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HomeMy WebLinkAbout2017 CAFR COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF ST. ANTHONY, MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2017 Prepared By: Finance Department Shelly Rueckert, Finance Director - This page intentionally left blank - CITY OF ST. ANTHONY, MINNESOTA TABLE OF CONTENTS Page Reference No. Letter of Transmittal 3 Organization 7 Organizational Chart 8 Independent Auditor's Report 11 Management's Discussion and Analysis 15 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net Position Statement 1 27 Statement of Activities Statement 2 28 Fund Financial Statements: Balance Sheet - Governmental Funds Statement 3 30 Statement of Revenues, Expenditures and Changes in Fund Balance - Governmental Funds Statement 4 32 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Statement 5 34 Statement of Net Position - Proprietary Funds Statement 6 35 Statement of Revenues, Expenses and Changes in Fund Net Position - Proprietary Funds Statement 7 36 Statement of Cash Flows - Proprietary Funds Statement 8 37 Statement of Fiduciary Net Position - Fiduciary Fund Statement 9 38 Notes to Financial Statements 39 Required Supplementary Information: Budgetary Comparison Schedule - General Fund Statement 10 90 Schedule of Funding Progress - Other Post Employment Benefits Plan Statement 11 95 Schedule of Proportionate Share of Net Pension Liability - General Employees Retirement Fund Statement 12 96 Schedule of Pension Contributions - General Employees Retirement Fund Statement 13 97 Schedule of Proportionate Share of Net Pension Liability - Public Employees Police and Fire Fund Statement 14 98 Schedule of Pension Contributions - Public Employees Police and Fire Fund Statement 15 99 I. INTRODUCTORY SECTION II. FINANCIAL SECTION CITY OF ST. ANTHONY, MINNESOTA TABLE OF CONTENTS Page Reference No. Schedule of Changes in the Net Pension Liability and Related Ratios - St. Anthony Fire Department Relief Association Statement 16 100 Schedule of Contributions - St. Anthony Fire Department Relief Association Statement 17 101 Notes to RSI 103 Combining and Individual Nonmajor Fund Financial Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental Funds Statement 18 108 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds Statement 19 109 Subcombining Balance Sheet - Nonmajor Special Revenue Funds Statement 20 114 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Special Revenue Funds Statement 21 116 Subcombining Balance Sheet - Nonmajor Debt Service Funds Statement 22 120 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Debt Service Funds Statement 23 121 Subcombining Balance Sheet - Nonmajor Capital Project Funds Statement 24 124 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Capital Project Funds Statement 25 125 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Community Center Fund Statement 26 126 Police Forfeiture Fund Statement 27 127 Recycling Fund Statement 28 128 HRA Fund Statement 29 129 Fire Education/Training Fund Statement 30 130 Statement of Changes in Assets and Liabilities - Agency Fund Statement 31 131 Supplementary Financial Information: Street Improvement Debt Service Fund: Balance Sheet Exhibit 1 134 Schedule of Revenues, Expenditures and Changes in Fund Balance Exhibit 2 136 HRA TIF Debt Service Fund: Balance Sheet Exhibit 3 138 Schedule of Revenues, Expenditures and Changes in Fund Balance Exhibit 4 139 HRA TIF Improvements Fund: Balance Sheet Exhibit 5 140 Schedule of Revenues, Expenditures and Changes in Fund Balance Exhibit 6 141 CITY OF ST. ANTHONY, MINNESOTA TABLE OF CONTENTS Page Reference No. Street Improvement Project Fund: Balance Sheet Exhibit 7 142 Schedule of Revenues, Expenditures and Changes in Fund Balance Exhibit 8 143 Water/Sewer/Water Plant Enterprise Fund: Schedule of Revenues, Expenses and Changes in Fund Net Position Exhibit 9 144 Financial Trends: Net Position by Component Table 1 146 Changes in Net Position Table 2 148 Fund Balances - Governmental Funds Table 3 152 Changes in Fund Balances - Governmental Funds Table 4 154 Revenue Capacity: Tax Capacity Value and Estimated Market Value of Taxable Property Table 5 156 Direct and Overlapping Property Tax Rates Table 6 157 Principal Property Taxpayers Table 7 158 Property Tax Levies and Collections Table 8 159 Debt Capacity: Ratios of Outstanding Debt by Type Table 9 160 Direct and Overlapping Governmental Activities Debt Table 10 163 Legal Debt Margin Information Table 11 164 Pledged Revenue Coverage Table 12 166 Demographic and Economic: Demographic and Economic Statistics Table 13 170 Principal Employers Table 14 171 Operating Information: Full-Time Equivalent City Government Employees by Function/Program Table 15 172 Operating Indicators by Function/Program Table 16 174 Capital Asset Statistics by Function/Program Table 17 176 III. STATISTICAL SECTION (Unaudited) - This page intentionally left blank - I. INTRODUCTORY SECTION 1 - This page intentionally left blank - 2 3301 Silver Lake Road, St. Anthony, MN 55418-1699●www.ci.saint-anthony.mn.us● (612) 782-3301● (612) 782-3302 Our mission is to be a progressive and livable community, a walkable village, which is sustainable, safe and secure. June 6, 2018 To the Honorable Mayor, Members of the City Council, and Citizens of the City of St. Anthony, Minnesota: State law requires that all general-purpose local governments publish within six months of the close of each fiscal year a complete set of audited financial statements. This report is published to fulfill that requirement for the fiscal year ended December 31, 2017. Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal controls that have been established for this purpose. Because the cost of internal controls should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. Redpath and Company, Ltd., Certified Public Accountants, have issued an unmodified opinion on the City of St. Anthony’s financial statements for the year ended December 31, 2017 The independent auditor’s report is located at the front of the financial section of this report. Management’s discussion and analysis (MD&A) immediately follows the independent auditor’s report and provides a narrative introduction, overview, and analysis of the basic financial statements. The MD&A complements this letter of transmittal and therefore should be read in conjunction. Profile of the City The City of St. Anthony, incorporated in 1945, is located near Northeast Minneapolis and is a first ring northern suburb of the Minneapolis-St. Paul metropolitan area. The City is a completely developed community and is bordered on all sides by the communities of Minneapolis, Columbia Heights, New Brighton and Roseville. Approximately two-thirds of the City is located in northeastern Hennepin County and one-third is located in the northwest corner of Ramsey County. The City encompasses a land area of 2.35 square miles and serves a population of 9,234. The City is located 10 minutes north of downtown Minneapolis and 15 minutes northwest of downtown St. Paul. City residents and businesses have easy access to all parts of the Minneapolis-St. Paul metropolitan area by the use of Interstate 35W, Interstate 694 and Highway 280. 3 The City is served by Independent School District (ISD) #282 (St. Anthony), which has a 2017/2018 enrollment of approximately 1,870, operates one elementary school, a middle school and senior high in the City. In addition, a private school, St. Charles Borromeo, offers K-8 grade education with enrollment of approximately 300 students. The City operates as a statutory Council-Manager form of government. Policy-making and legislative authority are vested in the City Council consisting of one elected mayor and four council members. The City Council is responsible, among other things, for passing ordinances, adopting the budget, appointing committees, and hiring the City Manager. The City Manager is responsible for carrying out the policies and ordinances of the City Council, overseeing the day- to-day operations of the City, and appointing the heads of the various departments. The Council is elected on a non-partisan basis. Council members serve four-year staggered terms, with two council members elected every two years. The Mayor is elected to serve a four-year term. The City of St. Anthony provides a full range of services including administrative services; police protection; fire suppression and prevention; construction of capital improvements; reconstruction and maintenance of city streets and other infrastructure; distribution of water; sanitary sewer collection; storm water drainage; parks and recreational activities; forestry maintenance; and recycling. The St. Anthony Firefighters’ Relief Association is a separate legal entity, and accordingly is excluded from this report. The St. Anthony Housing and Redevelopment Authority (HRA), an entity legally separate from the City, is governed by a board which includes the City Council. Its sole purpose is to promote economic development within the City of St. Anthony. The HRA is a component unit of the City and its financial transactions have been included in these financial statements as a blended component unit. Additional information on both of these legally separate entities can be found in Note 1(A) & 7(B) in the notes to the financial statements. The annual budget serves as the foundation for the City of St. Anthony’s financial planning and control. All departments of the City of St. Anthony submit requests for appropriations to the City Manager in June of each year. The City Manager uses these requests as the starting point for developing the recommended budget. The City Manager then presents the recommended budget to the City Council for their review prior to the certification of the proposed levy to the County Auditors by September 15th. The City Council is required to hold public hearings on the proposed budget and to adopt a final budget by December 31, the close of the City of St. Anthony’s fiscal year. The appropriated budget is prepared for the General Fund by function (e.g., public safety), and department (e.g., police), and object code (e.g., salaries). Transfers of appropriations between departments require the approval of the City Council. Budget-to-actual comparisons are provided on Statement 10 as required supplementary information to the basic financial statements for the governmental funds.2 4 Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of St. Anthony operates. Local economy: The Minneapolis-St. Paul metropolitan area has continued to experience a relatively stable economy. The market place for local products and services remains strong. St. Anthony is a fully developed City. However, continued long-term growth is anticipated as St. Anthony experiences redevelopment activity in commercial and industrial areas. Long-term financial planning: The City maintains six capital funds for the replacement of equipment and various infrastructure assets. Each fund is managed by a comprehensive 15 year capital planning document. These documents include the City’s current buildings, park improvements, operating equipment and fleet, along with future street, water, sanitary sewer and stormwater improvements. These plans estimate the replacement dates and cost for current and prospective equipment. Additionally the plans include projected future street, water, sanitary sewer and stormwater reconstruction costs. The plans also identify the funding sources for these capital expenditures. These sources include Capital and Building Improvement levies, Enterprise funds operating income transfers, parkland dedication fees, stormwater charges, water and sewer connection fees, grants and donations, State aids, cost sharing agreements, bond proceeds and assessments. The City combines the use of goal setting and a comprehensive budget process to identify and prioritize City improvement projects. The 15-year capital plans are updated annually by staff and are approved by the City Council. Cash management policies and practices: The City’s foremost investment objective is to preserve capital. Secondary considerations are liquidity and lastly yield. Accordingly, deposits are either insured by federal depository insurance or collateralized. All temporary cash surpluses during the year are invested in various securities defined by Minnesota Statutes. The City’s policy is to invest all available monies at competitive interest rates in accordance with the City’s over-all fiscal plan and coordinate them with operating needs and programs projected over the ensuing 12 months. Risk Management: The City uses a proactive approach to limit its liability risk and insurance costs. To assist employees who are injured while on duty, Managed Care Program is used to reduce medical expenses and other costs relating to workplace injuries. The program assists employees with a treatment plan which reduces lost workdays, replacement workers, etc. In addition, a safety committee consisting of employees from every department meets monthly throughout the year to discuss safety related items, review accident reports and provide recommendations to reduce the City’s exposure to liability. The City’s general liability insurance is with the League of Minnesota Cities Insurance Trust. In order to reduce the cost of insurance, a $10,000 per occurrence/$50,000 aggregate deductible is maintained and funded through insurance dividends paid by the League of Minnesota Cities. 5 SHARED SERVICES Grants: Each year, the City actively participates in Federal, State and County administered grants. In 2017 the Police, Fire, Public Works and Administration received a variety of public safety, operating, equipment and infrastructure construction grants. A list of the grants includes: A. Minnesota Firefighter Disability Grant. B. State of Minnesota – Vest Grant. C. Ramsey County – Safe and Sober Grant. D. Minnesota Board of Firefighter Training & Education Grant. E. Hennepin County Recycling Grant. F. Ramsey County Recycling Grant. G. US Department of Justice, Police Body Camera grant H. Estate of John D. MacQueen (Police Department) I. Metropolitan Council Inflow and Infiltration Grant Partnerships: The City partners with local businesses, civic organizations, School District 282, Community Services and the Chamber of Commerce to provide a variety of community safety and education programs. The City also has formed partnerships with colleagues in other jurisdictions. These relationships include providing financial and human resource services to the Middle Mississippi Water Management Organization, a fuel purchasing arrangement with the City of New Brighton, utility billing services to the City of Birchwood Village and police services to the City of Lauderdale. Lastly the City partners with neighboring communities on infrastructure projects when opportunity arises. A recent example would be the Highway Safety Improvement Program which involved three cities and two counties. Acknowledgements: Finally, we would like to express our gratitude to the Mayor and the City Council. Their unfailing support for maintaining the highest standard of professionalism in the management of the City of St. Anthony’s finances results in a fiscally sustainable City government. Respectfully submitted, _________________________________ _________________________________ Mark Casey Shelly Rueckert City Manager Finance Director 6 CITY OF ST. ANTHONY, MINNESOTA ORGANIZATION Term Expires Mayor: Jerry Faust December 31, 2019 Council Members: Hal Gray December 31, 2019 Thomas Randle December 31, 2019 Randy Stille December 31, 2021 Jan Jenson December 31, 2021 City Manager: Mark Casey Appointed Finance Director: Shelly Rueckert Appointed December 31, 2017 7 8 II. FINANCIAL SECTION 9 - This page intentionally left blank - 10 4810 White Bear Parkway, St. Paul, MN, 55110 651.426.7000 www.redpathcpas.com INDEPENDENT AUDITOR'S REPORT To the Honorable Mayor and Members of the City Council City of St. Anthony, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of St. Anthony, Minnesota, as of and for the year ended December 31, 2017, and the related notes to the financial statements, which collectively comprise the City of St. Anthony, Minnesota’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. 11 We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of St. Anthony, Minnesota, as of December 31, 2017, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Report on Summarized Comparative Information We have previously audited the City of St. Anthony, Minnesota’s 2016 financial statements, and we expressed an unmodified audit opinion on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information in our report dated June 1, 2017. In our opinion, the summarized comparative information presented herein as of and for the year ended December 31, 2016 is consistent, in all material respects, with the audited financial statements from which it has been derived. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management’s Discussion and Analysis, the Budgetary Comparison information, the Schedule of Funding Progress – Other Post Employment Benefits Plan, the Schedules of Proportionate Share of Net Pension Liability, the Schedules of Pension Contributions, and the Schedule of Changes in the Net Pension Liability and Related Ratios, on pages 15 – 24 and 90 – 104, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 12 Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of St. Anthony, Minnesota’s basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules, supplementary financial information, and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules and the supplementary financial information are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual nonmajor fund financial statements and schedules and the supplementary financial information are fairly stated in all material respects in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 6, 2018, on our consideration of the City of St. Anthony, Minnesota’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City of St. Anthony, Minnesota’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of St. Anthony, Minnesota’s internal control over financial reporting and compliance. REDPATH AND COMPANY, LTD. St. Paul, Minnesota June 6, 2018 13 - This page intentionally left blank - 14 MANAGEMENT’S DISCUSSION AND ANALYSIS As management of the City of St. Anthony, Minnesota, we offer readers of the City of St. Anthony, Minnesota’s financial statements this narrative overview and analysis of the financial activities of the City of St. Anthony, Minnesota for the fiscal year ended December 31, 2017. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found in the Introductory Section of this report. Financial Highlights  The assets of the City of St. Anthony, Minnesota exceeded its liabilities at the close of the most recent fiscal year by $37,406,614 (net position).  The City’s total net position increased by $2,004,333 from the prior year’s stated net position.  As of the close of the current fiscal year, the City of St. Anthony’s governmental funds reported combined ending fund balances of $14,659,278, a decrease of $6,184,833 in comparison with the prior year stated fund balances.  At the end of the current fiscal year, unassigned fund balance for the General Fund was $2,280,463 or 33% of total General Fund Budget expenditures.  The City of St. Anthony’s total bonded debt decreased by $630,000 (1.92%) during the current fiscal year. The key factors in this decrease were: 1) principal retirement of $5,940,000; 2) refunding of the 2009A bonds with issuance of $1,355,000 of Series 2017A G.O. Refunding Bonds; 3) the issuance of $520,000 in 2017A G.O. Equipment Certificates; 4) the issuance of $2,600,000 of 2017A G.O. Improvement Bonds; 5) the issuance of $835,000 in 2017A G.O. Tax Abatement Refunding Bonds. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City of St. Anthony, Minnesota’s basic financial statements. The City of St. Anthony, Minnesota’s basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of St. Anthony, Minnesota’s finances, in a manner similar to a private-sector business. The statement of net position presents information on all of the City of St. Anthony, Minnesota’s assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of St. Anthony, Minnesota is improving or deteriorating. The statement of activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. 15 Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City of St. Anthony, Minnesota that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of St. Anthony, Minnesota include general government, public safety, public works, parks and recreation, services to other cities and HRA activities. The business- type activities of the City of St. Anthony, Minnesota include the operation of water and sewer utilities and the municipal off-sale liquor stores. The government-wide financial statements include not only the City of St. Anthony, Minnesota itself (known as the primary government), but also a legally separate Housing and Redevelopment Authority (HRA) for which the City of St. Anthony, Minnesota is financially accountable. The HRA functions for all practical purposes as a department of the City of St. Anthony, Minnesota, and therefore has been included as an integral part of the primary government. The government-wide financial statements can be found on Statements 1 and 2 of this report. Fund financial statements. A fund is a grouping of related accounts that are used to maintain control over resources that have been segregated for specific activities or objectives. The City of St. Anthony, Minnesota, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of St. Anthony, Minnesota can be divided into two categories: governmental funds and proprietary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a City’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the City’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures and changes in fund balance provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of St. Anthony, Minnesota maintains 19 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balance for the General, Street Improvement Debt Service, HRA TIF Debt Service, HRA TIF Improvements, Street Improvement Projects and Public Utilities Infrastructure, all of which are considered to be major funds. Data from the other 13 governmental funds are combined into a single, aggregated 16 presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining and sub-combining statements and schedules elsewhere in this report. The City of St. Anthony, Minnesota adopts an annual appropriated budget for its General Fund. A budgetary comparison statement has been provided for the General Fund to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on Statements 3 through 5 of this report. Proprietary funds. The City of St. Anthony, Minnesota maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business- type activities in the government-wide financial statements. The City of St. Anthony, Minnesota uses enterprise funds to account for its water and sewer, storm water, and municipal liquor operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of St. Anthony, Minnesota’s various functions. The City of St. Anthony, Minnesota uses an internal service fund to account for its compensated absences and pension benefits. Because these services predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water and sewer, storm water, and municipal liquor operations, which are considered to be major funds of the City of St. Anthony, Minnesota. The basic proprietary fund financial statements can be found on Statements 6 through 8 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found following Statement 9 of this report. The combining statements referred to earlier in connection with non-major governmental funds are presented immediately following the required supplementary information on budgetary comparisons, OPEB and pension information. Combining and individual fund statements and schedules can be found on Statements 18 through 25 of this report. Government-wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a City’s financial position. In the case of the City of St. Anthony, Minnesota, assets exceeded liabilities by $37,406,614 at the close of the most recent fiscal year. 17 City of St. Anthony, Minnesota’s Net Position Governmental Activities Business-Type Activities Totals 2017 2016 2017 2016 2017 2016 Current and other assets $19,809,914 $24,966,779 $4,314,460 $3,802,270 $24,124,374 $28,769,049 Capital assets 35,203,865 35,456,075 23,184,164 15,218,139 58,388,029 50,674,214 Total assets $55,013,779 $60,422,854 $27,498,624 $19,020,409 $82,512,403 $79,443,263 Total deferred outflows of resources $5,681,820 $9,856,765 $0 $0 $5,681,820 $9,856,765 Long term liabilities outstanding $38,976,843 $48,102,711 $1,288,644 $1,387,308 $40,265,487 $49,490,019 Other liabilities 3,042,302 2,237,225 528,749 450,152 3,571,051 2,687,377 Total liabilities $42,019,145 $50,339,936 $1,817,393 $1,837,460 $43,836,538 $52,177,396 Total deferred inflows of resources $6,951,071 $1,720,351 $0 $0 $6,951,071 $1,720,351 Net position: Invested in capital assets net of related debt $10,274,946 $10,024,670 $22,151,578 $14,011,168 $32,426,524 $24,035,838 Restricted 6,780,816 6,505,620 - - 6,780,816 6,505,620 Unrestricted (5,330,379) 1,689,042 3,529,653 3,171,781 (1,800,726)4,860,823 Total net position $11,725,383 $18,219,332 $25,681,231 $17,182,949 $37,406,614 $35,402,281 The City’s net position increased by $2,004,333 in 2017. The increase was primarily due to revenues exceeding expenses. City of St. Anthony, Minnesota’s Changes in Net Position Governmental Activities Business-Type Activities Totals 2017 2016 2017 2016 2017 2016 Revenues: Program revenue: Charges for services $2,281,654 $2,212,526 $8,003,618 $7,954,087 $10,285,272 $10,166,613 Operating grants and contributions 630,316 10,969,360 - 130,932 630,316 11,100,292 Capital grants and contributions 1,604,844 1,643,911 569,716 1,166,747 2,174,560 2,810,658 General revenue: Property taxes 6,577,570 6,160,156 - - 6,577,570 6,160,156 Other taxes 1,530,093 1,455,090 - - 1,530,093 1,455,090 Grants and contributions not restricted to specific programs 535,422 530,110 - - 535,422 530,110 Other 676,616 1,468,922 94,525 95,902 771,141 1,564,824 Total revenues 13,836,515 24,440,075 8,667,859 9,347,668 22,504,374 33,787,743 Expenses: General government 1,337,698 1,319,451 - - 1,337,698 1,319,451 Public safety 6,018,470 7,053,595 - - 6,018,470 7,053,595 Public works 2,988,291 4,134,783 - - 2,988,291 4,134,783 Parks and recreation 472,700 472,436 - - 472,700 472,436 Housing and redevelopment 787,775 793,834 - - 787,775 793,834 Interest on long-term debt 738,914 794,584 - - 738,914 794,584 Liquor - - 5,591,683 5,676,892 5,591,683 5,676,892 Water - - 1,176,102 1,083,240 1,176,102 1,083,240 Sewer - - 1,144,273 1,048,937 1,144,273 1,048,937 Stormwater - - 244,135 191,655 244,135 191,655 Total expenses 12,343,848 14,568,683 8,156,193 8,000,724 20,500,041 22,569,407 Excess before transfers 1,492,667 9,871,392 511,666 1,346,944 2,004,333 11,218,336 Transfers (7,986,616) 1,956,838 7,986,616 (1,956,838) - - Increase (decrease) in net position (6,493,949) 11,828,230 8,498,282 (609,894) 2,004,333 11,218,336 Net position - January 1 18,219,332 6,391,102 17,182,949 17,792,843 35,402,281 24,183,945 Net position - December 31 $11,725,383 $18,219,332 $25,681,231 $17,182,949 $37,406,614 $35,402,281 18 Governmental Activities. Governmental activities decreased the City of St. Anthony’s net position by $6,493,949 compared to prior year increase of $11,828,230. The key element of this change relates to the 2017 completion of the water treatment facility expansion. The transfers of $7,986,616 to Business – Type Activities includes the cost of the expanded facility. The City received $10,565,371 in the prior year from the United States Army for the expansion of the water treatment facility and other related costs. Additionally, increases in Governmental Activities expenses, for the most part, closely paralleled the combining factors of inflation and growth in the demand for services. 