in connection with any claims or proceedings arising from damages or injuries received or sustained by any person or property by reason of any actions or omissions of Redeveloper or its contractors , agents , officers or employees under this Agreement, other than claims or proceedings arising from any negligent or unlawful acts or omissions of the HRA, the City or their contractors , agents, officers or employees, and from any loss, damages and expenses ( including attorney' s fees) that may be occasioned by any claims or proceeding brought by the initial owner of the Note or any person to whom the Note is transferred by such initial owner , pertaining to the issuance, sale and delivery of the Note and performance by the HRA of its obligations under the Mote Resolution (other than any claim or proceeding relating to the establishment of the Redevelopment Plan, Project or Tax Increment District by the HRA or authority of HRA to execute this Agreement or the Note or to perform thereunder) . Promptly after receipt by the HRA or City of notice of the commencement of any action in respect of which indemnity may be sought against the Redeveloper under this Section 5 . 1 , such person will notify the Redeveloper in writing of the commencement thereof, and, subject to the provisions hereinafter stated, the -9- Redeveloper shall assume the defense of such action ( including the employment of counsel , who shall be counsel satisfactory to the HRA or City, as the case may be, and the payment of expenses) insofar as such action shall relate to any alleged liability in respect of which indemnity may be sought against the Redeveloper . The HRA or the City shall have the right to employ separate counsel in any such action and to participate in the defense thereof , but the fees and expenses of such counsel shall not be at the expense of the Redeveloper unless the employment of such counsel has been specifically authorized by the Redeveloper . The Redeveloper shall not be liable to indemnify any person for any settlement of any such action effected without its consent . The omission to notify the Redeveloper as herein provided will not relieve it from any liability which it may have to any indemnified party pursuant hereto, otherwise than under this section. Section 5 . 2 Insurance. (a) Redeveloper will provide the following insurance at the time of conveyance of Redevelopment Property to Redeveloper and will maintain such insurance at all times during the process of constructing the Minimum Improvements , and thereafter to the extent the Minimum Improvements are .owned by Redeveloper, and at the request of the HRA. will furnish the HRA with copies of and proof of payment of premiums on the following insurance : ( i) Builder ' s risk insurance, written on the so-called "Builder ' s Risk -- Completed Value Basis , " in an amount equal to 100% of the replacement costs of the Minimum Improvements at the date of completion, naming the HRA as an additional insured, with coverage on the so-called "all risk, " nonreporting form of policy; (ii) Comprehensive general public liability insurance, including personal injury liability (with employee exclusion deleted) and automobile insurance, including owned, non-owned and hired automobiles, against liability for injuries to persons and/or property with respect to the Redevelopment Property, in the minimum amount for each occurrence and for each year of $1 ,000, 000 , endorsed to show the HRA and the City as additional insureds; and (iii) Worker ' s compensation insurance in compliance with all statutory requirements . • -10- The pclicies of insurance required under clauses ( i) , ( ii) and ( iv) above shall be in form and content satisfactory to the HRA and shall be placed with financially sound and reputable insure=s licensed to transact business in the State of Minnesota. The policies shall contain an agreement of the insurer to give not less than 30 days ' advance written notice to the HRA in the event of cancellation of such policy or change affecting the coverage . (b) The provisions herein with respect to insurance of the Minimum Improvements shall terminate with respect to any unit included in the Minimum Improvements at such time as the Redeveloper has received a Certificate of Completion under Section 4 . 4 of the Agreement with respect to such unit and such unit is no longer owned by the Redeveloper . ARTICLE 6 Issuance of Note and Payment of Taxes Section 6 . 1 Issuance of Note. Upon completion of the Soil Corrections and delivery to the HRA of the statement required under Section 4 . 3 hereof as to the costs of the Soil Corrections, the HRA will issue and deliver the Note to the Redeveloper . The Note shall be issued in a principal amount equal to the lesser of ( i) $250 , 000 or ( ii) the costs of the Soil Correction as set forth in the statement delivered to the HRA under Section 4 . 3(a) hereof . The Note shall be dated as of the date of receipt by the HRA of the statement to be delivered to the HRA pursuant to Section 4 .3 hereof, and interest shall be payable on the Note from the date thereof at the rate of 1.2% per annum at the times and in the manner provided in the Note. The Redeveloper acknowledges that it has reviewed the form of the Note and Note Resolution and approves the terms thereof . The Redeveloper further acknowledges that the Note is a limited obligation of the HRA, and shall not be payable from any funds of the HRA other than the tax increment revenue derived from the Tax Increment District specifically pledged to the payment thereof under the Note Resolution. Section 6 . 2 Taxes . Redeveloper shall pay when due all real estate taxes and installments of special assessments payable on the Redevelopment Property subsequent to the date title to the Redevelopment Property is conveyed to Redeveloper and prior to the date of sale of the Minimum Improvements, or portions thereof, to purchasers . =11— • ARTICLE 7 Mortgage Financing Section 7 . 1 Mortgage Financing . Mortgage financing for construction of the Minimum Improvements shall be in accordance with this Article. The HRA agrees to cooperate with ' Redeveloper in Redeveloper ' s efforts to obtain such mortgage financing . Section 7 . 2 Limitation Upon Encumbrance of Property. Prior to the completion of the Minimum Improvements , as certified by the HRA, neither Redeveloper nor any successor in interest to the Redevelopment Property or any part thereof shall engage in any financing or any other transaction creating any Mortgage or other encumbrance or lien upon the Redevelopment Property, whether by express agreement or operation of law, -or suffer any encumbrance or lien to be made on or attach to the Redevelopment Property, except with the prior written approval of the HRA, which approval will not be unreasonably withheld if the encumbrance is to secure a loan for the purposes of obtaining funds only to the extent necessary for acquiring the Redevelopment Property and development of the Minimum Improvements . The HRA shall not approve any Mortgage which does not conform to the requirements of this Agreement . Section 7 . 3 Approval of Mortgage. The HRA shall approve a Mortgage if the HRA first (a) receives a copy of all mortgage documents ; (b) determines , in its reasonable discretion, that the Mortgagee is a responsible lender capable of making the mortgage loan; (c) determines, in its reasonable discretion, that the mortgage loan, together with other funds available to Redeveloper, will be sufficient to construct the Minimum Improvements; (d) determines that no Event of Default has occurred; and (e) determines, in its reasonable discretion, that the terms of the Mortgage conform to the terms of this Agreement . Section 7 .4 Copy of Notice of Default to Mortgagee. Whenever the HRA shall deliver any notice or demand to Redeveloper with respect to any breach or default by Redeveloper in its obligations or covenants under this Agreement , the HRA shall at the same time forward a copy of such notice or demand to the Mortgagee at the last address of such Mortgagee shown in the records of the HRA. Section 7 . 5 Termination of Financing Restrictions. All restrictions on financing contained in this Article 7 shall terminate with respect to the Minimum Improvements or any individual townhouse unit included therein, at such time as a -12- Certificate of Completion has been .issued by the HRA under Section 4 .4 of this Agreement with respect to all of the Minimum Improvements or the particular unit in question. ARTICLE 8 Prohibitions Against Assignment and Transfer Section 8 . 1 Representation as to Redevelopment . The Redeveloper represents and agrees that its purchase of the Redevelopment Property, and its other undertakings pursuant to the Agreement are, and will be used, for the purpose of redevelopment of the Redevelopment Property. The Redeveloper further recognizes that a transfer of a controlling interest in the Redeveloper or any other act or transaction resulting in a significant change in the ownership are of particular concern to the City and the HRA. Section 8 . 2 Transfer of Ownership. Prior to completion of the Minimum Improvements as certified by the HRA, except in the case of the death or incompetency of the Guarantor or the shareholders of Redeveloper, (a) there shall be no transfer of any interest of a shareholder in Redeveloper, (b) nor shall any officer or shareholder suffer any such transfer to be made, (c) nor shall there be or be suffered to be by Redeveloper, any other similarly significant change in the ownership of Redeveloper or in the relative distribution thereof, or with respect to the identity of the parties in control of Redeveloper or the degree thereof , by any other method or means, (d) nor shall Guarantor cease to be a controlling shareholder of Redeveloper. Section 8 .3 Transfer of Property and Assignment . Except for reservations or purchase agreements for individual townhouse units, Redeveloper has not made and will not make, or suffer to be made, any total or partial sale, assignment, conveyance, lease, or other transfer, with respect to this Agreement or the Redevelopment Property or any part thereof or any interest therein, or any contract or agreement to do any of the same, without the prior written approval of the HRA, which approval shall not be unreasonably withheld if Redeveloper has completed the Minimum Improvements . The HRA shall be entitled to require as conditions to any such approval that : ( i) the proposed transferee have the qualifications and financial responsibility, as reasonably determined by the HRA, necessary and adequate to fulfill the obligations undertaken in this Agreement by Redeveloper; (ii) the proposed transferee, by recordable instrument satisfactory to the HRA shall , for itself and its successors and assigns , assume all of the obligations of Redeveloper under this Agreement . No transfer of, or change -13- • with respect to, ownership in the Redevelopment Property or any part thereof , or any interest therein, however consummated or occurring and whether voluntary or involuntary, shall operate, legally or practically, to deprive or limit the HRA of or with respect to any rights or remedies or controls provided in or resulting from this Agreement with respect to the Redevelopment Property and the construction of the Minimum Improvements that the HRA would have had, had there been no such transfer or change. There shall be submitted to the HRA for review all legal documents relating to the transfer . In the absence of specific written agreement by the HRA to the contrary, no such transfer or approval by the HRA thereof shall be deemed to relieve Redeveloper, or any other party bound in any way by this Agreement or otherwise with respect to the construction of the Minimum Improvements, from any of its obligations with respect thereto . Section 8 .4 Information as to Ownership of Redeveloper . Redeveloper will promptly notify the HRA of any changes in the ownership of Redeveloper, or with respect to the identity of the parties in control of Redeveloper or the degree thereof, of which it has been notified or otherwise had knowledge. Redeveloper shall , at such time or times as the HRA may request, furnish the HRA with a complete statement, subscribed and sworn to by an officer of the Redeveloper, setting forth all of the owners of Redeveloper and the extent of their respective holdings . Section 8 . 5 Termination of Limitations on Transfer. All provisions contained in this Article 8 with respect to limitations on the ability of the Redeveloper to transfer the . Redevelopment Property or Minimum Improvements , or any portion thereof shall terminate with respect to the Minimum Improvements or individual townhouse units at such time as a Certificate of Completion has been issued by the HRA under Section 4 .4 of this Agreement with respect to all of the Minimum Improvement or the particular unit in question. All provisions contained in this Article 8 with respect to limitations on the Redeveloper making changes in its ownership structure -shall terminate at such time as a Certificate of Completion has been issued pursuant to Section 4 .4 with respect to all Minimum Improvements . -14- • ARTICLE 9 Events of Default Section -9 . 1 Events of Default . The following shall be "Events of Default" under this Agreement .and the term "Event of Default" shall mean, whenever it is used in this Agreement (unless the context otherwise provides) , any one or more of the following events which occurs prior to the issuance of the Certificate of Completion by the HRA under Section 4 .4 of this Agreement with respect to all of the Minimum Improvements and continues for more than 30 days after notice by the HRA to Redeveloper of such default (and the term "default" shall mean any event which would with the passage of time or giving of notice, or both, be an "Event of Default" hereunder) : (a) Failure of Redeveloper to construct or reconstruct the Minimum Improvements as required hereunder . (b) Failure of Redeveloper to furnish the Construction Plans as required hereunder . (c) Failure of Redeveloper to pay real estate taxes as required hereunder . (d) Failure of Redeveloper to observe and perform any other covenant, condition, obligation or agreement on its part to be observed or performed hereunder. (e) If Redeveloper shall admit in writing its inability to pay its debts generally as they become due, or shall file a petition in bankruptcy, or shall make an assignment for the benefit of its creditors , or shall consent to the appointment of a receiver of itself or of the whole or any substantial part of the Redevelopment Property. (f) If Redeveloper shall file a petition or answer seeking reorganization or arrangement under the federal bankruptcy laws . (g) If Redeveloper, on a petition in bankruptcy filed against it, be adjudicated a bankrupt, or a court of competent jurisdiction shall enter an order or decree appointing, without the consent of the Redeveloper, a receiver of all or substantially all of its property, or approve a petition seeking reorganization or arrangement under the federal bankruptcy laws, and such adjudication, order or decree shall not be vacated or set aside or stayed within 60 days from the date of entry thereof . -15- • (h) If Redeveloper is in default under any Mortgage and fails to cure any such default within the time period provided for in the Mortgage. Section 9 . 2 Remedies on Default. Whenever any Event of Default referred to in Section 9 . 1 occurs, the HRA may take any one or more of the following actions : (a) Suspend its performance under this Agreement until it receives assurances from Redeveloper, deemed adequate by the HRA, that Redeveloper will cure its default and continue its performance under this Agreement . (b) Terminate all rights of Redeveloper under this Agreement . (c) Withhold the Certificate of Completion. (d) withhold the issuance of the Note. (e) Take whatever action at law or in equity may appear necessary or desirable to the HRA to enforce performance and observance of any obligation, agreement, or covenant of the Redeveloper under this Agreement . Section 9 . 