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HomeMy WebLinkAboutCC RES 95-063 RESOLUTION RELATING TO $2,650,000 GENERAL OBLIGATION TAX INXREMENT BONDS, SEREIES 1995B; AUTHORIZING THE ISSUANCE, AWARDING THE SALE, FIXING THE FORM AND DETAILS, AND PROVIDING FOR THE EXECUTION AND DELIVERY THEREOF AND THE SECURITY THEREFOR Meeting Sheet IIIIII VIII VIII VIII VIII VIII IIII IIII 103393 Box: 26 0 Folder: RES 1995 Document: CC RES 95-063 RESOLUTION RELATING TO $2,650,000 GENERAL OBLIGATION TAX INXREMENT BONDS, SEREIES 19956; AUTHORIZING THE ISSUANCE, AWARDING THE SALE, FIXING THE FORM AND DETAILS, AND PROVIDING FOR THE EXECUTION AND DELIVERY THEREOF AND THE SECURITY THEREFOR CERTIFICATION OF MINUTES RELATING TO $2,650,000 GENERAL OBLIGATION TAX INCREMENT BONDS, SERIES 1995B Issuer: City of St. Anthony, Minnesota Governing Body: City Council Kind, date, time and place of meeting: A regular meeting, held on November 27, 1995 at 7:00 o'clock p.m., at the City Hall. Members present: Ranallo, Fleming, Marks, Wagner Members absent: Enrooth Documents Attached: Minutes of said meeting (pages): 1 through 18 RESOLUTION NO. 95- 0 6 3 RESOLUTION RELATING TO $2,650,000 GENERAL OBLIGATION TAX INCREMENT BONDS, SERIES 199513; AUTHORIZING THE ISSUANCE, AWARDING THE SALE, FIXING THE FORM AND DETAILS, AND PROVIDING FOR THE EXECUTION AND DELIVERY THEREOF AND THE SECURITY THEREFOR I, the undersigned, being the duly qualified and acting recording officer of the public corporation issuing the obligations referred to in the title of this certificate, certify that the documents attached hereto, as described above, have been carefully compared with the original records of said corporation in my legal custody, from which they have been transcribed; that said documents are a correct and complete transcript of the minutes of a meeting of the governing body of said corporation, and correct and complete copies of all resolutions and other actions taken and of all documents approved by the governing body at said meeting, so far as they relate to said obligations; and that said meeting was duly held by the governing body at the time and place and was attended throughout by the members indicated above, pursuant to call and notice of such meeting given as required by law. WITNESS my hand officially as such recording officer this Z 74j day of Nouem Ioe r 1995. Connie Kroeplin • (SEAL) City Clerk i It was reported that proposals were to be considered at the meeting for the sale by the City of its $2,650,000 General Obligation Tax Increment Bonds, Series 1995B. It was reported that Nine ( 9 ) proposals for the purchase of said Bonds had been received from the following institutions at or before the time stated in the Terms of Proposal for the sale of the Bonds approved by the City on October 24, 1995. The proposals were then publicly read and considered, and the terms of each proposal have been determined to be as follows: Net Interest Bid for Interest Cost-True Interest Name of Bidder Principal Rate Rate • SEE ATTACHED • , 85 E.SEVENTH PLACE,SUITE 100 SAINT PAUL,MN 55101-2143 612-223-3000 FAX:612-2123-3002 • SPRINGSTED Public Finawe Advisors $2,650,000 CITY OF ST.ANTHONY, MINNESOTA GENERAL OBLIGATION TAX INCREMENT BONDS, SERIES 1995B AWARD: PIPER JAFFRAY INC. ROBERT W. BAIRD&COMPANY, INCORPORATED SALE: November 27, 1995 Moody's Rating: A-1 Interest Net Interest True Interest Bidder Rates Price Cost Rate PIPER JAFFRAY INC. 3.80% 1996 $2,640,324.85 $1,030,460.57 4.8520% ROBERT W. BAIRD &COMPANY, 3.90% 1997 INCORPORATED 4.05% 1998 4.15% 1999 4.25% 2000 4.30% 2001 4.40% 2002 4.50% 2003 4.60% 2004 4.70% 2005 4.80% 2006 4.90% 2007 5.00% 2008 5.10% 2009 5.20% 2010 SMITH BARNEY 3.75% 1996 $2,632,071.10 $1,029,985.98 4.8631% CRONIN & COMPANY, INCORPORATED 3.90% 1997 4.05% 1998 • 4.15% 1999 4.25% 2000 4.30% 2001 4.40% 2002 4.50% 2003 (Continued) SAINT PAUL,MN MINNEAPOLIS,MN BROOKFIELD,WI • OVERLAND PARK,KS WASHINGTON,DC • IOWA CITY,IA Interest Net Interest True Interest Bidder Rates Price Cost Rate 4.60% 2004 • 4.70% 2005 4.80% 2006-2007 5.00% 2008-2009 5.10% 2010 DAIN BOSWORTH INCORPORATED 4.00% 1996-1997 $2,637,380.35 $1,031,905.90 4.8636% 4.05% 1998 4.15% 1999 4.25% 2000 4.30% 2001 4.40% 2002 4.50% 2003 4.60% 2004 4.70% 2005 4.80% 2006 4.90% 2007 5.00% 2008 5.10% 2009 5.15% 2010 HARRIS TRUST& SAVINGS BANK 3.75% 1996 $2,622,711.85 $1,033,136.48 4.8869% Josephthal, Lyon & Ross, Inc. 3.90% 1997 Wachovia Bank of North Carolina, N.A. 4.00% 1998 4.10% 1999 4.15% 2000 4.20% 2001 4.30% 2002 4.40% 2003 4.50% 2004 4.60% 2005 4.70% 2006 4.80% 2007 5.00% 2008 5.10% 2009-2010 FBS INVESTMENT SERVICES, INC. 3.80% 1996 $2,627,475.00 $1,039,056.67 4.9076% NORWEST INVESTMENT SERVICES, INC. 3.90% 1997 AMERICAN BANK NATIONAL ASSOCIATION 4.00% 1998 4.10% 1999 4.20% 2000 4.25% 2001 4.35% 2002 4.45% 2003 4.55% 2004 4.65% 2005 4.75% 2006 4.85% 2007 5.00% 2008 5.10% 2009 5.25% 2010 GRIFFIN, KUBIK, STEPHENS& 3.80% 1996 $2,618,836.00 $1,037,879.00 4.9180%0 THOMPSON, INC. 3.90% 1997 4.00% 1998 4.10% 1999 (Continued) Interest Net Interest True Interest Bidder Rates Price Cost Rate 4.20% 2000 4.30% 2001 4.40% 2002 4.50% 2003 4.60% 2004 4.70% 2005-2006 4.80% 2007 4.90% 2008 5.00% 2009 5.10% 2010 JOHN G. KINNARD& COMPANY 3.70% 1996 $2,622,970.00 $1,048,721.25 4.9600% INCORPORATED 3.85% 1997 JURAN & MOODY, INCORPORATED 4.00% 1998 4.10% 1999 4.20% 2000 4.30% 2001 4.40% 2002 4.50% 2003 4.60% 2004 4.70% 2005 4.80% 2006 4.90% 2007 5.00% 2008 5.10% 2009 5.25% 2010 FIRSTAR BANK MILWAUKEE, N.A. 3.90% 1996 $2,622,942.95 $1,048,742.88 4.9637% 4.00% 1997 4.10% 1998 4.20% 1999 4.25% 2000 4.35% 2001 4.45% 2002 4.55% 2003 4.65% 2004 4.75% 2005-2006 4.90% 2007 5.00% 2008 5.125% 2009-2010 ABN AMRO SECURITIES(USA) INC. 4.00% 1996 $2,616,010.05 $1,048,785.37 4.9770% PRUDENTIAL SECURITIES, INC. 4.10% 1997 DEAN WITTER REYNOLDS