19 Business-type activities. Business-type activities increased net position by $8,498,282. The key factor for the increase was the $7,986,616 in transfers to Business – Type Activities which includes the expansion cost of the water treatment plant facility. Financial Analysis of the City’s Funds As noted earlier, the City of St. Anthony uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental funds. The focus of the City of St. Anthony, Minnesota’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of St. Anthony, Minnesota’s financing requirements. As of the end of the current fiscal year, the City of St. Anthony, Minnesota’s governmental funds reported combined ending fund balances of $14,659,278, a decrease of $6,184,833 in comparison with the prior year amounts. The ending fund balance by GASB 54 designation is as follows: Nonspendable $134,990 Restricted 7,002,918 Committed 125,069 Assigned 6,568,756 Unassigned 827,545 Total $14,659,278 20 The General Fund is the chief operating fund of the City of St. Anthony, Minnesota. At the end of the current fiscal year, unassigned fund balance of the General Fund was $2,280,463, while total fund balance reached $2,400,114. As a measure of the General Fund’s liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance represents 31% of total General Fund expenditures and total fund balance represents 32% of that same amount. During the current fiscal year, the fund balance in the General Fund increased by $80,447. The Street Improvement Debt Service Fund increased by $52,392. Expenditures exceeded revenues by $1,821,894, however, other financing sources of $1,874,286 ultimately created an increase in fund balance. The increase in expenditures relates to retirement of 2009A bonds in the amount of $1,740,000. The increase in other financing sources is due to the issuance of $1,355,000 in Series 2017A G.O. Refunding Bonds, including a premium of $78,253. The HRA TIF Debt Service Fund decreased by $1,456 due to transferred revenue that covered only principal and interest expenditures. The HRA TIF Improvement Fund increased by $114,469, substantially due to an increase in Tax increment collections of $65,599. The Street Improvement Project Funds decreased by $1,014,211. This decrease includes 2017 HSIP construction outlays of bond proceeds received in 2017 and the closing and transfers of project savings associated with the 2014 and 2015 street improvement projects. The Public Utilities Infrastructure Fund decreased by $5,658,119 substantially due to construction costs related to the expansion of the water treatment facility. Non-major Special Revenue Funds increased by $50,615 resulting in an ending balance of $158,143, substantially due to the increase in general property tax revenue of $17,752 and the refund of loan program assets of $31,678. Non-major Debt Service Funds had a total fund balance of $1,047,175, all of which is restricted for the payment of debt service. The net increase in fund balance during the current year in the non-major debt service funds was $141,214, substantially due to the addition debt levy collection of $105,355 for the HSIP tax abatement bond and the transfer of HSIP grant proceeds offsetting the initial bond principal and interest payment $23,910. Non-major Capital Project Funds had a total fund balance of $1,995,585, an increase of $49,816 from prior year, substantially due to the Building Improvement Fund revenues and other financing sources were greater than expenditure by $39,338. Proprietary funds. The City of St. Anthony, Minnesota’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Total net position in the Liquor Operations, Water and Sewer Funds, and Stormwater Utility Fund at the end of the year combined was $25,874,461. The total net position for each fund was: Liquor – $2,097,646; Water and Sewer – $15,998,867; Stormwater Utility - $7,777,948. 21 General Fund Budgetary Highlights Variances from actual to budget can be briefly summarized as follows:  Licenses and permits were $131,972 greater than budget primarily due to construction related permits being $118,647 greater than budget given high activity level.  Intergovernmental revenues were $48,206 greater than budget due to grant funding for Fire Department training was greater than budget by $28,619; Fire Relief state aid was greater than budget by $7,534; Police Department grants and state aid was $11,226 greater than budget.  Charges for services were less than budget by $39,200 mainly due to a cancellation of a water tower lease early in 2017, $25,860 less in rentals, along with gas sales less than budget by $9,587.  Fines and forfeits were $47,093 less than budget primarily due to court fines being less than budget by $46,468.  Planning and Zoning other services and charges were greater than budget by $35,827 due to contracted planning services related to the preparation of the 2040 Comprehensive plan.  Public Works was $146,108 less than budget due to no sealcoating contract entered into for savings of $63,299; personal services $28,801 less than budget due to staff turnover: energy costs $26,363 less than budget; sand and salt costs $10,974 under budget; contracted services $20,260 less than budget.  Fire protection was $32,640 greater than budget due to wages to fire fighters full-time and part-time staff being over budget by $19,845 due to additional training costs supported by grant revenues: health insurance costs $6,318 greater than budget due to changes in elected coverages; pass through payment of Fire Relief State Aid was budgeted at prior years amount but actual amount was $6,874 greater.  Police protection was $603,991 more than budget due to $764,063 in legal fees and settlement costs for officer involved shooting; personal services were $159,116 less than budget due staff attrition.  Protective Inspections – other services and charges was $57,651 greater than budget due to greater construction related permit revenues. Capital Asset and Debt Administration Capital Assets. The City of St. Anthony, Minnesota’s investment in capital assets for its governmental and business-type activities as of December 31, 2017 amounts to $58,388,029 (net of accumulated depreciation). This investment in capital assets includes land, buildings and structures, improvements, machinery and equipment, park facilities, roads and infrastructure. The total increase in the City of St. Anthony, Minnesota’s investment in capital assets for the current fiscal year is 15.22%. Major capital asset events during the current fiscal year included the following:  The annual street reconstruction and infrastructure improvement projects are reflected in the Construction in progress along with the highway safety improvement project, the Mirror Lake storm water project and Silver Lake Road street light replacement project. 22  The 2016 street reconstruction and infrastructure improvement was completed in 2017 along with the expansion of the water treatment plant facility. City of St. Anthony, Minnesota’s Capital Assets Governmental Activities Business-Type Activities Totals 2017 2016 2017 2016 2017 2016 Land $1,662,883 $1,662,883 $2,089,954 $2,089,954 $3,752,837 $3,752,837 Land improvement 555,181 555,181 - - 555,181 555,181 Buildings and structures 10,105,047 10,002,287 8,372,645 4,118,781 18,477,692 14,121,068 Furniture and fixtures 4,255,778 4,156,947 4,547,552 1,563,898 8,803,330 5,720,845 Software intangibles 6,823 6,823 26,022 26,022 32,845 32,845 Infrastructure/streets 36,041,107 35,167,341 13,763,523 13,000,946 49,804,630 48,168,287 Storm sewers 428,469 428,469 - - 428,469 428,469 Storm water - - 2,253,147 2,253,147 2,253,147 2,253,147 Less accumulated depreciation (22,702,055) (20,798,119) (8,703,724) (8,073,528) (31,405,779) (28,871,647) Construction in progress 4,850,632 4,274,263 835,045 238,919 5,685,677 4,513,182 Total $35,203,865 $35,456,075 $23,184,164 $15,218,139 $58,388,029 $50,674,214 Additional information on the City of St. Anthony, Minnesota’s capital assets can be found in Note 5. Long-term debt. At the end of the current fiscal year, the City of St. Anthony, Minnesota had total bonded debt outstanding of $32,145,000. Of this amount, $21,595,000 comprises debt backed by special assessments and the full faith and credit of the City, $7,065,000 is backed by tax increments, $2,510,000 is backed by lease revenue sources, and $975,000 is backed by revenues sources from the City of St. Anthony, Minnesota’s water/sewer funds. In addition, the City of St. Anthony, Minnesota’s debt represents the liability for compensated absences $841,856, net pension liability of $5,735,585, and OPEB liability of $722,331. City of St. Anthony, Minnesota’s Outstanding Debt General Obligation and Revenue Bonds Governmental Activities Business-Type Activities Totals 2017 2016 2017 2016 2017 2016 General obligation bonds $21,595,000 $24,225,000 $ - $ - $21,595,000 $24,225,000 G.O. revenue bonds 2,510,000 - 975,000 1,100,000 3,485,000 1,100,000 G.O. tax increment bonds 7,065,000 7,450,000 - - 7,065,000 7,450,000 Issuance premiums (discounts) 793,291 620,404 27,424 31,932 820,715 652,336 Total $31,963,291 $32,295,404 $1,002,424 $1,131,932 $32,965,715 $33,427,336 The City of St. Anthony’s total bonded debt decreased by $630,000 (1.92%) during the current fiscal year. The key factors in this decrease were: 1) principal retirement of $5,940,000; 2) refunding of the 2009A bonds with issuance of $1,355,000 of Series 2017A G.O. Refunding Bonds; 3) the issuance of $520,000 in 2017A G.O. Equipment Certificates; 4) the issuance of $2,600,000 of 2017A G.O. Improvement Bonds; 5) the issuance of $835,000 in 2017A G.O. Tax Abatement Refunding Bonds. The City of St. Anthony, Minnesota maintains an “AA” rating from Standard and Poor’s for general obligation debt. State statutes limit the amount of general obligation debt the City may 23 issue to 3% of its total market value. The current debt limitation for the City of St. Anthony, Minnesota is $26,027,076, which is in excess of the City of St. Anthony, Minnesota’s applicable debt. Additional information on the City of St. Anthony, Minnesota’s long-term debt can be found in Note 6. Economic Factors and Next Year’s Budgets and Bond Rating comments  Healthy financial profile with a stable outlook including a strong general fund balance.  Strong income and wealth indicators relative to national levels.  The stable outlook reflects expectations that St. Anthony will continue to maintain balanced operations.  Good management practices, including extensive financial planning, to maintain present service levels while being sensitive to increases in property taxes remains the most significant challenge. These factors were considered in preparing the City of St. Anthony, Minnesota’s budget for the 2018 fiscal year. Requests for Information This financial report is designed to provide a general overview of the City of St. Anthony, Minnesota’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Finance Director, City of St. Anthony, Minnesota, 3301 Silver Lake Road, St. Anthony, Minnesota, 55418. 24 BASIC FINANCIAL STATEMENTS 25 - This page intentionally left blank - 26 CITY OF ST. ANTHONY, MINNESOTA STATEMENT OF NET POSITION Statement 1 December 31, 2017 With Comparative Totals For December 31, 2016 Governmental Business-Type Activities Activities 2017 2016 Assets: Cash and investments $16,432,403 $2,559,792 $18,992,195 $23,292,676 Accrued interest 30,964 - 30,964 26,021 Due from other governmental units 753,412 10,476 763,888 1,688,548 Internal balances 193,230 (193,230) - - Accounts receivable - net 39,311 585,491 624,802 559,738 Loans receivable 41,194 - 41,194 - Prepaid items 122,147 28,505 150,652 200,387 Property taxes receivable 109,622 373 109,995 214,673 Special assessments receivable 1,788,335 15,675 1,804,010 1,699,658 Funds held for others - - - 43,765 Inventories - at cost 12,843 1,307,378 1,320,221 846,510 Capital assets - net: Nondepreciable 6,513,515 2,924,999 9,438,514 8,266,019 Depreciable 28,690,350 20,259,165 48,949,515 42,408,195 Net pension asset 286,453 - 286,453 197,073 Total assets 55,013,779 27,498,624 82,512,403 79,443,263 Deferred outflows of resources: Related to pensions 5,681,820 - 5,681,820 9,856,765 Liabilities: Accounts payable 1,675,682 286,544 1,962,226 1,190,973 Contracts payable 859,814 30,162 889,976 878,762 Deposits payable 4,042 63,370 67,412 68,795 Due to other governmental units 66,360 113,009 179,369 111,977 Salaries payable 76,296 27,539 103,835 89,636 Accrued interest payable 360,108 8,125 368,233 347,234 Compensated absences payable: Due within one year 212,435 59,217 271,652 259,304 Due in more than one year 445,906 124,298 570,204 554,135 Bonds and notes payable (net of unamortized premiums and discounts): Due within one year 2,895,000 130,000 3,025,000 3,579,085 Due in more than one year 29,068,291 872,424 29,940,715 29,848,252 Other post employment benefits: Due in more than one year 619,626 102,705 722,331 664,590 Net pension liability: Due in more than one year 5,735,585 - 5,735,585 14,584,653 Total liabilities 42,019,145 1,817,393 43,836,538 52,177,396 Deferred inflows of resources: Related to pensions 6,951,071 - 6,951,071 1,720,351 Net position: Net investments in capital assets 10,274,946 22,151,578 32,426,524 24,035,838 Restricted for: Debt service 6,537,390 - 6,537,390 6,282,913 Pensions 219,561 - 219,561 197,073 Public safety 23,865 - 23,865 25,634 Unrestricted (5,330,379) 3,529,653 (1,800,726) 4,860,823 Total net position $11,725,383 $25,681,231 $37,406,614 $35,402,281 Total Primary Government The accompanying notes are an integral part of these financial statements. 27 CITY OF ST. ANTHONY, MINNESOTA STATEMENT OF ACTIVITIES For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 Program Revenues Charges For Functions/Programs Expenses Services Primary government: Governmental activities: General government $1,337,698 $427,962 Public safety 6,018,470 1,426,396 Public works 2,988,291 184,717 Parks and recreation 472,700 242,579 Housing and redevelopment 787,775 - Interest on long-term debt 738,914 - Total governmental activities 12,343,848 2,281,654 Business-type activities: Liquor 5,591,683 5,714,000 Water/water plant 1,176,102 969,638 Sewer 1,144,273 1,122,738 Stormwater 244,135 197,242 Total business-type activities 8,156,193 8,003,618 Total primary government $20,500,041 $10,285,272 The accompanying notes are an integral part of these financial statements. 28 Statement 2 Operating Capital Grants and Grants and Governmental Business-Type Contributions Contributions Activities Activities 2017 2016 $20,712 $ - ($889,024) $ - ($889,024) ($744,640) 487,573 - (4,104,501) - (4,104,501) (5,306,009) 122,031 1,604,844 (1,076,699) - (1,076,699) 8,128,445 - - (230,121) - (230,121) (232,264) - - (787,775) - (787,775) (793,834) - - (738,914) - (738,914) (794,584) 630,316 1,604,844 (7,827,034) 0 (7,827,034) 257,114 - - - 122,317 122,317 145,891 - - - (206,464) (206,464) (26,731) - - - (21,535) (21,535) (35,958) - 569,716 - 522,823 522,823 1,167,840 0 569,716 0 417,141 417,141 1,251,042 $630,316 $2,174,560 (7,827,034) 417,141 (7,409,893) 1,508,156 General revenues: General property taxes 6,577,570 - 6,577,570 6,160,156 Tax increment taxes 1,530,093 - 1,530,093 1,455,090 Grants and contributions not restricted to specific programs 535,422 - 535,422 530,110 Unrestricted investment earnings 234,572 21,812 256,384 285,493 Gain on sale of capital assets 34,775 - 34,775 8,501 Other 407,269 72,713 479,982 1,270,830 Transfers (7,986,616) 7,986,616 - - Total general revenues and transfers 1,333,085 8,081,141 9,414,226 9,710,180 Change in net position (6,493,949) 8,498,282 2,004,333 11,218,336 Net position - January 1 18,219,332 17,182,949 35,402,281 24,183,945 Net position - December 31 $11,725,383 $25,681,231 $37,406,614 $35,402,281 Program Revenues Total Primary Government Changes in Net Position Net (Expense) Revenue and The accompanying notes are an integral part of these financial statements. 29 CITY OF ST. ANTHONY, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2017 With Comparative Totals For December 31, 2016 General Fund Street Improvement Debt Service Fund HRA TIF Debt Service Assets Cash and investments $2,869,803 $4,064,362 $9,040 Accrued interest 28,784 - - Due from other governmental units 35,652 - - Interfund receivable 176,936 - - Interfund loan receivable - - - Accounts receivable - net 34,718 - - Loans receivable - - - Prepaid items 106,808 - - Property taxes receivable: Delinquent 21,737 8,590 - Due from county 16,220 8,658 - Special assessments receivable 2,040 1,770,867 - Funds held by others - - - Inventories 12,843 - - Total assets $3,305,541 $5,852,477 $9,040 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $748,264 $1 $ - Contracts payable - - - Deposits payable 2,000 2,042 - Interfund payable - - - Interfund loan payable - - - Due to other governmental units 56,976 2,782 - Salaries payable 74,410 - - Total liabilities 881,650 4,825 0 Deferred inflows of resources: Unavailable revenue 23,777 1,777,551 - Total deferred inflows of resources 23,777 1,777,551 0 Fund balance (deficit): Nonspendable 119,651 - - Restricted - 4,070,101 9,040 Committed - - - Assigned - - - Unassigned 2,280,463 - - Total fund balance (deficit) 2,400,114 4,070,101 9,040 Total liabilities, deferred inflows of resources, and fund balance (deficit) $3,305,541 $5,852,477 $9,040 The accompanying notes are an integral part of these financial statements. 30 Statement 3 HRA TIF Improvements Street Improvement Project Fund Public Utilities Infrastructure Other Governmental Funds Intra-Activity Eliminations 2017 2016 $2,216,814 $355,367 $3,525,365 $3,285,699 $ - $16,326,450 $20,870,224 - - - 2,180 - 30,964 26,021 - 566,591 10,000 141,169 - 753,412 1,511,625 - - - - (176,936) - - - - 998,666 - (998,666) - - - - - 4,593 - 39,311 41,265 - - - 41,194 - 41,194 - - - - 15,339 - 122,147 169,260 36,690 - - 4,360 - 71,377 138,895 9,024 - - 4,343 - 38,245 75,089 - - - 15,428 - 1,788,335 1,685,223 - - - - - - 43,765 - - - - - 12,843 3,410 $2,262,528 $921,958 $4,534,031 $3,514,305 ($1,175,602) $19,224,278 $24,564,777 $694,025 $99,197 $20,027 $114,168 $ - $1,675,682 $987,821 148,858 508,145 67,142 135,669 - 859,814 803,724 - - - - - 4,042 2,000 - 176,936 - - (176,936) - - 959,326 - - 39,340 (998,666) - - 2,920 1,131 - 2,551 - 66,360 40,729 - - - 1,886 - 76,296 64,884 1,805,129 785,409 87,169 293,614 (1,175,602)2,682,194 1,899,158 36,690 25,000 - 19,788 - 1,882,806 1,821,508 36,690 25,000 0 19,788 0 1,882,806 1,821,508 - - - 15,339 - 134,990 172,670 1,852,737 - - 1,071,040 - 7,002,918 6,907,253 - - - 125,069 - 125,069 105,503 - 111,549 4,446,862 2,010,345 - 6,568,756 13,148,229 (1,432,028) - - (20,890) - 827,545 510,456 420,709 111,549 4,446,862 3,200,903 0 14,659,278 20,844,111 $2,262,528 $921,958 $4,534,031 $3,514,305 ($1,175,602) $19,224,278 $24,564,777 Fund balance reported above $14,659,278 $20,844,111 Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not financial resources, and therefore, are not reported in the funds.35,203,865 35,456,075 Other long-term assets are not available to pay for current-period expenditures and, therefore, are reported as unavailable in the funds.1,882,806 1,821,508 Net pension asset related to the Saint Anthony Fire Department Relief Association. 286,453 197,073 Deferred outflows of resources related to the Saint Anthony Fire Department Relief Association.2,463 34,902 Deferred inflows of resources related to the Saint Anthony Fire Department Relief Association.(69,355)(32,333) Long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.(32,943,025) (33,203,187) Internal service funds are used by management to charge the cost of employee vacation, severance and pension benefits to individual funds. The assets and liabilities are included in the governmental activities on the statement of net position.(7,297,102) (6,898,817) Net position of governmental activities $11,725,383 $18,219,332 Total Governmental Funds The accompanying notes are an integral part of these financial statements. 31 CITY OF ST. ANTHONY, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 General Fund Street Improvement Debt Service Fund HRA TIF Debt Service Revenues: General property taxes $3,786,628 $1,807,259 $ - Tax increment collections - - - Licenses, fees and permits 358,230 - - Intergovernmental 1,009,843 - - Special assessments 5,074 358,068 - Charges for services 1,599,256 - - Cable franchise fees 115,079 - - Fines and forfeits 71,657 - - Investment income 17,383 23,067 47 Contributions and donations 101,500 - - Refunds and reimbursements 5,623 - - Army settlement - - - Miscellaneous 18,705 - - Total revenues 7,088,978 2,188,394 47 Expenditures: Current: General government 993,072 - - Public safety 5,341,235 - - Public works 819,632 - - Parks and recreation 256,367 - - Nondepartmental 45,095 - - Housing and redevelopment - - - Capital outlay: General government - - - Public safety - - - Public works - - - Debt service: Principal - 3,525,000 385,000 Interest - 447,359 190,038 Paying agent fees - 3,389 1,503 Professional service - 5,073 - Issuance costs - 29,467 - Construction/acquisition costs - - - Developer incentives - - - Total expenditures 7,455,401 4,010,288 576,541 Revenues over (under) expenditures (366,423) (1,821,894) (576,494) Other financing sources (uses): Bonds issued - 54,817 - Refunding bonds issued - 1,355,000 - Premium on bonds issued - 78,253 - Sale of capital assets - - - Transfers in 619,060 386,216 575,038 Transfers out (172,190) - - Total other financing sources (uses) 446,870 1,874,286 575,038 Net change in fund balance 80,447 52,392 (1,456) Fund balance (deficit) - January 1 2,319,667 4,017,709 10,496 Fund balance (deficit) - December 31 $2,400,114 $4,070,101 $9,040 The accompanying notes are an integral part of these financial statements. 32 Statement 4 HRA TIF Improvements Street Improvement Project Fund Public Utilities Infrastructure Other Governmental Funds Intra-Activity Eliminations 2017 2016 $ - $ - $ - $1,039,421 $ - $6,633,308 $6,161,036 1,541,874 - - - - 1,541,874 1,476,275 - - - - - 358,230 304,079 - 876,695 10,000 28,922 - 1,925,460 2,283,016 - 216,111 - 10,079 - 589,332 570,549 - - - 133,032 - 1,732,288 1,701,246 - - - - - 115,079 113,672 - - - 4,400 - 76,057 93,529 69,970 8,461 89,185 25,555 - 233,668 252,830 - - - 840 - 102,340 4,120 - 209,716 1,200 172,025 - 388,564 1,103,647 - - - - - - 10,434,439 - - - - - 18,705 99,608 1,611,844 1,310,983 100,385 1,414,274 0 13,714,905 24,598,046 21,848 - - 104,826 - 1,119,746 1,066,236 - - - 5,286 - 5,346,521 5,164,270 - - 43,861 170,934 - 1,034,427 1,051,747 - - - 150,381 - 406,748 409,979 - - - - - 45,095 38,421 1,176 - - 131,261 - 132,437 156,312 - - - - - - 8,201 - - - 111,041 - 111,041 256,053 - - 79,185 241,285 - 320,470 134,590 - - - 1,905,000 - 5,815,000 2,620,000 93,150 - - 115,979 - 846,526 820,607 - - - 868 - 5,760 14,793 - - - 1,604 - 6,677 16,339 - 52,038 - 23,382 - 104,887 80,294 156,253 4,116,326 5,635,458 - - 9,908,037 4,867,870 649,910 - - - - 649,910 627,639 922,337 4,168,364 5,758,504 2,961,847 0 25,853,282 17,333,351 689,507 (2,857,381) (5,658,119) (1,547,573)0 (12,138,377) 7,264,695 - 2,545,183 - 520,000 - 3,120,000 2,900,000 - - - 835,000 - 2,190,000 - - 141,349 - 82,938 - 302,540 69,485 - - - 28,244 - 28,244 15,186 - - - 953,926 (2,221,480)312,760 3,044,585 (575,038)(843,362) - (630,890) 2,221,480 - - (575,038) 1,843,170 0 1,789,218 0 5,953,544 6,029,256 114,469 (1,014,211) (5,658,119)241,645 0 (6,184,833) 13,293,951 306,240 1,125,760 10,104,981 2,959,258 - 20,844,111 7,550,160 $420,709 $111,549 $4,446,862 $3,200,903 $0 $14,659,278 $20,844,111 Total Governmental Funds The accompanying notes are an integral part of these financial statements. 33 CITY OF ST. ANTHONY, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES,Statement 5 EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS For The Year Ended December 31, 2017 With Comparative Amounts For The Year Ended December 31, 2016 2017 2016 Amounts reported for governmental activities in the statement of activities (statement 2) are different because: Net changes in fund balances - total governmental funds (statement 4)($6,184,833) $13,293,951 Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period.7,813,363 1,986,872 The net effect of various miscellaneous transactions involving capital assets (i.e. sales, trade-ins and donations) is to decrease net position, as follows:(65,479) (19,598) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds.61,298 (204,142) The issuance of long-term debt (e.g. bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. This amount is the net effect of these differences in the treatment of long-term debt and related items.152,550 (404,358) Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds.107,612 26,023 Transfer out of governmental capital assets contributed to Enterprise Funds.(8,000,094) (1,174,047) Internal Service Funds are used by management to charge the cost of severance expense and pension expense to individual funds. This amount is the net income attributable to governmental activities.(398,285) (1,675,199) Governmental funds report pension contributions as expenditures, however, pension expense is reported in the statement of activities. This is the amount by which the St. Anthony Fire Department Relief Association pension expense exceeded pension contributions: Pension contributions $57,206 Pension expense (37,287) 19,919 (1,272) Change in net position of governmental activities (statement 2)($6,493,949) $11,828,230 The accompanying notes are an integral part of these financial statements. 34 CITY OF ST. ANTHONY, MINNESOTA STATEMENT OF NET POSITION Statement 6 PROPRIETARY FUNDS December 31, 2017 With Comparative Totals For Enterprise Funds For December 31, 2016 Governmental Activities - Liquor Water/Sewer/ Water Plant Stormwater Utility Internal Service Fund Assets:2017 2016 Current assets: Cash and cash equivalents $479,505 $1,915,415 $164,872 $2,559,792 $2,355,300 $105,953 Receivables: Accounts 5,098 596,068 - 601,166 532,908 - Due from other governmental units 167 652 10,030 10,849 177,612 - Prepaid items 12,790 15,715 - 28,505 31,127 - Inventories - at cost 847,289 460,089 - 1,307,378 843,100 - Total current assets 1,344,849 2,987,939 174,902 4,507,690 3,940,047 105,953 Noncurrent assets: Capital assets: Land - 5,653 2,084,301 2,089,954 2,089,954 - Construction in progress - - 835,045 835,045 238,919 - Buildings and structures 1,880,793 6,491,852 - 8,372,645 3,883,283 - Furniture, fixtures and equipment 423,625 4,123,927 - 4,547,552 1,799,396 - Distribution and collection system - 10,363,156 5,489,525 15,852,681 15,254,093 - Software intangibles 26,022 163,989 - 190,011 26,022 - Total capital assets 2,330,440 21,148,577 8,408,871 31,887,888 23,291,667 0 Less: Allowance for depreciation (1,245,756) (6,696,731) (761,237) (8,703,724) (8,073,528) - Net capital assets 1,084,684 14,451,846 7,647,634 23,184,164 15,218,139 0 Total assets 2,429,533 17,439,785 7,822,536 27,691,854 19,158,186 105,953 Deferred outflows of resources: Related to pensions - - - - - 5,679,357 Liabilities: Current liabilities: Accounts payable 128,075 144,191 14,278 286,544 203,152 - Contracts payable - - 30,162 30,162 75,038 - Due to other governmental units 68,287 44,574 148 113,009 71,248 - Salaries payable 15,301 12,238 - 27,539 24,752 - Accrued interest payable - 8,125 - 8,125 9,167 - Refundable deposits - 63,370 - 63,370 66,795 - Compensated absences payable - current portion 21,776 37,441 - 59,217 51,218 212,435 Bonds and notes payable - current portion - 130,000 - 130,000 129,508 - Total current liabilities 233,439 439,939 44,588 717,966 630,878 212,435 Noncurrent liabilities: Compensated absences payable - noncurrent portion 45,710 78,588 - 124,298 109,283 445,906 Bonds and notes payable - noncurrent portion - 872,424 - 872,424 1,002,425 - Other post employment benefits 52,738 49,967 - 102,705 94,874 - Net pension liability - - - - - 5,735,585 Total noncurrent liabilities 98,448 1,000,979 0 1,099,427 1,206,582 6,181,491 Total liabilities 331,887 1,440,918 44,588 1,817,393 1,837,460 6,393,926 Deferred inflows of resources: Related to pensions - - - - - 6,881,716 Net position: Net investments in capital assets 1,084,684 13,449,422 7,617,472 22,151,578 14,011,168 - Unrestricted 1,012,962 2,549,445 160,476 3,722,883 3,309,558 (7,490,332) Total net position $2,097,646 $15,998,867 $7,777,948 $25,874,461 $17,320,726 ($7,490,332) Net position reported above $25,874,461 $17,320,726 Adjustment to report the cumulative internal balance for the net effect of activity between the internal service fund and the enterprise funds over time. (193,230) (137,777) Net position of business-type activities (Statement 1) $25,681,231 $17,182,949 Business-Type Activities Enterprise Funds Totals The accompanying notes are an integral part of these financial statements. 35 CITY OF ST. ANTHONY, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND Statement 7 CHANGES IN FUND NET POSITION PROPRIETARY FUNDS For The Year Ended December 31, 2017 With Comparative Totals For Enterprise Funds For The Year Ended December 31, 2016 Governmental Activities - Liquor Water/Sewer/ Water Plant Stormwater Utility Internal Service Fund 2017 2016 Sales $5,714,000 $ - $ - $5,714,000 $5,822,783 $ - Cost of sales (4,354,933) - - (4,354,933) (4,468,066) - Gross profit 1,359,067 0 0 1,359,067 1,354,717 0 Operating revenues: Customer billings - 2,044,726 197,242 2,241,968 2,116,004 - Connection charges - 47,650 - 47,650 15,300 - Charges for services - - - - - 592,685 Total operating revenues 0 2,092,376 197,242 2,289,618 2,131,304 592,685 Total gross profit and operating revenues 1,359,067 2,092,376 197,242 3,648,685 3,486,021 592,685 Operating expenses: Personal services 780,581 847,134 - 1,627,715 1,530,235 1,158,260 Supplies 284,938 125,888 5,241 416,067 397,700 - Contracted services 55,466 136,172 27,623 219,261 189,718 - Treatment charges (MCES) - 643,390 - 643,390 576,237 - Other 20,186 173,189 - 193,375 167,827 - Depreciation 68,064 350,861 211,271 630,196 531,127 - Total operating expenses 1,209,235 2,276,634 244,135 3,730,004 3,392,844 1,158,260 Operating income (loss)149,832 (184,258) (46,893) (81,319) 93,177 (565,575) Nonoperating revenues (expenses): Investment income 4,495 16,714 603 21,812 31,097 904 Intergovernmental revenue - - - - - 24,633 Interest expense - (15,200) - (15,200) (17,688) - Fees and cost of issuance - (603) - (603) (1,292) - Refunds and reimbursements - 4,495 - 4,495 50 - Army settlement - - - - 130,932 - Gain on sale of assets - - - - 1,350 - Miscellaneous revenue 53,016 13,094 2,108 68,218 63,405 - Total nonoperating revenues (expenses)57,511 18,500 2,711 78,722 207,854 25,537 Income (loss) before capital contributions and transfers 207,343 (165,758) (44,182) (2,597) 301,031 (540,038) Capital contributions and transfers: Capital contributions 10,765 8,138,021 236,890 8,385,676 1,174,047 - Capital contributions - intergovernmental - - 569,716 569,716 1,166,747 - Transfers in - - - - - 86,300 Transfers out (249,060) - (150,000) (399,060) (3,130,885) - Total capital contributions and transfers (238,295) 8,138,021 656,606 8,556,332 (790,091) 86,300 Change in net position (30,952) 7,972,263 612,424 8,553,735 (489,060) (453,738) Net position - January 1 2,128,598 8,026,604 7,165,524 17,320,726 17,809,786 (7,036,594) Net position - December 31 $2,097,646 $15,998,867 $7,777,948 $25,874,461 $17,320,726 ($7,490,332) Change in net position reported for business-type activities above $8,553,735 ($489,060) Transfer in of capital assets from governmental activities 8,000,094 1,174,047 Transfer in of inventory from governmental activities 385,582 - Portion of contribution revenue reported above (8,385,676) (1,174,047) Adjustment for the net effect of the current year activity between the internal service fund and the enterprise funds.