3 . No Remedy Exclusive. No remedy herein conferred upon or reserved to the HRA is intended to be exclusive of any other available remedy or remedies, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given under this Agreement or now or hereafter existing at law or in equity or by statute. No delay or omission to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver thereof, but any such right and power may be exercised from time to time and as often as may be deemed expedient . In order to entitle the HRA or Redeveloper to exercise any remedy reserved to it, it shall not be necessary to give notice, other than such notice as may be required under this Agreement . Section 9 . 4 . Waivers . All waivers by the HRA, shall be in writ.-g . If any provision of this Agreement is breached by either party and thereafter waived by the other party, such waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other concurrent, previous or subsequent breach hereunder . -16- • ARTICLE 10 Additional Provisions Section 10 . 1 Conflict of Interests; HRA Representatives Not Individually Liable. _ No member, official, employee, or consultant or employees of the consultants of the HRA shall have any personal interest, direct or indirect, in this Agreement, nor shall any such member, official, consultant or the consultant ' s employees or employee participate in any decision relating to this Agreement which affects his or her personal interests or the interests of any corporation, partnership, or association in which he or she is directly or indirectly interested. No member, official, consultant or the consultant ' s employees , or employee of the HRA shall be personally liable to Redeveloper, or any successor in interest, in the event of any default or breach by the HRA or for any amount which may become due to Redeveloper or successor or on any obligations under the terms of this Agreement . Section 10 . 2 Equal Employment Opportunity. Redeveloper, for -itself and its successors and assigns, agrees that during the construction of the Minimum Improvements it will comply with any applicable affirmative action and non-discrimination laws or regulations . Section 10 .3 Restrictions on Use. Redeveloper agrees for itself, and its successors and assigns, and every successor in interest to the Redevelopment Property, or any part thereof, that Redeveloper, and such successors and assigns, shall devote the Redevelopment Property to, and only to and in accordance with, the uses specified in the Redevelopment Plan and this Agreement , and shall not discriminate upon the basis of race, color, creed, sex or national origin in the sale, lease, or rental or in the use or occupancy of the Redevelopment Property or any improvements erected or to be erected thereon, or any part thereof . Section 10 .4 Titles of Articles and Sections . Any titles of the several parts, Articles, and Sections of this Agreement are inserted for convenience of reference only and shall be disregarded in construing or interpreting any of its provisions . Section 10 . 5 Notices and Demands . Except as otherwise expressly provided in this Agreement, a notice, demand, or other communication under this Agreement by either party to the other shall be sufficiently given or delivered if it is dispatched . by registered or certified mail, postage prepaid, return receipt requested, or delivered personally; and -17- (a) in the case of Redeveloper, addressed to or delivered personally to Redeveloper at 1920 Dain Tower, Minneapolis, Minnesota 55402 , Attention: Vernon S. Hoium. (b) in the case of the HRA, addressed or delivered personally to the HRH' s Executive Director, 3301 Silver Lake Road, St . Anthony, Minnesota 55418, or at such other address with respect to either such party as that party may, from time to time, designate in writing and forward to the other as provided in this Section. Section 10 . 6 . Counterparts . This Agreement is executed in any number of counterparts, each of which shall constitute one and the same instrument. IN WITNESS WHEREOF, the parties have caused this Agreement to be duly executed as of the date first above written. HOUSING AND REDEVELOPMENT AUTHORITY OF ST. ANTHONY, MINNESOTA By Its Chairman By Its Secretary -18- • STATE OF MINNESOTA ) ) SS COUNTY OF HENNEPIN ) The foregoing instrument was acknowledged before me this day of 1989 , by Chairman and , Secretary of the Housing and Redevelopment Authority of St . Anthony, Minnesota . Notary Public EVERGREEN DEVELOPMENT CORPORATION By Vernon S. Hoium Its President STATE OF MINNESOTA ) SS COUNTY OF HENNEPIN ) The foregoing instrument was acknowledged before me this day of , 1989 , by Vernon S. Hoium, the President of Evergreen Development Corporation, a Minnesota corporation, on behalf of the corporation. Notary Public DRAFTED' BY: Dorsey & Whitney (WRS) 2200 First Bank Place East Minneapolis , Minnesota 55402 -19- 1594g SCHEDULE A REDEVELOPMENT PROPERTY • SCHEDULE B MINIMUM IMPROVEMENTS • • SCHEDULE C The following events shall take place, subject to Unavoidable Delays (as defined in this Agreement) by the date specified. TIME TABLE Redevelopment Contract Section Task Date 7 . 3 HRA approval or disapproval of Mortgage . 5 . 2 Redeveloper provides proof of insurance. 3 . 1 Conveyance to Redeveloper . a'. Restrictions 4 . 1 Construction Plans submitted to HRA and City. a . HRA disapproval (30 days) • b. Redeveloper re-submits Plans (30 days) 4 . 2 Construction begins . 4 . 3 Soil Corrections Completed. 4 . 3 Construction of Minimum Improvements completed. 4 . 4 HRA issues or refuses to issue Certificate of Completion. • EXHIBIT A CERTIFICATE OF COMPLETION WHEREAS, Evergreen Development Corporation, a Minnesota corporation ("Owner" ) is the owner of the property in the County of Hennepin and State of Minnesota described on Exhibit 1 attached hereto and made a part hereof ("Property" ) ; and WHEREAS, the Property is subject to the provisions of a certain Redevelopment Agreement (the "Agreement") dated 1989 by and between Owner and the Housing and Redevelopment Authority of St . Anthony, Minnesota (the "HRA" ) ; and WHEREAS, Owner has fully and duly performed all of the covenants and conditions of Owner under the Agreement with respect to the Property; NOW, THEREFORE, it is hereby certified that all requirements of Owner under the Agreement with respect to the Property have been completed and duly and fully performed, and • this instrument is to be conclusive evidence of the satisfactory termination of the covenants and conditions of the Agreement as they relate to the Property. Dated this day of 198_. HOUSING AND REDEVELOPMENT AUTHORITY OF ST. ANTHONY, MINNESOTA By Its Chairman By Its Secretary • STATE OF MINNESOTA ) ) SS COUNTY OF HENNEPIN ) The foregoing instrument was acknowledged before me this day of 198_11 by Chairman and J, Secretary of the Housing and Redevelopment Authority of St . Anthony, Minnesota . Notary Public This Instrument Was Drafted By: DORSEY & WHITNEY (WRS) 2200 First Bank Place East Minneapolis , Minnesota 55402 • • EXHIBIT B COVENANTS AND RESTRICTIONS 1 . The property described in the Agreement ( "Property" ) shall be used only for the construction, use and occupancy of the Minimum Improvements defined in the Agreement . 2 . All buildings on the Property shall be located on the Property as specified in the Plan. The exterior surfaces of any building on the Property shall be fi.nished with only those materials as permitted under the Plan. 3 . All drainage shall be provided according to the Plan. 4 . All garages , storage buildings or maintenance buildings ( "Accessory Buildings" ) shall be attached to the principal structure within a closed passageway between the Accessory Building and the principal structure. All Accessory Buildings shall be made of the same material as the principal structure . 5 . Any recreational areas specified in the Plan shall be • maintained in a good, safe and clean condition. 6 . All parking lot areas , pedestrian walkways , and buildings shall be illuminated only as provided in the Plan. 7 . Parking lots and open areas shall be landscaped in accordance with the Plan, and such landscaping and any screening required under the Plan shall be maintained in a good, safe and attractive condition . 8 . Except for temporary for sale signs permitted by City ordinances , no signs shall be allowed on the Property except those permitted under the Plan. 9 . Sidewalks shall be constructed only in accordance with the Plan . 10 . Parking lots shall be built only in accordance with the Plan and shall be maintained with a dust-free asphalt surface and include raised concrete islands at the ends of each row of parking to define the circulation and protect the parking area . The islands shall be at least 6 inches high and constructed of concrete. 11, Benches and bus shelters, if any, specified in the Plan shall be maintained in a good, safe, clean and attractive - condition. • 12 . All buildings, parking areas , open areas, landscaped areas, and other improvements (collectively, the " Improvements" ) on the Property shall be maintained in a good, safe, clean and attractive condition. If any of the Improvements are damaged or - destroyed by fire, storm or by any other means, they shall be restored or rebuilt in accordance with .the Plan to a condition 'and value equal to or greater than their condition and value on the date of the destruction or damage. 13 . The covenants and restrictions herein contained shall run with the title to the Property and shall be binding upon all present and future owners and occupants of the Property provided, however, that the covenants and restrictions herein contained shall inure only to the benefit of the Housing and Redevelopment Authority of St . Anthony, Minnesota ("HRA" ) , and may be released or waived in whole or in part at any time, and from time to time, by the sole act of the HRA, and variances may be granted to the covenants and restrictions herein contained by the sole act of the HRA. These covenants and restrictions shall be enforceable only by the HRA, and only the HRA shall have the right to sue for and obtain an injunction, prohibitive or mandatory, to prevent the breach of the covenants and restrictions herein contained, or to enforce the • performance or observance thereof . 14 . The covenants and restrictions herein contained shall remain in effect until and thereafter shall be null and void. EXHIBIT C • INDEMNITY AGREEMENT THIS INDEMNITY AGREEMENT, made and entered into as of the day of May, 1989 , between VERNON S . HOIUM, whose address is and Ursula Sheehy, whose address is (collectively, the " Indemnitors") and the HOUSING AND REDEVELOPMENT AUTHORITY OF ST. ANTYONY, MINNESOTA, a public body corporate and politic, whose address is 3301 Silver Lake Road, St . Anthony, Minnesota 55418 , Attention: Executive Director (the "HRA" ) . WITNESSETH THAT: WHEREAS, the HRA and Evergreen Development Corporation, a Minnesota corporation (the "Redeveloper" ) , -have entered into a Redevelopment Agreement, dated as of May _, 1989 (the "Redevelopment Agreement" ) , pursuant to which the Redeveloper has agreed to construct certain Minimum Improvements, as defined in the Redevelopment Agreement, and the HRA has agreed to issue its Note, as defined in the Redevelopment Agreement, to the Redeveloper upon completion of the Soil Corrections, as defined in the Redevelopment Agreement; WHEREAS, in order to induce the HRA to issue the Note and to enter into the Redevelopment Agreement , Redeveloper has agreed to obtain, and Indemnitors have agreed to give, this Indemnity Agreement ; and WHEREAS, the Indemnitors own 100% of the outstanding stock of the Corporation and the HRA has refused to issue the Note and enter into the Redevelopment Agreement unless this Indemnity Agreement is executed by the Indemnitors and delivered to the HRA; and WHEREAS, the Indemnitors. finds it advantageous and desirable to comply with the condition precedent that the Indemnitors execute and deliver the Indemnity Agreement . NOW, THEREFORE, in consideration of the premises, of the HRA issuing the Note and entering into the Redevelopment Agreement and of other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged by Indemnitors, the Indemnitors hereby, jointly and severally, covenant and agree with Lender as follows : 1. Indemnitors, for the HRA, their heirs , executors, administrators, personal representatives and assigns , hereby agree to indemnify and hold harmless the HRA and the City of • St . Anthony, Minnesota (the "City" ) and their respective officers , employees and agents for any loss , damages , and expenses ( including attorneys ' fees) in connection with any claim or proceedings arising from damages, or injuries received or sustained by any person or property by reason of any actions or omissions of Redeveloper or its contractors, agents, officers or employees under the Redevelopment Agreement, other than claims or proceedings arising from any negligent or unlawful acts or omissions of the HRA, the City or their contractors, agents, officers or employees , and from any loss, damages and expenses (including attorneys ' fees) that may be occasioned by any claims or proceedings brought by the initial owner of the Note or by any person to whom the Note is transferred by such initial owner, pertaining to the issuance, sale and delivery of the Note and performance by the HRA of its obligations under the Note Resolution, as defined in the Redevelopment Agreement (other than any claims or proceedings relating to the establishment of the Redevelopment Plan, Project or Tax Increment District by the HRA or authority of the HRA to execute the Redevelopment Agreement or the Note or to perform thereunder) . Promptly after receipt by the HRA or . City of notice of the commencement of any action in respect of which indemnity may be sought against the Indemnitors under this Section 1, such person will notify -the Indemnitors in writing of the commencement thereof, and, subject to the • provisions hereinafter stated, the Indemnitors shall assume the defense of such action ( including the employment of counsel, who shall be counsel satisfactory to the HRA or City, as the case may be, and the payment of expenses) insofar as such action shall relate to any alleged liability in respect of which indemnity may be sought against the Indemnitors . The HRA or the City shall have the right to employ separate counsel in any such action and to participate in the defense thereof, but the fees and expenses of such counsel shall not be at the expense of the Indemnitors unless the employment of such counsel has been specifically authorized by the Indemnitors . The Indemnitors shall not be liable to indemnify any person for any settlement of any such action effected without its consent . The omission to notify the Indemnitors as herein provided will not relieve it from any .liability which it may have to any indemnified party pursuant hereto, otherwise than under this section. 2 . Indemnitors hereby waive any and all legal requirements that HRA, or its successors or assigns, must institute any action or proceeding at law or in equity or exhaust their rights, remedies and recourses against the Redeveloper or anyone else with respect to the Redevelopment Agreement, as a condition precedent to bringing an action against Indemnitors upon this Indemnity Agreement . Indemnitors -2- agree that HRA may simultaneously maintain an action upon this Indemnity Agreement and an action or proceeding upon the Redevelopment Agreement . All remedies afforded to HRA and its successors or assigns, by reason of this Indemnity Agreement, are separate and cumulative remedies , and no one of such remedies, whether exercised by HRA or its successors or assigns, or not, shall be deemed an exclusion of any of the other remedies available to HRA or its successors or assigns, at law, in equity, by statute, under the Redevelopment Agreement, hereunder or otherwise, and shall in no way limit or prejudice any such other remedies which HRA or its successors or assigns may have. Indemnitors: further waive any requirement that HRA demand or seek indemnity by the Redeveloper under the Redevelopment Agreement as a condition precedent to bringing any action against Indemnitors upon this Indemnity Agreement . 