INCORPORATED 4.20% 1998 OPPENHEIMER &CO., INC. 4.25% 1999 PAINEWEBBER INCORPORATED 4.30% 2000 WILLIAM R. HOUGH &CO. 4.35% 2001 4.45% 2002 4.55% 2003 4.65% 2004 4.70% 2005 4.80% 2006 4.90% 2007 5.00% 2008-2010 (Continued) V . REOFFERING SCHEDULE OF THE PURCHASER • Bate Year yieid 3.80% 1996 Par 3.90% 1997 Par 4.05% 1998 NRO 4.15% 1999 NRO 4.25% 2000 NRO 4.30% 2001 NRO 4.40% 2002 NRO 4.50% 2003 NRO 4.60% 2004 NRO 4.70% 2005 NRO 4.80% 2006 NRO 4.90% 2007 Par 5.00% 2008 Par 5.10% 2009 Par 5.20% 2010 Par BBI: 5.65% Average Maturity: 8.00 Years Councilmember Marks then introduced the following resolution and moved its adoption: RESOLUTION NO. 95- 063 RESOLUTION RELATING TO $2,650,000 GENERAL OBLIGATION TAX INCREMENT BONDS, SERIES 1995B; AUTHORIZING THE ISSUANCE, AWARDING THE SALE, FIXING THE FORM AND DETAILS, AND PROVIDING FOR THE EXECUTION AND DELIVERY THEREOF AND THE SECURITY THEREFOR BE IT RESOLVED by the City Council (the "Council") of the City of St. Anthony, Minnesota (the City), as follows: Section 1. Authorization and Sale. 1.01. Authorization. This Council hereby authorizes the sale of $2,650,000 General Obligation Tax Increment Bonds, Series 1995B (the "Bonds") of the City, pursuant to Minnesota Statutes, Section 469.178 and Minnesota Statutes, Chapter 475, to finance a portion of the costs of the construction of a new community center on property located on land in the City which is subject to the • redevelopment plans of the HRA. 1.02. Sale of Bonds. The City has retained Springsted Incorporated, as independent financial advisors in connection with the sale of the Bonds. Pursuant to Minnesota Statutes, Section 475.60, subdivision 2, paragraph (9), the requirements as to public sale do not apply to the issuance of the Bonds. Proposals have been received for the sale of the Bonds, and the Council has publicly considered all proposals presented in conformity with the terms and conditions distributed by the City to potential purchasers of the Bonds. The most favorable of such proposals is ascertained to be that of Piper Jaffray Inc. ' and associates, of Minneapolis. Minnesota . (the "Purchaser"), to purchase the Bonds at a price of $ 2,640,324.85 plus accrued interest on all Bonds to the day of delivery and payment, on the further terms and conditions hereinafter set forth. 1.03 Award of Bonds. The sale of the Bonds is hereby awarded to the Purchaser and the Mayor and City Manager are hereby authorized and directed on behalf of the City to execute a contract for the sale of the Bonds in accordance with the terms of the proposal. The good faith checks of other bidders shall be returned to them forthwith. 1.04. Issuance of Bonds. All acts, conditions and things which are • required by the Constitution and laws of the State of Minnesota to be done, to exist, to happen and to be performed precedent to and in the valid issuance of the Bonds having been done, existing, having happened and having been performed, it is now • necessary for the Council to establish the form and terms of the Bonds, to provide security therefor and to issue the Bonds forthwith. Section 2. Form of Bonds. The Bonds shall be prepared in substantially the following form: • • -2- UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTIES OF HENNEPIN AND RAMSEY CITY OF ST. ANTHONY GENERAL OBLIGATION TAX INCREMENT BOND, SERIES 1995B Date of Rate Maturity Original Issue CUSIP December 1, 1995 REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS • THE CITY OF ST. ANTHONY, Hennepin and Ramsey Counties, P Y Minnesota (the "City"), acknowledges itself to be indebted and, for value received, hereby promises to pay to the registered owner above named, the principal amount indicated above, on the maturity date specified above, with interest thereon from the date of original issue set forth above at the annual rate specified above computed on the basis of the number of days elapsed in a 360-day year consisting of twelve 30- day months, payable on February 1 and August 1 in each year, commencing February 1, 1996, to the person in whose name this Bond is registered at the close of business on the 15th day (whether or not a business day) of the immediately preceding month, all subject to the provisions referred to herein with respect to the redemption of the principal of this Bond before maturity. The interest hereon and, upon presentation and surrender hereof, the principal hereof, are payable in lawful money of the United States of America by check or draft of m as Bond Registrar, Transfer Agent and Paying Agent (the "Bond Registrar"), or its successor designated under the Resolution described herein. This Bond is one of an issue in the aggregate principal amount of $2,650,000 all of like date and tenor except as to serial number, interest rate, redemption privilege and maturity date, issued pursuant to a resolution adopted by • the City Council on November 27, 1995 (the "Resolution") to finance a portion of -3- • the costs of the construction by the City of a new community center, and is issued pursuant to and in full conformity with the provisions of the Constitution and laws of the State of Minnesota thereunto enabling, including Minnesota Statutes, Section 469.178 and Chapter 475. This Bonds are payable primarily from tax increments to be derived from tax increment financing districts established by the Housing and Redevelopment Authority of St. Anthony, Minnesota (the "Districts") which have been pledged to the payment of the Bonds by the Resolution. In addition, for the full and prompt payment of the principal and interest on the Bonds as the same become due, the full faith, credit and taxing power of the City have been and are irrevocably pledged. The Bonds are issuable only as fully registered bonds, in denominations of $5,000 or any integral multiple