(55,453) (120,834) Change in net position of business-type activities (Statement 2)$8,498,282 ($609,894) Business-Type Activities Enterprise Funds Totals The accompanying notes are an integral part of these financial statements. 36 CITY OF ST. ANTHONY, MINNESOTA STATEMENT OF CASH FLOWS Statement 8 PROPRIETARY FUNDS For The Year Ended December 31, 2017 With Comparative Totals For Enterprise Funds For The Year Ended December 31, 2016 Governmental Activities - Liquor Water/Sewer/ Water Plant Stormwater Utility Internal Service Fund 2017 2016 Cash flows from operating activities: Receipts from customers and users $5,711,338 $2,026,780 $197,242 $7,935,360 $7,961,683 $ - Receipts from interfund charges for pension benefits - - - - - 592,685 Payment to suppliers (4,708,727) (1,006,405) (111,116) (5,826,248) (6,050,537) - Payment to employees (770,831) (823,252) - (1,594,083) (1,515,776) (641,088) Army settlement - - - - 130,932 - Miscellaneous revenue 52,849 17,626 169,001 239,476 524,077 - Net cash flows provided by (used in) operating activities 284,629 214,749 255,127 754,505 1,050,379 (48,403) Cash flows from noncapital financing activities: Transfer from General Fund - - - - - 86,300 Transfer to General Fund (249,060) - - (249,060) (356,396) - Transfer to Capital Project Funds - - - - (2,604,489) - Transfer to Debt Service Funds - - (150,000) (150,000) (170,000) - Net cash flows provided by (used in) noncapital financing activities (249,060)0 (150,000) (399,060) (3,130,885) 86,300 Cash flows from capital and related financing activities: Intergovernmental revenue - capital - - 569,716 569,716 1,166,747 - Acquisition of capital assets - - (596,126) (596,126) (1,180,626) - Proceeds from sale of capital assets - - - - 1,350 - Change in interfund loan receivable/payable - - - - 860,032 - Principal paid on debt - (125,000) - (125,000) (115,000) - Interest paid on debt - (21,355) - (21,355) (24,442) - Net cash flows provided by (used in) capital and related financing activities 0 (146,355) (26,410) (172,765) 708,061 0 Cash flows from investing activities: Investment income 4,495 16,714 603 21,812 31,097 904 Net increase (decrease) in cash and cash equivalents 40,064 85,108 79,320 204,492 (1,341,348) 38,801 Cash and cash equivalents - January 1 439,441 1,830,307 85,552 2,355,300 3,696,648 67,152 Cash and cash equivalents - December 31 $479,505 $1,915,415 $164,872 $2,559,792 $2,355,300 $105,953 Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss) $149,832 ($184,258) ($46,893) ($81,319) $93,177 ($565,575) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Miscellaneous revenue 52,849 17,626 169,001 239,476 524,077 - Army settlement - - - - 130,932 - Depreciation 68,064 350,861 211,271 630,196 531,127 - Intergovernmental revenue - - - - - 24,633 Changes in assets and liabilities: Decrease (increase) in receivables (2,662) (65,596) - (68,258) 7,596 - Decrease (increase) in prepaid items 2,316 306 - 2,622 (3,138) - Decrease (increase) in inventory (4,189) (74,507) - (78,696) 2,265 - Decrease (increase) in deferred outflows of resources - - - - - 4,142,506 Increase (decrease) in payables 18,419 170,317 (78,252) 110,484 (235,657) (8,843,665) Increase (decrease) in deferred inflows of resources - - - - - 5,193,698 Total adjustments 134,797 399,007 302,020 835,824 957,202 517,172 Net cash provided by operating activities $284,629 $214,749 $255,127 $754,505 $1,050,379 ($48,403) Noncash investing, capital and financing activities: Assets in the amount of $10,765 and $0 were contributed to the Liquor Fund in 2017 and 2016, respectively. Assets in the amount of $7,752,439 and $819,779 were contributed to the Water/Sewer/Water Plant Fund in 2017 and 2016, respectively. Assets in the amount of $236,890 and $354,268 were contributed to the Stormwater Utility Fund in 2017 and 2016, respectively. Totals Business-Type Activities Enterprise Funds The accompanying notes are an integral part of these financial statements. 37 CITY OF ST. ANTHONY, MINNESOTA STATEMENT OF FIDUCIARY NET POSITION Statement 9 FIDUCIARY FUND - DEVELOPERS DEPOSIT December 31, 2017 With Comparative Totals For December 31, 2016 2017 2016 Assets: Cash and investments $ - $15,036 Accounts receivable - net 22,942 3,456 Total assets $22,942 $18,492 Liabilities: Cash deficit $14,942 $ - Deposits payable 14,942 18,492 Total liabilities $29,884 $18,492 The accompanying notes are an integral part of these financial statements. 38 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Note 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of St. Anthony, Minnesota (the City) operates pursuant to applicable Minnesota laws and statutes under the council-manager plan (Statutory Plan B) as defined by State statutes. The government of the City is directed by a Council composed of an elected mayor and four other elected members. The Council exercises legislative authority and determines matters of policy. The Council appoints the City Manager who is responsible for the administration of all affairs relating to the City. The financial statements of the City have been prepared in conformity with generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A. FINANCIAL REPORTING ENTITY As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City (the primary government) and its component units. The component unit discussed below is included in the City's reporting entity because of the significance of their operational or financial relationships with the City. COMPONENT UNITS In conformity with generally accepted accounting principles, the financial statements of the component unit have been included in the financial reporting entity as a blended component unit. The Housing and Redevelopment Authority (HRA) is an entity legally separate from the City. However, for financial reporting purposes, the HRA is reported as if it were part of the City's operations because the members of the City Council serve as HRA board members and its activity is confined to the City. The City established the HRA under State statutes to assist and support housing and redevelopment projects undertaken within the City which are under the statutory authority of the HRA. The City reviews and approves tax levies and other financial matters related to the HRA. The City provides major financing of HRA activities and debt issued in connection with HRA projects are general obligations of the City. The activity of the HRA is reported in the HRA TIF Debt Service Fund, the HRA TIF Improvement Fund and the HRA Special Revenue Fund. Separate financial statements are not prepared for the HRA. B. GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e. the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent, on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or business-type activity. Program revenues include: 1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function or business-type activity; and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business-type activity. Taxes and other items not included among program revenues are reported instead as general revenues. 39 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING AND FINANCIAL STATEMENT PRESENTATION The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. The City’s only fiduciary fund is an agency fund. Agency funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers all revenues, except property taxes and reimbursement grants, to be available if they are collected within 90 days of the end of the current fiscal period. Property taxes are considered available if they are collected within 60 days of the end of the current year. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: The General Fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Street Improvement Debt Service Fund was established to account for debt associated with a systematic plan to reconstruct substandard residential streets and alleys. Annual debt service payments are funded through special assessments and tax levies. The HRA TIF Debt Service Fund was established to account for debt associated with Tax Increment Financing Districts of the City. The HRA TIF Improvement Fund was established to account for the construction and redevelopment costs within the City. 40 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 The Street Improvement Project Fund was established to account for the construction costs associated with a systematic plan to reconstruct substandard residential streets and alleys. The Public Utilities Infrastructure Fund was established to account for costs associated with the City’s utilities infrastructure. The City reports the following major proprietary funds: The Liquor Fund is an enterprise fund that is used to account for operations of the City’s off-sale liquor operation. The Water/Sewer/Water Plant Fund accounts for the water and sewer service charges which are used to finance the water and sewer system operating expenses, and the operation and maintenance of the City’s water purification plant. The Stormwater Utility Fund accounts for stormwater service charges which are used to finance the construction and operation of the stormwater and flood protection projects. Additionally, the City reports the following fund types: Internal Service Fund - the Employee Benefit Fund accounts for the liability the City has for employee vacation and severance payments, and is also used to provide pension benefits to other departments of the City on a cost reimbursement basis. Agency Fund - the Developers Deposit Fund accounts for costs incurred by the City for the review of various land use permits requested by developers and subsequent owners. The City requires the developer or owner to pay the costs associated with the permitting process. The City collects an initial deposit and bills any overages as needed. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include: 1) charges to customers or applicants for goods, services or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the liquor, water and sewer enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the City’s policy to use restricted resources first, then unrestricted resources as they are needed. 41 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 D. BUDGETS Budgets are legally adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are legally adopted for the General and all Special Revenue Funds. Budgeted expenditure appropriations lapse at year end. Encumbrance accounting, under which purchase orders, contracts and other commitments for the expenditure of monies are recorded in order to reserve that portion of the appropriation, is not employed by the City because it is at present not considered necessary to assure effective budgetary control or to facilitate effective cash management. E. LEGAL COMPLIANCE - BUDGETS The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1) The City Manager submits to the City Council a proposed operating budget for the upcoming year in August. The operating budget includes proposed revenues and expenditures and the operating levy associated with operations. 2) The City Council and staff meet to review the proposed budget and Council recommends any appropriate changes. 3) Public hearings are conducted in April and December to obtain taxpayer comments and recommendations to the operating budget. 4) The budget and tax levy is legally enacted through the passage of a resolution on a department basis for the General Fund and on a fund basis for Special Revenue and Enterprise Funds that can be expended by each department based upon detailed budget estimates. 5) The City Manager and Finance Director are authorized to transfer appropriations within any department budget. Interdepartmental or interfund appropriations and deletions are authorized by the City Council with fund contingency reserves or additional revenues. 6) Formal budgetary integration is employed as a management control device during the year for the General Fund, Special Revenue, Capital Equipment and Enterprise Funds. The General Fund, Special Revenue Funds and Enterprise Funds all have Council adopted annual budgets. 7) Legal debt obligation indentures determine the appropriation level of debt service tax levies for the Debt Service Funds. Supplementary budgets are adopted for the Proprietary Funds to determine and calculate user charges. These debt service and budget amounts represent general obligation bond indenture provisions and net income for operation and capital maintenance and are not reflected in the financial statements. 8) A capital improvement program is reviewed annually by the City Council for the Capital Project Funds. However, appropriations for major projects are not adopted until the actual bid award of the improvement. The appropriations are not reflected in the financial statements. 9) The legal level of budgetary control is at the department level for the General Fund and the fund level for the Special Revenue Funds. Monitoring of budgets is maintained at the expenditure category level (i.e., personal services; materials and supplies; contractual services; and capital outlay) within each program. All amounts over budget have been approved by the City Council through the disbursement process. 10) The City Council may authorize transfer of budgeted amounts between City funds. The City Council made supplemental budgetary appropriations throughout the year. Individual amendments were not material in relation to the original appropriations which were adjusted. 42 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 The following is a listing of the General Fund departments and Special Revenue Funds whose expenditures exceed budget appropriations: Final Over Budget Actual Budget Major Fund: General Fund Mayor and council $81,648 $82,693 $1,045 Public relations/cable 43,049 45,390 2,341 Finance 341,911 347,391 5,480 Planning and zoning 75,400 109,807 34,407 Police protection 3,417,591 4,021,582 603,991 Fire protection 1,058,476 1,091,116 32,640 Protective inspections 86,968 144,408 57,440 Nondepartmental 43,574 45,095 1,521 Nonmajor Funds: Special Revenue Funds: Police forfeiture fund 6,770 6,778 8 Recycling fund 19,318 20,729 1,411 HRA fund 130,361 131,261 900 The over expenditures were funded by available fund balance. F. CASH AND INVESTMENTS Cash and investment balances from all funds are pooled and invested to the extent available in authorized investments. Investment income is allocated to individual funds on the basis of the fund's equity in the cash and investment pool. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. These interfund balances are eliminated on the government-wide financial statements. Investments are stated at fair value except for investments in external investment pools that meet the GASB 79 requirement, which are stated at amortized cost. Investment income is accrued at the balance sheet date. For purposes of the statement of cash flows, the City considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents. All of the cash and investments allocated to the Proprietary Funds have original maturities of 90 days or less. Therefore, the entire balance in the Proprietary Funds is considered cash equivalents. G. RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as “interfund receivables/payables.” All short-term interfund receivables and payables at December 31, 2017 are planned to be eliminated in 2017. Long-term interfund loans are classified as “interfund loan 43 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 receivable/payable.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Uncollectible property taxes and special assessments are not material and have not been reported (see Note 1 H and I). Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. H. PROPERTY TAX REVENUE RECOGNITION The City Council annually adopts a tax levy and certifies it to the County in December (levy/assessment date) of each year for collection in the following year. The County is responsible for billing and collecting all property taxes for itself, the City, the local School District and other taxing authorities. Such taxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable (by property owners) on May 15 and October 15 of each calendar year. Personal property taxes are payable by taxpayers on February 28 and June 30 of each year. These taxes are collected by the County and remitted to the City on or before July 7 and December 2 of the same year. Delinquent collections for November and December are received the following January. The City has no ability to enforce payment of property taxes by property owners. The County possesses this authority. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and State credits received by the City in July, December and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at year end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred inflow of resources because they are not available to finance current expenditures. I. SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeit properties are allocated first to the County’s costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax 44 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS Revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funds are completely offset by deferred inflow of resources. J. INVENTORIES GOVERNMENTAL FUNDS Inventories are valued at cost using the first-in, first-out (FIFO) method. The cost of such inventories are recorded as expenditures when consumed rather than when purchased. PROPRIETARY FUNDS Inventories of the Proprietary Funds are stated at weighted average cost, which approximates market, using the first-in, first-out (FIFO) method. K. PREPAID ITEMS Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Prepaid items are reported using the consumption method and recorded as expenditures/expenses at the time of consumption. L. CAPITAL ASSETS Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items) and intangible assets such as easements and computer software, are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. In the case of the initial capitalization of general infrastructure assets (i.e. those reported by governmental activities), the City chose to capitalize retroactively to 1980. These assets are reported at estimated historical cost. The City estimated historical cost for the initial reporting of these assets through analysis of original bonding documents. As the City constructs or acquires additional infrastructure assets each period, they will be capitalized and reported at historical cost. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. 45 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. For the year ended December 31, 2017, no interest was capitalized in connection with construction in progress. The City implemented GASB Statement No. 51, Accounting and Financial Reporting for Intangible Assets which required the City to capitalize and amortize intangible assets. Pursuant to GASB Statement 51, in the case of initial capitalization of intangible assets, the City chose to include such items regardless of their acquisition date, except for permanent easements and internally generated software. The City has already accounted for computer software and temporary easements at historical cost and therefore retroactive reporting was not necessary. Property, plant and equipment of the primary government, as well as the component units, are depreciated/amortized using the straight-line method over the following estimated useful lives: Assets Buildings and structures 5 – 40 years Furniture, fixtures and equipment (including software) 3 – 20 years Distribution and collection systems 20 – 50 years Streets 20 – 50 years Storm sewers 25 years Stormwater treatment systems 25 – 40 years M. COMPENSATED ABSENCES It is the City's policy to permit employees to accumulate earned but unused personal leave benefits. All personal leave pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts associated with governmental fund employees is reported in the Internal Service Employee Benefit Fund. In accordance with the provisions of Statement of Government Accounting Standards No. 16, Accounting for Compensated Absences, no liability is recorded for nonvesting accumulating rights to receive personal leave benefits. However, a liability is recognized for that portion of accumulating personal leave benefits that is vested as severance pay. N. LONG-TERM OBLIGATIONS In the government-wide financial statements and proprietary funds in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary funds statement of net position. Bond premiums and discounts are deferred and amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium discount. In the governmental fund financial statements, governmental funds recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. 46 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 O. FUND BALANCE CLASSIFICATIONS In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable - consists of amounts that are not in spendable form, such as prepaid items. Restricted - consists of amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed - consists of internally imposed constraints. These constraints are established by resolution of the City Council. Assigned - consists of internally imposed constraints. These constraints reflect the specific purpose for which it is the City’s intended use. These constraints are established by the City Council and/or management. Pursuant to City Council policy, the City’s Finance Director and/or City Manager are authorized to establish assignments of fund balance. Unassigned - is the residual classification for the general fund and also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as they are needed. When committed, assigned or unassigned resources are available for use, it is the City’s policy to use resources in the following order: 1) committed, 2) assigned and 3) unassigned. P. INTERFUND TRANSACTIONS Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. Q. USE OF ESTIMATES The preparation of financial statements in accordance with generally accepted accounting principles (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. R. RECLASSIFICATIONS Certain amounts presented in the prior year data has been reclassified in order to be consistent with the current year’s presentation. 47 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 S. COMPARATIVE TOTALS The basic financial statements, required supplementary information, combining and individual fund financial statements and schedules and supplementary financial information include certain prior-year summarized comparative information in total but not at the level of detail required for presentation in conformity with generally accepted accounting principles. Accordingly, such information should be read in conjunction with the City’s financial statements for the year ended December 31, 2016, from which the summarized information was derived. T. DEFERRED OUTFLOWS/INFLOWS OF RESOURCES In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. The District has one item that qualifies for reporting in this category. It is the pension related deferred outflows of resources reported in the government-wide Statement of Net Position and the proprietary funds Statement of Net Position. In addition to liabilities, the statement of financial position will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The government has pension related deferred inflows of resources reported in the government-wide Statement of Net Position and the proprietary funds Statement of Net Position. The government also has a type of item, which arises only under a modified accrual basis of accounting that qualifies for reporting in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental fund balance sheet. The governmental funds report unavailable revenues from the following sources: property taxes, special assessments, and tax increment. U. PENSION PLANS COST SHARING MULTIPLE – EMPLOYER PLANS Pensions. For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA’s fiduciary net position have been determined on the same basis as they are reported by PERA except PERA’s fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. SINGLE EMPLOYER PLAN Pensions. For purposes of measuring the net pension liability (asset), deferred outflows of resources and deferred inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the St. Anthony Fire Department Relief Association (Relief) and additions to/deductions from the Relief’s fiduciary net position have been determined on the same basis as they were reported by the Relief. For this purpose, benefit payments are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. 48 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 V. RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS 1. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET POSITION The governmental fund balance sheet includes a reconciliation between fund balance – total governmental funds and net position – governmental activities as reported in the government-wide statement of net position. One element of that reconciliation explains that “long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds”. The details of this ($32,943,025) difference is as follows: Bonds payable ($31,170,000) Accrued interest payable (360,108) Unamortized bond premium (793,291) Other post-employment benefits (619,626) Net adjustment to reduce fund balance - total governmental funds to arrive at net position - governmental activities.($32,943,025) 2. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures and changes in fund balances includes a reconciliation between net changes in fund balances – total governmental funds and changes in net position of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation explains that “governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this $7,813,363 difference is as follows: Capital outlay $431,511 Construction/acquisition costs 9,908,037 Construction/acquisition costs not capitalized (525,865) Depreciation expense (2,000,320) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities. $7,813,363 49 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Another element of that reconciliation states that “the net effect of various miscellaneous transactions involving capital assets (i.e. sales, trade-ins, and donations) is to decrease net position.” The details of this ($65,479) difference are as follows: The statement of activities reports losses arising from the trade-in or disposal of existing capital assets to acquire new capital assets. Conversely, governmental funds do not report any gain or loss on a trade-in of capital assets. ($65,479) Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities. ($65,479) Another element of that reconciliation states that “revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds”. The details of this $61,278 difference is as follows: Unavailable revenue - general property taxes: At December 31, 2016 ($90,425) At December 31, 2017 34,687 Unavailable revenue - tax increment taxes: At December 31, 2016 (48,470) At December 31, 2017 36,690 Unavailable revenue - special assessments: At December 31, 2016 (1,682,613) At December 31, 2017 1,786,429 Unavailable revenue - intergovernmental: At December 31, 2016 - At December 31, 2017 25,000 Net adjustments to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities.$61,298 50 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Another element of that reconciliation states that “the issuance of long-term debt (e.g. bonds, leases) provides current financial resources to governmental funds, while the repayment of principal of the long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position.” The details of this $152,550 difference is as follows: Debt issued or incurred: Issuance of general obligation bonds ($3,120,000) Issuance of refunding bonds (2,190,000) Premium on issued bonds (302,540) Principal repayments 5,815,000 Other post employment benefits incurred (49,910) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities. $152,550 Another element of that reconciliation states that “some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds”. The details of this $107,612 difference is as follows: Amortization of premiums, discounts $129,653 Accrued interest (22,041) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities.$107,612 Note 2 DEPOSITS AND INVESTMENTS A. DEPOSITS In accordance with Minnesota Statutes, the City maintains deposits at those depository banks authorized by the City Council, all of which are members of the Federal Reserve System. Minnesota Statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or bonds. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Treasurer or in a financial institution other than that furnishing the collateral. Authorized collateral includes the following: a) United States government treasury bills, treasury note and treasury bonds; b) Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; 51 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 c) General obligation securities of any state or local government with taxing powers which is rated “A” or better by a national bond rating service, or revenue obligation securities of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; d) General obligation securities of a local government with taxing powers may be pledged as collateral against funds deposited by that same local government entity; e) Irrevocable standby letters of credit issued by Federal Home Loan Banks to a municipality accompanied by written evidence that the bank’s public debt is rated “AA” or better by Moody’s Investors Service, Inc. or Standard & Poor’s Corporation; and f) Time deposits that are fully insured by any Federal agency. Custodial Credit Risk – Deposits: Custodial credit risk is the risk that in the event of a bank failure, the City’s deposits may not be returned to it. State statutes require that insurance, surety bonds or collateral protect all City deposits. The market value of collateral pledged must equal 110% of deposits not covered by insurance or bonds. As of December 31, 2017, the bank balance of the City’s deposits was covered by federal depository insurance. B. INVESTMENTS Minnesota Statutes authorize the City to invest in the following: a) Direct obligations or obligations guaranteed by the United States or its agencies, its instrumentalities or organizations created by an act of congress, excluding mortgage-backed securities defined as high risk. b) Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above, general obligation tax-exempt securities, or repurchase or reverse repurchase agreements. c) State and local securities as follows: 1) any security which is a general obligation of any state or local government with taxing powers which is rated “A” or better by a national bond rating service; 2) any security which is a revenue obligation of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; and 3) a general obligation of the Minnesota Housing Finance Agency which is a moral obligation of the State of Minnesota and is rated “A” or better by a national bond rating agency. d) Bankers acceptances of United States banks eligible for purchase by the Federal Reserve System. e) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. f) Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; certain Minnesota securities broker-dealers; or, a bank qualified as a depositor. g) General obligation temporary bonds of the same governmental entity issued under section 429.091, subdivision 7; 469.178, subdivision 5; or 475.61, subdivision 6. 52 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 As of December 31, 2017, the City had the following investments and maturities: Fair Less Over Investment Type Rating Value Than 1 1-5 6-10 10 Years Federal Home Loan Mortgage Corporation AAA $998,389 $ - $998,389 $ - $ - Money market funds NR 800,012 800,012 - - - External investment pool - 4M Fund NR 5,469,925 5,469,925 - - - External investment pool - 4M Plus Fund NR 847,895 847,895 - - - External investment pool - 4M Fixed Income Fund NR 696,100 696,100 - - - Municipal Securities AA - AAA 935,151 169,477 567,650 198,024 - Brokered Certificates of Deposit NR 5,679,117 1,145,486 4,212,959 320,672 - Total $15,426,589 $9,128,895 $5,778,998 $518,696 $0 NR - Not Rated Total investments $15,426,589 Total deposits 3,545,364 Petty cash 5,300 Total cash and investments $18,977,253 Investment Maturities (in Years) Following is a reconciliation of the City’s cash and investment balances as of December 31, 2017: Cash and investments $18,992,195 Cash and investments - fiduciary fund (14,942) $18,977,253 The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. The hierarchy has three levels. Level 1 investments are valued using inputs that are based on quoted prices in active markets for identical assets. Level 2 investments are valued using inputs that are based on quoted prices for similar assets or inputs that are observable, either directly or indirectly. Level 3 investments are valued using inputs that are unobservable. The City has the following recurring fair value measurements as of December 31, 2017: Investment Type 12/31/2017 Level 1 Level 2 Level 3 Investments at fair value: Brokered Certificates of Deposit $5,679,117 $ - $5,679,117 $ - Municipal Securities 935,151 - 935,151 - Federal Home Loan Mortgage Corporation 998,389 - 998,389 - Total/Subtotal 7,612,657 $0 $7,612,657 $0 Investments not categorized: External investment pool - 4M, 4M Plus, 4M Fixed Income Funds 7,013,920 Money market funds 800,012 Total $15,426,589 Fair Value Measurement Using The City’s external investment pool investment is with the 4M fund which is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities. The 4M fund is an unrated pool and the fair value of the position in the pool is the same as the value of pool shares. The pool is managed to maintain a portfolio weighted average maturity of no greater than 60 days and seeks to maintain a constant net asset value (NAV) per share of $1. The pool measures their investments in accordance with Government Accounting Standards Board Statement No. 79, at amortized cost. The 4M Liquid Asset Fund has no redemption requirements. The 4M Plus Fund requires funds to be deposited for a minimum of 14 calendar days. Withdrawals prior to the 14-day restriction period are 53 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 subject to a penalty equal to 7 days interest on the amount withdrawn. In regards to the 4M Fixed Income Fund, redemption of a CD prior to the maturity may result in early withdrawal penalties. C. INVESTMENT RISKS Custodial credit risk – investments – For investments in securities, custodial credit risk is the risk that in the event of failure of the counterparty to a transaction, the City will not be able to recover the value of its investment securities that are in the possession of an outside party. Investments in investment pools and money markets are not evidenced by securities that exist in physical or book entry form, and therefore are not subject to custodial credit risk disclosures. The City’s investment policy does not address custodial risk. However, investments in securities are held by the City’s broker-dealers of which $500,000 is insured through SIPC. The broker-dealer has provided additional protection by providing additional insurance. This insurance is subject to aggregate limits applied to all of the broker-dealers’ accounts. Interest rate risk – Interest rate risk is the risk that changes in interest rates of debt investments could adversely affect the fair value of an investment. The City’s investment policy requires the City to diversify its investment portfolio to eliminate the risk of loss resulting from over concentration of assets in a specific maturity. The policy also states the City’s investment portfolio will remain sufficiently liquid to enable the City to meet all operating requirements which might be reasonably anticipated. Credit risk – Credit risk is the risk that an issuer or other counterparty to an investment will be unable to fulfill its obligation to the holder of the investment. State law limits investments in commercial paper to those rated in the highest quality category by at least two nationally recognized rating agencies; in any security of the State of Minnesota or any of its municipalities which is rated “A” or better by a national bond rating service for general obligation and rated “AA” or better for a revenue obligation; a general obligation of the Minnesota Housing Finance Agency to those rated “A” or better by a national bond rating agency; mutual funds or money market funds whose investments are restricted to securities described in MS 118A.04. The City’s investment policy does not place further restrictions on investment options. Concentration of credit risk – Concentration of credit risk is the risk of loss that may be attributed to the magnitude of a government’s investment in a single issuer. The City places no limit on the amount the City may invest in any one issuer. The City does not have exposure to a single issuer that equals or exceeds 5% of the overall portfolio and, therefore, there is no concentration of credit risk. 54 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Note 3 RECEIVABLES Significant receivables balances not expected to be collected within one year of December 31, 2017 are as follows: Street Improvement HRA TIF Nonmajor General Debt Service Improvements Funds Total Special assessments receivable $ - $1,585,400 $ - $13,100 $1,598,500 Delinquent property taxes 13,900 5,500 - 2,800 22,200 Delinquent tax increment - - 28,700 - 28,700 $13,900 $1,590,900 $28,700 $15,900 $1,649,400 Major Funds Note 4 UNAVAILABLE REVENUES Governmental funds report deferred inflows of resources in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. At the end of the current fiscal year, the various components of unavailable revenue reported in the governmental funds were as follows: Property Taxes Special Assessments TIF Intergovernmental Total Major Fund: General Fund $21,737 $2,040 $ - $ - $23,777 Street Improvement Debt Service 8,590 1,768,961 - - 1,777,551 HRA TIF Improvements - - 36,690 - 36,690 Street Improvement Project - - - 25,000 25,000 Nonmajor Funds 4,360 15,428 - - 19,788 Total unavailale revenue $34,687 $1,786,429 $36,690 $25,000 $1,882,806 55 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Note 5 CAPITAL ASSETS Capital asset activity for the year ended December 31, 2017 was as follows: Beginning Ending Primary Government Balance Increases Decreases Balance Governmental activities: Capital assets, not being depreciated: Land $1,662,883 $ - $ - $1,662,883 Construction in progress 4,274,263 9,477,274 (8,900,905) 4,850,632 Total capital assets, not being depreciated 5,937,146 9,477,274 (8,900,905) 6,513,515 Capital assets, being depreciated: Buildings and improvements 10,002,287 102,760 - 10,105,047 Land improvement 555,181 - - 555,181 Furniture, fixtures and equipment (including software)4,156,947 260,694 (161,863) 4,255,778 Streets 35,167,341 873,766 - 36,041,107 Storm sewers 428,469 - - 428,469 Intangible assets 6,823 - - 6,823 Total capital assets, being depreciated 50,317,048 1,237,220 (161,863) 51,392,405 Less accumulated depreciation/amortization for: Buildings and improvements 4,344,163 306,078 - 4,650,241 Land improvement 287,312 46,059 - 333,371 Furniture, fixtures and equipment 2,980,955 246,504 (96,384) 3,131,075 Streets 13,043,966 1,383,175 - 14,427,141 Storm sewers 138,993 17,139 - 156,132 Intangible assets 2,730 1,365 - 4,095 Total accumulated depreciation/amortization 20,798,119 2,000,320 (96,384) 22,702,055 Total capital assets being depreciated - net 29,518,929 (763,100) (65,479) 28,690,350 Governmental activities capital assets - net $35,456,075 $8,714,174 ($8,966,384) $35,203,865 56 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Beginning Ending Primary Government Balance Increases Decrease Balance Business-type activities: Capital assets, not being depreciated: Land $2,089,954 $ - $ - $2,089,954 Construction in progress 238,919 596,126 - 835,045 Total capital assets, not being depreciated 2,328,873 596,126 0 2,924,999 Capital assets, being depreciated: Buildings and structures 3,883,283 4,489,362 - 8,372,645 Furniture, fixtures and equipment 1,799,396 2,748,156 - 4,547,552 Software and intangibles 26,022 - - 26,022 Stormwater 2,253,147 - - 2,253,147 Distribution and collection system 13,000,946 762,577 - 13,763,523 Total capital assets, being depreciated 20,962,794 8,000,095 0 28,962,889 Less accumulated depreciation for: Buildings and structures 2,141,148 88,440 - 2,229,588 Furniture, fixtures and equipment 857,271 64,140 - 921,411 Software and intangibles 26,022 - - 26,022 Stormwater 549,967 91,291 - 641,258 Distribution and collection system 4,499,120 386,325 - 4,885,445 Total accumulated depreciation 8,073,528 630,196 0 8,703,724 Total capital assets being depreciated - net 12,889,266 7,369,899 0 20,259,165 Business-type activities capital assets - net $15,218,139 $7,966,025 $0 $23,184,164 Depreciation/amortization expense was charged to functions/programs of the primary government as follows: Governmental activities: General government $119,283 Public safety 193,194 Public works, including depreciation of general infrastructure assets 1,637,397 Parks and recreation 50,446 Total depreciation/amortization expense - governmental activities 2,000,320 Business-type activities: Liquor 68,064 Water/Water Plant 254,182 Sewer 96,679 Stormwater 211,271 Total depreciation/amortization expense - business-type activities 630,196 Total depreciation expense $2,630,516 57 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 CONSTRUCTION COMMITMENTS At December 31, 2017, the City had construction project contracts in progress. The commitments related to the remaining contract balances are summarized as follows: Contract Remaining Project Amount Commitment 2017 Street Improvements $2,320,290 $230,668 Silver Lake Road Street Lights 416,174 131,648 Mirror Lake Dredging 856,950 253,719 $616,035 Note 6 LONG-TERM DEBT The City issues general obligation bonds to finance its street improvement program, tax increment projects and other City purposes. General obligation bonds are direct obligations of the City and are supported by the full faith and credit of the City. The City has several types of general obligation bonds outstanding at December 31, 2017. Following is a brief description of the different bond types:  Improvement bonds are issued to finance street improvement projects. These bonds are payable primarily from special assessments levied on benefited properties. The costs of these projects are shared by the City; general property taxes levied provide the revenues for these costs.  Tax increment bonds were used to finance redevelopment projects and are payable primarily from incremental property taxes derived from the tax increment districts with any deficiency to be provided from general property taxes.  Tax abatement bonds were issued to finance a portion of park, sidewalk, and traffic signal improvements, and are payable from a special general property tax levy.  Certificates of indebtedness issued to finance various equipment acquisitions are payable from a special general property tax levy. REVENUE BONDS The City has issued revenue bonds to finance business-type activities. These bonds are Utility Revenue Bonds. The liability for these bonds is recorded in the Proprietary Funds. 58 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 GOVERNMENTAL ACTIVITIES As of December 31, 2017, the long-term debt of the financial reporting entity consisted of the following: Final Interest Issue Maturity Original Payable Rates Date Date Issue 12/31/17 G.O. Improvement Bonds: G.O. Improvement Refunding Bonds, Series 2009B 2.50-3.00% 12/16/2009 2/1/2018 $1,335,000 $105,000 G.O. Improvement Bonds, Series 2010A 2.25-3.625% 5/20/2010 2/1/2026 1,375,000 900,000 G.O. Improvement Bonds, Series 2011A 3.00-4.00% 4/12/2011 2/1/2027 2,955,000 1,675,000 G.O. Improvement Refunding Bonds, Series 2011B 0.40-2.00% 12/29/2011 2/1/2021 2,210,000 925,000 G.O. Improvement Bonds, Series 2013B 0.45-2.625% 4/23/2013 2/1/2029 1,775,000 1,430,000 G.O. Improvement Bonds, Series 2014A 2.00-3.30% 4/10/2014 2/1/2030 2,070,000 1,820,000 G.O. Improvement Bonds, Series 2015A 2.00-3.00% 5/19/2015 2/1/2031 2,580,000 2,425,000 G.O. Improvement Bonds, Series 2016A 2.00-2.75% 6/2/2016 2/1/2032 1,455,000 1,455,000 G.O. Improvement Refunding Bonds, Series 2017A 3.00% 5/18/2017 2/1/2033 1,355,000 1,355,000 G.O. Improvement Bonds, Series 2017A 3.00% 5/18/2017 2/1/2033 2,600,000 2,600,000 Total improvement bonds 19,710,000 14,690,000 G.O. Street Reconstruction Bonds: G.O. Street Reconstruction Refunding Bonds, Series 2014C 2.00-3.00% 7/24/2014 2/1/2024 1,305,000 1,035,000 Tax Increment Revenue Bonds: G.O. Tax Increment Refunding Bonds, Series 2014B 2.00-3.50% 7/24/2014 2/1/2031 3,665,000 3,210,000 G.O. Tax Increment Refunding Bonds, Series 2015B 2.00-3.00% 12/29/2015 2/1/2031 4,310,000 3,855,000 Total tax increment revenue bonds 7,975,000 7,065,000 G.O. Lease Revenue Refunding Bonds: G.O. Lease Revenue Refunding Bonds, Series 2012A 2.00-2.75% 4/25/2012 2/1/2024 3,995,000 2,510,000 G.O. Tax Abatement Bonds: G.O. Tax Abatement Bonds, Series 2016B 2.00% 6/2/2016 2/1/2026 1,445,000 805,000 G.O. Tax Abatement Refunding Bonds, Series 2017A 3.00% 5/18/2017 2/1/2025 835,000 835,000 Total tax abatement bonds 2,280,000 1,640,000 G.O. Equipment Certificates: G.O. Equipment Certificate, Series 2017A 3.00% 5/18/2017 2/1/2027 520,000 520,000 G.O. Bonds: G.O. Refunding Bonds, Series 2012A 2.00-2.75% 4/25/2012 2/1/2028 5,440,000 3,710,000 Issuance premiums (discounts)N/A 793,291 Total - bonded indebtedness 41,225,000 31,963,291 Compensated absences payable - 658,341 Total City indebtedness - governmental activities $41,225,000 $32,621,632 59 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 BUSINESS-TYPE ACTIVITIES Final Interest Maturity Original Payable Rates Date Date Issue 12/31/17 Revenue Bonds: G.O. Water and Sewer Revenue Refunding Bonds, Series 2013A 2.00% 4/16/2003 2/1/2024 $1,440,000 $975,000 Issuance premiums (discounts)N/A 27,424 Total - bonded indebtedness 1,440,000 1,002,424 Compensated absences - 183,515 Total City indebtedness - business-type activities 1,440,000 1,185,939 Total City indebtedness $42,665,000 $33,807,571 Annual debt service requirements to maturity for long-term debt are as follows: Year Ending December 31 Principal Interest Principal Interest 2018 $1,355,000 $397,526 $490,000 $74,950 2019 1,415,000 341,785 500,000 65,050 2020 1,295,000 310,018 515,000 54,900 2021 1,180,000 280,563 530,000 44,450 2022 1,065,000 252,386 545,000 33,564 2023 1,100,000 223,608 320,000 24,457 2024 1,120,000 192,989 155,000 19,155 2025 1,145,000 161,038 160,000 15,332 2026 980,000 130,248 160,000 11,253 2027 885,000 102,904 165,000 6,944 2028 735,000 80,173 170,000 2,338 2029 760,000 59,569 - - 2030 645,000 39,284 - - 2031 495,000 22,469 - - 2032 310,000 10,663 - - 2033 205,000 3,075 - - Total $14,690,000 $2,608,298 $3,710,000 $352,393 G.O. Improvement Bonds Governmental Activities G.O. Refunding Bonds 60 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Year Ending December 31 Principal Interest Principal Interest Principal Interest 2018 $325,000 $49,090 $405,000 $182,238 $320,000 $85,543 2019 335,000 42,490 420,000 173,988 370,000 69,200 2020 345,000 35,690 445,000 165,438 380,000 60,225 2021 355,000 28,690 450,000 156,487 390,000 51,000 2022 370,000 21,348 475,000 146,212 400,000 41,338 2023 385,000 13,320 495,000 134,412 410,000 30,650 2024 395,000 4,542 510,000 122,062 430,000 18,975 2025 - - 530,000 109,313 275,000 9,350 2026 - - 555,000 95,700 155,000 3,825 2027 - - 580,000 80,081 65,000 975 2028 - - 605,000 62,975 - - 2029 - - 635,000 43,787 - - 2030 - - 655,000 23,025 - - 2031 - - 305,000 4,875 - - Total $2,510,000 $195,170 $7,065,000 $1,500,593 $3,195,000 $371,081 All Other General Obligation Bonds Governmental Activities Refunding Bonds Tax IncrementLease Revenue Bonds Year Ending December 31 Principal Interest 2018 $130,000 $18,200 2019 130,000 15,600 2020 135,000 12,950 2021 140,000 10,200 2022 140,000 7,400 2023 145,000 4,550 2024 155,000 1,550 Total $975,000 $70,450 Business-Type Activities Revenue Bonds It is not practicable to determine the specific year for payment of long-term accrued compensated absences. 61 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 CHANGE IN LONG-TERM LIABILITIES Long-term liability activity for the year ended December 31, 2017, was as follows: Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental activities: Bonds payable: G.O. improvement debt $13,640,000 $3,955,000 ($2,905,000) $14,690,000 $1,355,000 G.O. refunding bonds 4,195,000 - (485,000) 3,710,000 490,000 G.O. street reconstruction bonds 1,170,000 - (135,000) 1,035,000 140,000 G.O. tax abatement bonds 2,395,000 835,000 (1,590,000) 1,640,000 180,000 G.O. tax increment refunding bonds 7,450,000 - (385,000) 7,065,000 405,000 G.O. lease revenue refunding bonds 2,825,000 - (315,000) 2,510,000 325,000 G.O. equipment certificates - 520,000 - 520,000 - Total bonds payable - governmental activities 31,675,000 5,310,000 (5,815,000) 31,170,000 2,895,000 Issuance premiums (discounts)620,404 302,540 (129,653) 793,291 - Total bonded indebtedness 32,295,404 5,612,540 (5,944,653) 31,963,291 2,895,000 Compensated absences 652,938 432,112 (426,709) 658,341 212,435 Total governmental activities long-term liabilities $32,948,342 $6,044,652 ($6,371,362) $32,621,632 $3,107,435 Business-type activities: Revenue bonds $1,100,000 $ - ($125,000) $975,000 $130,000 Total bonds payable - business-type activities 1,100,000 0 (125,000) 975,000 130,000 Issuance premiums (discounts)31,933 - (4,509) 27,424 - Total bonded indebtedness 1,131,933 0 (129,509) 1,002,424 130,000 Compensated absences 160,501 36,435 (13,421) 183,515 59,217 Total business-type activities long-term liabilities $1,292,434 $36,435 ($142,930) $1,185,939 $189,217 For the governmental activities, compensated absences are generally liquidated by the Internal Service Employee Benefit Fund. All long-term bonded indebtedness outstanding at December 31, 2017 is backed by the full faith and credit of the City, including improvement and revenue bond issues. Delinquent assessments receivable at December 31, 2017 totaled $13,745. CURRENT REFUNDING On May 18, 2017 the City of St. Anthony, Minnesota issued $2,190,000 in General Obligation Refunding Bonds, Series 2017A with an interest rate of 3% to refund $2,435,000 in principal of the Series 2009A General Obligation Improvement with an average interest rate of 3.5% and General Obligation Tax Abatement Bonds with an average interest rate of 3.5%. Net proceeds of $2,274,533 along with $190,000 of City funds were used to retire all outstanding principal of the refunded bonds. The City refunded the Bonds to reduce its total debt service payments by $205,295 over the life of the bonds and to obtain an economic gain (difference between the present value of the debt service payments on the old and new debt) of $175,468. 62 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 PLEDGED REVENUE Future revenue pledged for the payment of long-term debt is as follows: Percent of Debt service Remaining Principal Pledged Use of Total as a % of Term of Principal and Interest Revenue Bond Issue Proceeds Type Debt Service Net Revenues Pledge and Interest Paid Received 2009A Tax Abatement Emerald Park improvements Tax abatement revenue 100% N/A 2009-2025 $ - $977,428 $117,297 2017A Tax Abatement Refunding of 2009A Tax abatement revenue 100% N/A 2017-2025 945,155 - - Emerald Park improvements 2017A Road Improvements Refunding of 2009A Special assessments 21%N/A 2017-2025 1,532,068 - - Refunding road reconstruction Property taxes 79% 2009A Road Improvements 2009 road construction Special assessments 9%N/A 2009-2025 - 1,790,205 205,997 Property taxes 91% 2010A Road Improvements 2010 road construction Special assessments 9%N/A 2010-2026 1,045,481 115,530 115,432 Property taxes 91% 2011A Road Improvements 2011 road construction Special assessments 25%N/A 2011 - 2027 1,662,487 166,125 157,792 Property taxes 75% 2012A Road Improvements 2012 road construction Special assessments 25%N/A 2012 - 2028 4,062,393 569,701 188,896 Refunding Road improvement Property taxes 75% Bonds 2006A,2007A 2012A Lease Revenue 2012 building improvements Property taxes 100%N/A 2012 - 2024 2,705,170 370,490 357,143 Refunding Lease Revenue Bonds 2003A 2013B Road Improvements 2013 road construction Special assessments 25% N/A 2013 - 2029 1,625,690 142,125 62,293 Property taxes 75% 2014A Road Improvements 2014 road construction Special assessments 25%N/A 2014 - 2030 2,184,030 175,380 149,617 Property taxes 75% 2015A Road Improvements 2015 road construction Special assessments 15%N/A 2015-2031 2,868,281 212,963 189,761 Property taxes 85% 2016A Road Improvements 2016 road reconstruction Special assessments 14%N/A 2016 - 2032 1,711,043 36,357 124,637 Property taxes 86% Revenue Pledged Current Year 63 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 2016B Tax Abatement Mirror Lake improvements and Tax abatement revenue 100% N/A 2016 - 2026 878,850 667,236 105,355 pedestrian safety improvements 2017A Road Improvements 2017 road reconstruction Special assessments 16%N/A 2017 - 2033 3,313,916 - 258,474 Property taxes 84% 2017A Equipment Certificate 2017 Equipment note Tax abatement revenue 100% N/A 2017 - 2033 612,133 - - 2014C Road Improvements Refunding of 2008A Property taxes 100% N/A 2014 - 2024 1,129,962 160,575 194,915 Silver Lake Road improvements 2009B Road Improvements Refunding of 2001B and 2002A Special assessments 7%N/A 2009-2018 106,575 185,625 225,723 Refunding Road Improvement Bonds Property taxes 93% 2015B TIF Refunding 2006B TIF Bonds TIF 100% N/A 2015-2031 4,621,206 306,163 831,853 2014B TIF Refunding 2007 TIF Bonds TIF 100% N/A 2015 -2031 3,944,388 268,875 710,021 2013A G.O. Water/Sewer Refunding 2003B G.O. Charges for services 100% 51% 2013-2024 1,045,450 145,750 2,044,726 Revenue Water/Sewer Revenue Bonds 2011A Road Improvements Refunding 2003A Street Special assessments 22%N/A 2011 - 2026 294,169 140,863 170,380 Refunding Improvement Bonds Property taxes 78% 2011B Road Improvements Refunding 2004A and 2005A Special assessments 25%N/A 2012 - 2020 954,555 276,910 336,415 Refunding Street Improvement Bonds Property taxes 75% Note 7 DEFINED BENEFIT PENSION A. COST SHARING MULTIPLE – EMPLOYER PLANS PLAN DESCRIPTION The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA’s defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA’s defined benefit pension plans are tax qualified plans under Section 401 (a) of the Internal Revenue Code. 1. General Employees Retirement Fund (GERF) All full-time (with the exception of employees covered by PEPFF) and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 2. Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 64 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 1999, the PEPFF also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. BENEFITS PROVIDED PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90% funded for two consecutive years are given 2.5% increases. Members in plans that have not exceeded 90% funded, or have fallen below 80%, are given 1% increases. The benefit provisions stated in the following paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. 1. GERF Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2% of average salary for each of the first ten years of service and 2.7% for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2% of average salary for each of the first ten years and 1.7% for each remaining year. Under Method 2, the annuity accrual rate is 2.7% of average salary for Basic Plan members and 1.7% for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. 2. PEPFF Benefits Benefits for the PEPFF members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for PEPFF members first hired after June 30, 2014, vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. For PEPFF members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. CONTRIBUTIONS Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. 1. GERF Contributions Basic Plan members and Coordinated Plan members were required to contribute 9.1% and 6.50%, respectively, of their annual covered salary in calendar year 2017. The City was required to contribute 11.78% of pay for Basic Plan members and 7.50% for Coordinated Plan members in calendar year 2017. The City’s contributions to the GERF for the year ended December 31, 2017, 65 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 were $167,798. The City’s contributions were equal to the required contributions as set by state statute. 2. PEPFF Contributions Plan members were required to contribute 10.8% of their annual covered salary in calendar year 2017. The City was required to contribute 16.20% of pay for PEPFF members in calendar year 2017. The City’s contributions to the PEPFF for the year ended December 31, 2017, were $424,887. The City’s contributions were equal to the required contributions as set by state statute. PENSION COSTS 1. GERF Pension Costs At December 31, 2017, the City reported a liability of $2,157,770 for its proportionate share of the GERF’s net pension liability. The City’s net pension liability reflected a reduction due to the State of Minnesota’s contribution of $6 million to the fund in 2017. The State of Minnesota is considered a non-employer contributing entity and the state’s contribution meets the definition of a special funding situation. The State of Minnesota’s proportionate share of the net pension liability associated with the City totaled $27,098. The net pension liability was measured as of June 30, 2017, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2016, through June 30, 2017, relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2017, the City’s proportion was .0338% which was a decrease of .0015% from its proportion measured as of June 30, 2016. For the year ended December 31, 2017, the City recognized pension expense of $270,680 for its proportionate share of the GERF’s pension expense. In addition, the City recognized an additional $783 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota’s contribution of $6 million to the GERF. At December 31, 2017, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Differences between expected and actual economic experience $71,114 $138,162 Changes in actuarial assumptions 358,236 216,317 Difference between projected and actual investment earnings 12,707 - Changes in proportion 27,060 110,347 Contributions paid to PERA subsequent to the measurement date 84,997 - Total $554,114 $464,826 66 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 $84,997 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2018. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ended Expense December 31, Amount 2018 $42,623 2019 116,029 2020 (62,767) 2021 (91,594) Thereafter - 2. PEPFF Pension Costs At December 31, 2017, the City reported a liability of $3,577,815 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2017, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2016, through June 30, 2017, relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2017, the City’s proportion was .2650% which was a decrease of .0270% from its proportion measured as of June 30, 2016. The City also recognized $23,850 for the year ended December 31, 2017, as revenue (and an offsetting reduction of net pension liability) for its proportionate share of the State of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the State of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. For the year ended December 31, 2017, the City recognized pension expense of $832,991 for its proportionate share of the PEPFF’s pension expense. At December 31, 2017, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Differences between expected and actual economic experience $82,354 $949,026 Changes in actuarial assumptions 4,682,285 5,079,610 Difference between projected and actual investment earnings 40,230 - Changes in proportion 115,214 388,254 Contributions paid to PERA subsequent to the measurement date 205,160 - Total $5,125,243 $6,416,890 $205,160 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension 67 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 liability in the year ended December 31, 2018. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ended Expense December 31,Amount 2018 $9,315 2019 9,315 2020 (117,389) 2021 (324,187) Thereafter (1,073,861) ACTUARIAL ASSUMPTIONS The total pension liability in the June 30, 2017 actuarial valuation was determined using the following actuarial assumptions: Inflation 2.50% per year Active Member Payroll Growth 3.25% per year Investment Rate of Return 7.50% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors and disibilitants were based on RP-2014 tables for both plans for males or females, as appropriate, with slight adjustments to fit PERA’s experience. Cost of living benefit increases for retirees are assumed to be one percent per year for the GERF through 2044 and PEPFF through 2064 and then 2.5% thereafter. Actuarial assumptions used in the June 30, 2017 valuation were based on the results of actuarial experience studies. The most recent four-year experience study in the GERF was completed in 2015. The most recent five-year experience study for PEPFF was completed in 2016. The following changes in actuarial assumptions occurred in 2017: General Employees Fund  The Combined Service Annuity (CSA) loads were changed from 0.8% for active members and 60% for vested and non-vested deferred members. The revised CSA loads are now 0.0% for active member liability, 15.0% for vested deferred member liability and 3.0% for non- vested deferred member liability.  The assumed post-retirement benefit increase rate was changed from 1.0% per year for all years to 1.0% per year through 2044 and 2.5% per year thereafter. Police and Fire Fund  The single discount rate was changed from 5.6% to 7.5%.  Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34% lower than the previous rates.  Assumed rates of retirement were changed, resulting in fewer retirements.  The Combined Service Annuity (CSA) load was 30% for vested and non-vested deferred members. The CSA has been changed to 33% for vested members and 2% for non-vested members.  The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with 68 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees.  Assumed termination rates were decreased to 3.0% for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall.  Assumed percentage of married female members was decreased from 65% to 60%.  Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females.  The assumed percentage of female members electing Joint and Survivor annuities was increased.  The assumed post-retirement benefit increase rate was changed from 1.00% for all years to 1.00% per year through 2064 and 2.50% thereafter. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: Target Long-Term Expected Asset Class Allocation Real Rate of Return Domestic Stocks 39%5.10% International Stocks 19%5.30% Bonds 20%0.75% Alternative Assets 20%5.90% Cash 2%0.00% Total 100% DISCOUNT RATE The discount rate used to measure the total pension liability in 2017 was 7.50%. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net position of the General Employees Fund and the Police and Fire Fund was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long- term expected rate of return on pension plan investments was applied to all periods of projected- benefit payments to determine the total pension liability. At June 30, 2016, the Police and Fire Fund projected benefit payments to exceed the funds projected fiduciary net position after June 30, 2056 and therefore used a single discount rate of 5.6%, which as stated above, increased to 7.5% at June 30, 2017. 69 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 PENSION LIABILITY SENSITIVITY The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate (6.5%) Discount Rate (7.5%) Discount Rate (8.5%) City's proportionate share of the GERF net pension liability $3,346,861 $2,157,770 $1,184,282 City's proportionate share of the PEPFF net pension liability $6,738,070 $3,577,815 $968,851 PENSION PLAN FIDUCIARY NET POSITION Detailed information about each pension plan’s fiduciary net position is available in a separately- issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org. B. SINGLE EMPLOYER PLAN PLAN DESCRIPTION All members of the St. Anthony Fire Department are covered by a defined benefit plan administered by the Relief. The Plan is a single employer retirement plan and is established and administered in accordance with Minnesota Statute, Chapter 69. BENEFITS PROVIDED The Relief provides retirement benefits as well as disability benefits to members and benefits to survivors upon death of eligible members. Benefits are established in accordance with the State Statute and vest after ten years of credited service. The defined retirement benefits are based on a member’s years of service. Benefit provisions can be amended by the Relief within the parameters provided by State Statutes. Twenty Year Service Pension Each member who is at least 50 years of age; has retired from the City of St. Anthony, Minnesota; has served at least twenty (20) years of active service with such department before retirement; and has been a member of the Relief in good standing at least 10 years prior to such retirement; shall be entitled to a pro-rated lump sum service pension in the amount of $3,300 for each completed full year of service but not exceeding the maximum amount per year of service allowed by law for the minimum average amount of available financing per firefighter as prescribed by law. Members with 10 years of service receive partial vesting at 60% of the 20 year rate and 4% added for every one year of service beyond ten years up to 20 years. Disability Benefits A member who becomes permanently disabled from being an active firefighter in the City of St. Anthony, Minnesota will be eligible to collect a disability benefit in an amount equal to his/her full years of active service multiplied by the yearly lump sum service pension rate. If a member receives a 70 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 disability benefit and subsequently returns to active duty, the total disability benefit will be deducted from his/her service pension. Death Benefits Upon the death of any active member of the Relief who is in good standing at the time of their death, the Relief shall pay to the surviving spouse or children, if any, the sum of $3,300 for each year that the member served as an active member of the Relief. The survivor benefits include those members who are on the regular pension roll or on the deferred pension roll. State Supplemental Benefits Minnesota Statute 424A.10 provides for the payment of a supplemental benefit equal to ten percent of a regular lump sum distribution up to a maximum of $1,000. The supplemental benefit is in lieu of a State income tax exclusion for lump sum distributions and will no longer be available if State tax law is modified to exclude lump sum distributions from State income tax. The Relief qualifies for these benefits. EMPLOYEES COVERED BY BENEFIT TERMS At December 31, 2017, the following employees were covered by the benefit terms: Retired members entitled to benefits, but have not received them 5 Current members: Fully vested (20 years or more) 4 Partially vested (10 years to 19 years) 6 Nonvested (less than 10 years) 20 Total 35 CONTRIBUTIONS Minnesota Statutes Chapter 69.772 sets the minimum contribution requirement for the City and State aid on an annual basis. These statutes are established and amended by the state legislature. The Relief is comprised of volunteers; therefore, members have no contribution requirements. The City receives the State aid contribution and is required by state statutes to pass this through as payment to the Relief. The City’s contributions to the Relief for the year ended December 31, 2017, were $6,000. The City’s contributions met the required contribution of $6,000 as set by state statute. State aid contributions for the year ended December 31, 2017 were $51,206. NET PENSION LIABILITY The City’s net pension liability (asset) was measured as of December 31, 2017, and the total pension liability used to calculate the net pension liability (asset) was determined by an actuarial valuation as of December 31, 2016 rolled forward to December 31, 2017. 71 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 ACTUARIAL ASSUMPTIONS The total pension liability in the December 31, 2017 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Investment rate of return 5.75% Projected salary increases N/A Inflation 2.75% Cost-of-living adjustments None Age of service retirement 50 Post retirement benefit increase None Mortality assumptions for pre-retirement, post-retirement and disability are as follows: Healthy pre-retirement – RP 2014 employee generational mortality projected with mortality improvement scale MP-2016, from a base year of 2006. Healthy post-retirement – RP 2014 annuitant generational mortality projected with mortality improvement scale MP-2016 from a base year of 2006. Male rates adjusted by a factor of 0.96. Disabled – RP 2014 annuitant generational mortality table projected with mortality improvement scale MP-2016 from a base year of 2006. Male rates are adjusted by a factor of 0.96. The long-term expected rate of return on pension plan investments was determined using a building- block method in which best-estimates of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These asset class estimates are combined to produce the portfolio long-term expected rate of return by weighting the expected future real rates of return by the current asset allocation percentage (or target allocation, if available) and by adding expected inflation. All results are then rounded to the nearest quarter percentage point. The best-estimate of expected future real rates of return were developed by aggregating data from several published capital market assumption surveys and deriving a single best-estimate based on the average survey values. These capital market assumptions reflect both historical market experience as well as diverse views regarding anticipated future returns. The expected inflation assumption was developed based on an analysis of historical experience blended with forward- looking expectations available in market data. 72 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Best estimates of geometric real and nominal rates of return for each major asset class included in the pension plan’s asset allocation as of the measurement date are summarized in the following table: Long-Term Expected Long-Term Expected Asset Class Real Rate of Return Nominal Rate of Return Domestic equity 5.39% 8.14% International equity 5.20% 7.95% Fixed income 1.98% 4.73% Real estate and alternatives 4.25% 7.00% Cash and equivalents 0.79% 3.54% Total (weighted avg.) 6.66% Reduced for assumed investment expense (0.99%) Net assumed investment return (rounded to 1/4%) 5.75% DISCOUNT RATES The discount rate used to measure the total pension liability was 5.75%. The liability discount rate was developed using the alternative method described in paragraph 43 of GASB 67, which states that “if the evaluations required by paragraph 41 can be made with sufficient reliability without a separate projection of cash flows into and out of the pension plan, alternative methods may be applied in making the evaluations.” The determination of the discount rate assumed that the plan’s current overfunded status, combined with Minnesota statutory funding requirements, provide sufficient reliability that projected plan assets will be adequate to pay future retiree benefits. Therefore, the plan’s long-term expected return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 73 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 CHANGES IN THE NET PENSION LIABILITY Total Pension Plan Fiduciary Net Pension Liability Net Position Liability (Asset) (a)(b)(a) - (b) Balance at December 31, 2016 $704,562 $901,635 ($197,073) Changes for the year: Service cost 37,542 - 37,542 Interest 44,308 - 44,308 Differences between expected and actual experience (35,041) - (35,041) Change of assumptions 2,699 - 2,699 Contributions - employer - 6,000 (6,000) On behalf contributions - State of MN - 51,206 (51,206) Contributions - employee - - - Net investment income - 93,511 (93,511) Benefit payments, including refunds of employee contributions (7,260) (7,260) - Administrative expense - (11,829) 11,829 Other changes - - - Net changes 42,248 131,628 (89,380) Balance at December 31, 2017 $746,810 $1,033,263 ($286,453) Increase (Decrease) PENSION LIABILITY (ASSET) SENSITIVITY The following presents the net pension liability (asset) of the City, calculated using the discount rate of 5.75%, as well as what the net pension liability would be if it were calculated using a discount rate that is 1-percentage-point lower (4.75%) or 1-percentage-point higher (6.75%) than the current rate: Current 1% Decrease Discount Rate 1% Increase (4.75%) (5.75%) (6.75%) Net pension liability (asset) ($264,143) ($286,453) ($307,640) PENSION PLAN FIDUCIARY NET POSITION Detailed information about the pension plan’s fiduciary net position is available in the separately issued Relief Association financial report. That report may be obtained by writing to St. Anthony Fire Department Relief Association, 3505 Silver Lake Road, St. Anthony, Minnesota, 55418. 74 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 PENSION EXPENSE AND DEFERRED OUTFLOWS OF RESOURCES AND DEFERRED INFLOWS OF RESOURCES RELATED TO PENSIONS For the year ended December 31, 2017, the City recognized pension expense of $37,287. At December 31, 2017, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Differences between expected and actual experience $ - $31,983 Changes of assumptions 2,463 28,591 Net differences between projected and actual earnings on pension plan investments - 8,781 Total $2,463 $69,355 Amounts reported as deferred outflows of resources and deferred inflows of resources related to pension will be recognized in pension expense as follows: Year ended June 30: 2018 ($2,724) 2019 (2,722) 2020 (15,060) 2021 (14,531) 2022 (6,564) Thereafter (25,291) C. PENSION EXPENSE Pension expense recognized by the City for the fiscal year ended December 31, 2017 is as follows: GERF $271,463 PEPFF 832,991 Fire Relief 37,287 Total $1,141,741 NOTE 8 DEFINED CONTRIBUTION PLAN All city council members of the City of St. Anthony are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by PERA. The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official 75 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 who decides to participate contributes 5% of salary which is matched by the elected official's employer. For ambulance service personnel, employer contributions are determined by the employer, and for salaried employees, contributions must be a fixed percentage of salary. Employer contributions for volunteer personnel may be a unit value for each call or period of alert duty. Employees who are paid for their services may elect to make member contributions in an amount not to exceed the employer share. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2% of employer contributions and twenty-five hundredths of 1% (.0025) of the assets in each member's account annually. Total contributions made by the City during fiscal year 2017 were: Required Employer Employee (Pension Expense) Employee Employer Rate $1,826 $1,826 5% 5% 5% Contribution Amount Percentage of Covered Payroll Note 9 OTHER POST-EMPLOYMENT BENEFITS (OPEB) A. PLAN DESCRIPTION In addition to providing the pension benefits described in Note 7, the City provides post-employment health care benefits (as defined in paragraph B) for retired employees and police and firefighters disabled in the line of duty, through a single-employer defined benefit plan. The term Plan refers to the City’s requirement by State Statute to provide retirees with access to health insurance. The OPEB plan is administered by the City. The authority to provide these benefits is established in Minnesota Statutes Sections 471.61 Subd. 2a, and 299A.465. The benefits, benefit levels, employee contributions and employer contributions are governed by the City and can be amended by the City through its personnel manual and collective bargaining agreements with employee groups. The Plan is not accounted for as a trust fund, as an irrevocable trust has not been established to account for the plan. The Plan does not issue a separate report. B. BENEFITS PROVIDED Retirees The City is required by State Statute to allow retirees to continue participation in the City’s group health insurance plan if the individual terminates service with the City through service retirement or disability retirement. To be eligible for benefits, an employee must qualify for retirement or disability benefits from a Minnesota public pension plan. The employee may continue to participate in the City’s group health insurance plan that the employee was a participant of immediately prior to retirement. Employees may obtain dependent coverage at retirement only if the employee was receiving dependent coverage immediately prior to retirement. Covered spouses may continue coverage after the retiree’s death. The surviving spouse of an active employee may continue coverage in the group health insurance plan after the employee’s death. All health care coverage is provided through the City’s group health insurance plans. The retiree is required to pay 100% of their premium cost for the City-sponsored group health insurance plan in which they participate. The premium is a blended rate determined on the entire active and retiree population. Since the projected claims costs for retirees exceed the blended premium paid by retirees, the retirees are receiving an implicit rate subsidy (benefit). The coverage levels are the same as those 76 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 afforded to active employees. Upon a retiree reaching age 65, Medicare becomes the primary insurer and the City’s plan becomes secondary. Disabled police and firefighters The City continues to pay the employer’s contribution toward health coverage for Police or Firefighters disabled in the line of duty per Minnesota Statute 299A.465, until age 65. Coverage for a spouse is included, if the spouse was covered at the time of the disability. The January 1, 2017 through December 31, 2017 monthly premiums paid for Police or Firefighters disabled in the line of duty are: Employee Employee Plus Spouse Aware Plan: $30 Copay $935 $1,963 $2,600 HDHP/HSA 617 1,294 $4,000 HDHP/HSA 564 1,183 Accord Plan: $30 Copay 900 1,887 $2,600 HDHP/HSA 594 1,245 $4,000 HDHP/HSA 542 1,138 C. PARTICIPANTS As of the actuarial valuation dated January 1, 2016, participants consisted of: Retirees and beneficiaries currently purchasing health insurance through the City 1 Disabled police and firefighters 1 Active employees 59 Total 61 Participating employers 1 D. FUNDING POLICY The additional cost of using a blended rate for actives and retirees is currently funded on a pay-as-you- go basis. The City Council may change the funding policy at any time. E. ANNUAL OPEB COSTS AND NET OPEB OBLIGATION The City’s annual other post-employment benefit (OPEB) cost is calculated based on the annual required contribution (ARC) of the employer, an amount actuarially determined in accordance with the 77 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed 30 years. The net OPEB obligation as of December 31, 2017, was calculated as follows: Annual required contribution (ARC)$71,295 Interest on net OPEB obligation 29,907 Adjustment to ARC (25,944) Annual OPEB cost 75,258 Contributions made during the year (17,517) Increase (decrease) in net OPEB obligation 57,741 Net OPEB obligation - beginning of year 664,590 Net OPEB obligation - end of year $722,331 For the governmental activities, the net OPEB obligation is generally liquidated by the General Fund. The City had an actuarial valuation performed for the plan as of January 1, 2016 to determine the funded status of the plan as of that date as well as the employer’s annual required contribution (ARC) for the fiscal year ended December 31, 2017. The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the plan and the net OPEB obligation for 2015, 2016, and 2017 were as follows: Percentage of Fiscal Year Annual OPEB Employer Annual OPEB Cost Net OPEB Ended Cost Contributions Contributed Obligation December 31, 2015 $110,886 $19,485 18%$601,108 December 31, 2016 72,361 8,879 12%664,590 December 31, 2017 75,258 17,517 23%722,331 F. FUNDED STATUS AND FUNDING PROGRESS The City currently has no assets that have been irrevocably deposited in a trust for future health benefits; therefore, the actuarial value of assets is zero. The funded status of the plan was as follows: Actuarial Unfunded Actuarial UAAL as a Actuarial Actuarial Accrued Accrued Funded Covered Percentage of Valuation Value of Assets Liability (AAL)* Liability (UAAL) Ratio Payroll Covered Payroll Date (a)(b)(b-a)(a/b)(c) ( (b-a) / c) January 1, 2016 $ - $644,198 $644,198 0.00% $4,162,000 15.48% *Using the Projected Unit Credit Actuarial cost method. G. ACTUARIAL METHODS AND ASSUMPTIONS Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality and the health care cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions (ARC) of the employer 78 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi-year trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effect of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2016 actuarial valuation, the Projected Unit Credit Actuarial cost method was used. The actuarial assumptions included a 4.5% investment rate of return (net of administrative expenses), an initial annual health care cost trend rate of 9% reduced by .33% each year to arrive at an ultimate health care cost trend rate of 5.0% and an inflation rate of 3.5%. The actuarial value of assets was $0. The plan’s unfunded actuarial accrued liability is being amortized using the level percentage of projected payroll method over 30 years on an open basis. Note 10 INTERFUND RECEIVABLES/PAYABLES, LOANS AND TRANSFERS Individual fund interfund receivable and payable balances at December 31, 2017 are as follows: Fund Receivable Payable Governmental activities: Major funds: General Fund $176,936 $ - Street Improvement Project Fund - 176,936 Total $176,936 $176,936 Interfund payables and receivables are representative of lending/borrowing arrangements to cover deficit cash balances at the end of the fiscal year. Interfund loans receivable and payable balances at December 31, 2017 are as follows: Fund Receivable Payable Purpose Major funds: Public Utilities Infrastructure $998,666 $ - HRA TIF Improvements - 959,326 Provide financing for pay off of Fannie Mae loan Nonmajor funds: Revolving Improvement - 39,340 Provide financing for Arbors Alley Project - Total $998,666 $998,666 79 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Interfund transfers: Street Nonmajor Internal General Improvement HRA TIF Governmental Service Fund Debt Service Debt Service Fund Fund Total Governmental activities: General Fund $ - $ - $ - $85,890 $86,300 $172,190 HRA TIF Improvements - - 575,038 - - 575,038 Street Improvement Project Fund - 151,216 - 692,146 - 843,362 Nonmajor 370,000 85,000 - 175,890 - 630,890 Business-type activities: Liquor 249,060 - - - - 249,060 Stormwater utility - 150,000 - - - 150,000 Total transfers $619,060 $386,216 $575,038 $953,926 $86,300 $2,620,540 Transfer out Major Funds Transfer In Governmental Activities There were transfers made in 2017 to close out the 2014 Street Improvement Fund and the 2015 Street Improvement Fund. All of the other 2017 transfers are considered routine and consistent with previous practices. Note 11 DEFICIT FUND BALANCES/NET POSITION The City has deficit fund balances/net position at December 31, 2017 as follows: Fund Amount Nonmajor funds: Internal Service Fund $7,490,332 The Internal Service Fund includes the state retirement plans and the retirement of pension deficits are dependent upon variables, including contribution rates, investment earnings, and actuarial assumptions. Note 12 CONTINGENCIES A. RISK MANAGEMENT The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. Workers compensation coverage is provided through a pooled self-insurance program through the League of Minnesota Cities Insurance Trust (LMCIT). The City pays an annual premium to the LMCIT. The City is subject to supplemental assessments if deemed necessary by the LMCIT. The LMCIT reinsures through Workers Compensation Reinsurance Association (WCRA) as required by law. The City has no deductible and a managed care program to assist employees with their rehabilitation plan. Annual employee hours of service are audited and final premiums are then determined. The amount of premium adjustment, if any, is considered immaterial and not recorded until received or paid. 80 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Property, casualty and automobile insurance coverage are provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to the LMCIT. The City is subject to supplemental assessments if deemed necessary by the LMCIT. The LMCIT reinsures through commercial companies for claims in excess of various amounts. The City retains risk for the deductible portions. These deductibles are considered immaterial to the financial statements. The City continues to carry commercial insurance for all other risks of loss, including liquor liability, employee health and disability insurance. There were no significant reductions in insurance from the previous year. The City did not have significant settlements in excess of insurance coverage in 2016 and 2015. In 2017, significant settlements were in excess of insurance coverage by $670,000. B. LITIGATION Existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgement of the City management, remotely recoverable by plaintiffs. C. FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements included herein or on the overall financial position of the City at December 31, 2017. D. TAX INCREMENT DISTRICTS The City’s tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. E. PAY-AS-YOU-GO TAX INCREMENT The City has three tax increment pay-as-you-go agreements. The agreements are not a general obligation of the City and are payable solely from available tax increment. Accordingly, these agreements are not reflected in the financial statements of the City. Details of the pay-as-you-go notes are as follows: TIF District #3-5, Landings at Silver Lake Village: Issued in 2004 in the principal sum of $4,464,407 with an interest rate of 6.75% per annum. Principal and interest shall be paid on February 1 and August 1 thereafter to and including February 1, 2029. Payments are payable solely from available tax increment derived from the developed/redeveloped property and paid to the City. The pay-as-you-go note provides for payment 81 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 to the developer equal to 90% of all tax increment received in the prior six months. The payment reimburses the developer for public improvements. The City shall have no obligation to pay any unpaid balance of principal or accrued interest that may remain after the final payment on February 1, 2029. The current year abatement (TIF note payments) amount to $452,396. At December 31, 2017, the principal amount outstanding on the note was $4,000,287. TIF District #3-5, Phase II Town Homes: Issued in 2006 in the principal sum of $937,520 with an interest rate of 6% per annum. Principal and interest shall be paid on February 1 and August 1 thereafter to and including August 1, 2031. Payments are payable solely from available tax increment derived from the developed/redeveloped property and paid to the City. The pay-as-you-go note provides for payment to the developer equal to 95% of all tax increment received in the prior six months. The payment reimburses the developer for public improvements. The City shall have no obligation to pay any unpaid balance of principal or accrued interest that may remain after the final payment on August 1, 2031. The current year abatement (TIF note payments) amount to $52,686. At December 31, 2017, the principal amount outstanding on the note was $937,520. TIF District # 3-5, The Legends Issued in 2016 in the principal sum of $1,023,000 with an interest rate of 5% per annum. Principal and interest shall be paid on February 1 and August 1 thereafter to and including February 1, 2028. Payments are payable solely from available tax increment derived from the developed/redeveloped property and paid to the City. The pay-as-you-go note provides for payment to the developer equal to 90% of all tax increment received in the prior six months. The payment reimburses the developer for public improvements. The City shall have no obligation to pay any unpaid balance of principal or accrued interest that may remain after the final payment on February 1, 2028. The current year abatement (TIF note payments) amount to $144,828. At December 31, 2017, the principal amount outstanding on the note was $868,753. F. ARBITRAGE The City issued greater than $5 million of bonds in the years 2006, 2007 and 2011 and, therefore, is required to rebate excess investment income relating to these issues to the federal government. The City calculates arbitrage rebate every five years as permitted by arbitrage regulations. The extent of the City’s liability for arbitrage rebates for bond issues not currently requiring five year rebate calculations is not determinable at this time. However, in the opinion of management, any such liability would be immaterial. Note 13 DEFERRED AD VALOREM TAX LEVIES - BONDED DEBT General obligation bond issues sold by the City are financed by ad valorem tax levies and improvement bond issues sold by the City are partially financed by ad valorem tax levies in addition to special assessments levied against the benefiting properties. When a bond issue to be financed partially or completely by ad valorem tax levies is sold, specific annual amounts of such tax levies are stated in the bond resolution and the County Auditor is notified and instructed to levy these taxes over the appropriate years. The future tax levies are subject to cancellation when and if the City has provided alternative sources of financing. The City Council is required to levy any additional taxes found necessary for full payment of principal and interest. These future scheduled tax levies are not shown as assets in the accompanying financial statements at December 31, 2017. 