3. Any notice, demand or request by HRA, or its successors or assigns, to Indemnitors shall be in writing and shall be deemed to have been duly given or made if mailed by registered or certified mail , return receipt requested, to Indemnitors at their addresses set forth in the caption hereof, or at such other address as Indemnitors may notify HRA of, in writing, by registered or certified mail, return receipt requested, at the address for each set. forth in the caption hereof, or at such other address of which each .such party shall • have so notified Indemnitors . Notice so mailed shall be deemed given and made upon deposit in the United States mail . 4 . This Indemnity Agreement, for all purposes, shall be interpreted and construed in accordance with the laws of the State of Minnesota, in which state it is to be performed. The unenforceability or invalidity of any provision or provisions of this Indemnity Agreement as to any persons or circumstance shall not render that provision nor any other provision or provisions herein contained unenforceable or invalid as to any other persons or circumstance, and all provisions hereof, in all other respects, shall remain valid and enforceable . 5 . This instrument shall inure to the benefit of HRA and its successors and assigns , and shall bind Indemnitors and Indemnitors ' heirs, executors , administrators, personal representatives and assigns . The obligations of each Indemnitor under this Indemnity Agreement shall be enforceable in all events against such Indemnitor, his or her successors and assigns , and each of them, and shall be enforceable, in the event of the death of 'either Indemnitor, as a claim against his or her estate or otherwise against -the representatives of his or her estate, his or her heirs-at-law, ' the devisees and beneficiaries of his or her total estate and each of them. • -3- • IN WITNESS WHEREOF, Indemnitors have duly executed this Indemnity Agreement as of the day and year first above written. VERNON S. HOIUM URSULA SHEEHY • • -4- STATE OF ) COUNTY OF ) On the day of 1989, personally appeared before me VERNON S. HOIUM and to me personally known, who acknowledged to me that he executed the foregoing document . IN WITNESS WHEREOF I have hereunto set my hand and official seal this day of 1989 . Notary Public (Notarial Seal) for the State of My Commission expires : STATE OF ) COUNTY OF ) • On the day of 1989 , personally appeared before me and to me personally known, who acknowledged to me that he executed the foregoing document . IN WITNESS WHEREOF I have hereunto set my hand and official seal this day of 1989 . Notary- Public (Notarial Seal) for the State of My Commission expires : • -5- CERTIFICATION OF MINUTES RELATING TO $250 , 000 TAX 'INCREMENT REVENUE NOTE (EVERGREEN TOWNHOMES) , SERIES 1989 Issuer: Housing and Redevelopment Authority of St. Anthony, Minnesota Governing Body: Board of Commissioners Kind, date, time and place of meeting: A meeting held on 1989, at o ' clock P.M. , at the City Hall . Members present: Members absent : Documents Attached: Minutes of said meeting (pages) : 1 through 11 H.R.A. RESOLUTION NO. 1989-002 RESOLUTION RELATING TO $250, 000 TAX INCREMENT • NOTE (EVERGREEN TOWNHOMES) , SERIES 1989; AWARDING THE SALE, FIXING THE FORM AND DETAILS, PROVIDING FOR THE EXECUTION AND DELIVERY THEREOF AND THE SECURITY THEREFOR I , the undersigned, being the duly qualified and acting recording officer of the public corporation issuing the bonds referred to in the title of this certificate, certifying. that the documents attached hereto, as described above, have been carefully compared with the original records of said corporation in my legal custody, from which they have been transcribed; that said documents are a correct and complete transcript of the minutes of a meeting of the governing body of said corporation, and correct and complete copies of all resolutions and other actions taken and of all documents approved by the governing body at said meeting, so far as they relate to said bonds; and that said meeting was duly held by the governing body at the time and place and was attended throughout by the members indicated above, pursuant to call and notice of such meeting given as required by law. WITNESS my hand officially as such recording officer this day of May, 1989 . Executive Director (Seal) • Boardmember introduced the following resolution and moved its adoption: H.R.A. RESOLUTION NO. 1989-002 RESOLUTION RELATING TO $250, 000 TAX INCREMENT REVENUE NOTE (EVERGREEN TOWNHOMES) , SERIES 1989; AWARDING THE SALE, FIXING THE FORM AND DETAILS, .PROVIDING FOR THE EXECUTION THEREOF AND THE SECURITY THEREFOR BE IT RESOLVED by the Board of Commissioners (the "Board") of the Housing and Redevelopment Authority of St. Anthony, Minnesota (the "HRA" ) , as follows : Section 1 . Recitals ; Authorization and Sale of Bonds . 1. 01 . Redevelopment Plan and Redevelopment Project . This Board and the City Council of the City of St . Anthony, Minnesota (the "City" ) have previously approved a redevelopment plan and redevelopment project of the HRA under Minnesota Statutes, Sections 469 . 001 to 469 .047, and a tax increment financing plan of the HRA, under Minnesota Statutes, Section 469 . 174 to 469 . 179 , designated as Redevelopment Plan for is Redevelopment Project No. 2 (the "Redevelopment Plan") , Redevelopment Project No. 2 (the "Redevelopment Project" ) and Tax Increment Financing Plan for Tax Increment Financing District No. 2 Ramsey County (the "Tax Increment Financing Plan" ) . The Tax Increment Financing Plan established Tax Increment Financing District No. 2 Ramsey County (the "District") . 1.02 . Expenditure of Tax Increment Revenue. The Redevelopment Project constitutes a "project" and the District constitutes a "tax increment financing district" within the meaning of Minnesota Statutes, Sections 469 . 174 to 469 . 179 , and thus the HRA has authority under said Sections 469 . 174 to 469 . 179 to expend ad valorem tax increments derived from the District to pay costs incurred or to be incurred by the City and the HRA in aid of the Redevelopment Project , or to pay the principal of and interest on bonds, notes or other obligations of the HRA or City issued to finance such costs , in accordance with the Redevelopment Plan. 1.03 . Computation of Tax Increment . The County Auditor of Ramsey County upon application of the HRA has or will certify to the HRA, the Gross Tax Capacity of all taxable property in the District (the "Original Gross Tax Capacity" ) , • • and is to certify to the HRA in each year the then current Gross Tax Capacity of all taxable property in the District (the "Current Gross Tax Capacity" ) . The Current Gross Tax Capacity, less the Original Gross Tax Capacity, is the Captured Gross Tax Capacity. The .ad valorem taxes derived from the property in the District in each year, by application of the aggregate tax capacity levied by all governmental entities having authority to levy taxes on such property to the Captured Gross Tax Capacity, is the Tax Increment to be derived from the District (the "Tax Increment" ) . 1 . 04 . Redevelopment Agreement . The HRA has approved a Redevelopment Agreement (the "Redevelopment Agreement") , between the HRA and Evergreen Development Corporation, a Minnesota corporation ("Evergreen Development" ) . Under the Redevelopment Agreement, Evergreen Development agrees to redevelop the Redevelopment Project area and to make Soil Corrections , as defined in the Redevelopment Agreement, to the property included in the Redevelopment Project area . The Redevelopment Agreement provides that upon the completion of the Soil Corrections by the Redeveloper the HRA will issue to the Redeveloper its Tax Increment Revenue Note (Evergreen Townhomes) , Series 1989 (the "Note" ) in a principal amount equal to the lesser of (i) $250, 000, or (ii) the cost of the Soil Corrections . • 1 . 05 . Performance of Requirements . All acts, conditions and things which are required by the Constitution and laws of the State of Minnesota to be done, to exist, to happen and to be performed precedent to and in the valid issuance of the Note having been done, existing, having happened and having been performed, it is now necessary for this Board to establish the form and terms of the Note, to provide security therefor and to issue the Note as provided herein. Section 2 . Form of Note . 2 . 01 . Note. The Note shall be issued in substantially the following form: • -2- UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTIES OF HENNEPIN AND RAMSEY HOUSING AND REDEVELOPMENT AUTHORITY OF ST. ANTHONY TAX INCREMENT REVENUE NOTE (EVERGREEN TOWNHOMES) SERIES 1989 No . $ Date of Rate Maturity Original -Issue 12 .00% June 1, 2001 1, 1989 THE HOUSING AND REDEVELOPMENT AUTHORITY OF ST. ANTHONY, Hennepin and Ramsey Counties, Minnesota (the HRA) , acknowledges itself to be indebted and, for value received, hereby promises to pay to Evergreen Development Corporation, or registered assigns (the - "Registered Owner") , the principal amount specified above, on the maturity date specified above, with interest thereon from the date hereof at the annual rate • specified above, payable on January 1 in each year, commencing January 1, 1991, all subject to the provisions referred to herein with respect to the redemption of the principal of this Note before maturity. The interest hereon and the principal hereof, are payable in lawful money of the United States of America, by check or draft of the HRA. This Note is issued pursuant to a resolution adopted by the Board of Commissioners on , 1-989 (the "Resolution" ) to pay the capital costs of a redevelopment. project to be undertaken in Tax Increment Financing District No. .2 Ramsey County (the "District" ) -of the HRA, and is issued pursuant to and in full conformity with the provisions of the Constitution and -laws of the State of Minnesota thereunto enabling, including Minnesota Statutes, Section 469 . 041, Section 469 . 178 and Chapter 475 . This Note is payable solely from tax increments to be derived from the District (the "Tax Increment") which have been pledged to the payment of this Note by the Resolution. The Tax Increment received by the HRA will be deposited by the HRA in the Bond Fund established by the Resolution (the "Bond Fund") . Tax Increment on deposit in the Bond Fund shall be applied first to pay or reimburse the City • and HRA for payment of any out of pocket administrative -3- • xp aid or incurred b h i expenses_ p y the City or HRA in connection with the approval , establishment , and operation of Redevelopment Plan for Redevelopment Project No . 2 of the HRA, Tax Increment Financing Plan for Tax Increment Financing District No . 2 Ramsey County of the HRA or the Redevelopment Project No . 2 of the HRA, together with interest on any such administrative expenses paid by the HRA or the City from other funds at the rate of twelve percent ( 12%) per annum from the date such expenses are paid by the City or HRA until reimbursed from the Tax Increment , second to pay interest then due and payable on this Note, and third to pay principal then due and payable on this Note. Any amounts remaining in the Bond Fund on any January 1 , commencing January 1 , 1991 , following the payment or reimbursement of all administrative expenses of the HRA or City, together with interest thereon, and interest then due and payable on the Note, shall be applied by the HRA to prepay the principal of the Note in whole or in part, without premium, together with accrued interest on the principal amount of this Note prepaid. In the event that amounts on hand in the Bond Fund are not sufficient to pay the principal of and interest on this Note when due, the failure of the HRA to pay such principal and interest shall not constitute a default hereunder . This Note and the interest hereon shall not be deemed • to constitute a general obligation of the State of Minnesota or any political subdivision thereof, including, without limitation, the City of St . Anthony, Minnesota (the "City" ) or the HRA. Neither the State of Minnesota, nor any political subdivision thereof, including, without limitation, the City or the HRA, shall be obligated to pay the principal of or interest on this Note or other costs incident hereto except from Tax Increment pledged therefor -by the Resolution, and neither the full faith and credit- nor the taxing power of the State of Minnesota or any political subdivision thereof, including, without limitation, the City or the HRA, is pledged to the payment of the principal of or interest on this Note or other costs incident hereto. NEITHER THE HRA OR CITY MAKES ANY REPRESENTATION OR WARRANTY AS TO THE EXEMPTION FROM FEDERAL INCOME TAXATION OF THE INTEREST ON THE NOTE OR THAT THE TAX INCREMENT WILL BE SUFFICIENT TO PAY THE PRINCIPAL OF OR INTEREST ON THIS NOTE WHEN DUE. All interest hereon shall be computed on the basis of a 360 day year consisting of twelve thirty day months . In the event the HRA shall fail to make when due any interest payments or principal and interest payments required • under this Note, the interest payment or principal and interest payment so in default shall continue as an obligation of the -4- • HRA until the interest payment or principal and interest payment in default shall have been fully paid. No interest shall be payable on overdue installments of interest . The principal amount of this Note may be prepaid, either in whole or in part, on any date upon payment of the price equal to the principal being so prepaid plus accrued interest to the date of prepayment without premium. As provided in the Resolution, the HRA will cause to be kept at the office of the Executive Director of the HRA a Note Register in which, subject to such reasonable regulations as it may prescribe, the HRA shall provide for the registration or transfer of ownership of this Note. This Note is transferable upon the books of the HRA at the office of the Executive Director by the Registered Owner hereof in person or by its attorney duly authorized in writing, upon surrender hereof together with a written instrument of transfer satisfactory to the Executive Director of the HRA, duly executed by the Registered Owner or its duly authorized attorney, together with ( i) an executed investment letter from the new Registered Owner in the form set forth in the Resolution, ( ii) an opinion of counsel addressed to the HRA and in form satisfactory to the HRA that such transfer complies • with all applicable federal and State of Minnesota securities laws, and ( iii) an indemnity agreement in form and substance satisfactory to the HRA executed by the Registered Owner . Upon such transfer the Executive Director of the HRA will note the date of registration and the name and address of the new Registered Owner upon the books of the HRA and in the registration blank appearing below. Alternatively, the HRA will at the request of the Registered Owner issue new notes in an aggregate principal amount equal to the unpaid principal balance of this Note, and of like tenor, except as to number and principal amount, and registered in the name of the Registered Owner or such transferee as may be designated by the Registered Owner . The HRA may deem and treat the person in whose name this Note is last registered upon the books of the HRA with such registration noted on the Note as the absolute owner hereof for the purpose of receiving payment of or on account of the principal balance, redemption price or interest, whether or not overdue, and for all other purposes , and all such payments so made to the Registered Owner or upon its order shall be valid and effectual to satisfy and discharge the liability upon this Note to the extent of the sum or sums so paid, and the HRA shall not be affected by any notice to the contrary . • -5- • IT IS HEREBY CERTIFIED, RECITED, COVENANTED AND AGREED that all acts , conditions and things required by .the Constitution and laws of the State of Minnesota to be done, to exist, to happen and to be performed precedent to and in the issuance of this Bond in order to make it a valid and binding obligation of the HRA according to its terms have been done, do exist, have happened and have been performed in regular and due form as so required. IN WITNESS WHEREOF, the Housing and Redevelopment Authority of St . Anthony, Hennepin and Ramsey Counties, State of Minnesota , by its Board of Commissioners, has caused this Note to be executed by the signatures of its Chairman, Secretary and Executive Director and sealed with the official seal of the HRA and has caused this Note to be dated as of the date set forth below. Dated: Secretary Chairman • Executive Director (Seal) PROVISIONS AS TO REGISTRATION The ownership of the unpaid principal balance of this Note and the interest accruing thereon is registered on the books of the HRA in the name of the regisrered holder last noted below. Date of Name and Address of Signature of Registration Registered Holder Executive Director Evergreen Development Corporation • • Section 3 . Terms of Note, Execution and Delivery. 