thereof, of single maturities. Bonds maturing in the years 1996 through 2004 are payable on their respective stated maturity dates without option of prior payment, but Bonds having stated maturity dates in the years 2005 through 2010 are each subject to redemption and prepayment, at the option of the City and in whole or in part and if in part, in the maturities selected by the City and by lot, assigned in proportion to their principal amount, within any maturity, on February 1, 2004 and on any date thereafter, at a price equal to the principal amount thereof to be redeemed plus interest accrued to the date of redemption. At least thirty days prior to the date set for redemption of any Bond, notice of the call for redemption will be mailed to the Bond Registrar and to the registered owner of each Bond to be redeemed at his • address appearing in the Bond Register, but no defect in or failure to give such mailed notice of redemption shall affect the validity of proceedings for the redemption of any Bond, not affected by such defect or failure. Official notice of redemption having been given as aforesaid, the Bonds or portions of Bonds so to be redeemed shall, on the redemption date, become due and payable at the redemption price herein specified and from and after such date (unless the City shall default in the payment of the redemption price) such Bond or portions of Bonds shall cease to bear interest. Upon the partial redemption of any Bond, a new Bond or Bonds will be delivered to the registered owner without charge, representing the remaining principal amount outstanding. The Bonds have been designated by the City as "qualified tax-exempt obligations" pursuant to Section 265(b) of the Internal Revenue Code of 1986, as amended. As provided in the Resolution and subject to certain limitations set forth therein, this Bond is transferable upon the books of the City at the principal office of the Bond Registrar, by the registered owner hereof in person or by his attorney duly authorized in writing upon surrender hereof together with a written instrument of transfer satisfactory to the Bond Registrar, duly executed by the registered owner or his attorney; and may also be surrendered in exchange for Bonds of other authorized denominations. Upon such transfer or exchange, the City will -4- • cause a new Bond or Bonds to be issued in the name of the transferee or registered owner, of the same aggregate principal amount, bearing interest at the same rate and maturing on the same date, subject to reimbursement for any tax, fee or governmental charge required to be paid with respect to such transfer or exchange. The City and the Bond Registrar may deem and treat the person in whose name this Bond is registered as the absolute owner hereof, whether this Bond is overdue or not, for the purpose of receiving payment and for all other purposes, and neither the City nor the Bond Registrar shall be affected by any notice to the contrary. IT IS HEREBY CERTIFIED, RECITED, COVENANTED AND AGREED that all acts, conditions and things required by the Constitution and laws of the State of Minnesota to be done, to exist, to happen and to be performed precedent to and in the issuance of this Bond in order to make it a valid and binding general obligation of the City according to its terms have been done, do exist, have happened and have been performed as so required; that prior to the issuance hereof the City has pledged and appropriated to a sinking fund established for the payment of the Bonds tax increments to be derived by the City from the Districts; that, if necessary for the payment of principal and interest on the,Bonds, ad valorem taxes are required to be levied upon all taxable property in the City, which levy is not limited as to rate or amount; and that the issuance of this Bond does not cause the indebtedness of the City to exceed any constitutional or statutory limitation. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Resolution until the Certificate of Authentication hereon shall have been executed by the Bond Registrar by manual signature of one of the authorized representatives of the Bond Registrar. IN WITNESS WHEREOF, the City of St. Anthony, Hennepin and Ramsey Counties, State of Minnesota, by its City Council, has caused this Bond to be executed by the signatures of the Mayor and the City Manager and has caused this Bond to be dated as of the date set forth below. Date of Authentication: CITY OF ST. ANTHONY City Manager Mayor (SEAL) -5- CERTIFICATE OF AUTHENTICATION This is one of the Bonds delivered pursuant to the Resolution mentioned within. as Bond Registrar By Authorized Representative The following abbreviations, when used in the inscription on the face of this Bond, shall be construed as though they were written out in full according to the applicable laws or regulations: TEN COM -- as tenants UNIF TRANS MIN ACT..........Custodian.......... in common (Cust) (Minor) TEN ENT -- as tenants by the entireties under Uniform Transfers to JT TEN -- as joint tenants Minors with right of survivorship and Act................................................... not as tenants in (State) common Additional abbreviations may also be used. -6- ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto ' the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints attorney to transfer the within Bond on the books kept for registration thereof, with full power of substitution in the premises. Dated: PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER NOTICE: The signature to this OF ASSIGNEE: assignment must correspond with the name as it appears upon the face of the within Bond in every particular, without alteration or any change whatsoever. Signature(s) must be guaranteed by an "eligible guarantor institution" meeting the requirements of the Bond Registrar, which requirements include membership or participation in the Securities Transfer Association Medalion Program (STAMP) or such other "signature guaranty program" as may be determined by the Bond Registrar in addition to or in substitution for STAMP, all in accordance with the Securities Exchange Act of 1934, as amended. -7- • Section 3. Bond Terms, Execution and Delivery. 