82 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Note 14 FUND BALANCE A. CLASSIFICATIONS At December 31, 2017, a summary of the governmental fund balance (deficit) classifications are as follows: Street Improvement Street Public Debt HRA TIF Improvement HRA TIF Utilities General Fund Service Debt Service Projects Projects Infrastructure Other Funds Total Nonspendable: Prepaid items $106,808 $ - $ - $ - $ - $ - $15,339 $122,147 Inventory 12,843 - - - - - - 12,843 Total nonspendable 119,651 0 0 0 0 0 15,339 134,990 Restricted for: Tax increment - - - - 1,852,737 - - 1,852,737 Public safety - - - - - - 23,865 23,865 Debt service - 4,070,101 9,040 - - - 1,047,175 5,126,316 Total restricted 0 4,070,101 9,040 0 1,852,737 0 1,071,040 7,002,918 Committed to: Community center operations/maintenance - - - - - - 36,427 36,427 Recycling - - - - - - 20,040 20,040 Redevelopment activities - - - - - - 68,602 68,602 Total committed 0 0 0 0 0 0 125,069 125,069 Assigned to: Community center operations/maintenance - - - - - - 13,480 13,480 Recycling - - - - - - 141 141 Street improvements/rehabilitiation - - - 111,549 - - - 111,549 Building improvements - - - - - - 250,210 250,210 Public safety - - - - - - 11,844 11,844 Storm water system - - - - - 4,446,862 - 4,446,862 Parks and recreation - - - - - - 139,130 139,130 Other capital improvements - - - - - - 1,595,540 1,595,540 Total assigned 0 0 0 111,549 0 4,446,862 2,010,345 6,568,756 Unassigned 2,280,463 - - - (1,432,028) - (20,890) 827,545 Total $2,400,114 $4,070,101 $9,040 $111,549 $420,709 $4,446,862 $3,200,903 $14,659,278 B. MINIMUM UNASSIGNED FUND BALANCE POLICY The City Council has formally adopted a policy regarding the minimum unassigned fund balance for the General Fund. The most significant revenue source of the General Fund is property taxes. This revenue source is received in two installments during the year – June and December. As such, it is the City’s goal to begin each fiscal year with sufficient working capital to fund operations between each semi-annual receipt of property taxes. The policy establishes a year-end targeted unassigned fund balance amount for cash-flow timing needs in the range of 30-35% of the subsequent year’s budgeted operating expenditures (net of expenditures for police services to other cities). At December 31, 2017, the unassigned fund balance of the General Fund was 37% of the subsequent year’s budgeted expenditures. 83 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Note 15 CONDUIT DEBT OBLIGATION From time to time, the City has issued Multi-family Housing Revenue Bonds to provide financial assistance to private-sector entities for the acquisition and construction of rental housing deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments received on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private-sector entity served by the bond issuance. Neither the City, the State, nor any political subdivision thereof is obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. As of December 31, 2017, there were seven series of Multi-family Housing Revenue Bonds outstanding. The aggregate issued amount was $71,685,000, including two 1996 issues totaling $7,200,000, a 2002 issue of $7,775,000, three 2004 issues of $39,760,000, and one 2013 issue of $16,950,000. The balance outstanding at December 31, 2017 is unavailable. Note 16 OPERATING LEASES The City leases space above its water towers. The space is used for antennas and other equipment necessary to provide radio communications. Lease terms are as follows: 2017 Annual Lease Initial Lease Adjustment Expiration Automatic Lessee Amount Factor Date Renewals Sprint Spectrum $27,791 4% 2/27/18 4-5 year terms Verizon (formerly Clearwire Communications) 5,061 4% 2/28/17 N/A Verizon Wireless 26,553 3% 8/1/18 4-5 year terms 84 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Future minimum lease payments are as follows: Sprint Verizon Spectrum Wireless 2018 $28,902 $27,350 2019 30,059 28,170 2020 31,261 29,016 2021 32,590 29,886 2022 33,991 30,783 2023 35,453 31,706 2024 36,978 32,657 2025 38,475 33,637 2026 40,110 34,646 2027 41,835 35,685 2028 43,634 36,756 2029 7,638 37,859 2030 - 38,994 2031 - 40,164 2032 - 41,369 2033 - 42,610 2034 - 43,889 2035 - 45,205 2036 - 46,561 2037 - 27,630 Total $400,926 $714,573 85 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Note 17 LEGAL DEBT MARGIN The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. The City’s legal debt margin for 2017 and 2016 is computed as follows: December 31, December 31, 2017 2016 Market value: Ramsey County $316,089,500 $289,820,400 Hennepin County 551,479,705 531,886,837 Total market value 867,569,205 821,707,237 Debt limit percentage 3.00%3.00% Debt limit 26,027,076 24,651,217 Amount of debt applicable to debt limit: Total bonded debt 32,145,000 32,775,000 Less nonapplicable debt: Revenue bonds (water, sewer)(975,000) (1,100,000) Tax abatement bonds (1,640,000) (2,395,000) Improvement bonds (18,400,000) (17,835,000) Tax increment bonds (7,065,000) (7,450,000) Cash and investments in applicable debt service funds (820,608)(818,202) Total amount of debt applicable to debt limit 3,244,392 3,176,798 Legal debt margin $22,782,684 $21,474,419 Note 18 RECENTLY ISSUED ACCOUNTING STANDARDS The Governmental Accounting Standards Boards (GASB) recently approved the following statements which were not implemented for these financial statements: Statement No. 75 Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. The provisions in Statement 75 are effective for fiscal years beginning after June 15, 2017. Statement No. 83 Certain Asset Retirement Obligations. The provisions of this Statement are effective for reporting periods beginning after June 15, 2018. Statement No. 84 Fiduciary Activities. The provisions of this Statement are effective for reporting periods beginning after December 15, 2018. Statement No. 85 Omnibus 2017. The provisions of this Statement are effective for reporting periods beginning after June 15, 2017. Statement No. 86 Certain Debt Extinguishment Issues. The provisions of this Statement are effective for reporting periods beginning after June 15, 2017. Statement No. 87 Leases. The provisions of this Statement are effective for reporting periods beginning after December 15, 2019. 86 CITY OF ST. ANTHONY, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2017 Statement No. 88 Certain Disclosures Related to Debt, including Direct Borrowings and Direct Placements. The provisions of this Statement are effective for reporting periods beginning after June 15, 2018. The effect these standards may have on future financial statements is not determinable at this time, but it is expected that Statements No. 75 and No. 87 may have a material impact. Note 19 SUBSEQUENT EVENTS The City issued the $2,610,000 General Obligation Bonds, Series 2018A to finance 2018 road construction projects in the City. 87 - This page intentionally left blank - 88 REQUIRED SUPPLEMENTARY INFORMATION 89 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 1 of 5 For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 2017 2016 Actual Variance with Actual Original Final Amounts Final Budget Amounts Revenues: General property taxes $3,624,458 $3,760,365 $3,786,628 $26,263 $3,536,079 Special assessments - - 5,074 5,074 - Licenses and permits 226,583 226,258 358,230 131,972 304,079 Intergovernmental: Federal: Police grants 50,002 50,002 41,750 (8,252) 38,416 State: Local governement aid 593,806 528,255 528,225 (30) 523,010 Police aid 187,930 187,930 207,448 19,518 197,374 Fire aid 45,672 45,672 53,206 7,534 50,174 Municipal state aid - street maintenance 87,750 87,750 88,708 958 89,905 PERA aid 7,197 7,197 7,197 - 7,197 County: Street maintenance 31,281 31,281 31,312 31 28,493 Other 8,800 8,800 37,419 28,619 13,024 Local: School District DARE 14,500 14,500 14,500 - 15,462 Other 250 250 78 (172) 6,443 Total intergovernmental 1,027,188 961,637 1,009,843 48,206 969,498 Charges for services: Police contracts 1,345,180 1,345,180 1,345,180 - 1,306,052 Cable franchise fees 108,975 108,975 115,079 6,104 113,672 Antenna rental - water tower 85,268 85,268 59,408 (25,860) 82,245 Other 214,112 214,112 194,668 (19,444) 180,190 Total charges for services 1,753,535 1,753,535 1,714,335 (39,200) 1,682,159 Fines and forfeits 118,750 118,750 71,657 (47,093) 83,719 Contributions and donations 1,500 1,500 101,500 100,000 1,620 Other revenue: Investment income 20,000 20,000 17,383 (2,617) 26,856 Refunds and reimbursments 6,517 6,517 5,623 (894) - Army settlement - - - - 150,977 Miscellaneous - other 29,400 29,400 18,705 (10,695) 96,408 Total other revenue 55,917 55,917 41,711 (14,206) 274,241 Total revenues 6,807,931 6,877,962 7,088,978 211,016 6,851,395 Expenditures: General government: Mayor and council: Current: Personal services 40,889 40,889 39,085 1,804 40,984 Other services and charges 40,759 40,759 43,608 (2,849) 39,356 Total mayor and council 81,648 81,648 82,693 (1,045) 80,340 Budgeted Amounts 90 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 2 of 5 For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 2017 2016 Actual Variance with Actual Original Final Amounts Final Budget Amounts Expenditures: (continued) General government: (continued) Public relations/cable: Current: Personal services $9,032 $9,032 $8,941 $91 $8,764 Supplies 867 867 86 781 - Other services and charges 30,600 30,600 36,363 (5,763) 33,939 Capital outlay 2,550 2,550 - 2,550 - Total public relations/cable 43,049 43,049 45,390 (2,341) 42,703 General management: Current: Personal services 92,758 92,758 91,876 882 89,190 Supplies 1,046 1,046 - 1,046 64 Other services and charges 29,975 29,975 28,997 978 26,517 Total general management 123,779 123,779 120,873 2,906 115,771 Elections: Current: Personal services 23,750 23,750 19,712 4,038 19,713 Supplies 3,350 3,350 352 2,998 934 Other services and charges 350 350 3,676 (3,326) 1,467 Total elections 27,450 27,450 23,740 3,710 22,114 Finance: Current: Personal services 220,336 220,336 225,003 (4,667) 215,045 Supplies 8,570 8,570 7,716 854 8,691 Other services and charges 113,005 113,005 114,672 (1,667) 117,631 Total finance 341,911 341,911 347,391 (5,480) 341,367 Assessing: Current: Personal services 3,773 3,773 3,782 (9) 3,669 Supplies 160 160 135 25 138 Other services and charges 58,150 58,150 58,000 150 55,531 Total assessing 62,083 62,083 61,917 166 59,338 Legal: Current: Contracted services 115,125 115,125 86,739 28,386 104,693 Planning and zoning: Current: Personal services 12,572 12,572 11,197 1,375 11,084 Supplies 128 128 83 45 132 Other services and charges 62,700 62,700 98,527 (35,827) 110,736 Total planning and zoning 75,400 75,400 109,807 (34,407) 121,952 Budgeted Amounts 91 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 3 of 5 For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 2017 2016 Actual Variance with Actual Original Final Amounts Final Budget Amounts Expenditures: (continued) General government: (continued) General government buildings: Current: Other services and charges $116,773 $116,773 $114,522 $2,251 $75,191 Total general government buildings 116,773 116,773 114,522 2,251 75,191 Total general government 987,218 987,218 993,072 (5,854) 963,469 Public safety: Civil defense: Current: Personal services 68,489 68,489 70,131 (1,642) 65,991 Supplies 478 478 239 239 150 Other services and charges 4,085 4,085 1,525 2,560 1,665 Total civil defense 73,052 73,052 71,895 1,157 67,806 Police protection: Current: Personal services 3,112,030 3,112,030 2,952,914 159,116 3,147,464 Supplies 98,703 98,703 92,666 6,037 91,024 Other services and charges 206,858 206,858 976,002 (769,144) 690,723 Total police protection 3,417,591 3,417,591 4,021,582 (603,991) 3,929,211 Fire protection: Current: Personal services 953,729 953,729 979,210 (25,481) 926,004 Supplies 34,305 34,305 28,401 5,904 35,006 Other services and charges 70,442 70,442 83,505 (13,063) 68,330 Total fire protection 1,058,476 1,058,476 1,091,116 (32,640) 1,029,340 Protective inspections: Current: Personal services 13,290 13,290 13,087 203 12,429 Supplies 100 100 92 8 92 Other services and charges 73,578 73,578 131,229 (57,651) 106,164 Total protective inspections 86,968 86,968 144,408 (57,440) 118,685 DARE program: Current: Personal services 12,815 12,815 9,515 3,300 10,039 Supplies 2,809 2,809 2,719 90 2,107 Total DARE program 15,624 15,624 12,234 3,390 12,146 Budgeted Amounts 92 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 4 of 5 For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 2017 2016 Actual Variance with Actual Original Final Amounts Final Budget Amounts Expenditures: (continued) Public safety: (continued) Animal control: Current: Supplies $75 $75 $ - $75 $ - Contracted services 500 500 - 500 - Total animal control 575 575 0 575 0 Total public safety 4,652,286 4,652,286 5,341,235 (688,949) 5,157,188 Public works: Street maintenance: Current: Personal services 400,415 400,415 376,686 23,729 387,822 Supplies 17,185 17,185 17,698 (513) 16,506 Other services and charges 145,408 145,408 117,210 28,198 100,477 Total street maintenance 563,008 563,008 511,594 51,414 504,805 Equipment maintenance: Current: Personal services 83,073 83,073 78,403 4,670 76,674 Supplies 227,720 227,720 140,203 87,517 160,804 Other services and charges 46,140 46,140 45,262 878 48,826 Total equipment maintenance 356,933 356,933 263,868 93,065 286,304 Tree and weed care: Current: Personal services 40,807 40,807 40,405 402 38,700 Other services and charges 4,992 4,992 3,765 1,227 5,776 Total tree and weed care 45,799 45,799 44,170 1,629 44,476 Total public works 965,740 965,740 819,632 146,108 835,585 Parks and recreation: Park maintenance: Current: Personal services 167,417 167,417 143,675 23,742 146,130 Supplies 11,220 11,220 19,832 (8,612) 11,193 Other services and charges 40,170 40,170 40,684 (514) 39,084 Total park maintenance 218,807 218,807 204,191 14,616 196,407 Recreation: Current: Community services 52,176 52,176 52,176 - 52,176 Total parks and recreation 270,983 270,983 256,367 14,616 248,583 Budgeted Amounts 93 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 5 of 5 For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 2017 2016 Actual Variance with Actual Original Final Amounts Final Budget Amounts Expenditures: (continued) Nondepartmental: Personal services $36,934 $36,934 $28,728 $8,206 $26,843 Supplies 520 520 9,800 (9,280) 4,857 Insurance deductible costs 6,120 6,120 6,567 (447) 6,721 Total nondepartmental 43,574 43,574 45,095 (1,521) 38,421 Total expenditures 6,919,801 6,919,801 7,455,401 (535,600) 7,243,246 Revenues over (under) expenditures (111,870) (41,839) (366,423) (324,584) (391,851) Other financing sources (uses): Transfers in 299,060 249,060 619,060 370,000 433,606 Transfers out (172,190) (172,190) (172,190) - (168,100) Total other financing sources (uses) 126,870 76,870 446,870 370,000 265,506 Net change in fund balance $15,000 $35,031 80,447 $45,416 (126,345) Fund balance - January 1 2,319,667 2,446,012 Fund balance - December 31 $2,400,114 $2,319,667 Budgeted Amounts 94 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 11 SCHEDULE OF FUNDING PROGRESS OTHER POST EMPLOYMENT BENEFITS PLAN For The Year Ended December 31, 2017 (1) (2) (3) (4) (5) (6) Unfunded Actuarial Accrued Active UAAL as a Actuarial Actuarial Actuarial Funded Liability Members Percentage of Valuation Value of Accrued Ratio (UAAL) Covered Covered Date Assets Liability (AAL) (1) / (2) (2) - (1) Payroll Payroll (4) / (5) January 1, 2012 $ - $838,935 0.00% $838,935 $3,513,322 23.88% January 1, 2014 - 869,401 0.00% 869,401 3,834,128 22.68% January 1, 2016 - 644,198 0.00% 644,198 4,162,000 15.48% 95 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 12 SCHEDULE OF PROPORTIONATE SHARE OF NET PENSION LIABILITY* - GENERAL EMPLOYEES RETIREMENT FUND For The Year Ended December 31, 2017 St. Anthony's Proportionate St. Anthony's Share of the Proportionate State's Net Pension Share of the Plan Proportionate Liability and Net Pension Fiduciary St. Anthony's St. Anthony's Share (Amount) the State's Liability Net Position Proportionate Proportionate of the Net Proportionate as a as a Share Share (Amount) Pension Share of the Net Percentage Percentage Measurement Fiscal Year (Percentage) of of the Net Liability Pension Liability of its covered of the Total Date Ending the Net Pension Pension Associated with Associated with Covered Payroll Pension June 30 December 31 Liability Liability (a) St. Anthony (b) St. Anthony (a+b) Payroll (c) ((a+b)/c) Liability 2015 2015 0.0343% $1,777,604 $ - $1,777,604 $2,012,851 88.3% 78.2% 2016 2016 0.0353% 2,866,185 37,474 2,903,659 2,192,080 132.5% 68.9% 2017 2017 0.0338% 2,157,770 27,098 2,184,868 2,174,769 100.5% 75.9% * The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. 96 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 13 SCHEDULE OF PENSION CONTRIBUTIONS* - GENERAL EMPLOYEES RETIREMENT FUND For The Year Ended December 31, 2017 Statutorily Contributions in Contribution Contributions as a Required Relation to the Deficiency Covered Percentage of Fiscal Year Contribution Statutorily Required (Excess) Payroll Covered Ending (a) Contribution (b) (a-b) (c) Payroll (b/c) December 31, 2015 $161,326 $161,326 $ - $2,151,016 7.5% December 31, 2016 160,607 160,607 - 2,141,425 7.5% December 31, 2017 167,798 167,798 - 2,237,307 7.5% * The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. 97 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 14 SCHEDULE OF PROPORTIONATE SHARE OF NET PENSION LIABILITY* - PUBLIC EMPLOYEES POLICE AND FIRE FUND For The Year Ended December 31, 2017 Proportionate Share Proportionate of the Net Pension Plan Fiduciary Proportion Share (Amount) Liability as a Net Position as Measurement Fiscal Year (Percentage) of of the Net Percentage of its a Percentage Date Ending the Net Pension Pension Covered Covered of the Total June 30 December 31 Liability Liability (a) Payroll (b) Payroll (a/b) Pension Liability 2015 2015 0.2770% $3,147,368 $2,535,887 124.1%86.6% 2016 2016 0.2920% 11,718,468 2,816,408 416.1%63.9% 2017 2017 0.2650% 3,577,815 2,722,821 131.4%85.4% * The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. 98 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 15 SCHEDULE OF PENSION CONTRIBUTIONS* - PUBLIC EMPLOYEES POLICE AND FIRE FUND For The Year Ended December 31, 2017 Statutorily Contributions in Contribution Contributions as a Required Relation to the Deficiency Covered Percentage of Fiscal Year Contribution Statutorily Required (Excess) Payroll Covered Ending (a) Contribution (b) (a-b) (c) Payroll (b/c) December 31, 2015 $435,571 $435,571 $ - $2,688,709 16.2% December 31, 2016 447,527 447,527 - 2,762,512 16.2% December 31, 2017 424,887 424,887 - 2,622,760 16.2% * The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. 99 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 16 SCHEDULE OF CHANGES IN THE NET PENSION LIABILITY* AND RELATED RATIOS - ST. ANTHONY FIRE DEPARTMENT RELIEF ASSOCIATION For The Year Ended December 31, 2017 Fiscal year ending December 31, 2017 December 31, 2016 December 31, 2015 Measurement date December 31, 2017 December 31, 2016 December 31, 2015 Total pension liability: Service cost $37,542 $47,233 $44,095 Interest 44,308 31,829 30,759 Changes of benefit terms - - - Differences between expected and actual experience (35,041) - - Changes of assumptions 2,699 (36,075) - Benefit payments, including refunds of employee contributions (7,260) (80,200) (25,472) Net change in total pension liability 42,248 (37,213) 49,382 Total pension liability - beginning 704,562 741,775 692,393 Total pension liability - ending (a) $746,810 $704,562 $741,775 Plan fiduciary net position: Contributions - employer $6,000 $6,000 $6,000 Contributions - State of Minnesota 51,206 51,174 48,725 Contributions - employee - - - Net investment income 93,511 39,971 (23,129) Benefit payments, including refunds of employee contributions (7,260)(80,200)(25,472) Administrative expense (11,829)(8,653)(10,561) Other - - - Net change in plan fiduciary net position 131,628 8,292 (4,437) Plan fiduciary net position - beginning 901,635 893,343 897,780 Plan fiduciary net position - ending (b)$1,033,263 $901,635 $893,343 Net pension liability (asset) - ending (a) - (b)($286,453)($197,073) ($151,568) Plan fiduciary net position as a percentage of the total pension liability 138.36%127.97%120.43% Covered-employee payroll**NA NA NA Net pension liability as a percentage of covered employee payroll**NA NA NA Pension benefit per year of service $3,300 $3,300 $3,300 Number of plan participants 35 32 32 *GASB 68 was implemented in 2015. Information prior to 2015 is not available. **The Relief Association is comprised of volunteers, therefore there are no payroll expenditures. 100 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 17 SCHEDULE OF CONTRIBUTIONS* - ST. ANTHONY FIRE DEPARTMENT RELIEF ASSOCIATION For The Year Ended December 31, 2017 Statutorily Contributions in Contribution Contributions as a Required Relation to the Deficiency Covered Percentage of Fiscal Year Contribution Statutorily Required (Excess) Payroll** Covered Ending (a) Contribution (b) (a-b) (c) Payroll** (b/c) December 31, 2015 $22,977 $53,725 ($30,748) $ - NA December 31, 2016 - 56,174 (56,174) - NA December 31, 2017 - 56,546 (56,546) - NA *GASB 68 was implemented in 2015. Information prior to 2015 is not available. **The Relief Association is comprised of volunteers, therefore, there are no payroll expenditures. (i.e., there are no covered payroll amounts or percentage calculations.) 101 - This page intentionally left blank - 102 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2017 Note A LEGAL COMPLIANCE – BUDGETS The General Fund budget is legally adopted on a basis consistent with accounting principles generally accepted in the United States of America. The legal level of budgetary control is at the department level for the General Fund. Note B PENSION INFORMATION PERA – General Employees Retirement Fund 2017 Changes Changes in Actuarial Assumptions: - The Combined Service Annuity (CSA) loads were changed from 0.8% for active members and 60% for vested and non-vested deferred members. The revised CSA loads are now 0.0% for active member liability, 15.0% for vested deferred member liability and 3.0% for non-vested deferred member liability. - The assumed post-retirement benefit increase rate was changed from 1.0% per year for all years to 1.0% per year through 2044 and 2.5% per year thereafter. 2016 Changes Changes in Actuarial Assumptions: - The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2035 and 2.5% per year thereafter to 1.0% per year for all future years. - The assumed investment return was changed from 7.9% to 7.5%. The single discount rate was changed from 7.9% to 7.5%. - Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. PERA – Public Employees Police and Fire Fund 2017 Changes Changes in Actuarial Assumptions: - The single discount rate was changed from 5.6% to 7.5%. - Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34% lower than the previous rates. - Assumed rates of retirement were changed, resulting in fewer retirements. - The Combined Service Annuity (CSA) load was 30% for vested and non-vested deferred members. The CSA has been changed to 33% for vested members and 2% for non-vested members. - The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base 103 CITY OF ST. ANTHONY, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2017 mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees. - Assumed termination rates were decreased to 3.0% for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. - Assumed percentage of married female members was decreased from 65% to 60%. - Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. - The assumed percentage of female members electing Joint and Survivor annuities was increased. - The assumed post-retirement benefit increase rate was changed from 1.00% for all years to 1.00% per year through 2064 and 2.50% thereafter. 2016 Changes Changes in Actuarial Assumptions: - The assumed post-retirement benefit increase rate was changed from 1.0% per year through 2037 and 2.5% thereafter to 1.0% per year for all future years. - The assumed investment return was changed from 7.9% to 7.5%. The single discount rate changed from 7.9% to 5.6%. - The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.50% for inflation. Single Employer – Fire Relief Association 2017 Changes Changes in Actuarial Assumptions: - The assumed investment return was changed from 6.00% to 5.75%. The single discount rate was changed from 6.00% to 5.75%. 2016 Changes Changes in Actuarial Assumptions: - The assumed investment return was changed from 4.25% to 6.00%. The single discount rate changed from 4.25% to 6.00%. 104 COMBINING AND INDIVIDUAL NONMAJOR FUND FINANCIAL STATEMENTS AND SCHEDULES 105 - This page intentionally left blank - 106 SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. DEBT SERVICE FUNDS Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal and related costs on long-term debt. CAPITAL PROJECT FUNDS Capital Project Funds account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by Proprietary Funds). 107 CITY OF ST. ANTHONY, MINNESOTA COMBINING BALANCE SHEET Statement 18 NONMAJOR GOVERNMENTAL FUNDS December 31, 2017 With Comparative Totals For December 31, 2016 Special Debt Capital Revenue Service Project 2017 2016 Assets Cash and investments $126,092 $1,045,736 $2,113,871 $3,285,699 $2,057,762 Accrued interest - - 2,180 2,180 - Due from other governmental units 69 - 141,100 141,169 1,054,067 Accounts receivable - net 4,593 - - 4,593 - Loans receivable 41,194 - - 41,194 - Prepaid items 4,634 - 10,705 15,339 37,188 Property taxes receivable: Delinquent 734 2,671 955 4,360 10,664 Due from county 709 2,367 1,267 4,343 5,691 Special assessments receivable - - 15,428 15,428 24,217 Funds held by others - - - - 43,765 Total assets $178,025 $1,050,774 $2,285,506 $3,514,305 $3,233,354 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $15,795 $1 $98,372 $114,168 $117,867 Contracts payable - - 135,669 135,669 - Interfund payable - - - - 74,598 Interfund loan payable - - 39,340 39,340 44,960 Due to other governmental units 1,467 927 157 2,551 14 Salaries payable 1,886 - - 1,886 1,776 Total liabilities 19,148 928 273,538 293,614 239,215 Deferred inflows of resources: Unavailable revenue 734 2,671 16,383 19,788 34,881 Total deferred inflows of resources 734 2,671 16,383 19,788 34,881 Fund balance (deficit): Nonspendable 4,634 - 10,705 15,339 37,188 Restricted 23,865 1,047,175 - 1,071,040 932,045 Committed 125,069 - - 125,069 105,503 Assigned 25,465 - 1,984,880 2,010,345 1,937,488 Unassigned (20,890) - - (20,890) (52,966) Total fund balance (deficit) 158,143 1,047,175 1,995,585 3,200,903 2,959,258 Total liabilities, deferred inflows of resources, and fund balance $178,025 $1,050,774 $2,285,506 $3,514,305 $3,233,354 Totals Nonmajor Governmental Funds 108 CITY OF ST. ANTHONY, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 19 CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 Special Debt Capital Revenue Service Project 2017 2016 Revenues: General property taxes $156,098 $579,795 $303,528 $1,039,421 $824,217 Intergovernmental 18,989 - 9,933 28,922 1,106,283 Special assessments - - 10,079 10,079 4,477 Charges for services 133,032 - - 133,032 132,759 Fines and forfeits 4,400 - - 4,400 9,810 Investment income 1,134 5,610 18,811 25,555 25,189 Contributions and donations - - 840 840 2,500 Refunds and reimbursements 31,678 - 140,347 172,025 99 Army settlement - - - - 77,572 Other - - - - 3,200 Total revenues 345,331 585,405 483,538 1,414,274 $2,186,106 Expenditures: Current: General government 20,729 - 84,097 104,826 69,129 Public safety 5,286 - - 5,286 7,082 Public works - - 170,934 170,934 183,734 Parks and recreation 134,623 - 15,758 150,381 161,396 Housing and redevelopment 131,261 - - 131,261 155,116 Capital outlay: General government - - - - 8,201 Public safety 2,817 - 108,224 111,041 256,053 Public works - - 241,285 241,285 38,675 Debt service: Principal - 1,905,000 - 1,905,000 440,000 Interest - 110,154 5,825 115,979 100,262 Paying agent fees - 868 - 868 949 Professional service - 1,604 - 1,604 - Issuance costs - 13,151 10,231 23,382 - Total expenditures 294,716 2,030,777 636,354 2,961,847 1,420,597 Revenues over (under) expenditures 50,615 (1,445,372) (152,816) (1,547,573) 765,509 Other financing sources: Bonds issued - 10,963 509,037 520,000 - Refundings bonds issued - 835,000 - 835,000 - Premium on bonds issued - 48,477 34,461 82,938 - Sale of capital assets - - 28,244 28,244 15,186 Transfers in 85,890 692,146 175,890 953,926 895,728 Transfers out (85,890) - (545,000) (630,890) (217,210) Total other financing sources 0 1,586,586 202,632 1,789,218 693,704 Net change in fund balance 50,615 141,214 49,816 241,645 1,459,213 Fund balance (deficit) - January 1 107,528 905,961 1,945,769 2,959,258 1,500,045 Fund balance (deficit) - December 31 $158,143 $1,047,175 $1,995,585 $3,200,903 $2,959,258 Totals Nonmajor Governmental Funds 109 - This page intentionally left blank - 110 NONMAJOR GOVERNMENTAL FUNDS 111 - This page intentionally left blank - 112 NONMAJOR SPECIAL REVENUE FUNDS The City’s Special Revenue Funds are used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. The City of St. Anthony, Minnesota had the following Special Revenue Funds during the year: Community Center Fund (601) is used to account for the operation and maintenance of City Hall and Community Services. Police Forfeiture Fund (230) is used to account for revenue and expenditures related to the forfeiture of property. Recycling Fund (225) is used to account for the City’s recycling program. It incorporates the activities of both Hennepin and Ramsey Counties. HRA Fund (301) was established to oversee the commercial and residential redevelopment activities in the community. Fire Education / Training Fund (240) was established to account for revenues and expenditures related to training provided to police and fire personnel. 