3 .01. Terms of the Note. The terms of the Note shall be as set forth ' in the form of Note contained in Section 2 here of and the Note shall be issued in the principal amount of the lesser of (i) $250, 000 or ( ii) the costs of the Soil Corrections, as defined in the Redevelopment Agreement, as set forth in statement delivered to the HRA under Section 3(a) of the Redevelopment Agreement . 3 .02 . Date of Note. The Note shall be dated as of the date of receipt by the HRA of the statement to be delivered to the HRA by Evergreen Development pursuant to Section 4 . 3 of the Redevelopment Agreement . 3 .03 . Execution. The Note shall be executed on behalf of the HRA by the signatures of the Chairman, Secretary and Executive Director, and shall be sealed with its corporate seal . In case any officer whose signature shall appear on the Note shall cease to be such officer before the delivery thereof, such signature - shall nevertheless be valid and sufficient for all purposes . 3 .04 . Mutilated, Lost and Destroyed Note. In case the Note shall become mutilated or be destroyed or lost, the • HRA upon compliance by the registered owner thereof with any applicable provision of law shall cause to be executed and delivered a new Note of like outstanding principal amount and tenor in exchange and substitution for and upon cancellation of the mutilated Note, or in lieu of or in substitution for such Note destroyed or lost, upon the registered owner ' s paying the reasonable expenses and charges of the HRA in connection therewith, and in case the Note is destroyed or lost, its filing with the HRA evidence satisfactory to it and compliance with any applicable provisions of law. 3 .05 . Registration of Transfer. The HRA will cause to be kept at the office of the Executive Director a Note Register in which, subject to such reasonable regulations as it may prescribe, the HRA shal provide for the registration or transfer of ownership of the Note. The Note shall be transferable upon the books of the HRA by the registered owner thereof in person or by its attorney duly authorized in writing, upon surrender of the Note together with a written instrument of transfer satisfactory to the Executive Director, duly executed by the registered owner thereof or its duly authorized attorney, together with (i) an executed investment letter from the new registered owner in the form attached hereto as Exhibit A, (ii) an opinion of counsel addressed to • the HRA and in form satisfactory to the HRA that such transfer -7- • complies with all applicable federal and State of Minnesota securities laws, and (iii) an indemnity agreement in form and substance satisfactory to the HRA executed by the Registered Owner. Upon such transfer the Executive Director shall note the date of registration and the name and address of the new registered owner on the books of the HRA and in the registration blank appearing on the Note. Alternatively, the HRA will at the request of the Registered Owner issue new notes in an aggregate principal amount equal to the unpaid principal balance of the Note, and of like tenor, except as to number and principal amount , and registered in the name of the Registered Owner or such transferee as may be designated by the Registered Owner . The HRA may deem and treat the person in whose name the Note is last registered upon the books of the HRA with such registration noted on the Note as the absolute owner thereof, whether or not overdue, for the purpose of receiving payment of or on account _of the principal or interest and for all other purposes , and all such payments so made to the registered owner or upon its order shall be valid and effectual to satisfy and discharge the liability upon such Note to the extent of the sum or sums so paid, and the HRA shall not be affected by any notice to the contrary. 3 . 06 . Prepayment . The principal of the Note shall be subject to optional and mandatory prepayment as provided in the • form of Note set forth in Section 2 hereof . In the event more than one Note is outstanding at the time of any prepayment in part, all of the Notes shall be prepaid pro-rata on the basis of their outstanding principal amounts . 3 . 07 . Delivery. The Note shall be delivered to Evergreen Development as provided in the Redevelopment Agreement . Section 4 . Security Provisions . 4 . 01. Bond Fund. The principal of and interest on the Note shall be payable from the Tax Increment Financing District No. 2 Ramsey County Bond Fund (the "Bond Fund" ) . So long as the Note is outstanding and any principal thereof or interest thereon unpaid, the Executive Director of the HRA shall maintain the Bond Fund, as a separate and special account to be used for the payment of the principal of and interest on the Note . The HRA hereby irrevocably appropriates to the Bond Fund the Tax Increments to be received from the District. Until payment in full of the Note amounts on hand in the Bond Fund shall be applied in the following order: first, to pay or reimburse the HRA and City for payment of any out of pocket administrative expenses paid or incurred by the City or HRA in connection with the approval, establishment and operation of • -8- • the Redevelopment Plan, the Redevelopment Project, the Tax Increment Financing Plan and the District and the preparation, execution, delivery and performance of the Redevelopment Agreement, together with interest on any moneys advanced by the City or HRA to pay such administrative expenses at the rate of twelve percent ( 12%) per annum from the date of such payment until reimbursed from the Tax Increment; second, to pay interest on the Note when due; and third, to the payment of principal on the Note when due . On each January 1 , commencing January 1 , 1991 , any moneys remaining in the Bond Fund following the payment of all expenses of the HRA or City, together with any interest thereon, and interest then due and payable on the Note, shall be applied by the HRA to prepay the principal of the Note in whole or in part without premium. So long as the Note is outstanding, the HRA will not issue any additional obligations payable from the Tax Increment and will not take any action which results in a reduction in the amount of Tax Increment to be received from the District except to the extent required by law. 4 . 02 . No Representations or Warranties of HRA or City. Neither the HRA or City makes any representation or warranty as to the exemption from federal income taxation of the interest on the Note or that the Tax Increment will be sufficient to pay the principal of or interest on the Note when • due. Section 5 . County Auditor Registration, Certification of Proceedings , Investment of Moneys, Arbitrage, Designation cl Note as Qualified Tax Exempt Obligation and Maturity of Note. 5 . 01 . County Auditor Registration. The Executive Director is hereby authorized and directed to file a certified copy of this resolution with the County Auditors of Hennepin and Ramsey Counties, together with such other information as the County Auditors shall require, and to obtain from each County Auditor a certificate that the Note has been entered on his bond register as required by law. 5. 02 . Certification of Proceedings . The officers of the HRA and the County Auditors of Hennepin and Ramsey Counties are hereby authorized and directed to prepare and furnish to the purchaser of the Note and to Dorsey & Whitney, Bond Counsel, certified copies of all proceedings and records of the HRA, and such other affidavits, certificates and information as may be required to show the facts relating to the legality and marketability of the Note as the same appear from the books and records under their custody and control or as otherwise known to them, and all such certified copies, certificates and affidavits, including any heretofore furnished, shall be deemed representations of the HRA as to the facts recited therein. -9- • 5 .03 . Tax Covenant . The HRA covenants and agrees with the holders from time to time of the Bonds that it will not take or permit to be taken by any of its officers, employees or agents any. action which would cause the interest on the Note to - become subject to taxation under the Internal Revenue Code of 1986, as amended (the "Code") , and the Treasury Regulations promulgated thereunder (the "Regulations") , and covenants to take any and all actions within its powers to ensure that the interest on the Note will not become subject to taxation under the Code and the Regulations . The HRA will cause to be filed with the Secretary of Treasury an information reporting statement in the form and at the time prescribed by the Code and will comply with the arbitrary rebate requirements of Section 149( f) of the Code. 5 .04 . Arbitrage Certification. The Chairman, Secretary and Executive Director, being the officers of the HRA charged with the responsibility for issuing the Note pursuant to this resolution, are authorized and directed to execute and deliver to the purchaser thereof a certificate in accordance with the provisions of Section 148 of the Code, and Sections 1 . 103-13 , 1 . 103-14 and 1 . 103-15 of the Regulations , stating the facts, estimates and circumstances in existence on the date of issue and delivery of the Note which make it reasonable to expect that the proceeds of the Note will not be used in a • manner that would cause the Note to be arbitrage bond within the meaning of the Code and Regulations. Section 5 . 05 . Qualified Tax-Exempt Obligations . The Board hereby determines and declares that the HRA ( including any "subordinate entity" within the meaning of Section 265(b) (3) (E) o,f the Code) does not reasonably anticipate to issue in calendar year 1989 tax-exempt obligations in an aggregate principal amount greater than $10, 000, 000 (exclusive of Private Activity Bonds, but including qualified 501(c) (3) bonds as defined in Section 145 of the Code) . The Board hereby specifically designates the Note as "qualified tax-exempt obligations" within the meaning of Section 265 of the Code. In any event the Board will not designate more than $10, 000, 000 of its obligations issued in calendar year 1989 as such "qualified tax-exempt - obligations . " Section 5 . 06 . Maturity of Note. This Board estimates that the Tax Increment will be sufficient to pay when due the principal of and interest on the Note. Chairman Attest : • Executive Director -10- The motion for the adoption of the foregoing resolution was duly seconded by Boardmember and upon vote being taken thereon, the following voted in favor thereof: and the following voted against the same: whereupon said resolution was declared duly passed and adopted, and was signed by the Chairman, whose signature was attested by the Executive Director . • • -11- EXHIBIT A FORM OF INVESTMENT LETTER [Date] Housing and Redevelopment Authority of St . Anthony, Minnesota 3301 Silver Lake Road St . Anthony, Minnesota 55418 Re: Tax Increment Revenue Note (Evergreen Townhomes) , Series 1989 Housing and Redevelopment Authority of St . Anthony, Minnesota Gentlemen : In connection with the purchase of the Tax Increment Revenue Note (Evergreen Townhomes) , Series 1989 (the Note) issued by the Housing and -Redevelopment Authority of St . • Anthony, Minnesota (the Issuer) , I acknowledge and represent as follows : 1 . I am a with sufficient knowledge and experience in financing matters, including the purchase and ownership of municipal revenue bonds; to be able to evaluate the merits and risks of the purchase of the 'Note. 2 . I have requested such financial and other information regarding the tax increment revenue to be derived from Tax Increment Financing District No . 2 Ramsey County of the Issuer (the District) as I believe relevant to my investment decision and have been provided with all such requested information. I have reviewed the form of the Note and the resolution adopted It 1989 , of the Board of Commissioners under which the Note is issued (the Resolution) . 3 . I understand and acknowledge that the Note has not been registered under the Securities Act of 1933 nor under the securities laws of the State of Minnesota pursuant to relevant exemptions contained therein. I recognize that a future sale of such Note by me could require registration under the securities laws of one or more states . • A-1 • 4 . I understand that the Note is payable as to principal and interest solely from the tax increment to be derived from the District pledged to the payment thereof under the Resolution. I further understand that certain expenses of the Issuer and the City of St . Anthony, Minnesota (the City) , together with interest, will be paid from the tax increment to be derived from the District prior to the payment of the principal of and interest on the Note . I further understand that the Note does not now and shall never represent or constitute a general obligation of the Issuer or the City and I have no right to have taxes levied by the Issuer, the City, the State of Minnesota or any political subdivision thereof for the payment of the principal and interest on the Note. 5 . I am purchasing the Note for my own account and not with a view to the- distribution thereof, but I will retain control over the disposition of the Note. I do not presently intend to divide the Note or resell or otherwise dispose of any or all of the Note, except as permitted by law and. subject to applicable securities laws and regulations thereunder. 