3.01. Maturities, Interest Rates, Denominations, Payment. The City shall forthwith issue and deliver the Bonds, which shall be denominated "General Obligation Tax Increment Bonds, Series 1995B". The Bonds shall be dated as of December 1, 1995, shall be issuable in the denomination of $5,000 each or any integral multiple thereof, shall mature on February 1 in the years and amounts set forth below, and Bonds maturing in such years and amounts shall bear interest from the date of original issue of the Bonds computed on the basis of the number of days elapsed in a 360-day year consisting of twelve 30-days months from December 1, 1995 until paid or duly called for redemption at the rates per annum shown opposite such years and amounts as follows: Year Amount Rate Year Amount Rate 1996 $130,000 3.80 % 2004 $180,000 4.60 % 1997 135,000 3.90 2005 190,000 4.70 1998 140,000 4.05 2006 195,000 4.80 1999 145,000 4.15 2007 205,000 4.90 2000 150,000 4.25 2008 220,000 5.00 2001 155,000 4.30 2009 230,000 5.10 • 2002 165,000 4.40 2010 240,000 5.20 2003 170,000 4.50 The Bonds shall be issuable only in fully registered form. The interest thereon and, upon surrender of each Bond, the principal amount thereof, shall be payable by check or draft issued by the Registrar described herein. 3.02. Dates; Interest Payment Dates. Each Bond shall bear a date of original issue of Dcember 1, 1995, and shall be dated as of the date of authentication. Interest on the Bonds shall be payable on February 1 and August 1 in each year, commencing February 1, 1996, to the owner of record thereof as of the close of business on the fifteenth day of the immediately preceding month, whether or not such day is a business day. 3.03. Registration. The City shall appoint, and shall maintain, a bond registrar, transfer agent and paying agent (the "Registrar"). The effect of registration and the rights and duties of the City and the Registrar with respect thereto shall be as follows: (a) Register. The Registrar shall keep at its principal corporate trust office a bond register in which the Registrar shall provide for the registration • of ownership of Bonds and the registration of transfers and exchanges of Bonds entitled to be registered, transferred or exchanged. -8- • (b) Transfer of Bonds. Upon surrender for transfer of any Bond duly endorsed by the registered owner thereof or accompanied by a written instrument of transfer, in form satisfactory to the Registrar, duly executed by the registered owner thereof or by an attorney duly authorized by the registered owner in writing, the Registrar shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Bonds of a like aggregate principal amount and maturity, as requested by the transferor. The Registrar may, however, close the books for registration of any transfer after the fifteenth day of the month preceding each interest payment date and until such interest payment date. (c) Exchange of Bonds. Whenever any Bond is surrendered by the registered owner for exchange, the Registrar shall authenticate and deliver one or more new Bonds of a like aggregate principal amount and maturity, as requested by the registered owner or the owner's attorney duly authorized in writing. (d) Cancellation. All Bonds surrendered upon any transfer or exchange shall be promptly canceled by the Registrar and thereafter disposed of as directed by the City. • (e) Improper or Unauthorized Transfer. When any Bond is presented to the Registrar for transfer, the Registrar may refuse to transfer the same until it is satisfied that the endorsement on such Bond or separate instrument of transfer is legally authorized. The Registrar shall incur no liability for its refusal, in good faith, to make transfers which it, in its judgment, deems improper or unauthorized. (f) Persons Deemed Owners. The City and the Registrar may treat the person in whose name any Bond is at any time registered in the bond register as the absolute owner of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of and interest on such Bond and for all other purposes, and all such payments so made to any such registered owner or upon the owner's order shall be valid and effectual to satisfy and discharge the liability of the City upon such Bond to the extent of the sum or sums so paid. (g) Taxes. Fees and Charges. For every transfer or exchange of Bonds (except for an exchange upon a partial redemption of a Bond), the Registrar may impose a charge upon the owner thereof sufficient to reimburse the Registrar for any tax, fee or other governmental charge required to be paid with respect to such transfer or exchange. • -9- • (h) Mutilated, Lost, Stolen or Destroyed Bonds. In case any Bond shall become mutilated or be lost, stolen or destroyed, the Registrar shall deliver a new Bond of like amount, number, maturity date and tenor in exchange and substitution for and upon cancellation of any such mutilated Bond or in lieu of and in substitution for any such Bond lost, stolen or destroyed, upon the payment of the reasonable expenses and charges of the Registrar in connection therewith; and, in the case of a Bond lost, stolen or destroyed, upon filing with the Registrar of evidence satisfactory to it that such Bond was lost, stolen or destroyed, and of the ownership thereof, and upon furnishing to the Registrar of an appropriate bond or indemnity in form, substance and amount satisfactory to it, in which both the City and the Registrar shall be named as obligees. All Bonds so surrendered to the Registrar shall be canceled by it and evidence of such cancellation shall be given to the City. If the mutilated, lost, stolen or destroyed Bond has already matured or been called for redemption in accordance with its terms, it shall not be necessary to issue a new Bond prior to payment. (i) Authenticating Agent. The Registrar is hereby designated authenticating agent for the Bonds, within the meaning of Minnesota Statutes, Section 475.55, Subdivision 1. 