113 CITY OF ST. ANTHONY, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2017 With Comparative Totals For December 31, 2016 Community Center Fund Police Forfeiture Fund Assets Cash and investments $60,837 $30,602 Accounts receivable - net - - Loans receivable - - Prepaid items 3,269 - Property taxes receivable: Delinquent - - Due from county - - Due from other governmental units - - Funds held by others - - Total assets $64,106 $30,602 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $9,517 $ - Interfund payable - - Due to other governmental units 1,169 63 Salaries payable 244 - Total liabilities 10,930 63 Deferred inflows of resources: Unavailable revenue - - Total deferred inflows of resources 0 0 Fund balance (deficit): Nonspendable 3,269 - Restricted - 21,756 Committed 36,427 - Assigned 13,480 8,783 Unassigned - - Total fund balance (deficit)53,176 30,539 Total liabilities, deferred inflows of resources, and fund balance $64,106 $30,602 114 Statement 20 Recycling Fund HRA Fund Fire Education / Training Fund 2017 2016 $20,181 $8,960 $5,512 $126,092 $124,485 - 4,593 - 4,593 - - 41,194 - 41,194 - 144 1,221 - 4,634 2,442 - 734 - 734 1,608 - 709 - 709 1,098 - 69 - 69 1,063 - - - - 43,765 $20,325 $57,480 $5,512 $178,025 $174,461 $ - $5,936 $342 $15,795 $12,202 - - - - 51,333 - 235 - 1,467 14 - 1,642 - 1,886 1,776 0 7,813 342 19,148 65,325 - 734 - 734 1,608 0 734 0 734 1,608 144 1,221 - 4,634 2,442 - - 2,109 23,865 25,634 20,040 68,602 - 125,069 105,503 141 - 3,061 25,465 26,465 - (20,890) - (20,890)(52,516) 20,325 48,933 5,170 158,143 107,528 $20,325 $57,480 $5,512 $178,025 $174,461 Nonmajor Special Revenue Funds Totals 115 CITY OF ST. ANTHONY, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 Community Center Fund Police Forfeiture Fund Revenues: General property taxes $ - $ - Intergovernmental: Local - other - - Charges for services: Administrative fees - - Rental receipts 127,500 - Fines and forfeits - 4,400 Investment income 643 302 Refunds and reimbursements - - Total revenues 128,143 4,702 Expenditures: Current: General government - - Public safety - 3,961 Parks and recreation 134,623 - Housing and redevelopment - - Capital outlay: Public safety - 2,817 Total expenditures 134,623 6,778 Revenues over (under) expenditures (6,480)(2,076) Other financing sources (uses): Transfers in 85,890 - Transfers out (85,890) - Total other financing sources (uses)0 0 Net change in fund balance (6,480)(2,076) Fund balance (deficit) - January 1 59,656 32,615 Fund balance (deficit) - December 31 $53,176 $30,539 116 Statement 21 Recycling Fund HRA Fund Fire Education / Training Fund 2017 2016 $ - $156,098 $ - $156,098 $138,346 18,989 - - 18,989 20,768 3,598 - 1,934 5,532 6,259 - - - 127,500 125,000 - - - 4,400 9,810 141 - 48 1,134 1,520 - 31,678 - 31,678 - 22,728 187,776 1,982 345,331 301,703 20,729 - - 20,729 17,052 - - 1,325 5,286 7,082 - - - 134,623 148,765 - 131,261 - 131,261 155,116 - - - 2,817 - 20,729 131,261 1,325 294,716 328,015 1,999 56,515 657 50,615 (26,312) - - - 85,890 81,800 - - - (85,890)(25,000) 0 0 0 0 56,800 1,999 56,515 657 50,615 30,488 18,326 (7,582)4,513 107,528 77,040 $20,325 $48,933 $5,170 $158,143 $107,528 Nonmajor Special Revenue Funds Totals 117 - This page intentionally left blank - 118 NONMAJOR DEBT SERVICE FUNDS The City's Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal and related costs of long-term debt other than proprietary fund debt. The City of St. Anthony, Minnesota had the following nonmajor Debt Service Funds during the year. Public Facilities Revenue Bonds (311) accounts for debt service for the public works building and fire station. Tax Abatement Fund (502) was established to account for debt service payments associated with the improvements to City parks. HSIP Tax Abatement Fund (536) was established to account for debt service for sidewalks and signal light improvements. Equipment Certificates Fund (402) was established to account for the debt service related to the 2018 purchase of a fire engine. 119 CITY OF ST. ANTHONY, MINNESOTA SUBCOMBINING BALANCE SHEET Statement 22 NONMAJOR DEBT SERVICE FUNDS December 31, 2017 With Comparative Totals For December 31, 2016 Public Facilities Revenue Bonds Tax Abatement Fund Equipment Certificates Fund HSIP Tax Abatement 2017 2016 Assets Cash and investments $649,426 $256,030 $11,031 $129,249 $1,045,736 $902,863 Property taxes receivable: Delinquent 1,783 650 - 238 2,671 7,594 Due from county 1,441 468 - 458 2,367 3,638 Total assets $652,650 $257,148 $11,031 $129,945 $1,050,774 $914,095 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $ - $ - $1 $ - $1 $540 Due to other governmental units 662 265 - - 927 - Total liabilities 662 265 1 0 928 540 Deferred inflows of resources: Unavailable revenue 1,783 650 - 238 2,671 7,594 Total deferred inflows of resources 1,783 650 0 238 2,671 7,594 Fund balance (deficit): Restricted 650,205 256,233 11,030 129,707 1,047,175 906,411 Unassigned - - - - - (450) Total fund balance (deficit)650,205 256,233 11,030 129,707 1,047,175 905,961 Total liabilities, deferred inflows of resources, and fund balance $652,650 $257,148 $11,031 $129,945 $1,050,774 $914,095 Totals Nonmajor Debt Service Funds 120 CITY OF ST. ANTHONY, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES,Statement 23 EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 Public Facilities Revenue Bonds Tax Abatement Fund Equipment Certificates Fund HSIP Tax Abatement 2017 2016 Revenues: General property taxes $357,143 $117,297 $ - $105,355 $579,795 $533,971 Intergovernmental: Local: ISD - tax abatement - - - - - 32,511 Charges for services - - - - - - Investment income 3,900 1,642 68 - 5,610 7,936 Total revenues 361,043 118,939 68 105,355 585,405 574,418 Expenditures: Debt service: Principal 315,000 950,000 - 640,000 1,905,000 440,000 Interest 55,490 27,428 - 27,236 110,154 97,603 Paying agent fees 416 451 1 - 868 949 Professional service - 1,604 - - 1,604 - Issuance costs - 13,043 - 108 13,151 - Total expenditures 370,906 992,526 1 667,344 2,030,777 538,552 Revenues over (under) expenditures (9,863) (873,587)67 (561,989) (1,445,372) 35,866 Other financing sources (uses): Bonds issued - - 10,963 - 10,963 - Refunding bonds issued - 835,000 - - 835,000 - Premium on bonds issued - 48,477 - - 48,477 - Transfers in - - - 692,146 692,146 - Total other financing sources (uses)0 883,477 10,963 692,146 1,586,586 0 Net change in fund balance (9,863)9,890 11,030 130,157 141,214 35,866 Fund balance (deficit) - January 1 660,068 246,343 - (450) 905,961 870,095 Fund balance (deficit) - December 31 $650,205 $256,233 $11,030 $129,707 $1,047,175 $905,961 Nonmajor Debt Service Funds Totals 121 - This page intentionally left blank - 122 NONMAJOR CAPITAL PROJECT FUNDS The City’s Capital Project Funds account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by Proprietary Funds). The City of St. Anthony, Minnesota had the following Capital Project Funds during the year: Revolving Improvement Fund (509) was established to provide funding for smaller improvement projects. Park Improvement Fund (501) accounts for the revenues and expenditures associated with the renovations and refurbishing of the City’s park system. Capital Equipment Fund (401) is used by all City Departments and accounts for the annual purchases of capital equipment. Building Improvement Fund (510) was established to provide funding for existing City owned building improvements and renovations. 123 CITY OF ST. ANTHONY, MINNESOTA SUBCOMBINING BALANCE SHEET Statement 24 NONMAJOR CAPITAL PROJECT FUNDS December 31, 2017 With Comparative Totals For December 31, 2016 Revolving Improvement Park Improvement Capital Equipment Fund Building Improvement Fund 2017 2016 Assets Cash and investments $456,259 $139,130 $1,268,508 $249,974 $2,113,871 $1,030,414 Accrued interest - - 2,180 - 2,180 - Due from other governmental units 140,347 - 753 - 141,100 1,053,004 Prepaid items - 10,705 - - 10,705 34,746 Property taxes receivable: Delinquent - - 690 265 955 1,462 Due from county - - 968 299 1,267 955 Special assessment receivable 15,428 - - - 15,428 24,217 Total assets $612,034 $149,835 $1,273,099 $250,538 $2,285,506 $2,144,798 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $80,396 $ - $17,976 $ - $98,372 $105,125 Contracts payable 135,669 - - - 135,669 - Interfund payable - - - - - 23,265 Interfund loan payable 39,340 - - - 39,340 44,960 Due to other governmental units - - 94 63 157 - Total liabilities 255,405 0 18,070 63 273,538 173,350 Deferred inflows of resources: Unavailable revenue 15,428 - 690 265 16,383 25,679 Total deferred inflows of resources 15,428 0 690 265 16,383 25,679 Fund balance (deficit): Nonspendable - 10,705 - - 10,705 34,746 Assigned 341,201 139,130 1,254,339 250,210 1,984,880 1,911,023 Total fund balance (deficit)341,201 149,835 1,254,339 250,210 1,995,585 1,945,769 Total liabilities, deferred inflows of resources, and fund balance $612,034 $149,835 $1,273,099 $250,538 $2,285,506 $2,144,798 Nonmajor Capital Project Funds Totals 124 CITY OF ST. ANTHONY, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES,Statement 25 EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR CAPITAL PROJECT FUNDS For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 Revolving Improvement Park Improvement Capital Equipment Fund Building Improvement Fund 2017 2016 Revenues: General property taxes $ - $ - $231,215 $72,313 $303,528 $151,900 Intergovernmental: State - - - - - 1,053,004 Other - local participation - - 9,933 - 9,933 - Special assessments 10,079 - - - 10,079 4,477 Charges for services: Service charges - - - - - 1,500 Investment income 5,946 1,442 9,576 1,847 18,811 15,733 Contributions and donations - - 840 - 840 2,500 Refunds and reimbursements 140,347 - - - 140,347 99 Army settlement - - - - - 77,572 Other - - - - - 3,200 Total revenues 156,372 1,442 251,564 74,160 483,538 1,309,985 Expenditures: General government: Materials and supplies - - 84,097 - 84,097 52,077 Capital outlay - - - - - 8,201 Public safety: Capital outlay - - - 108,224 108,224 256,053 Public works: Materials and supplies - - - 12,488 12,488 12,009 Contractual services 158,446 - - - 158,446 171,725 Capital outlay - - 241,285 - 241,285 38,675 Parks and recreation: Materials and supplies - 15,758 - - 15,758 12,631 Debt service: Interest 5,825 - - - 5,825 2,659 Issuance costs - - 10,231 - 10,231 - Total expenditures 164,271 15,758 335,613 120,712 636,354 554,030 Revenues over (under) expenditures (7,899) (14,316) (84,049) (46,552) (152,816) 755,955 Other financing sources (uses): Bonds issued - - 509,037 - 509,037 - Premium on bonds issued - - 34,461 - 34,461 - Sale of capital assets - - 28,244 - 28,244 15,186 Transfers in - - 90,000 85,890 175,890 813,928 Transfers out (545,000) - - - (545,000) (192,210) Total other financing sources (uses) (545,000)0 661,742 85,890 202,632 636,904 Net change in fund balance (552,899) (14,316) 577,693 39,338 49,816 1,392,859 Fund balance (deficit) - January 1 894,100 164,151 676,646 210,872 1,945,769 552,910 Fund balance (deficit) - December 31 $341,201 $149,835 $1,254,339 $250,210 $1,995,585 $1,945,769 Totals Nonmajor Capital Project Funds 125 CITY OF ST. ANTHONY, MINNESOTA SPECIAL REVENUE FUND - 601 COMMUNITY CENTER FUND Statement 26 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2017 With Comparative Actual Amounts For The Year Ended December 31, 2016 2016 Original Final Actual Actual Revenues: Charges for services: Rental receipts $127,300 $127,300 $127,500 $125,000 Investment income 425 425 643 859 Total revenues 127,725 127,725 128,143 125,859 Expenditures: Parks and recreation: Current: Personal services 46,403 46,403 42,093 15,002 Supplies 3,489 3,489 2,403 2,579 Contractual services 103,864 103,864 90,127 131,184 Total expenditures 153,756 153,756 134,623 148,765 Revenues over (under) expenditures (26,031) (26,031)(6,480) (22,906) Other financing sources (uses): Transfer in 85,890 85,890 85,890 81,800 Transfer out (78,525) (85,890) (85,890) (25,000) Total other financing sources (uses)7,365 0 0 56,800 Net change in fund balance ($18,666) ($26,031)(6,480) 33,894 Fund balance - January 1 59,656 25,762 Fund balance - December 31 $53,176 $59,656 2017 Budgeted Amounts 126 CITY OF ST. ANTHONY, MINNESOTA SPECIAL REVENUE FUND - 230 POLICE FORFEITURE FUND Statement 27 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2017 With Comparative Actual Amounts For The Year Ended December 31, 2016 2016 Original Final Actual Actual Revenues: Forfeiture and confiscation $6,500 $6,500 $4,400 $9,810 Investment income 425 425 302 418 Total revenues 6,925 6,925 4,702 10,228 Expenditures: Public safety: Current: Supplies 1,750 1,750 708 857 Other services and charges 5,020 5,020 3,253 2,903 Capital outlay: Public safety - - 2,817 - Total expenditures 6,770 6,770 6,778 3,760 Revenues over (under) expenditures $155 $155 (2,076)6,468 Fund balance - January 1 32,615 26,147 Fund balance - December 31 $30,539 $32,615 2017 Budgeted Amounts 127 CITY OF ST. ANTHONY, MINNESOTA SPECIAL REVENUE FUND - 225 RECYCLING FUND Statement 28 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2017 With Comparative Actual Amounts For The Year Ended December 31, 2016 2016 Original Final Actual Actual Revenues: Intergovernmental: Hennepin County recycling grant $20,768 $20,768 $18,989 $20,768 Charges for services 2,950 2,950 3,598 2,636 Investment income 50 50 141 182 Total revenues 23,768 23,768 22,728 23,586 Expenditures: General government: Current: Personal services 9,093 9,093 8,941 8,764 Other services and charges 10,225 10,225 11,788 8,288 Total expenditures 19,318 19,318 20,729 17,052 Revenues over expenditures $4,450 $4,450 1,999 6,534 Fund balance - January 1 18,326 11,792 Fund balance - December 31 $20,325 $18,326 2017 Budgeted Amounts 128 CITY OF ST. ANTHONY, MINNESOTA SPECIAL REVENUE FUND - 301 HRA FUND Statement 29 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2017 With Comparative Actual Amounts For The Year Ended December 31, 2016 2016 Original Final Actual Actual Revenues: General property taxes $157,800 $157,800 $156,098 $138,346 Refunds and reimbursements 500 500 31,678 - Total revenues 158,300 158,300 187,776 138,346 Expenditures: Housing and redevelopment: Current: Personal services 110,361 110,361 111,463 106,418 Contractual services 20,000 20,000 19,798 48,698 Total expenditures 130,361 130,361 131,261 155,116 Revenues over (under) expenditures $27,939 $27,939 56,515 (16,770) Fund balance (deficit) - January 1 (7,582)9,188 Fund balance (deficit) - December 31 $48,933 ($7,582) 2017 Budgeted Amounts 129 CITY OF ST. ANTHONY, MINNESOTA SPECIAL REVENUE FUND - 240 FIRE EDUCATION / TRAINING FUND Statement 30 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2017 With Comparative Actual Amounts For The Year Ended December 31, 2016 2016 Original Final Actual Actual Revenues: Charges for services $3,100 $3,100 $1,934 $3,623 Investment income 25 25 48 61 Total revenues 3,125 3,125 1,982 3,684 Expenditures: Public safety: Current: Personal services 1,400 1,400 300 1,260 Materials and supplies 1,650 1,650 1,025 2,062 Total expenditures 3,050 3,050 1,325 3,322 Revenues over expenditures $75 $75 657 362 Fund balance - January 1 4,513 4,151 Fund balance - December 31 $5,170 $4,513 2017 Budgeted Amounts 130 CITY OF ST. ANTHONY, MINNESOTA STATEMENT OF CHANGES IN ASSETS AND LIABILITIES Statement 31 AGENCY FUND For The Year Ended December 31, 2017 Balance Balance January 1, December 31, 2017 Additions Deletions 2017 Developer Deposits Assets: Cash and investments $15,036 $63,826 ($78,862) $ - Accounts receivable - net 3,456 57,029 (37,543) 22,942 Total assets $18,492 $120,855 ($116,405) $22,942 Liabilities: Cash deficit $ - $14,942 $ - $14,942 Deposits payable 18,492 130,710 (141,202) 8,000 Total liabilities $18,492 $145,652 ($141,202) $22,942 131 - This page intentionally left blank - 132 SUPPLEMENTARY FINANCIAL INFORMATION 133 CITY OF ST. ANTHONY, MINNESOTA BALANCE SHEET STREET IMPROVEMENT DEBT SERVICE FUND December 31, 2017 With Comparative Totals For December 31, 2016 Prior to 2008 Street Improvement Bonds Fund 2008 Street Improvement Bond Fund 2009 Street Improvement Bond Fund 2010 Street Improvement Bond Fund 2011 Street Improvement Bond Fund Assets Cash and investments $1,670,183 $171,182 $147,862 $154,623 $390,810 Property taxes receivable: Delinquent 3,597 779 834 519 632 Due from county 2,989 694 752 438 859 Special assessments receivable 158,528 - 99,851 28,649 83,385 Total assets $1,835,297 $172,655 $249,299 $184,229 $475,686 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $ - $ - $ - $ - $ - Due to other governmental units 1,239 262 158 189 228 Deposits payable - - - - - Total liabilities 1,239 262 158 189 228 Deferred inflows of resources: Unavailable revenue 162,125 779 99,317 28,630 84,017 Total deferred inflows of resources 162,125 779 99,317 28,630 84,017 Fund balance (deficit): Restricted 1,671,933 171,614 149,824 155,410 391,441 Total fund balance (deficit)1,671,933 171,614 149,824 155,410 391,441 Total liabilities, deferred inflows of resources, and fund balance (deficit)$1,835,297 $172,655 $249,299 $184,229 $475,686 134 Exhibit 1 2012 Street Improvement Bond Fund 2013 Street Improvement Bond Fund 2014 Street Improvement Bond Fund 2015 Street Improvement Bond Fund 2016 Street Improvement Bond Fund 2017 Street Improvement Bond Fund 2017 2016 $334,318 $359,695 $196,772 $400,753 $140,779 $97,385 $4,064,362 $4,011,236 570 290 535 601 233 - 8,590 25,083 826 162 742 627 569 - 8,658 13,802 234,653 125,220 180,185 275,481 225,391 359,524 1,770,867 1,656,298 $570,367 $485,367 $378,234 $677,462 $366,972 $456,909 $5,852,477 $5,706,419 $ - $ - $ - $ - $ - $1 $1 $9,940 215 136 191 164 - - 2,782 - - - - 2,042 - - 2,042 - 215 136 191 2,206 0 1 4,825 9,940 235,223 125,510 180,720 276,082 225,624 359,524 1,777,551 1,678,770 235,223 125,510 180,720 276,082 225,624 359,524 1,777,551 1,678,770 334,929 359,721 197,323 399,174 141,348 97,384 4,070,101 4,017,709 334,929 359,721 197,323 399,174 141,348 97,384 4,070,101 4,017,709 $570,367 $485,367 $378,234 $677,462 $366,972 $456,909 $5,852,477 $5,706,419 Street Improvement Debt Service Funds 135 CITY OF ST. ANTHONY, MINNESOTA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE STREET IMPROVEMENT DEBT SERVICE FUND For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 Prior to 2008 Street Improvement Bonds Fund 2008 Street Improvement Bond Fund 2009 Street Improvement Bond Fund 2010 Street Improvement Bond Fund 2011 Street Improvement Bond Fund Revenues: General property taxes $693,383 $170,598 $184,633 $108,208 $130,956 Special assessments 83,921 - 21,364 7,224 26,836 Investment income 10,400 585 675 783 2,752 Total revenues 787,704 171,183 206,672 116,215 160,544 Expenditures: Debt service: Principal 920,000 135,000 1,740,000 85,000 115,000 Interest 78,136 25,575 50,205 30,530 51,125 Paying agent fees 1,837 626 525 400 - Professional service 315 - 3,150 117 350 Issuance costs - - 29,164 - - Total expenditures 1,000,288 161,201 1,823,044 116,047 166,475 Revenues over (under) expenditures (212,584) 9,982 (1,616,372) 168 (5,931) Other financing sources (uses): Bonds issued - - - - - Refunding bonds issued - - 1,355,000 - - Premium on bond issued - - 78,253 - - Transfers in 112,000 - - - 8,000 Total other financing sources (uses) 112,000 0 1,433,253 0 8,000 Net change in fund balance (100,584) 9,982 (183,119) 168 2,069 Fund balance - January 1 1,772,517 161,632 332,943 155,242 389,372 Fund balance - December 31 $1,671,933 $171,614 $149,824 $155,410 $391,441 136 Exhibit 2 2012 Street Improvement Bond Fund 2013 Street Improvement Bond Fund 2014 Street Improvement Bond Fund 2015 Street Improvement Bond Fund 2016 Street Improvement Bond Fund 2017 Street Improvement Bond Fund 2017 2016 $112,623 $41,533 $111,583 $152,340 $101,402 $ - $1,807,259 $1,800,740 56,910 20,760 38,034 37,421 23,235 42,363 358,068 534,947 2,319 2,858 936 1,357 - 402 23,067 35,921 171,852 65,151 150,553 191,118 124,637 42,765 2,188,394 2,371,608 135,000 115,000 125,000 155,000 - - 3,525,000 1,765,000 39,963 27,125 50,380 57,963 36,357 - 447,359 471,137 - - - - - 1 3,389 13,260 271 175 266 235 194 - 5,073 8,901 - - - - 106 197 29,467 450 175,234 142,300 175,646 213,198 36,657 198 4,010,288 2,258,748 (3,382) (77,149) (25,093) (22,080) 87,980 42,567 (1,821,894) 112,860 - - - - - 54,817 54,817 20,738 - - - - - - 1,355,000 - - - - - - - 78,253 - - 52,000 36,167 178,049 - - 386,216 195,000 0 52,000 36,167 178,049 0 54,817 1,874,286 215,738 (3,382) (25,149) 11,074 155,969 87,980 97,384 52,392 328,598 338,311 384,870 186,249 243,205 53,368 - 4,017,709 3,689,111 $334,929 $359,721 $197,323 $399,174 $141,348 $97,384 $4,070,101 $4,017,709 Street Improvement Debt Service Funds 137 CITY OF ST. ANTHONY, MINNESOTA BALANCE SHEET Exhibit 3 HRA TIF DEBT SERVICE FUND December 31, 2017 With Comparative Totals For December 31, 2016 2015B G.O Tax Increment Refunding Bonds 2014B G.O Tax Increment Refunding Bonds 2017 2016 Assets Cash and investments $4,993 $4,047 $9,040 $10,496 Total assets $4,993 $4,047 $9,040 $10,496 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $ - $ - $ - $ - Total liabilities 0 0 0 0 Fund balance: Restricted 4,993 4,047 9,040 10,496 Total liabilities, deferred inflows of resources, and fund balance $4,993 $4,047 $9,040 $10,496 HRA TIF Debt Service Fund Totals 138 CITY OF ST. ANTHONY, MINNESOTA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES Exhibit 4 IN FUND BALANCE HRA TIF DEBT SERVICE FUND For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 2015B G.O Tax Increment Refunding Bonds 2014B G.O Tax Increment Refunding Bonds 2017 2016 Revenues: Investment income $47 $ - $47 $197 Total revenues 47 0 47 197 Expenditures: Debt service: Principal 210,000 175,000 385,000 415,000 Interest and other 96,163 93,875 190,038 156,058 Paying agent fees 771 732 1,503 584 Professional service - - - 7,438 Total expenditures 306,934 269,607 576,541 579,080 Revenues over (under) expenditures (306,887) (269,607) (576,494) (578,883) Other financing sources (uses): Transfers in 306,163 268,875 575,038 574,058 Total other financing sources (uses) 306,163 268,875 575,038 574,058 Net change in fund balance (724) (732) (1,456) (4,825) Fund balance - January 1 5,717 4,779 10,496 15,321 Fund balance - December 31 $4,993 $4,047 $9,040 $10,496 HRA TIF Debt Service Fund Totals 139 CITY OF ST. ANTHONY, MINNESOTA BALANCE SHEET Exhibit 5 HRA TIF IMPROVEMENTS FUND December 31, 2017 With Comparative Totals For December 31, 2016 Chandler Place Apache (Wal- Mart) Apache (Cub Foods)Eliminations 2017 2016 Assets Cash and investments $103,866 $1,584,563 $528,385 $ - $2,216,814 $1,849,156 Interfund loan receivable 646,850 - 722,566 (1,369,416) - - Property taxes receivable: Delinquent - 36,690 - - 36,690 48,470 Due from county - 9,024 - - 9,024 20,134 Total assets $750,716 $1,630,277 $1,250,951 ($1,369,416) $2,262,528 $1,917,760 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $ - $693,953 $72 $ - $694,025 $603,724 Contracts payable - - 148,858 - 148,858 - Due to other governmental units - 2,920 - - 2,920 - Interfund loans payable - 2,328,742 - (1,369,416) 959,326 959,326 Total liabilities 0 3,025,615 148,930 (1,369,416) 1,805,129 1,563,050 Deferred inflows of resources: Unavailable revenue - 36,690 - - 36,690 48,470 Total deferred inflows of resources 0 36,690 0 0 36,690 48,470 Fund balance (deficit): Restricted 750,716 - 1,102,021 - 1,852,737 1,947,003 Unassigned - (1,432,028) - - (1,432,028) (1,640,763) Total fund balance (deficit) 750,716 (1,432,028) 1,102,021 0 420,709 306,240 Total liabilities, deferred inflows of resources, and fund balance (deficit) $750,716 $1,630,277 $1,250,951 ($1,369,416) $2,262,528 $1,917,760 Tax Increment Financing Districts HRA TIF Improvements Total 140 CITY OF ST. ANTHONY, MINNESOTA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES Exhibit 6 IN FUND BALANCE HRA TIF IMPROVEMENTS FUND For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 Chandler Place Apache (Wal- Mart) Apache (Cub Foods) 2017 2016 Revenues: Tax increment collections $ - $1,541,874 $ - $1,541,874 $1,476,275 Investment income 26,614 9,807 33,549 69,970 71,439 Total revenues 26,614 1,551,681 33,549 1,611,844 1,547,714 Expenditures: General government: Other - 21,848 - 21,848 15,812 Housing and redevelopment 628 - 548 1,176 1,196 Debt service: Interest - 93,150 - 93,150 93,150 Construction/acquisition costs - 3,000 153,253 156,253 101,725 Developer incentives - 649,910 - 649,910 627,639 Total expenditures 628 767,908 153,801 922,337 839,522 Revenues over (under) expenditures 25,986 783,773 (120,252) 689,507 708,192 Other financing sources (uses): Transfers out - (575,038) - (575,038) (574,058) Net change in fund balance 25,986 208,735 (120,252) 114,469 134,134 Fund balance (deficit) - January 1 724,730 (1,640,763) 1,222,273 306,240 172,106 Fund balance (deficit) - December 31 $750,716 ($1,432,028) $1,102,021 $420,709 $306,240 Tax Increment Financing Districts HRA TIF Improvements Totals 141 CITY OF ST. ANTHONY, MINNESOTA BALANCE SHEET Exhibit 7 STREET IMPROVEMENT PROJECT FUND December 31, 2017 With Comparative Totals For December 31, 2016 2014 Street Improvement Fund 2015 Street Improvement Fund 2016 Street Improvement Fund 2017 Street Improvement Fund 527 2018 Street Improvement Fund 529 2017 2016 Assets Cash and investments $ - $ - $111 $355,256 $ - $355,367 $1,232,987 Due from other governmental units - - 541,591 25,000 - 566,591 392,228 Prepaids - - - - - - 20,000 Total assets $0 $0 $541,702 $380,256 $0 $921,958 $1,645,215 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $ - $ - $11,600 $ - $87,597 $99,197 $77,500 Contracts payable - - 403,664 104,481 - 508,145 347,353 Due to other governmental units - - 924 207 - 1,131 - Interfund payable - - 93,511 - 83,425 176,936 94,602 Total liabilities 0 0 509,699 104,688 171,022 785,409 519,455 Deferred inflows of resources: Unavailable revenue - - - 25,000 - 25,000 - Total deferred inflows of resources 0 0 0 25,000 0 25,000 0 Fund balance (deficit): Nonspendable - - - - - - 20,000 Assigned - - 32,003 250,568 (171,022) 111,549 1,105,760 Total fund balance (deficit)0 0 32,003 250,568 (171,022) 111,549 1,125,760 Total liabilities, deferred inflows of resources, and fund balance (deficit)$0 $0 $541,702 $380,256 $0 $921,958 $1,645,215 Total Street Improvement Project Fund 142 CITY OF ST. ANTHONY, MINNESOTA SCHEDULE OF REVENUES, EXPENDITURES AND Exhibit 8 CHANGES IN FUND BALANCE STREET IMPROVEMENT PROJECT FUND For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 2014 Street Improvement Fund 2015 Street Improvement Fund 2016 Street Improvement Fund 2017 Street Improvement Fund 527 2018 Street Improvement Fund 529 2017 2016 Revenues: Intergovernmental $ - $ - $876,695 $ - $ - $876,695 $202,435 Special assessments - - - 216,111 - 216,111 31,125 Investment income - - 3,211 5,250 - 8,461 5,855 Refunds and reimbursement - - 209,716 - - 209,716 1,094,828 Total revenues 0 0 1,089,622 221,361 0 1,310,983 1,334,243 Expenditures: Debt service: Issuance costs - - - 52,038 - 52,038 79,844 Construction/acquisition costs - - 1,498,521 2,446,783 171,022 4,116,326 2,804,951 Total expenditures 0 0 1,498,521 2,498,821 171,022 4,168,364 2,884,795 Revenues over (under) expenditures 0 0 (408,899) (2,277,460) (171,022) (2,857,381) (1,550,552) Other financing sources (uses): Bonds issued - - - 2,545,183 - 2,545,183 2,879,262 Premium on debt issued - - - 141,349 - 141,349 69,485 Transfers out (2,167) (149,049) (692,146) - - (843,362) - Total other financing sources (uses) (2,167) (149,049) (692,146) 2,686,532 0 1,843,170 2,948,747 Net change in fund balance (2,167) (149,049) (1,101,045) 409,072 (171,022) (1,014,211) 1,398,195 Fund balance (deficit) - January 1 2,167 149,049 1,133,048 (158,504) - 1,125,760 (272,435) Fund balance (deficit) - December 31 $0 $0 $32,003 $250,568 ($171,022) $111,549 $1,125,760 Total Street Improvement Project Fund 143 CITY OF ST. ANTHONY, MINNESOTA SCHEDULE OF REVENUES, EXPENSES AND CHANGES Exhibit 9 IN FUND NET POSITION WATER/SEWER/WATER PLANT ENTERPRISE FUND For The Year Ended December 31, 2017 With Comparative Totals For The Year Ended December 31, 2016 Water/Water Plant Sewer 2017 2016 Operating revenues: Charges for services $945,788 $1,098,938 $2,044,726 $1,923,256 Connection charges 23,850 23,800 47,650 15,300 Total operating revenues 969,638 1,122,738 2,092,376 1,938,556 Operating expenses: Personal services 531,446 315,688 847,134 812,927 Supplies 119,183 6,705 125,888 74,742 Contracted services and other 95,168 41,004 136,172 98,866 Treatment charges (MCES) - 643,390 643,390 576,237 Other 150,435 22,754 173,189 155,646 Depreciation 254,182 96,679 350,861 332,399 Total operating expenses 1,150,414 1,126,220 2,276,634 2,050,817 Operating income (loss)($180,776)($3,482) (184,258) (112,261) Nonoperating revenues (expenses): Investment income 16,714 23,907 Interest expense (15,200)(17,688) Fees and cost of issuance (603)(1,292) Refunds and reimbursements 4,495 50 Army settlement - 130,932 Gain on sale of assets - 1,350 Miscellaneous income 13,094 8,750 Total nonoperating revenues (expenses)18,500 146,009 Income (loss) before capital contributions and transfers (165,758)33,748 Capital contributions and transfers: Capital contributions 8,138,021 819,779 Transfers out - (2,711,836) Total capital contributions and transfers 8,138,021 (1,892,057) Change in net position 7,972,263 (1,858,309) Net position - January 1 8,026,604 9,884,913 Net position - December 31 $15,998,867 $8,026,604 Operations Totals 144 III. STATISTICAL SECTION (UNAUDITED) This part of the City of St. Anthony, Minnesota’s Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures and required supplementary information says about the City of St. Anthony, Minnesota’s overall financial health. Contents Page Financial Trends These tables contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. 