6 . I acknowledge that neither the Issuer or the City of St. Anthony, Minnesota is making any representations or warranties as to the tax exemption of the interest- to be paid • on the Note or the sufficiency of the tax increment to be derived from the District to pay principal of and interest on the Note when due. • A-2 H.R.A. RESOLUTION 1989-003 • Commissioner introduced the following resolution and moved its adoption: RESOLUTION RELATING TO REDEVELOPMENT PLAN FOR REDEVELOPMENT PROJECT AREA NO. 2 RAMSEY COUNTY, AND THE REDEVELOPMENT PROJECT TO BE UNDERTAKEN PURSUANT THERETO AND TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO. 2 RAMSEY COUNTY; APPROVING REDEVELOPMENT PLAN FOR REDEVELOPMENT PROJECT AREA NO. 2 RAMSEY COUNTY AND THE REDEVELOPMENT PROJECT TO BE UNDERTAKEN PURSUANT THERETO, TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO. 2 RAMSEY COUNTY AND THE ESTABLISHMENT OF TAX INCREMENT FINANCING DISTRICT NO. 2 RAMSEY COUNTY, AND REQUESTING THE APPROVAL OF THE CITY COUNCIL BE IT -RESOLVED, by the Housing and Redevelopment Authority in and for the City of St . Anthony, Minnesota (the "HRA" ) , as follows : • 1 . It has been proposed that the HRA approve a redevelopment plan, as defined in Minnesota Statutes, Section 469 .002 , subdivision 16 , to be designated as Redevelopment Plan for Redevelopment Project Area No. 2 Ramsey ( the "Redevelopment Plan" ) , and a redevelopment project to be undertaken pursuant thereto, as defined in Minnesota Statutes, Section 469 .002 , subdivision 14 , to be designated as Redevelopment Project No. 2 Ramsey County (the "Project" ) , and that in order to finance the public redevelopment costs to be incurred by the HRA in connection with the Redevelopment Plan and Project, it has been further proposed that the HRA approve a tax increment financing plan, pursuant to the provisions of Minnesota Statutes, Section 469 . 175, to be designated as Tax Increment Financing Plan for Tax Increment Financing District No. 2 Ramsey County (the "Financing Plan" ) which establishes a tax increment financing district, as defined in Minnesota Statutes, Section 469 .174 , subdivision 9 , to be designated as Tax In Financing District No. 2 Ramsey County ( the "District" ) . 2 . It has been proposed that the HRA and Evergreen Development Corporation, a Minnesota corporation ( the "Developer" ) enter into a Redevelopment Agreement for the Evergreen Townhomes Project ( the "Redevelopment Agreement" ) , • covering the property subject to the Redevelopment Plan and included in the District . A draft of the Redevelopment Agreement IJ has been presented to this Board. .51 3 . The Redevelopment Plan, the Project, the' Financing • Plan and the District are described in the attached documents entitled " Redevelopment Plan For Redevelopment Project No. 2 Ramsey County" and "Tax Increment Plan For Tax Increment Financing District No. 2 Ramsey County" , and the Redevelopment Plan, the Project, the Financing Plan and the District as so described are hereby approved, subject to execution of the Redevelopment Agreement and the Executive Director of the HRA and the attorney for the HRA are hereby authorized and directed to proceed with the implementation of the Redevelopment Plan, the Project, the Financing Plan and the District. The Redevelopment Agreement presented to this Board is hereby approved, subject to such changes and additions thereto as are approved by the Chairman and Executive Director of the HRA, such approval to be evidenced by the execution and delivery of the Redevelopment Agreement by . the HRA. Upon the approval of the form and content of the Redevelopment Agreement by the Chairman and Executive Director, any two officers of the HRA are hereby authorized and directed to execute and deliver the Redevelopment Agreement on behalf of the HRA, together with such other documents, agreements and instruments to be executed and delivered by the HRA pursuant to the Redevelopment Agreement . The Executive Director is _ - - further authorized and directed to request the appropriate authorities of Ramsey County to certify the original assessed • value of the District pursuant to Minnesota Statutes, Section 469 . 177 following (i )' approval of the Financing Plan and District by the St. Anthony City Council in accordance with Minnesota Statutes, Section 469 . 175, subdivision 3 , and (ii ) the execution and delivery by the HRA -and the Developer of the Redevelopment Agreement . 4 . The Redevelopment Plan and the Project were transmitted to the St. Anthony Planning Commission (the "Commission" ) for its review and opinion. The Commission delivered to the HRA its written opinion on the Redevelopment Plan and the Project. ------ 5.--The---Redevelopment- Plan-,--the- P-rojec-t-,—the Financing --- --- - a Plan and the District, together with the written opinion of the Commission, have been presented to the City Council : . for a public hearing on the Redevelopment Plan and the Project pursuant to Minnesota Statutes, Section 469 . 028, subdivision 1 and the Financing Plan pursuant to Minnesota Statutes, Section 469 . 175, subdivision 3 . Dated the day of 1989 . Chairman Attest : Acting Executive Director -2- REDEVELOPMENT PLAN FOR REDEVELOPMENT PROJECT NO. 2 RAMSEY COUNTY HOUSING AND REDEVELOPMENT AUTHORITY ST. ANTHONY, MINNESOTA MAY, 1989 REDEVELOPMENT PLAN FOR REDEVELOPMENT PROJECT AREA NO. 2 RAMSEY COUNTY CITY COUNCIL Robert Sundland, Mayor Richard Enrooth Judy Makowske George Marks Clarence Ranallo HOUSING AND REDEVELOPMENT AUTHORITY Robert Sundland, Chairman Richard Enrooth Judy Makowsk:e George Marks Clarence Ranallo PLANNING COMMISSION George Wagner, Chairman John Madden Ron Hansen Rick. Werenicz Rose Mary Fran_ese Edward -Brownell Steve London CITY ATTORNEY William Soth, Esq. Prepared By: DEVELOPMENT ADVISORY SERVICES, INC. 7404 Grand Avenue South Richfield, MN 55423 TABLE OF CONTENTS Redevelopment P-1 an . . . . . . . . . . . . . . . . 1 Land Use .Flan. . . . . . . . Urban Design Guidelines. . . . . . . . . . . . . . 5 Redeveloper ' s Obligations. . . .. . . . . . . . . . 1= Land Acquisition . . . . . . . . . . . . . . . . . 14 Relocation Flan. . . . . . . . . . . . . . . . . . 15 Method of Financing. . . . . . . . . . . . . . . 17 DESCRIPTION OF REDEVELOPMENT PROJECT AREA REDEVELOPMENT The Redevelopment Project Area No. 2, is PLAN generally described as the area Forth of Soo Line Railroad and east of Fordham Ur-ive. The site is currently divided among four property owners and a City Street, the City owns one parcel and the street easement. The parcels are described in Attachment A. The project boundary map is included -as Attachment A-1 . 1 GOALS AND OBJECTIVES "fhe goals and objectives ar•e to be accomplished during the next three years through , government incentives and private actions. They ar•e organized into the following categories: o Land Use/Economic Development o Physical Appearance o Financial Feasibility GOAL: To Provide Housing and Add to Tax Base OBJECTIVES: o Accommodate medium-density housing o Promote owner--occupied housing o Promote moderate to middle income housing o Promote housing -for- first-time buyers, as well as exisiting "empty nester," and adult mar•k:et o Pr-ovide housing which adds to the tax base o Promote a variety of housing sizes, according to the economic market GOAL: To Promote a Housing Development Designed to Complement the Neighbor hood and One that is Marketable OBJECTIVES: o Develop housing which does not e:cceed stories o Provide site amenities to enrich the living environment including the following design features: - useable open space - reuse of unuseable land - bu'ildings at-r-anged in cluster, or• cur•va 1 i near• design - protect future residences from the noise of the r-ai.lroad by use of setbacks and landscaping - provide extensive landscaping along the ra i l road and Fnr•dham Drive provide resident and guest parking :y landscape the site with over•stor•y trees, ornamental trees and shrubs provide wood, brick: or• Simi lar• building facades in, a complementary design - provide vehicle acc-"ss to reduce thr•u-traffic promote energy-efficient housing o Redevelop the size according to City or•d inances GOAL: To Eliminate Deter•ior•ating Influences OBJECTIVES: o Combine the irregular, shaped property with other property to prevent poor, planning and poor development o Cot,r-ect unusual soil deficiencies by substantial grading, filling, . and other, physical preparation o Assemble underdeveloped land for• medium-density redevelopment o Reduce the unfavorable effect upon the value of surrounding pr•oper•ty and the amount of taxes being produced o Eliminate conditions which prevent pr-ivate development by reducing the estimated cost of physical pr•epar•ation to the redeveloper because the cost of such preparation will exceed the fair, mark:et value of the land 4 DESIG14 STA14DARDS URBAN DESIGN One of the primary objectives of the St. GUIDELINES Anthony HRA is to create a positive living environment while complementing the neighborhood. To accomplish this objective, urban design guidelines suggest major landscaping and building elements. This design criteria would guide the overall design character- of the area. The goal is to set the design tone and to establish aesthetic and functional standards within which future design and development should take place. All final site designs will be subject to review and approval by the St. Anthony HRA so that proper coordination and the inter-relationship of the various phases of the plan can be maintained. In addition, any redeveloper shall proceed through the normal city review process. The following design concepts will guide the over-all redevelopment. Although, periodica".y, specific problems will arise require special treatments which will r•e q p , it is essential that the basic concept of materials and character be continued throughout the site. Design elements are presented here within the following categories: C J • o Open space - preservation, screened landscaping, plant materials o Building structure o Parking, lighting o Open space - useable open space within the developable portion of the site shall be retained as useable open space which consists of areas for- active/passive recreation as well as landscaped areas. Storm water retention will be required on site. The standards for, storm water, retention should generally be those of the Rice Creek Watershed . District. Landscaping within the site should consist of overstory trees ( 1-1/2 to 2-1/2 inch caliper) . Ornamental trees and shrubs should be used to accent and screen. A landscape theme for• the entire site will tie the site together, and provide a more pleasant living environment. Harmony and functional use will be created by the following guidelines: Landscaping: Subject to applicable ordinances, trees and Landscaping will be the responsibility of the redeveloper. 6 The various types of - landscape material (deciduous trees, evergreens, decidous ornamental trees, deciduous shrubs, evergreen shrubs and sod) will be planted to: * provide continuity to the area * provide image, beauty and shade for residents and pedestrians decrease air• and noise pollution create a unified street and parking area image throughout the redevelopment project be planted along public streets but outside of the right-of-way The plant material for residential medium-density and low-density property boundaries should be used to: provide year-round color and aesthetic beauty to the area * provide visual and, where possible, noise separation between street noises and medium-density, residential or low-density and medium-density residential land uses 7 plant material should be selected: 1 . which will not generally be susceptible to disease which does not beat, fruit which might cause unusual maintenance problems which does not constitute dangers to the yener•al public 4. which provides low maintenance costs and longevity In addition, specific plant materials should be selected according to their characteristics in order- to: provide interest year•-round provide a feeling of peace and tranquility pt•ov i de shade screen undesirable views and adjacent land uses provide pedestrian/traffic control and vehicle er-ranee identification and control BUILDING STRUCTURES Clearly, one of the most significant visual impacts on any area will be that made by new buildings. Because of this, S it is important that the design harmony and continuity be car•r•ied throughout the area by means of several major' design elements as they pertain to the building facade. In addition, it is essential that the new buildings relate visually to the existing neighborhood. The following design guidelines ar-e used to create this harmony: 0 Building size - Buildings and individual dwelling units should range in size to accommodate the pr,imar•y mar•k:et while providing sufficient room for- comfor•tab le living. o Pr•imar•y building material -, Should be consistent with sur•r•ounding building construction. Generally, the character, should be created by natural materials. These would include deep-tone brick, stucco, stone and low-maintenance wood or- other, low-maintenance materials. Similar facade treatments or, coordination of treatments should be carried throughout all sides of the building and throughout the redevelopment. Roof lines, building heights and architectural scale should complement the existing neighborhood. o Site design - The site should be designed in clusters or- a cur•val inear- design to reduce the rigid, straight line nature and create a feeling of open space. 9 u Building height - The ma::imam height of the building should not e::teed -li- stories, measured from the average ground elevation to the midpoint of the roof. o Garages - All accessory buildings (garages, storage buildings or• maintenance buildings) should be attached to the principal structure with an enclosed passageway between the accessary building and the housing str•uctur•e. All garbage should be stored in the garages except on pick- up day. o Building codes - All str•uctur•es shall conform to the St. Anthony Uniform Building Code adopted by the City and other, codes and regulations related to residential development. LIGHTING AND PAFI:I NG o Lighting - The illumination should be downward directed and shall be mounted at heights appr•opr•iate to the building elevation. o Par-king and traffic access - Par•Iring lots. shall be landscaped with over•stor•y trees. The trees shall be interspersed throughout the parking areas so that uniform landscape affect is achieved. Shrubs and grass plantings should be located on all 1 r7 • non-har-d surface areas. Far•k.ing lots, roadways and drives will be constructed of bituminous or, concrete pavement material which will leave the area in a dust-free condition. All roadways will be bor•der•ed by concrete curbs and concrete gutters. All par•k: ing spaces will be clearly marked. Pat! F-ing areas and roadways will be designed with an internal catchbasin and storm water, system which should be adequate to minimize water, ponding in parking and driving areas. The parking area and garages should be designed to accommodate 2 cars per- dwelling unit while maximizing green areas. Recreational vehicle, boat or, trailer storage should be prohibited on the site. Roadways will be a minimum of 28 feet width from curb face to curb face. Parking should only be allowed on one side of the roadway. All roadways should be constructed to City Design Standards. 11 • REDEVELOPER'S fhe genet-al r-equir-ements to be imposed OBLIGATIONS upon r-edeveloper- (s) by contr-act ar-e as follows: o 'To redevelop. the land and construct buildings in accordance with this redevelopment plan o To commence and complete the improvements within a reasonable period of time, as determined by the St. Anthony HRA and set for-th in a contract with the r-edeveloper- o To design and construct buildings and site improvements to conform to the Urban Design Guidelines of this plan and such other- guidelines as may be adopted by the St. Anthony HRA o To conform to the codes and regulations of the City of St. Anthony and the State 'of Minnesota including zoning, building, health, fire and life safety codes o To establish a Homeowner 's Association or- such other, association as allowed by law for- the long-teem maintenance of the pr-oper-ty o Not to sell the land before impr-ovements ar•e made without the pr-ior, consent of the St. Anthony HRA o To devote the pr-oper-ty only to the uses permitted under- this plan for- a per-iod of 12 year-s fr-om the date of the contract or- agreement 12 o Not to discriminate on the basis of race, se." color-, creed, national origin, or for any reason prohibited by law, relative to the sale. lease, transfer, or, occupancy of the property covered by contract with the Authority. In addition, the redeveloper will be required to file with the United States Depar•tmen.t of Housing & Urban Development THUD) a Fair Housing 11ar1eting Flan and to carry out that plan in accord with federal laws and regulations o Prrovide all public and private utilities from the existing public utility systems o All public and private utility services such as water, sewer-, gas, electric and telephone that serve the parcels of land will be placed underground by the redeveloper- 0 Cooperate with, and provide information to the St. Anthony HRA which may be requir-ed from time to time by statutes or- the St. Anthony HRA resolutions 1•J LAND No proper-ties will be acquired by the ACQUISITION St. Anthony HRA. Less than 70% of the parcels in the redevelopment project area are occupied by buildings, streets, utilities or other, improvements. Except for 3 houses, the land is vacant. The 3 houses are included in the second phase of redevelopment. Any property .acquisition will be accomplished by the redeveloper without St. Anthony HFA assistance. 