3.04. Appointment of Initial Registrar. The City hereby appoints • American Bank National Association in st. Paul ,Minnesota , as the initial Registrar. The Mayor and City Manager are authorized to execute and deliver, on behalf of the City, a contract with American Bank National Association St. Paul, Minnesota as Registrar. Upon merger or consolidation of the Registrar with another corporation, if the resulting corporation is a bank or trust company authorized by law to conduct such business, such corporation shall be authorized to act as successor Registrar. The City agrees to pay the reasonable and customary charges of the Registrar for the services performed. The City reserves the right to remove any Registrar upon thirty (30) days' notice and upon the appointment of a successor Registrar, in which event the predecessor Registrar shall deliver all cash and Bonds in its possession to the successor Registrar. On or before each principal or interest due date, without further order of this Council, the Finance Director shall transmit to the Registrar from the Series 1995B General Obligation Tax Increment Bond Sinking Fund described in Section 4 hereof, moneys sufficient for the payment of all principal and interest then due. 3.05. Redemption. Bonds maturing in the years 1996 through 2004 shall not be subject to redemption prior to maturity, but Bonds maturing in the years 2005 through 2010 shall each be subject to redemption and prepayment, at the option of the City, in whole or in part, and if in part, in the maturities selected by the City and, within any maturity, in $5,000 principal amounts selected by the Registrar is by lot, on February 1, 2004 and on any date thereafter at a price equal to the principal -10- amount thereof to be redeemed plus interest accrued to the date of redemption. At least thirty days prior to the date set for redemption of any Bond, the City Finance Director shall cause notice of the call for redemption to be mailed to the Registrar and to the registered owner of each Bond to be redeemed, but no defect in or failure to give such mailed notice of redemption shall affect the validity of proceedings for the redemption of any Bond not affected by such defect or failure. The notice of redemption shall specify the redemption date, redemption price, the numbers, interest rates and CUSIP numbers of the Bonds to be redeemed and the place at which the Bonds are to be surrendered for payment, which is the principal office of the Registrar. Official notice of redemption having been given as aforesaid, the Bonds or portions thereof so to be redeemed shall, on the redemption date, become due and payable at the redemption price therein specified and from and after such date (unless the City shall default in the payment of the redemption price) such Bonds or portions thereof shall cease to bear interest. In addition to the notice prescribed by the preceding paragraph, the City shall also give, or cause to be given, notice of the redemption of any Bond or Bonds or portions thereof at least 35 days before the redemption date by certified mail or telecopy to the Purchaser and all registered securities depositories then in the business of holding substantial amounts of obligations of the character of the Bonds (such depositories now being The Depository Trust Company, of Garden City, New York; Midwest Securities Trust Company, of Chicago, Illinois; Pacific Securities Depository Trust Company, of San Francisco, California; and Philadelphia Depository Trust Company, of Philadelphia, Pennsylvania) and one or more national information services that disseminate information regarding municipal bond redemptions; provided that any defect in or any failure to give any notice of redemption prescribed by this paragraph shall not affect the validity of the proceedings for the redemption of any Bond or portion thereof. Bonds in a denomination larger than $5,000 may be redeemed in part in any integral multiple of $5,000. The owner of any Bond redeemed in part shall receive, upon surrender of such Bond to the Registrar, one or more new Bonds of such same series in authorized denominations equal in principal amount to the unredeemed portion of the Bond so surrendered. 3.06. Preparation and Delivery. The Bonds shall be prepared under the direction of the City Finance Director and shall be executed on behalf of the City by the signatures of the Mayor and the City Manager. In case any officer whose signature shall appear on the Bonds shall cease to be such officer before the delivery of any Bond, such signature shall nevertheless be valid and sufficient for all purposes, the same as if such officer had remained in office until delivery. Notwithstanding such execution, no Bond shall be valid or obligatory for any purpose or entitled to any security or benefit under this resolution unless and until • a certificate of authentication on such Bond has been duly executed by the manual -11- signature of an authorized representative of the Registrar. Certificates of authentication on different Bonds need not be signed by the same representative. The executed certificate of authentication on each Bond shall be conclusive evidence that it has been authenticated and delivered under this resolution. When the Bonds have been so executed and authenticated, they shall be delivered by the City Finance Director to the Purchaser upon payment of the purchase price in accordance with the contract of sale heretofore made and executed, and the Purchaser shall not be obligated to see to the application of the purchase price. 