14 RELOCATION The St . Anthony HRA accepts its obligation PLAN under, federal , state and local law and the appropriate regulations adopted by the Unite-' States Department of Housing & Urban Development (HUD) for- relocation. The St. Anthony HRA will administer- relocation services for the families, individuals and businesses to be displaced by actions of the St. Anthony HRA which ar-e limited to soil correction. Relocation regulations and St. Anthony HRA policy is to: o Prior- to approval of this redevelopment plan, the St. Anthony HRA has been satisfied that there is a feasible method of temporary relocation of families to be displaced from the project area. Also, accommodations are available, or, will be provided, in the pr-oject area or, other, areas not less desirable in r-egar-d to public utilities and public/commer-cial facilities. . . at rents or- prices within the financial means of the families displaced from the project area. The St. Anthony HRA will provide services to find decent , safe and sanitar-y dwellings for• displaced families. 15 o In conjunction with, and as part of the action to acquire property, relocation and relocation services will be provided ' by the St. Anthony HRA to all relocatees in accord with the 197U Uniform Real Estate Acquisition and Relocation Act (Uniform Act) and subsequent regulations of the United States Department of Housing & Urban Development (HUD) . o There are no relocations associated with phase one of this redevelop�rent. o There are three single family homes to be acquired by the redeveloper as phase two of this redevelopment. Three relocations will be required as part of phase two. 16 METHOD OF The public purpose of this redevelopment FINANCING allows financing by tax increment financing. The Tax Increment Flan is hereby made a part of this Redevelopment Flan as a Method of Financing. Tax increment will be used for soil correction so that this property may be redeveloped. 17 • TAX INCREMENT FINANCING PLAN CITY COUNCIL Robert Sundland, Mayor, Richard Enr•ooth Judy Makowske George Mar•k.s Clarence Ranallo HOUSING AND REDEVELOPMENT AUTHORITY Robert Sundland, Chairman Richard Enr•ooth Judy Mak:owsk.e George Marks Clarence Ranallo CITY ATTORNEY William Soth, Esq. PREPARED BY: DEVELOPMENT ADVISORY SERVICES, INC. 7404 Girard Avenue South Richfield, MN 55423 i TABLE OF CONTENTS FOREWORD DEFINITIONS A. STATEMENT OF OBJECTIVES B. CLASSIFICATIO14 OF THE TIF DISTRICT C. REDEVELOPMENT PROGRAM 1 . Development Program for the Redevelopment District Property to be included in the TIF Distr ict Property to be Acquired 4. Development to Occur- Within the TIF District D. DEVELOPMENT ACTIVITIES 1 . Private Development Activity 2. Public Development Activities E. FINANCIAL ANALYSIS OF THE TIF DISTRICT 1 . Original Gross Tax Capacity and Original Tax Capacity Rate 2. Captured Gross Tax Capacity Duration of TIF District F . ESTIMATED IMPACT OF THE TIF DISTRICT ON OTHER TAXING JURISDICTIONS G . ADMINISTRATIVE PROCEDURES AND REQUIREIIENTS 1 . Modification of the TIF Plan or, Chanqe in boundaries of the TIF District 2. Use of Ta:; Increment 3. Excess Tax Increments 4. Tax Increment Account 5. Limitation on Administrative Expenses/County Expenses 6. Limitation on Increment %. Annual Disclosure 8. Administration of the. TIF District 9. Fiscal Disparities Election 2 FOREWORD the Ta;; Increment Financing Flan has been developed in con iorm,�,knc� with the procedures and requirements of the Minnesota T.+:: lncre►nent Financing Act, Minnesota Statutes Sections 461i. 1 r + to •+b`:. 1 79. EAHIBL f ►;: Legal Description and Boundary 11ap EAHIBIT Be Private Development Proposal . Flans and Developrr►tr►t Schedule, City voals and Objectives ExH1811 D= Procedural Documents 1 . Resolution requesting the County Auditor to certify the Origir►akI valuation �. HRA Resolution Designating a Soils Condition TIF District 3. City Council Resolution Designatinq a Soils Condition TIF District 4. Reason and Facts Supporting the Findings for Establishment of a Soils Condition •TIF District 3 DEFINITIONS The following terms used in this document have the following meanings given to them: "City" means the City of St. Anthony, Minnesota, located in Hennepin and Ramsey Counties. "HRA" means the St. Anthony Housing and Redevelopment Authority. "Plan" means the Comprehensive Plan of the City of St. Anthony. "Project Area" means a Redevelopment Project Area proposed by the Housing and Redevelopment Authority and established by. the City pursuant to the Redevelopment Act . "Redevelopment Act" means Minnesota Statutes, Sections 469.001 to 469.047. "Redevelopment Agreement" means an agreement. enter•ed into between Evergreen Associates and the St. Anthony Housing and Redevelopment Authority. "Redevelopment Plan" means a Plan adopted by the City pursuant to the Redevelopment Act. "TIF Act" means the Minnesota Ta:c Increment Financing Act, Minnesota Statues, Sections 469. 174 to 469. 179, as amended. "TIF District" means Tax Increment Financing District No. 2 Ramsey, a Soils Condition Tax Increment Financing District proposed by the Housing and Redevelopment Authority and established by the City pursuant to the TIF Act. "TIF Plan" means the Tax Increment Financing Plan for-. Tax Increment Financing District No. Ramsey, set forth in this document, adopted by the HRA and City pursuant to the TIF Act. 4 TAX INCREMENT FINANCING PLAN TAX INCREMENT FINANCING DISTRICT NO. 2 RAMSEY A. STATEMENT OF OBJECTIVES The Authority determines that it is necessary, desirable, and in the public interest to create a Soil Condition Tax Increment Financing District in the City of St. Anthony pursuant to the provisions of the TIF Act. The purpose of the TIF District is to finance soil correction to enable the redevelopment of property into multi-family housing. The Flan and Housing Assistance Flan identifies a need for• housing and establishes housing goals for• the City. Also, the Plan provides for• multi-housing development including redevelopment. The purpose of the HRA 's undertaking is to accomplish the Plan and goals as approved by the City. Also, the HRA and City have approved a Redevelopment Plan for this TIF District and have included this TIF District in a Project Area. The purpose of the HRA 's undertaking is to accomplish the goals of the Redevelopment Plan. The purpose of the Soil Condition TIF District is to provide a means for• financing soil correction so the Project Area can be redeveloped. The redevelopment will make it possible for this area of the _City located within the TIF District to pay ta::es for• services, reduce the blighting influences of vacant, poor- soil land, - and provide housing. The redevelopment would not occur, but for the use of TIF. 5 The specific objectives of the TIF District ar-e as follows: 1 . To provide financing so that blighted, vacant land can be developed for, housing; 2. To provide opportunities for- the development of land within the TIF District; 3. To increase the supply of housing; 4. To preserve and enhance the quality of life of the City by providing a range of housing opportunities; 5. To provide maximum opportunity, consistent with the needs of the City, for development by private enterprise; 6. To alleviate a shortage of decent, safe, and sanitary housing; 7. To .create employment; and 8. to provide decent, safe, and sanitary urban dwellings, apartments, or• other, living accommodations for persons of moderate income or, for- veterans and servicemen and the ir• families pursuant to Minnesota Statutes 469.002. 6. CLASSIFICATION OF THE TIF DISTRICT The T-IF District will encourage the redevelopment of a substandard area which would not be developed without assistance. It will result in increased housing in the City, and it will result in the pr•eser•vation and enhancement of the tax base of the City. 6 0 The cr,i ter,ia for• a Soils Condition Tax Increment Financing District are satisfied as follows: CRITERIA OIJE Less than 70 of the parcels in the district are occupied by buildings, streets, utilities or, other, improvements: PROPERTY LIST GROSS TAX LAND SOIL P I D LEGAL ANER SF CAPACITY USE COND I T I 014 1587 Lot 1 , 61k 4 Bochnak 37375 S Vacant Poor-* 159 Lot 2, blk: 4 Bochnak 17375 Vacant Poor, 1626 Part Lots, Blk4 Bochnak: 32164 Vacant Pool, 1642 Fart Lot6, 91k:4 BOChnak 43177 Vacant Poor- 1600 Lot 3, B14::4 Bochnak 69696 Vacant Poor, blk 2 City 43299 Vacant Pool- -City 2r)2oo Vacant Poor 1655 Lot 7, B 1 k:4 Reid 20000 House Good Reid 41 794 Vacant Poor- 1613 Fart Lot5, Blk4 Henessey 7425 House Good 1639 Fart Loth, Blk4 Sherman 7476 House Good 1752 Lot 5, Blk:l Nordah1 13340 Vacant Good Vi l lel la Add' 373321 9+ Occupied by bldg or, Improvements 27.27% Pool, Soils 67. 08 +� See soils report. CONCLUSION: Just over, 27% of the district is occupied by buildings, streets, utilities or other, improvements. CRITERIA TWO Unusual terrain or, soil deficiencies for- 80 of the act-eage in the district require substantial filling, grading or- other, physical prepar*ation. CONCLUSION: The district is 6. 57 acres. Eighty seven percent of the district is poor. soils needing fill . 7 CRITERIA THREE The estimated cost of physical preparation when added to the fair, market value of the land upon inclusion in the district exceeds the anticipated fair- market value of the land upon completion of the preparation. The redeveloper has agreed to purchase part of the property for $15C), This part. of the property r•equ i res soil cor•rec t i on and is identified as Phase I . This acquisition value is $. 68 pet, sq. ft. The estimated soil correction cost is $ 250,000. In summary: Estimated cost of physical preparation $ 250,000 plus the estimated value of the land equals $400,000. Typical land value for• townhouse development ranges from $12,000 to pet, acre. 'The redeveloper has agreed to en ter, into a redevelopment agreement for- development of over 51)% of the land having unusual soil deficiencies. CONCLUSION: The proposed development will have 37 townhouses in it. The total acreage of Phase One is 5. 05 acres. When applied to Phase One ($20,000 x 5. 05 acres) , the anticipated fair- market value upon completion would be $lol ,Cir:ri). Pursuant to Minnesota Statutes, the TIF District qualifies as a Soils Condition Ta:. Increment Financing District. 8 C. REDEVELOPIIE14T PROJECT 1 . Redevelopment Fr•o Jett for the District The Pt,oject within the meaning of Minnesota Statutes for, the Soil Condition TIF District is incorporated within the TIF Flan. The Pt,oject has the boundaries as described in Exhibit A and these boundaries ar-e the same as the TIF District. The redevelopment expected to occur, within the TIF District is described in Exhibit B. 2. Fr•oper•ty to be Included in the TIF District All property to be included in the TIF District is located within the City of St. Anthony, legally described in E:chibit A, and as shown on the map attached as E::h i b i t A-1 , and shows the boundar•ies of the TIF District. 3. Fr•oper•tY to be Acquired There is no property to be acquired by the St. Anthony HRA in the TIF District. 4. Development to Occur, Within the TIF District The TIF District is located entirely within the City of St. Anthony. The specific Development Proposal for- the TIF District is identified in E:.hibit B. In general , the development consists of about :37 townhomes and their- accesso►•y land uses. 9 D. RLDEVELOPMENT ACTIVITIES 1 . Private Redevelopment Activity All private redevelopment proposed for, the Project of which the HRA and City ar•e aware are about 107 townhomes and their, accessory land uses. The City is not aware of any contracts having been entered into at the time of the preparation of this TIF Flan with respect to any other, development proposals. Public Development Activities It is not anticipated that any public development activities will occur, within this District which will be financed by TIF. Soil Correction to be financed by TIF will be completed by the redeveloper. Upon completion of the Soil Correction by the redeveloper, the HRA will reimburse the redeveloper for the costs of the soil correction work by issuing to the redeveloper its tax increment revenue note (the "Note") in the principal amount of the lesser of (i) $250,000 or (ii) the actual costs of the soil correction. The Note will bear interest at 12% per annum and will mature on June 1 , 2001. Principal on the Note will be payable when and if tax increment is available. E. FINANCIAL ANALYSIS AND THE TIF DISTRICT BUDGET: Soil Correction s 250,000 Administrative Costs 25,000 TOTAL COST s 275,000 10 1 . Original Gross Tax Capacity and Original Tax Capacity- Rate The original gross tax capacity of all taxable real property within the TIF District, based on gross tax capacities established in 1989 for real estate taxes. to be paid in 1990, is expected to be certified by the County Auditor as $ Pursuant to Minnesota Statutes, Section 469.1,77, at the time of certification of the original gross tax capacity of the TIF District, the County auditor will also certify the original tax capacity rate that applies to the TIF District. The original tax capacity rate for the TIF District is the sum of all tax capacity rates that apply to the property in the TIF District in the calendar year in which the initial certification or original gross tax capacity is requested. For the TIF District based on the tax capacity rates for .1989 the original tax capacity rate will be 2. Captured Gross Tax Capacity Each year the gross tax capacity of parcels within the TIF District will be adjusted to reflect current valuation. Tax Increment is calculated by extending the lesser of (i) the local taxing district tax capacity rates or (ii) the original tax capacity rate, to the captured gross tax capacity of the TIF District. The estimated dated of completion of the townhouse units is , and the estimated captured gross tax capacity at . completion is 5 Pursuant to Minnesota Statutes, Section 469.177, Subd. 2, the City and the HRA hereby determine that they will use 100% of the captured gross tax capacity of taxable property located in the TIF District and 100% of the Tax Increment to be derived from the TIF District for the entire duration of the TIF District. 