3.07. Securities Depository. (a) For purposes of this Section the following terms shall have the following meanings: "Beneficial Owner" shall mean, whenever used with respect to a Bond, the person in whose name such Bond is recorded as the beneficial owner of such Bond by a Participant on the records of such Participant, or such person's subrogee. "Cede & Co." shall mean Cede & Co., the nominee of DTC, and any successor nominee of DTC with respect to the Bonds. "DTC" shall mean The Depository Trust Company of New York, New York. • "Participant" shall mean any broker-dealer, bank or other financial institution for which DTC holds Bonds as securities depository. "Representation Letter" shall mean the Representation Letter from the City and the Registrar to DTC with respect to the Bonds, substantially in the form to be prepared by Dorsey & Whitney P.L.L.P., Bond Counsel, and approved by the Mayor. (b) The Bonds shall be initially issued as separately authenticated fully registered bonds, and one Bond shall be issued in the principal amount of each stated maturity of the Bonds. Upon initial issuance, the ownership of such Bonds shall be registered in the bond register in the name of Cede & Co., as nominee of DTC. The Registrar and the City may treat DTC (or its nominee) as the sole and exclusive owner of the Bonds registered in its name for the purposes of payment of the principal of or interest on the Bonds, selecting the Bonds or portions thereofto be redeemed, if any, giving any notice permitted or required to be given to registered owners of Bonds under this resolution, registering the transfer of Bonds, and for all other purposes whatsoever; and neither the Registrar nor the City shall be affected by any notice to the contrary. Neither the Registrar nor the City shall have any responsibility or obligation to any Participant, any person claiming a beneficial ownership interest in the Bonds under or through DTC or any Participant, or any other person which is not shown on the bond register as being a registered owner of • -12- any Bonds, with respect to the accuracy of any records maintained by DTC or any Participant, with respect to the payment by DTC or any Participant of any amount with respect to the principal of or interest on the Bonds, with respect to any notice which is permitted or required to be given to owners of Bonds under this resolution, with respect to the selection by DTC or any Participant of any person to receive payment in the event of a partial redemption of the Bonds, or with respect to any consent given or other action taken by DTC as registered owner of the Bonds. So long as any Bond is registered in the name of Cede & Co., as nominee of DTC, the Registrar shall pay all principal of and interest on such Bond, and shall give all notices with respect to such Bond, only to Cede & Co. in accordance with the Representation Letter, and all such payments shall be valid and effective to fully satisfy and discharge the City's obligations with respect to the principal of and interest on the Bonds to the extent of the sum or sums so paid. No person other than DTC shall receive an authenticated Bond for each separate stated maturity evidencing the obligation of the City to make payments of principal and interest. Upon delivery by DTC to the Registrar of written notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., the Bonds will be transferable to such new nominee in accordance with paragraph (e) hereof. (c) In the event the City determines that it is in the best interest of the Beneficial Owners that they be able to obtain Bonds in the form of bond certificates, the City may notify DTC and the Registrar, whereupon DTC shall notify the Participants of the availability through DTC of Bonds in the form of certificates. In such event, the Bonds will be transferable in accordance with paragraph (e) hereof. DTC may determine to discontinue providing its services with respect to the Bonds at any time by giving notice to the City and the Registrar and discharging its responsibilities with respect thereto under applicable law. In such event the Bonds will be transferable in accordance with paragraph (e) hereof. (d) The execution and delivery of the Representation Letter to DTC by the Mayor is hereby authorized, and execution of the Representation Letter by the Mayor shall be conclusive evidence of approval by the Mayor of the form and terms thereof. The Representation Letter shall set forth certain matters with respect to, among other things, notices, consents and approvals by registered owners of the Bonds and Beneficial Owners and payments on the Bonds. The Registrar shall have the same rights with respect to its actions thereunder as it has with respect to its actions under this resolution. (e) In the event that any transfer or exchange of Bonds is permitted under paragraph (b) or (c) hereof, such transfer or exchange shall be accomplished upon receipt by the Registrar of the Bonds to be transferred or exchanged and appropriate instruments of transfer to the permitted transferee in accordance with the provisions of this resolution. In the event Bonds in the form of certificates are issued to owners other than Cede & Co., its successor as nominee for DTC as -13- owner of all the Bonds, or another securities depository as owner of all the Bonds, the provisions of this resolution shall also apply to all matters relating thereto, including, without limitation, the printing of such Bonds in the form of bond certificates and the method of payment of principal of and interest on such Bonds in the form of bond certificates. Section 4. Use of Proceeds and Security Provisions. Section 4.01. Construction Fund. A Construction Fund is hereby created, as a special fund and designated on the books of the City as the "1995 Tax Increment Bonds Construction Fund" (the "Construction Fund"), to be created and maintained on the books of the City separate and apart from all other funds of the City. The City hereby appropriates to the Construction Fund all of the proceeds received from the sale of the Bonds, less any accrued interest on the Bonds, which accrued interest shall be deposited in the Sinking Fund, as defined in Section 4.02 hereof. Moneys on hand in the Construction Fund from time to time shall be used solely to pay a portion of the costs of construction by the City of a community center; provided that only the costs allocable to the portion of the community center to be used for social, recreation or conference purposes and not primarily for conducting the business of the City shall be paid from amounts in the Construction Fund. Any amounts remaining in the Construction Fund upon payment of all such costs shall be transferred to the Bond Fund. • Section 4.02. General Obligation Tax Increment Bond Sinking Fund. The Bonds shall be payable from a separate Series 1995B General Obligation Tax Increment Bond Sinking Fund (the "Sinking Fund") which shall be created and maintained on the books of the City as a separate debt redemption fund until the Bonds, and all interest thereon, are fully paid. There shall be credited to the Sinking Fund the following: (a) Any amount initially deposited therein pursuant to Section 4.01 hereof. (b) All taxes levied and all other money which may at any time be received for or appropriated to the payment of the principal of or interest on the Bonds, including the tax increments herein pledged and appropriated to the Sinking Fund and all collections of any ad valorem taxes levied for the payment of the Bonds. (c) Any other funds appropriated by the Council for the payment of the Bonds. 4.03. Pledge of Tax Increment. Tax increment derived from Kenzie Terrace Tax Increment District (Hennepin County No. 1950) and Chandler Place Tax -14- Increment District (Ramsey County No. 58) (the "Districts") of the Housing and Redevelopment Authority of St. Anthony, Minnesota (the "HRA") are hereby irrevocably pledged to the payment of the principal of and interest on the Bonds. Such pledge of tax increment shall be on a parity with the pledge of such revenues to pay any other bonds of the City or HRA. The HRA and the City shall enter into a Pledge Agreement whereby the HRA shall pledge and appropriate tax increment from the Districts to pay the Bonds. 4.04. Full Faith and Credit Pledged. The full faith and credit and taxing power of the City shall be and are hereby irrevocably pledged for the prompt and full payment of the principal of and interest on the Bonds. It is estimated that the tax increment from the Districts and other funds herein pledged for the payment of the Bonds will be collected in amounts not less than five percent in excess of the amounts needed to meet when due the principal of and interest on the Bonds and all other obligations of the City payable from tax increments from the Districts as required by Minnesota Statutes, Section 475.61. Consequently, no ad valorem taxes are now levied to pay the Bonds or the interest to come due thereon, pursuant to Minnesota Statutes, Section 469.178, subdivision 2. 4.05. Additional Bonds. The City reserves the right to issue additional bonds payable from the Sinking Fund and tax increments to be derived from the Districts may be used to finance costs of other projects to be undertaken in accordance with the redevelopment plans of the HRA or to refund bonds previously issued for such purpose. Section 5. Defeasance. When all of the Bonds have been discharged as provided in this section, all pledges, covenants and other rights granted by this resolution to the holders of the Bonds shall cease. The City may discharge its obligations with respect to any Bonds which are due on any date by depositing with the paying agent on or before that date a sum sufficient for the payment thereof in full; or, if any Bond should not be paid when due, it may nevertheless be discharged by depositing with the paying agent a sum sufficient for the payment thereof in full with interest accrued to the date of such deposit. The City may also discharge its obligations with respect to any prepayable Bond called for redemption on any date when it is prepayable according to their terms, by depositing with the Registrar on or before that date a sum sufficient for the payment thereof in full; provided that notice of the redemption thereof has been duly given as provided in Section 3.05: The City may also at any time discharge its obligations with respect to any Bonds, subject to the provisions of law now or hereafter authorizing and regulating such action, by depositing irrevocably in escrow, with a bank qualified by law as an escrow agent for this purpose, cash or securities which are general obligations of the United States or securities of United States agencies which are authorized by law to be so deposited, bearing interest payable at such time and at such rates and maturing on such dates as shall be required, without reinvestment, to pay all principal and • -15- r , interest to become due thereon to maturity or, if notice of redemption as herein required has been duly provided for, to such earlier redemption date. Section 6. Registration, Certification of Proceedings, Investment of Moneys, Arbitrage, Interest Disallowance and Official Statement. 