11 Duration of the TIF District In accordance with the TIF Act, the HRA from the TIF District may continue to receive tax increment payments for 12 years after, establishment of the Soils Condition TIF District. It is estimated that the TIF District duration will be 12 years. F. ESTIMATED IMPACT OF THE TIF DISTRICT ON OTHER TAXING JURISDICTIONS Redevelopment o'f the property located within the TIF District for housing improvements identified and discussed in Exhibit B cannot occur but for• the creation of a tax- increment district and the subsidy to be used for, soil correction. Pursuant to Minnesota law, tax increment generated by development within the TIF Distr•i.ct may only be captured by the HRA for a period of twelve years after- establishment of the Soils Condition TIF District. During this period, other, major, taxing jurisdictions will continue to receive taxes from the pr•oper•ty within the TIF District based. on the original assessed value of the pr•oper•ty, just as if no redevelopment had occur•r-ed on the proper-ty. Other, taxing jurisdictions will , ther•efor•e, realize the -same amount of tax revenue from the pr-oper•ty within the TIF District during the 12 year, duration of the district as they would have if no development had occur•r•ed on the proper-ty. There will , ther•efor•e, be negative impacts on other taxing jurisdictions as a result of the City's creation of the TIF District. These . impacts ar•e offset by the public purpose of pr- -viding redevelopment 'for- housing. There will , however, be a substantial favorable impact on other- taxing jurisdictions following termination of the TIF District in 12 years. Taxes levied on the full 12 value of the land within the TIF District, including the value of development made possible by creation of the 1"IF District, will be distributed by the County Auditor, to all taxing jurisdictions following termination of the TIF District. The value of the townhouses made possible by the creation of the TIF District will contribute significantly to the ta:. base of all taxing jurisdictions, including the county and school board. In addition to the increased tax base within the 'fIF District itself, which will be available to other, taxing jurisdictions when the TIF District expires, the redevelopment helps accomplish the goals of the City, the Twin Cities Metropolitan Council , and the State of Minnesota. If Estimated Gross Tax Capacity Available to Taxing Jursidictions Without Creation of TIF District. The estimated gross tax capacity would be available to the taxing jurisdictions without creation of TIF District, each taxing jurisdiction would realize an increase of $ - in gross tax capacity at completion of the construction of the townhomes. If Estimated Gross Tax Capacity Not Available to Taxing Jurisdictions. If estimated gross tax capacity is not available to taxing jurisdictions during duration of TIF District, the taxing jurisdictions will not realize an increase in gross tax capacity as a result of development of the townhomes until the TIF District has been terminated, which is not expected to occur until 2001 . CONCLUS 1 014: 1 . The proposed district will increase the assessed value of the major taxing jurisdictions over- the existing situation in 12 year-s. 13 2. But . for• tax increment financing, the redevelopment would not occur, because of the poor, soil conditions. The studies which have been completed which indicate that development would not cocur• but for, the use of tax increment ar-e as follows: 1 . Evergreen Townhouses in St. Anthony Village, June 16, ' 969. 2. Soil Analysis. G . ADMINISTRATIVE PROCEDURES AND REQUIREMENTS 1 . Modification of the TIF Plan or Change in Boundaries of the TIF District Pursuant to Minnesota Statutes, any modification of this TIF Plan which would: provide for any reduction or- enlargement of the geographic area of the TIF District; increase the amount of bonded indebtedness to be incur-red; increase or, -decrease the amount of interest on the debt to be capitalized; increase the portion of captured assessed value to be retained by the City; increase the total estimated tax increment expenditures; or the designation of addi.tional property to be acquired may only be approved by the City Council and HRA after- notice to the public, discussion with the planning commission, the holding of a public - hearing, and the making of .findings required for• the approval for- the TIF Plan itself. 14 The geographic area of the TIF District may be reduced, but may not be enlarged after five years following the date -of certification of the original asssessed value by the County Auditor,. 2. Use of 7a:; I nc remen t Pursuant to Minnesota Statute, all tax increment revenues derived from the TIF District shall be used in accordance with this TIF Flan and shall be used solely for• the following purposes: a) to pay the interest on loans or• loans issued to finance the soil cor•r•ection; and b) to finance the cost of administration, capitalized interest and issuance costs. s. Excess Tax, Increments Pursuant to Minnesota Statute in any year, in which the tax increment should exceed the amount necessary to pay the costs authorized by this TIF Flan, the HRA shall use the excess amount to do any of the following, in the or-der, determined by the HRA: a. Repay any outstanding Tax Increment Loans; b. Discharge the pledge of Tax Increment thereof; C. Fay into an escrow account dedicated to the payment of such loans; or- d. Fay administrative expenses allowable pursuant to Minnesota Statutes Section 469. 176. 15 e. Return the excess amount to the County Auditor, for- distribution to the City, County and School District in proportion to their, respective mill rates. 4. Tax Increment Account Pursuant to Minnesota Statutes, Section 469. 177, Subd. 5, the tax increment received as a result of increases in the gross tax capacity of the property within the TIF District will be maintained in a special account or, accounts separate from all other, municipal accounts and expended ony as provided in this TIF Flan and as .allowed by the TIF Act. 5. Limitation on Administr-ative Expenses/Count E::penses HRA or their, designated agent will be limited to administrative expenses pursuant to Minnesota Statutes, Section 469. 176, Subd 3, now in effect and as amended from time to time. It is the policy of the Authority to pay to Ramsey County the actual administrative costs to administer, this district only. 6. Limitation on Increment Pursuant to Minnesota Statutes, Section 469.176, Subd. 6, if, after four- years from the date of certification of the original assessed value of the TIF District, no demolition, rehabilitation, oil r•enovat ion or other- site pr•epar•at ion, including improvement of a street adjacent to a parcel , but not installation of utility service including sewer, 16 or- water- systems, has been commenced on a parcel located within the TIF Distr-ic-t in accordance with this Flan, no additional tax increment will be taken from that parcel and the original gross tax capacity of that parcel will be excluded from the original gross tax capacity of the TIF District.. If development of the parcel subsequently commences, the parcel shall be returned to the TIF District as provided in Minnesota Statute Section 469. 176, Subd. 6. 7. Annual Disclosure The HRA will make the annual disclosures required by Minnesota Statutes, Section 469.175, subdivision 6. 8. Administr-ation of the TIF District The HRA designates the St. Anthony City Manager as agent responsible for- admin.istr•ation of the TIF District. 9. Fiscal Disparities Election 1-he HRA elects to spread the effects of the fiscal disparities Act within the District to all commercial and industrial property in St. Anthony. The Cash Flow Analysis reflects this election. 17 EXHIBIT A TAA INCREMENT DISTRICT FOR EVERGREEN DEVELOPMENT CORPORATION Lots 1 , 2, _, 5, b, 7. Block: 4 Mounds View Acres, Second Add. and Flock: 2, Hounds View Acres, Second Add. and Lot `,, Block 1 , Vi1lella Add. , all in Ramsey County, Minnesota. f Ilan Reid CIVIC of 40 Focdham� ST• AN1 oj1 po (fJ h .�� A � 1 • 1 , ;I 111 40 r �f► 10 [. a !e. r•f 07 1.1 +r 11 11.4 ll !3 r20•f O-V H iy► I •..�_ I Ilo i -��PO 3 ' tVI :�0 ♦: �r• ,• w . I' ► � r +I r),��" ,4� .e.:.1 J1�•�,•l l�y � Z—.r 1 � / .' 2 `� • 2 iT• O 5 • A' 19 w oc P I` l', •V co �_- ,•��� : ' le q i�sl ��•=:« - 'a- ,. { (rllyry/'• ... 3 (•• ° 4!.A!f'1' - -�' -- its -J Z 'G7i r •r 4 y lf" 17 . r r � I lM.� 1 (IGC' T � c.f �f +• .+ C (48\ I 1 I6 1 4 .s.: Irr) I� NS 4l+ /- •1; ,i 1� •. �t ` ,�� I 6 1 1 15 2 SZ 1 :,. Q A,& 3I' �r l ) HP� 3;ril: ; oy. •e_- :��_ Y'7 `; �e XV 14 7 CV P7 at • :IA;r M ! rL �♦ er 1! ) I 0 PQ�J it r�� ,, _ , O�0 4(3S1 r l.t . \i • `r /�� _ /t • ` ^ _ (cl: • .•�3'(»1�,sls'�' 2�`V•''\ v P''' (4) `s 121 0 9 f (� v 10 e er 110 r gas' o ai n thou (Villa e Administrative Offices 3301 Silver Lake Road, St Anthony, Minnesota 55418 (612) 789.8881 July 22 , 1988 St. Anthony School Board 3303 - 33rd Avenue N.E. St. Anthony, MN 55418 Attention: Dr. Crystal Meriwether Dear Board Members and Crystal : On July 12, 1988 , the St. Anthony Housing and Redevelopment Authority accepted a . soil condition tax increment financing plan for approximately 9 . 6 acres -located south of Silver Lane and east of Fordham Drive in St. Anthony, legal description attached. In the furtherance of better communication, and in accord with Minnesota statutes, I am transmitting a draft copy of the Tax Increment Financing Plan to you for your review. A final copy will be sent within a .few days. We ask for you to review and comment at your earliest convenience. Should you have any questions, please call . �erely , E David M. Childs Executive Director St. Anthony Housing and Redevelopment Authority DMC:cjk Enclosure Roben(Bob) Sundland,Mayor David Childs,City Manager Councilmembers Richard A Enrooth,Judy Makowske,George Marks,Clarence Ranallo ai n thou ZIae Administrotive O//ices 3301 Silver Lake Road, St. Anthony, Minnesota 55418 (612) 789-8881 July 22 , 1988 Ramsey County Board of Commissioners Room 286 City Hall-Courthouse St. Paul , MN 55102 Attention : Terry Schutten Dear Commissioners and Terry: On July 12 , 198" - the St: Anthony Housing and Redevelopment Authority accepte.- a soil condition tax increment financing plan for approximately 9. 6 acres located south of Silver Lane and east of Fordham Drive in St. Anthony., legal description attached. In the furtherance of better communication, . and in accord with Minnesota statutes, I am transmitting a draft copy of the Tax Increment .Financing Plan to you for your review. A final copy will be sent within a few days. We ask for you to review and comment at your earliest convenience. Should you have any questions, please call. cerel , AU David M. Childs Executive Director St. Anthony Housing and Redevelopment Authority DMC:cjk Enclosure Robert(Bob) Sundland.Mayor David Childs.City Manager Councilmembert Richard A Enrooth,Judy Makowske,George Marlu,.Clarence Ranallo EXHIBIT B F-R 1'.'r;T E fl EYELOPMENT PROPOSAL FLANS AND DEVELOPMENT SCHEDULE C'11-'r GOPiLS Nt•JD ABJECT l VES EVERCREE-V DEVELOPMENT CORPORATION 1920 Dain Tower Minneapolis, MN 55402 (612) 339 -9341 July 7, 1988 Development Advisory Services 7404 Cirard Avenue South Richfield, MN 55423 Attn: Mr. Richard Krier Re: Evergreen Townhouses in St. Anthony Village Dear Mr. Krier, The recent request for assistance regarding the above referenced development is predicated on the fact that considerable soil corrections to the site will be required in order to build the proposed housing. Such corrections are necessitated by the City's permitted use of the site .as a loose landfill area over a period in excess of 20 years. Our best estimates to date indicate the cost of such corrections will total $ 327,000 or just over $ 8,800.00 per unit. This is an amount that would price the proposed units above the marketplace if it had to be absorbed within the project. As a result, we ask that you favorably consider our request. Sincerely, _ :"Stephen J. Yurick Development Consultant for Evergreen Development Corporation cc: Ursula -Sheehy Vernon Horium EVERGREEN TOWNHOMES IN ST. ANTHONY SUMMARY OF TAX INCREMENT FINANCING REQUEST OF JUNE 17, 1988 SUBMITTED BY: EVERGREEN DEVELOPMENT CORPORATION PROPOSED PROJECT: TYPE: For Sale Townhomes 37 units, Base units - 1Br + den, 2 Br. 1214 to 1412 Sq. ft. in size for base units- optional expansion available PRICE: $ 95,500 average LOCATION: See preliminary plan DEVELOPED PLAN: Phased construction based on market acceptance ASSISTANCE: Request $ 327,000.00 in TIF for soil correction. Evergreen Development Corporation and its principals will sign and be responsible for the financial obligations negotiated as a result of this request. FINANCING: Privately arranged to encompass appoximately $ 800,000 for use on a revolving basis given phased nature of development. Publicly assisted through tax increment financing as outlined above. DEVELOPMENT TEAM: Presently consists of members experienced in -.the residential housing disciplines of planning, architecture, marketing, sales and finance. Currently negotiating with building contractors having specialized skills in the townhome construction field to find the right fit with existing team members, quality and cost parameters. SOURCE AND USE OF FUNDS: Previously submitted . SILVER LANE cal - - r I �I � i.� � •.11;'1 •� i �^ •r ' t•S•o • PRELIMINARY SITE PLAX 1.=40'0' Goals and Policies Community Goals The purpose of this Comprehensive Plan is essentially the same as that of the municipal government itself: to provide a living and working environ- ment which is safe, orderly, and attractive; to provide needed public ser- vices, and to allow individual initiative to find fulfillment. Physical improvements and municipal services are the principal means through which the City of St. Anthony may move toward its -service goals. Within this framework, the general goals which the City of St. Anthony should work towards in the coming years are as follows: 1 . Continue to ensure the public health, safety, and welfare of the com- munity while maintaining maximum individual choice. Explanation: The provision of health, safety, and welfare are three legitimate objectives of municipal government. While working to further these, individual property rights and freedom of decision must be respected. 2. Provide a full range of equal opportunity, choice, and accessibility for each person in their respective living and working environments. Explanation: Within the broad categories of housing, employment, .goods and services, transportation, and life-sustaining functions, the community should ensure that each citizen has equal rights and oppor- tunity and is protected. The community has an obligation to try to maintain and improve life for all of its citizens. 3. Complete the process of community development, and encourage orderly and beneficial redevelopment where needed. Explanation: The City of St. Anthony has little remaining buildable land. The remaining development opportunities that do exist will certainly be encouraged, but as existing development deteriorates or becomes economically obsolete, it' will need to be rejuvenated through stabilization, rehabilitation and modernization or be replaced by newer, more compatible development. 26 4. Maintain a strong community identity. Explanation: Due to its size and homogenous population, the City of St. Anthony experiences a sense of identity which is greater than that found in most neighborhoods of similar size in larger cities. This attribute is a great benefit to the city's population, for it estab- lishes a feeling of home and refuge in the larger metropolitan complex. The existence of an independent school district in St. Anthony bolsters this community identity and is hi.ghl.y valued by community residents. Other means of preserving this identity may include the continuation of retail and service functions which serve the community and the elimination of land uses which are incompatible with residen- tial neighbor`.aods. 5. Preserve and enhance a local environment which is safe, orderly, and productive for all members of the community. Explanation: The City should provide for the development and main- tenance of functional land use and structural patterns and the estab- lishment of an orderly and functional transportation system to serve and connect but not disrupt various use concentrations. Moveover, the community should provide and properly maintain those resources, facili- ties and services essential to the protection of the health, safety, anc general welfare of the individual and community (water, sewer, police, and fire protection) and necessary for the improvement of the individual (schools, parks) . 