6.01. Registration. The City Clerk is hereby authorized and directed to file a certified copy of this resolution with the County Auditors of Hennepin and Ramsey Counties, together with such other information as he shall require, and to obtain from each County Auditor a certificate that the Bonds have been entered on upon the Auditor's register as required by law. 6.02. Certification of Proceedings. The officers of the City and the County Auditors of Hennepin and Ramsey Counties are hereby authorized and directed to prepare and furnish to the Purchaser, and to Dorsey & Whitney P.L.L.P., Bond Counsel, certified copies of all proceedings and records of the City, and such other affidavits, certificates and information as may be required to show the facts relating to the legality and marketability of the Bonds as the same appear from the books and records under their custody and control or as otherwise known to them, and all such certified copies, certificates and affidavits, including any heretofore furnished, shall be deemed representations of the City as to the facts recited therein. • 6.03. Covenant. The City covenants and agrees with the holders from time to time of the Bonds that it will not take or permit to be taken by any of its officers, employees or agents any action which would cause the interest on the Bonds to become subject to taxation under the Internal Revenue Code of 1986, as amended (the "Code") and the Regulations promulgated thereunder (the "Regulations"), as such are enacted or promulgated and in effect on the date of issue of the Bonds, and covenants to take any and all actions within its powers to ensure that the interest on the Bonds will not become subject to taxation under such Code and Regulations. The City represents and covenants that the City will be the owner of all facilities financed by the Bonds and said facilities will be available for use by all members of the general public on a substantially equal basis. So long as the Bonds are outstanding, the City will not enter into any lease, use agreement or other contract or agreement respecting said facilities which would cause the Bonds to be considered "private activity bonds" or "private loan bonds" pursuant to the provisions of Section 141 of the Code. 6.04. Arbitrage. The Mayor and City Manager being the officers of the City charged with the responsibility for issuing the Bonds pursuant to this resolution, are authorized and directed to execute and deliver to the Purchaser a certificate in accordance with the provisions of Section 148 of the Code, and Sections 1.148 of the Regulations, stating the facts, estimates and circumstances in existence on the date of issue and delivery of the Bonds which make it reasonable to expect -16- t , • that the proceeds of the Bonds will not be used in a manner that would cause the Bonds to be arbitrage bonds within the meaning of said Code and Regulations. It is hereby determined that the City will qualify for the exception from arbitrage rebate for the Bonds provided by Section 148(f)(4)(D) of the Code since: (i) the City is a governmental unit with general taxing powers; (ii) the Bonds are not "private activity bonds" as defined in Section 141 of the Code (Private Activity Bonds); (iii) ninety-five percent of the net proceeds of the Bonds are to be used for the local governmental purposes of the City; and (iv) the aggregate face amount of all tax-exempt bonds (other than Private Activity Bonds) issued by the City in 1995 in which the Bonds are to be issued is not reasonably expected to exceed $5,000,000. Therefore, pursuant to the provisions of Section 148(f)(4)(D) of the Code, the City shall not be required to comply with the arbitrage rebate requirements of paragraphs (2) and (3) of Section 148(f) of the Code. 6.05. Interest Disallowance. The City hereby designates the Bonds as "qualified tax-exempt obligations" for purpose of Section 265(b) of the Code relating to the disallowance of interest expenses for financial institutions. The City represents that in calendar year 1995 the City and all subordinate entities do not reasonably expect to issue tax-exempt obligations which are not private activity bonds (not treating qualified 501(c)(3) bonds under Section 145 of the Code as private activity bonds for purposes of this representation) in an amount in excess of $10,000,000. 6.06. Official Statement. The Official Statement relating to the Bonds, dated November 13, 1995 (the "Official Statement"), prepared and distributed on behalf of the City by Springsted Incorporated, is hereby approved. Springsted Incorporated is hereby authorized of behalf of the City to prepare and distribute to the Purchaser a supplement to the Official Statement listing the offering price, the interest rates, other information relating to the Bonds required to be included in the Official Statement by Rule 15c2-12 adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934. Within seven business days from the date hereof, the City shall deliver to the Purchaser 100 copies of the Official Statement and such supplement. The officers of the City are hereby authorized and directed to execute such certificates as may be appropriate concerning the accuracy, completeness and sufficiency of the Official Statement. -17- Section 7. Headings. Headings in this resolution are included for convenience of reference only and are not a part hereof, and shall not limit or define the meaning of any provision hereof. /L Ma LrWL Attest: ity Clerk The motion for the adoption of the foregoing resolution was duly seconded by Member Wanner . and upon vote being taken thereon, the following voted in favor thereof: Marks, Wagner, Ranallo, Fleming and the following voted against the same: None whereupon said resolution was declared duly passed and adopted, and was approved and signed by the Mayor, whose signature was attested by the City Clerk. -18-