27 Land Use Goals Proper goals, policies, and plans for the use of land in a municipality are useful to the orderly, economic, and efficient development of that com- munity. land use is the basis and framework for all other physical devel- opment, including buildings, transportation facilities, and public utilities such as water and sewer lines. The importance of this aspect of community planning cannot be overemphasized. With the overall community development goals in mind, land use policies must be established to allow a continuation of past trends which are bene- ficial and to gradually change those aspects which are seen as detrimental . At this point in its development. process, the City of St. Anthony needs only to refine its land use policies and plans. The following, then, are the land use goals of the city. 1 . Maintain and upgrade land use and environmental quality. Explanation: In order to preserve the vitality and usefulness of each neighorhood and the community as a whole, steps must be taken to encourage the rehabilitation of substandard dwelling units as well as commercial and industrial structures if their particular location is consistent- with the City's land use policies and plan. Redevelopment decisions and land use changes should take into account the capacity of the transportation system, the effect on the municipal tax base and overall environmental quality. 2. Preserve and protect property values. Explanation: Proper land use planning can ensure that each of the various types of use is provided with sufficient amount of land, adequate access, and a proper environment for its needs. The City of St. Anthony can work to preserve and enhance the investment of the individual in his/her land and buildings by ensuring a compatible use relationship and preventing encroachments which create a negative or blighting influence. The City of St. Anthony should also seek to halt deterioration of property which may negatively impact adjacent land parcel's. 3. Develop or redevelop land parcels so that public and community Interests are maximized and that negative neighborhood impacts are minimized. Explanation: New development should be encouraged which offers maximum property tax revenue to the City but which does not offset such bene- fits by creating transportation, land use, aesthetic or public service problems. 28 4. Continue to develop land use patterns which ensures compatibility and functional relationships among activities. Explanation: Some refinement of St. Anthony's land use pattern remains to be accomplished. This includes encouraging the upgrading and rede- signing the Kenzie Terrace commercial area, achieving suitable devel- opment on vacant parcels, and redeveloping land parcels which are not compatible with their surroundings or which grossly underutiIize their location. An objective of the land use plan and transportation plan is to function in harmony with one another. 29 Land Use Policies 1 . Relate land development to community priorities and transportation system capacities. 2. Analyze each remaining undeveloped land parcel on an individual basis to define it most appropriate use within the context of the neigh- borhood in which it is located and the community as a whole. 3. Provide transitional zones or physical buffers between distinctly dif- ferent and incompatible land use activities. 4. Encourage development which makes the most economic, efficient use of land and public facilities. 5. Encourage the upgrading or removal of deteriorated or economically obsolescent residential., commercial , or industrial structures through private means. Public incentives for development should be utilized only when necessary. When the rehabilitation of deteriorated struc- tures is not economically feasible or desirable, the structures should be removed and a new use developed. 6. Ensure that all new commercial , industrial , or office developments conform to established standards for setback, lot dimensions, land- scaping, lighting, screening, parking, and signage. 7. Encourage commercial development and redevelopment in unified, func- tional patterns rather than in spot or linear patterns. 8. Consolidate, whenever possible, existing spot or linear commercial development patterns into more unified and functional developments. 9. Ensure that new commercial development or redevelopment complements or improves existing adjacent development through the use of proper building design and orientation, shared parking and access, landscaping and appropriately-scaled signage. 10. Continue to provide or promote pedestrian, bicycle, and transit access to major retail or service locations. 11 . Adhere to strict standards for the development of commercial and industrial signage. 12. Allow limited convenience retail and service development with proper screening, access, lighting, parking design and signage in residential neighborhoods at nodal points (e.g. intersections of collector or higher level streets) . . Such new neighborhood convenience centers shall * be allowed only when there can be shown to be a demonstrable need for such uses in the proposed location. Pedestrian and bicycle access shall be provided to such locations. 30 Housing Goals Since housing is the principal physical element of the City of St. Anthony, its proper maintenance and continued development is of great importance. At this point +n the development of the City, few oppor- tunities remain for significant new housing growth. Housing goals and policies at this stage are aimed chiefly at maintaining the high quality of housing and the pleasant neighborhood environment which has been established in St. Anthony. However, recognition is also given to the need- for the City to strive to accommodate its fair share of the Region's demand for housing affordable by families of limited means. 1 . Maintain and upgrade residential neighborhood environments. Explanation: Quiet, attractive, and safe residential neighborhoods are one of the hallmarks of St. Anthony. Preserving this asset should be one of the prime aims of the City. 2. Provide new housing which complements the existing housing stock and attempts to meet the housing needs of a variety of potential city residents. Explanation: In order to ensure some degree of heterogeneity among the City's population as well as to avoid totally excluding all mem- bers of some particular segment of the Region's society who may have a need to live in St. Anthony, a variety of housing types should be developed in St. Anthony. Although limited opportunties exist for further residential development, the City should not, through its Zoning Plan, place excessive restrictions on the ability of the pri- vate housing market to meet perceived housing needs. However, the City should actively encourage the development of townhouses, duplexes, quadraminiums, and apartment buildings so as to be able to satisfy various housing needs. The use of applicable Federal or State housing assistance programs by private builders should be also encouraged by the City. Finally, the development of housing designed exclusively for the elderly should also be promoted. 31 Housing Policies 1 . Encourage the use of 11planned unite residential zoning for new multiple-unit residential developments. 2. Ensure that any new multiple-family housing development strives for achievement of high quality site planning and design. 3. Encourage the use of State or Federal housing rehabilitation funds by eligible applicants for the stabilization, upgrading, or removal of residential structures. 4. Encourage the preservation and maintenance of residential structures by private means whenever possible. 5. Review and revise as necessary municipal land use policies, building requirements, and development review procedures to ensure that they do not unnecessarily impede the development of housing affordable to per- sons of " low- and moderate-income." 6.. Encourage. the development of market-rate housing of medium densities (5-10 dwelling unit per net acre) when functional and aesthetically pleasing site plans can be assured. ' 7. . Encourage the construction by the private -housing market of residential structures affordable to individuals of "low- and moderate-income." 8. Encourage developers of medium- and high-density housing to incorporate into their plans, provisions for dwelling units which will be sub- sidized by the Federal and/or State Government and, thus, be affordable to persons of "low- and moderate-income." 9. Develop housing designed specifically for the elderly which offers publicly subsidized rents and an attractive, supportive, respectable environment in a location accessible to shopping facilities and public transit routes. 10. Encourage the development of at least 10 percent of the newly constructed subsidized dwelling units which have 3 or more bedrooms to help meet the needs of large families of limited income. 11 . Housing units built or acquired for subsidized rental should not be readily distinguishable from market-rate housing units. 12. To the extent possible, rent-subsidized housing units should not be geographically concentrated but should be spread throughout the com- munity to minimize deleterious effects to those persons assisted and to 32 the City's neighborhoods. (This policy does not apply to housing designed for the elderly.) 13. Enforce the City Building Code in regard to multiple-family dwellings. 14. Strive to accommodate its share of the metropolitan area's demand for low- and moderate-cost housing as outlined in the Metropolitan Council 's 10 Year Community Fair Share Goal for Low and Moderate Income Housing. 15. Encourage complete insulation and weather i zat ion of all residential structures in St. Anthony to reduce overall residential energy require- ments. 16. Encourage residential developers to develop their subdivision site plans and/or orient building construction to take -maximum advantage of the passive solar heat gain potential of southern exposures and shall discourage through the site review process the blockage of another development's existing solar access. 33 I Transportation Goals The efficient movement of people and goods within and across the city is essential to the full- utilization of all land parcels and to allowing resi- dents to make use of the services and opportunities the City and the metro- politan area present. The transportation system of the City of St. Anthony is fully developed but continued refinements and improvements need to be made. The following goals for the transportation system are presented. 1 . Continue the development of the transportation system so that all modes of movement and all age groups are served. Explanation: Although the automobile will very likely continue to function as the primary mode of transportation in St. Anthony, provi- sions should continue to be made to assist the -safe and convenient movement of bicyclists and. pedestrians. Also, the Metropolitan Transit Commission (MTC) should be kept advised of what the City perceives as unmet demand for public transit so that the MTC may upgrade service periodically. 2. Provide adequate level road service without attracting undesirable through traffic. Explanation: Streets such as Silver Lake Road can lose their effec- tiveness as local movement and access facilities if they begin to carry too great a load of through traffic. Local and intermediate roads should not be allowed to be overdesigned, so that they attract traffic from the larger nearby traffic arteries which were designed to accom- modate great numbers of inter-municipality vehicle trips. 3. Review the transportation planning process of the Minnesota Department of Transportation, Metropolitan Council Transportation Division, the Hennepin County Transportation Department, the Ramsey County Department of Transportation, and adjacent municipalities in order to protect its own interests. Explanation: The transportation needs and desires of the City of St. Anthony can best be satisfied through effective communication with those agencies and governmental entities which have an influence over the design of certain elements of the City's roadway system. 34 Transportation Policies 1. Consider the mobility needs of all persons, especially senior citizens, children, and the handicapped, in the continued, development of the transportation system. 2. Plan transportation facilities to serve the access and volume needs of -adjacent and nearby land uses. 3. Continue the development of the pedestrian and bicycle system. 4. Prepare and annually update a Capitol Improvements Program for the upgrading and maintenance of the roadway system. .5. Ensure that alternatives in the design of the arterial road system are compatible with the system of local streets and pedestrian and bicycle routes. 6. Establish proper access points to concentrations of residential , retail , .service, office, or industrial development. 7. Provide for early and continuing citizen involvement in the transpor- tation planning process. 8. Install traffic controls and/or redesigned roadways and intersections as necessary and financially feasible to minimize traffic movement -on local streets through residential neighborhoods. 35 f Public Facilities/Services Goals 1. Emphasize economy and efficiency in all aspects of public facilities and services: Explanation: The public demand for efficiency in government is not just desirable but necessary in St. Anthony due to the City's limited tax base and fiscal limitations. 2. Coordinate facilities and services on a joint basis between governmen- tal units. Explanation: In order to more efficiently utilize and conserve scarce land resources and eliminate costly duplication of facilities and ser- vices, it is becoming increasingly important for city and county governments, school districts and metropolitan governmental units to work together to maximize the benefits of various faci-lities and ser- vices to all the residents of this area. On the community level the City should work with the school district to coordinate the provision of recreationa . facilities (amongst other things) and the programming of recreational activities. Relative to adjacent suburban communities and the metropolitan area as a whole, facilities and services such as parks and open space areas, libraries, and public utilities should be planned and developed on a coordinated basis. 3,. Through sound management and budget practices, enhance the City's fiscal health. Explanation: Limited resources and rising costs make careful budgeting, fiscal planning, and spending essential . A Capital Improvements Program which outlines expected City income, needed expenditures for public physical improvements, and potential funding sources is one Important tool which may be utilized by the City to help provide for continued financial stability. 4. Restrict the increase in municipal costs to no more than the rate of Inflation of the general . economy or less, if at all possible. Explanation: Costs of government at all levels is coming under greater scrutiny and criticism. Efforts should be made to keep the government of the City of St. Anthony as streamlined as possible while still deli- vering necessary and desirable services. Over-dependence on State and Federal aid for basic local needs should be avoided, lest cutbacks in such assistance jeopardize their delivery and suddenly. increase pro- perty taxes and user fees. 36 H.R.A. RESOLUTION 1989-004 A RESOLUTION APPROVING CONVEYANCE OF PROPERTY TO THE EVERGREEN DEVELOPMENT CORPORATION AND AUTHORIZING THE CHAIR, ACTING EXECUTIVE DIRECTOR AND SECRETARY TO SIGN A DEED BE IT RESOLVED, that the St. Anthony Housing and Redevelopment Authority hereby approves the conveyance of property to the Evergreen Development Corporation and authorizes the Chair, Acting Executive Director and Secretary to sign the appropriate deed. • Adopted this day of 1989. Chair Acting Executive Director Secretary •