146-155 Revenue Capacity These tables contain information to help the reader assess the City’s most significant local revenue source, the property tax. 156-159 Debt Capacity These tables present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. 160-169 Demographic and Economic Information These tables offer demographic and economic indicators to help the reader understand the enviornment within which the City’s financial activities take place. 170-171 Operating Information These tables contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs. 172-177 Sources: Unless otherwise noted, the information in these tables is derived from the comprehensive financial reports for the relevant year. 145 CITY OF ST. ANTHONY, MINNESOTA NET POSITION BY COMPONENT Last Ten Fiscal Years (Accrual Basis of Accounting) 2008 2009 2010 Governmental activities: Net invested in capital assets $13,372,903 $12,367,934 $14,098,233 Restricted for: Debt service 2,327,517 6,782,289 4,372,871 Redevelopment activity - - - Pensions - - - Public safety 63,701 60,985 34,320 Unrestricted 90,615 (3,478,013) (1,339,821) Total governmental activities net position $15,854,736 $15,733,195 $17,165,603 Business-type activities: Net invested in capital assets $4,745,674 $5,017,685 $4,915,905 Restricted for: Debt service 120,000 120,000 120,000 Unrestricted 1,042,856 730,653 615,994 Total business-type activities net position $5,908,530 $5,868,338 $5,651,899 Primary government: Net invested in capital assets $18,118,577 $17,385,619 $19,014,138 Restricted for: Debt service 2,447,517 6,902,289 4,492,871 Redevelopment activity - - - Pensions - - - Public safety 63,701 60,985 34,320 Unrestricted 1,133,471 (2,747,360) (723,827) Total primary government net position $21,763,266 $21,601,533 $22,817,502 Note: GASB 65 was implemented in 2013. Net position was restated for 2012 to reflect the expensing of bond issuance costs in the year of issuance. Net position for years prior to 2012 was not restated. Note: GASB 68 was implemented in 2015. Net position was restated for 2014 to reflect the reporting of net pension liability and pension related deferred outflows of resources. Net position for years prior to 2014 was not restated. Note: The City closed the Stormwater Improvement Capital Project Fund during 2015 and transferred the majority of the net position to the Stormwater Utility Fund. Fiscal Year 146 Table 1 2011 2012 2013 2014 2015 2016 2017 $15,334,754 $15,182,974 $16,217,013 $14,953,582 $10,604,121 $10,024,670 $10,274,946 4,263,706 4,741,115 3,347,895 5,717,140 6,147,172 6,282,913 6,537,390 - - - - 12,411 - - - - - - - 197,073 219,561 16,281 21,521 21,528 23,471 19,283 25,634 23,865 (6,358,682) (5,566,910) (5,239,277) (9,513,189) (10,391,885) 1,689,042 (5,330,379) $13,256,059 $14,378,700 $14,347,159 $11,181,004 $6,391,102 $18,219,332 $11,725,383 $4,767,233 $4,523,383 $5,605,845 $6,036,192 $12,143,158 $14,011,168 $22,151,578 - - - - - - - 5,642,649 5,814,241 5,965,067 5,570,360 5,649,685 3,171,781 3,529,653 $10,409,882 $10,337,624 $11,570,912 $11,606,552 $17,792,843 $17,182,949 $25,681,231 $20,101,987 $19,706,357 $21,822,858 $20,989,774 $22,747,279 $24,035,838 $32,426,524 4,263,706 4,741,115 3,347,895 5,717,140 6,147,172 6,282,913 6,537,390 - - - - 12,411 - - - - - - - 197,073 219,561 16,281 21,521 21,528 23,471 19,283 25,634 23,865 (716,033) 247,331 725,790 (3,942,829) (4,742,200) 4,860,823 (1,800,726) $23,665,941 $24,716,324 $25,918,071 $22,787,556 $24,183,945 $35,402,281 $37,406,614 Fiscal Year 147 CITY OF ST. ANTHONY, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (Accrual Basis of Accounting) 2008 2009 2010 Expenses Governmental activities: General government $1,231,302 $1,160,932 $1,310,199 Public safety 2,656,975 2,937,528 2,898,043 Public works 1,436,309 1,839,163 1,841,083 Parks and recreation 416,881 424,590 440,858 Services to other cities 940,807 1,026,842 1,016,479 Housing and redevelopment 536,068 2,534,700 654,145 Interest on long-term debt 1,497,107 1,407,527 1,290,844 Total governmental activities expenses 8,715,449 11,331,282 9,451,651 Business-type activities: Liquor 5,969,076 6,156,097 6,360,985 Water 794,433 843,723 826,352 Water Filtration and Purification - - - Sewer 860,918 932,979 956,635 Stormwater - - - Total business-type activities expenses 7,624,427 7,932,799 8,143,972 Total primary government expenses $16,339,876 $19,264,081 $17,595,623 Program revenues Governmental activities: Charges for services: Services to other cities $1,096,200 $1,156,500 $1,157,190 Other activities 841,448 972,456 817,062 Operating grants and contributions 522,542 456,357 475,411 Capital grants and contributions 1,684,417 1,659,382 992,511 Total governmental activities program revenues 4,144,607 4,244,695 3,442,174 Business-type activities: Charges for services: Liquor 6,359,731 6,611,975 6,826,901 Water 812,371 806,987 785,642 Water filtration and purification - - - Sewer 803,350 776,330 789,872 Stormwater - - - Operating grants and contributions - - - Capital grants and contributions - - - Total business-type activities program revenues 7,975,452 8,195,292 8,402,415 Total primary government program revenues $12,120,059 $12,439,987 $11,844,589 Fiscal Year 148 Table 2 Page 1 of 2 2011 (1)2012 2013 (2)2014 2015 2016 2017 $1,052,821 $1,307,007 $1,029,147 $1,116,100 $1,342,360 $1,319,451 $1,337,698 2,971,316 2,971,275 4,488,023 4,644,185 4,757,637 7,053,595 6,018,470 1,834,066 2,671,918 2,565,860 2,711,291 2,741,411 4,134,783 2,988,291 457,822 377,689 569,254 608,966 592,892 472,436 472,700 1,039,009 1,039,504 - - - - - 671,934 649,104 565,303 575,738 596,444 793,834 787,775 1,302,681 1,197,073 1,217,646 1,044,635 845,856 794,584 738,914 9,329,649 10,213,570 10,435,233 10,700,915 10,876,600 14,568,683 12,343,848 6,537,271 6,618,975 6,479,809 5,879,240 5,728,876 5,676,892 5,591,683 874,099 901,732 859,112 845,396 869,446 1,083,240 1,176,102 132,981 114,337 124,505 239,074 185,964 - - 944,097 1,041,085 1,019,421 1,069,876 1,051,261 1,048,937 1,144,273 - - - - - 191,655 244,135 8,488,448 8,676,129 8,482,847 8,033,586 7,835,547 8,000,724 8,156,193 $17,818,097 $18,889,699 $18,918,080 $18,734,501 $18,712,147 $22,569,407 $20,500,041 $1,180,334 $1,192,138 $ - $ - $ - $ - $ - 803,397 1,067,084 2,506,369 2,374,306 2,414,912 2,212,526 2,281,654 454,841 447,554 585,950 499,538 499,126 10,969,360 630,316 839,137 1,566,565 780,072 1,070,975 1,367,745 1,643,911 1,604,844 3,277,709 4,273,341 3,872,391 3,944,819 4,281,783 14,825,797 4,516,814 6,995,923 7,139,381 6,908,143 6,078,039 5,893,916 5,822,783 5,714,000 798,240 957,824 933,051 879,007 900,412 925,577 969,638 - - - - 45,655 - - 779,513 877,794 947,632 921,242 953,568 1,012,979 1,122,738 - - - - - 192,748 197,242 - - - - - 130,932 - - - - - - 1,166,747 569,716 8,573,676 8,974,999 8,788,826 7,878,288 7,793,551 9,251,766 8,573,334 $11,851,385 $13,248,340 $12,661,217 $11,823,107 $12,075,334 $24,077,563 $13,090,148 Fiscal Year 149 CITY OF ST. ANTHONY, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (Accrual Basis of Accounting) 2008 2009 2010 Net (expense) revenue: Governmental activities ($4,570,842) ($7,086,587) ($6,009,477) Business-type activities 351,025 262,493 258,443 Total primary government net (expense) revenue (4,219,817) (6,824,094) (5,751,034) General revenues and other changes in net position: Governmental activities: Taxes: Property taxes $4,118,365 $4,442,708 $4,750,440 Tax increment collections 1,753,559 1,952,704 1,807,388 Grants and contributions 88,291 20,918 22,827 Unrestricted investment earnings 403,426 208,761 224,693 Other 36,365 16,103 61,866 Gain on sale of capital assets - 3,981 - Transfers (1,514,827) 319,871 478,000 Total governmental activities 4,885,179 6,965,046 7,345,214 Business-type activities: Unrestricted investment earnings 18,985 6,833 (336) Other 17,089 10,353 3,454 Transfers 1,514,827 (319,871) (478,000) Total business-type activities 1,550,901 (302,685) (474,882) Total primary government $6,436,080 $6,662,361 $6,870,332 Change in net position: Governmental activities $314,337 ($121,541) $1,335,737 Business-type activities 1,901,926 (40,192) (216,439) Total primary government $2,216,263 ($161,733) $1,119,298 (1) In 2011 the Water Filtration and Purification fund was reclassified to the Water and Sewer Proprietary Fund. (2) In 2013, services to other cities were reclassified to public safety expense. Note: GASB 65 was implemented in 2013. Governmental activity expenses were restated for 2012 to reflect the expensing of bond issuance costs in the year of issuance. Expenses for years prior to 2012 were not restated. Note: GASB 68 was implemented for 2015. Expenses for years prior to 2015 were not restated. Note: The City closed the Stormwater Improvement Capital Project Fund during 2015 and transferred the majority of the net position to the Stormwater Utility Fund. Note: The City closed the Water Filtration and Purification Fund during 2016 and transferred the majority of the net position to governmental activities. Fiscal Year 150 Table 2 Page 2 of 2 2011 (1)2012 2013 (2)2014 2015 2016 2017 ($6,051,940) ($5,940,229) ($6,562,842) ($6,756,096) ($6,594,817) $257,114 ($7,827,034) 85,228 298,870 305,979 (155,298) (41,996) 1,251,042 417,141 (5,966,712) (5,641,359) (6,256,863) (6,911,394) (6,636,813) 1,508,156 (7,409,893) $4,872,840 $5,408,188 $5,703,707 $6,030,558 $5,893,900 $6,160,156 $6,577,570 1,746,766 1,335,674 1,405,872 1,131,896 1,121,627 1,455,090 1,530,093 24,673 10,639 26,384 461,964 516,015 530,110 535,422 6,803 55,206 25,914 189,441 146,023 254,396 234,572 148,500 208,525 389,785 104,113 172,913 1,207,375 407,269 - 46,195 - 33,204 7,653 7,151 34,775 595,200 610,000 (809,238) (17,982) (6,053,216) 1,956,838 (7,986,616) 7,394,782 7,674,427 6,742,424 7,933,194 1,804,915 11,571,116 1,333,085 52,659 122,833 51,593 111,512 86,407 31,097 21,812 3,976 17,569 66,478 61,444 88,664 64,805 72,713 (595,200) (610,000) 809,238 17,982 6,053,216 (1,956,838) 7,986,616 (538,565) (469,598) 927,309 190,938 6,228,287 (1,860,936) 8,081,141 $6,856,217 $7,204,829 $7,669,733 $8,124,132 $8,033,202 $9,710,180 $9,414,226 $1,342,842 $1,734,198 $179,582 $1,177,098 ($4,789,902) $11,828,230 ($6,493,949) (453,337) (170,728) 1,233,288 35,640 6,186,291 (609,894) 8,498,282 $889,505 $1,563,470 $1,412,870 $1,212,738 $1,396,389 $11,218,336 $2,004,333 Fiscal Year 151 CITY OF ST. ANTHONY, MINNESOTA FUND BALANCES - GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2008 2009 2010 General Fund: Reserved $51,205 $53,849 $57,430 Unreserved 1,389,299 1,471,584 1,567,270 Nonspendable - - - Unassigned - - - Total general fund $1,440,504 $1,525,433 $1,624,700 All other governmental funds: Reserved $3,595,470 $6,264,349 $4,625,111 Unreserved, reported in: Special revenue funds 5,576,157 5,329,291 5,212,683 Capital projects funds 967,355 314,789 243,408 Nonspendable - - - Restricted - - - Committed - - - Assigned - - - Unassigned - - - Total all other governmental funds $10,138,982 $11,908,429 $10,081,202 Note: The City implemented GASB Statement No. 54 for the fiscal year ended December 31, 2011, resulting in significant reclassification of the components of fund balances. Fiscal Year 152 Table 3 2011 2012 2013 2014 2015 2016 2017 $ - $ - $ - $ - $ - $ - $ - - - - - - - - 55,271 68,481 74,049 91,136 107,412 115,482 119,651 1,647,566 1,906,856 2,074,490 2,384,345 2,338,600 2,204,185 2,280,463 $1,702,837 $1,975,337 $2,148,539 $2,475,481 $2,446,012 $2,319,667 $2,400,114 $ - $ - $ - $ - $ - $ - $ - - - - - - - - - - - - - - - 132 129 49 1,631 2,157 57,188 15,339 6,868,120 8,594,337 2,002,737 7,627,714 6,491,789 6,907,253 7,002,918 210,953 222,184 33,015 78,180 94,107 105,503 125,069 763,667 1,344,529 1,253,470 1,318,583 578,258 13,148,229 6,568,756 (1,240,578) (1,473,482) (175,561) (2,407,745) (2,062,163) (1,693,729) (1,452,918) $6,602,294 $8,687,697 $3,113,710 $6,618,363 $5,104,148 $18,524,444 $12,259,164 Fiscal Year 153 CITY OF ST. ANTHONY, MINNESOTA CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2008 2009 2010 2011 (1) Revenues: General property taxes $4,097,493 $4,407,221 $4,787,076 $4,877,268 Tax increment collections 1,682,549 1,903,840 1,911,678 1,708,873 Licenses, fees and permits 247,878 358,381 224,096 195,563 Intergovernmental 2,039,592 1,430,366 1,239,053 861,744 Special assessments 385,197 506,262 398,895 517,678 Charges for services 1,451,925 1,519,427 1,528,210 1,573,975 Cable franchise fees 92,606 92,309 92,786 96,608 Fines and forfeits 139,421 122,870 128,165 117,835 Investment income 400,038 184,053 224,598 6,792 Contributions and donations 3,950 3,450 2,834 610 Miscellaneous 186,449 53,354 708,181 148,500 Total revenues 10,727,098 10,581,533 11,245,572 10,105,446 Expenditures: Current: General government 1,076,699 1,017,405 1,170,630 883,478 Public safety 2,446,434 2,654,708 2,615,752 2,700,328 Public works 679,269 761,530 726,064 684,761 Parks and recreation 394,673 401,787 388,808 366,153 Services to other cities 940,807 1,026,842 1,016,479 1,039,009 Nondepartmental 23,387 6,798 6,940 22,283 Housing and redevelopment 212,583 191,608 183,513 227,921 Capital outlay: General government - - - 12,661 Public safety - - 67,850 152,405 Public works 318,668 271,459 212,029 112,158 Parks and recreation - - - - Debt service: Principal retirement 2,305,000 1,970,000 4,255,000 3,120,000 Interest 1,450,248 1,369,280 1,392,608 1,271,549 Paying agent fees 10,601 9,519 8,763 11,582 Professional service 5,080 5,077 3,117 30,109 Issuance costs - 49,420 - 67,278 Construction/acquisition costs 3,419,607 4,789,180 2,420,767 1,953,923 Developer incentives 323,485 443,092 470,632 444,013 Total expenditures 13,606,541 14,967,705 14,938,952 13,099,611 Revenues over (under) expenditures (2,879,443) (4,386,172) (3,693,380) (2,994,165) Other financing sources (uses): Bonds issued 1,910,000 3,965,000 1,375,000 1,940,000 Refunding bonds issued - 2,855,000 - 3,225,000 Redemption of refunded bonds - (1,210,000) - (1,030,000) Payment to refunded bond escrow agent - - - - Premium on debt issued 8,749 140,492 402 105,598 Sale of capital assets 14,705 12,056 15,347 9,982 Transfers in 1,832,828 1,307,574 3,634,584 1,603,430 Transfers out (1,207,828) (829,574) (3,156,584) (1,008,230) Total other financing sources(uses) 2,558,454 6,240,548 1,868,749 4,845,780 Net change in fund balance ($320,989) $1,854,376 ($1,824,631) $1,851,615 Debt service as a percentage of noncapital expenditures 38.1% 33.7% 46.1% 40.4% Debt service as percentage of total expenditures 27.6% 22.3% 37.8% 33.5% (1) In 2011 the Water Filtration and Purification fund was reclassified to the Water and Sewer Proprietary Fund. (2) In 2013, services to other cities were reclassified to public safety expense. Fiscal Year 154 Table 4 2012 2013 (2)2014 2015 2016 2017 $5,416,328 $5,657,416 $6,053,119 $5,897,070 $6,161,036 $6,633,308 1,364,881 1,398,000 1,117,824 1,106,582 1,476,275 1,541,874 290,985 342,390 351,102 296,465 304,079 358,230 1,530,983 792,477 1,464,479 1,644,481 2,283,016 1,925,460 427,467 587,191 491,988 621,931 570,549 589,332 1,736,274 1,932,268 1,787,611 1,879,520 1,701,246 1,732,288 101,403 104,089 109,009 108,104 113,672 115,079 130,560 129,363 126,584 130,823 93,529 76,057 55,201 24,197 189,216 145,447 252,830 233,668 2,778 16,134 45,640 15,903 4,120 102,340 194,052 375,719 104,113 172,913 11,637,694 407,269 11,250,912 11,359,244 11,840,685 12,019,239 24,598,046 13,714,905 1,059,361 836,190 926,501 948,089 1,066,236 1,119,746 2,671,890 4,174,754 4,357,563 4,352,048 5,164,270 5,346,521 818,851 1,042,876 1,001,378 1,043,791 1,051,747 1,034,427 344,702 420,826 463,057 446,684 409,979 406,748 1,039,504 - - - - - 160,513 56,117 59,265 40,139 38,421 45,095 240,097 150,070 143,863 119,294 156,312 132,437 46,588 8,157 38,826 168,176 8,201 - 130,000 5,792 283,189 150,645 256,053 111,041 170,056 270,443 53,143 67,831 134,590 320,470 - - 49,464 - - - 4,255,000 4,245,000 7,785,000 3,750,000 2,620,000 5,815,000 1,299,266 1,308,344 1,139,216 1,020,262 820,607 846,526 18,811 16,387 7,853 10,386 14,793 5,760 3,480 6,682 17,104 16,971 16,339 6,677 132,217 66,035 185,800 142,682 80,294 104,887 2,253,448 1,618,986 2,959,264 3,750,269 4,867,870 9,908,037 409,007 415,233 431,875 475,886 627,639 649,910 15,052,791 14,641,892 19,902,361 16,503,153 17,333,351 25,853,282 (3,801,879)(3,282,648)(8,061,676)(4,483,914)7,264,695 (12,138,377) 2,195,000 1,775,000 2,070,000 2,580,000 2,900,000 3,120,000 7,300,000 - 4,970,000 4,310,000 - 2,190,000 - - - - - - (4,015,373) - - (4,332,935) - - 190,221 42,080 158,044 188,693 69,485 302,540 10,962 25,244 13,390 25,860 15,186 28,244 1,626,372 2,021,913 1,908,166 2,069,259 4,003,953 312,760 (1,016,372)(1,482,913)(1,514,667)(1,900,647)(959,368) - 6,290,810 2,381,324 7,604,933 2,940,230 6,029,256 5,953,544 $2,488,931 ($901,324)($456,743)($1,543,684)$13,293,951 ($6,184,833) 44.6%43.6%54.2%36.5%25.7%41.5% 36.9%37.9%44.8%28.9%19.8%25.8% Fiscal Year 155 CITY OF ST. ANTHONY, MINNESOTA TAX CAPACITY VALUE AND ESTIMATED MARKET VALUE OF TAXABLE PROPERTY Table 5 Last Ten Fiscal Years Commercial/Total Adjustments Adjusted Total Estimated Tax Capacity Payable Residential Industrial All Tax to Tax Tax Capacity Direct Tax Market as a Percent Year Property Property Other Capacity Capacity * Value Rate Value of EMV 2008 $7,894,132 $2,575,759 $64,903 $10,534,794 ($1,374,734) $9,190,060 46.90% $893,542,800 1.18% 2009 7,537,190 2,684,972 67,599 10,289,761 (1,260,607) 9,029,154 51.61% 869,823,300 1.18% 2010 7,194,714 2,546,141 64,834 9,805,689 (1,106,369) 8,699,320 55.66% 828,631,600 1.18% 2011 6,734,706 2,398,897 71,265 9,204,868 (909,287) 8,295,581 59.89% 778,761,500 1.18% 2012 6,225,942 2,273,812 73,491 8,573,245 (846,346) 7,726,899 68.85% 761,934,600 1.13% 2013 5,860,660 2,139,288 83,509 8,083,457 (802,123) 7,281,334 75.46% 721,227,600 1.12% 2014 5,863,304 2,146,080 78,927 8,088,311 (765,126) 7,323,185 77.16% 720,018,700 1.12% 2015 6,286,042 2,172,970 85,325 8,544,337 (607,841) 7,936,496 72.93% 760,404,500 1.12% 2016 7,352,669 2,105,556 94,478 9,552,703 (695,828) 8,856,875 67.64% 860,925,700 1.11% 2017 7,800,780 2,136,787 117,840 10,055,407 (751,642) 9,303,765 69.59% 906,848,000 1.11% Source: Official Statements for the City of St. Anthony. (Hennepin and Ramsey Counties Combined) * Includes tax increment tax capacity and net fiscal disparities impact. 156 CITY OF ST. ANTHONY, MINNESOTA DIRECT AND OVERLAPPING PROPERTY TAX RATES Table 6 Last Ten Fiscal Years City Fiscal Direct School Other Hennepin Year Rate District Districts County Total 2008 46.90%19.73%13.81%38.57%119.01% 2009 51.61%32.04%13.35%40.41%137.41% 2010 55.66%32.72%17.37%42.06%147.81% 2011 59.89%36.48%11.14%45.84%153.34% 2012 68.85%38.32%12.04%48.23%167.44% 2013 75.46%38.87%12.70%49.46%176.49% 2014 77.16%33.09%13.22%49.96%173.43% 2015 72.93%29.95%12.23%46.40%161.51% 2016 67.64%33.13%11.63%45.36%157.76% 2017 69.59%33.43%11.69%44.09%158.80% Source: Official Statements for the City of St. Anthony (Hennepin County) *Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all City property owners; for example, although the county property tax rates apply to all City property owners, other District rates apply only to the approximately one-third of City property owners whose property is located within that District's geographic boundaries. Overlapping Rates* 157 CITY OF ST. ANTHONY, MINNESOTA PRINCIPAL PROPERTY TAXPAYERS Table 7 Current Year and Nine Years Ago Percentage Percentage Tax of Total City Tax of Total City Capacity Capacity Capacity Capacity Taxpayer Value Rank Value Value Rank Value Inland Silver Lake Village LLC $658,410 1 6.55% $899,438 1 9.96% St. Anthony Leased Housing 522,034 2 5.19% 364,550 2 4.04% Assoc. I Autumn Woods Partners LP 241,263 3 2.40% 205,800 3 2.28% Equinox Properties LLC 237,506 4 2.36% 179,550 4 1.99% St. Anthony Leased Housing 152,961 5 1.52% - - - Assoc. II St. Anthony Shopping Center 134,810 6 1.34% 98,252 6 1.09% Autumn Woods Partners III 110,175 7 1.10% 179,550 4 1.99% Carvelle Apartments (Mortenson)97,971 8 0.97% 82,808 8 0.92% Chandler Place LP 222,655 9 2.21% 82,329 10 0.91% Xcel Energy 129,562 10 1.29%- - - St. Anthony Nursing Home LP - - 0.00% 82,449 9 0.91% Northern Gopher Enterprises, Inc.- - 0.00% 105,345 5 1.17% LG Anderson LLC/Apache Medical - - 0.00% 89,250 7 0.99% Total $2,507,347 24.93% $2,369,321 26.25% Total All Property $10,055,407 $9,029,154 20082017 158 CITY OF ST. ANTHONY, MINNESOTA PROPERTY TAX LEVIES AND COLLECTIONS Table 8 Last Ten Fiscal Years Fiscal Taxes Collections Year Levied in Ended For The Percentage Subsequent Percentage December 31, Fiscal Year Amount of Levy Years Amount of Levy 2008 $4,169,941 (1)$4,088,462 98.05%$30,820 $4,119,282 98.79% 2009 4,465,113 (1)4,352,222 97.47%60,313 4,412,535 98.82% 2010 4,642,067 (1)4,566,162 98.36%56,690 4,622,852 99.59% 2011 4,761,665 (1)4,710,258 98.92%41,702 4,751,960 99.77% 2012 5,223,089 5,157,341 98.74%39,080 5,196,421 99.41% 2013 5,426,789 5,345,759 98.51%22,842 5,368,601 99.16% 2014 5,633,007 5,564,141 98.78%(40,635) 5,523,506 98.67% 2015 5,831,737 5,733,450 98.19%(12,399) 5,721,051 98.44% 2016 6,050,812 5,974,249 98.73%18,401 5,992,650 99.04% 2017 6,450,785 6,400,683 99.22% (1) Net of Market Value Homestead Credit which was subject to State unallotments or other reductions. Sources: St. Anthony Finance Department Fiscal Year of the Levy Collected Within The Total Collections to Date Not Available 159 CITY OF ST. ANTHONY, MINNESOTA RATIOS OF OUTSTANDING DEBT BY TYPE Last Ten Fiscal Years G.O. G.O. Tax Lease G.O. Other Total Fiscal Improvement and Reconstruction Increment Revenue Revenue G.O. Fannie Governmental Year Refunding Bonds Bonds Bonds Bonds Bonds Bonds Mae Loan Activities 2008 $11,105,000 $1,910,000 $10,375,000 $4,755,000 $945,000 $860,000 $2,500,000 $32,450,000 2009 14,310,000 1,910,000 10,055,000 4,550,000 825,000 2,390,000 2,050,000 36,090,000 2010 13,450,000 1,810,000 9,710,000 4,335,000 695,000 1,960,000 1,250,000 33,210,000 2011 16,645,000 1,710,000 9,345,000 4,110,000 565,000 1,850,000 - 34,225,000 2012 18,935,000 1,605,000 8,960,000 3,995,000 430,000 1,665,000 - 35,590,000 2013 17,605,000 1,500,000 8,545,000 3,700,000 295,000 1,475,000 - 33,120,000 2014 16,910,000 2,695,000 7,920,000 3,415,000 150,000 1,285,000 - 32,375,000 2015 18,010,000 1,305,000 7,865,000 3,125,000 - 1,090,000 - 31,395,000 2016 19,280,000 1,170,000 7,450,000 2,825,000 - 950,000 - 31,675,000 2017 18,920,000 1,035,000 7,065,000 2,510,000 - 1,640,000 - 31,170,000 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. Source: St. Anthony Finance Department *See Table 13 for Population data. Governmental Activities 160 Table 9 Water/ Sewer Percentage Water/ Liquor Total Bonds Total Percentage of Adjusted Sewer Revenue Business-Type Per Primary of Personal Per Tax Capacity Bonds Bonds Activities Customer Government Income Capita* 353.10% $1,895,000 $270,000 $2,165,000 $824 $34,615,000 Not Available $3,846 399.71% 1,815,000 185,000 2,000,000 789 38,090,000 12.20% 4,239 381.75% 1,730,000 95,000 1,825,000 752 35,035,000 11.75% 4,037 412.57% 1,640,000 - 1,640,000 713 35,865,000 11.03% 4,107 460.60% 1,545,000 - 1,545,000 672 37,135,000 11.07% 4,228 454.86% 1,440,000 - 1,440,000 626 34,560,000 10.14% 3,889 442.09% 1,330,000 - 1,330,000 578 33,705,000 10.05% 3,760 395.58% 1,215,000 - 1,215,000 528 32,610,000 9.41% 3,515 357.63% 1,100,000 - 1,100,000 478 32,775,000 9.37% 3,533 335.03% 975,000 - 975,000 424 32,145,000 Not Available Business-Type Activities 161 - This page intentionally left blank - 162 CITY OF ST. ANTHONY, MINNESOTA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT Table 10 As of December 31, 2017 Estimated Estimated Share of Debt Percentage Overlapping Governmental Unit Outstanding Applicable* Debt Debt repaid with property taxes: (1) School Districts: ISD No. 282 $18,645,000 53.7510% $10,021,872 Counties: Hennepin 743,205,000 0.3782% 2,811,066 Ramsey 172,225,000 0.3436%591,706 Other: Metropolitan Council 146,405,000 0.1665%243,787 Three Rivers Park District 62,125,000 0.5305%329,553 Subtotal - overlapping debt 13,997,984 City direct debt (2)31,170,000 Total direct and overlapping debt $45,167,984 Sources: (1) Official Statements for City of St. Anthony (2) St. Anthony Finance Department Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. *For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using taxable assessed property values. Applicable percentages were estimated by determining the portion of another governmental unit's taxable assessed value that is within the City's boundaries and dividing it by each unit's total taxable assessed value. 163 CITY OF ST. ANTHONY, MINNESOTA LEGAL DEBT MARGIN INFORMATION Last Ten Fiscal Years Market value Debt limit (3% of market value) Debt applicable to limit: General obligation bonds Less: Amount set aside for repayment of general obligation debt Total net debt applicable to limit Legal debt margin 2008 2009 2010 Debt limit $26,094,699 $24,778,098 $23,262,423 Total net debt applicable to limit 5,741,849 5,410,204 5,059,006 Legal debt margin $20,352,850 $19,367,894 $18,203,417 Total net debt applicable to the limit as a percentage of debt limit 22.00%21.83%21.75% Source: Market Value - Hennepin County and Ramsey County, Minnesota Assessor's Offices Legal Debt Margin Calculation for Fiscal Year 2017 164 Table 11 $867,569,205 26,027,076 4,065,000 (820,608) 3,244,392 $22,782,684 2011 2012 2013 2014 2015 2016 2017 $22,184,277 $21,518,115 $20,237,210 $20,226,682 $21,500,127 $24,651,217 $26,027,076 4,708,301 4,902,237 4,450,131 4,031,063 3,615,981 3,176,798 3,244,392 $17,475,976 $16,615,878 $15,787,079 $16,195,619 $17,884,147 $21,474,419 $22,782,684 21.22% 22.78% 21.99% 19.93% 16.82% 12.89% 12.47% Legal Debt Margin Calculation for Fiscal Year 2017 165 CITY OF ST. ANTHONY, MINNESOTA PLEDGED REVENUE COVERAGE Last Ten Fiscal Years Stormwater Less Net Fiscal Service Operating Available Year Charges Expenses Revenue Principal Interest Coverage 2008 $167,373 $ - $167,373 $110,000 $53,220 103% 2009 167,793 - 167,793 120,000 40,103 105% 2010 150,431 - 150,431 130,000 28,575 95% 2011 150,833 - 150,833 130,000 18,900 101% 2012 150,734 - 150,734 135,000 14,925 101% 2013 152,750 - 152,750 135,000 10,875 105% 2014 146,423 - 146,423 145,000 6,675 97% 2015 9,619 - 9,619 150,000 2,250 6% 2016 - - - - - - 2017 - - - - - - Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. Operating expenses do not include interest, depreciation, or amortization expenses. Storm Sewer Revenue Bonds Debt Service 166 Table 12 Page 1 of 2 Utility Less Net Service Operating Available Charges Expenses Revenue Principal Interest Coverage $1,615,721 $1,367,564 $248,157 $80,000 $77,236 158% 1,583,317 1,464,759 118,558 80,000 75,056 76% 1,575,514 1,452,765 122,749 85,000 71,093 79% 1,577,823 1,492,891 84,932 90,000 68,064 54% 1,836,635 1,621,559 215,076 95,000 66,123 133% 1,883,034 1,577,518 305,516 1,545,000 48,458 19% 1,800,249 1,603,359 196,890 110,000 26,783 144% 1,853,980 1,584,133 269,847 115,000 25,450 192% 1,938,556 1,718,418 220,138 115,000 23,150 159% 2,092,376 1,925,773 166,603 125,000 19,708 115% Water and Sewer Revenue Bonds Debt Service 167 CITY OF ST. ANTHONY, MINNESOTA PLEDGED REVENUE COVERAGE Last Ten Fiscal Years Less Net Fiscal Net Sales Operating Available Year (Gross Profit) Expenses Revenue Principal Interest Coverage 2008 $1,475,173 $964,663 $510,510 $80,000 $20,125 510% 2009 1,543,854 982,863 560,991 85,000 15,525 558% 2010 1,594,829 1,032,636 562,193 90,000 10,638 559% 2011 1,654,205 1,077,832 576,373 95,000 5,463 574% 2012 1,736,060 1,127,368 608,692 - - N/A 2013 1,626,398 1,198,064 428,334 - - N/A 2014 1,373,473 1,098,109 275,364 - - N/A 2015 1,321,028 1,071,756 249,272 - - N/A 2016 1,354,717 1,082,308 272,409 - - N/A 2017 1,359,067 1,141,171 217,896 - - N/A Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. Operating expenses do not include interest, depreciation, or amortization expenses. Liquor Revenue Bonds Debt Service 168 Table 12 Page 2 of 2 Special Tax Assessment Increment Collections Principal Interest Coverage Collections Principal Interest Coverage $385,197 $1,570,000 $495,649 19% $1,682,549 $230,000 $538,369 219% 506,262 760,000 430,947 43% 1,903,840 320,000 526,949 225% 398,895 2,235,000 499,506 15% 1,911,678 345,000 512,504 223% 517,678 2,405,000 532,400 18% 1,708,873 365,000 496,588 198% 427,467 3,735,000 555,220 10% 1,364,881 385,000 479,132 158% 587,191 3,695,000 717,234 13% 1,398,000 415,000 459,830 160% 491,988 3,350,000 590,257 12% 1,117,824 4,290,000 445,969 24% 621,931 3,355,000 585,636 16% 1,106,582 4,365,000 336,268 24% 570,549 2,070,000 540,465 22% 1,476,275 415,000 156,058 259% 589,332 5,430,000 557,511 10% 1,541,874 385,000 190,038 268% Debt Service Tax Increment BondsImprovement Bonds Debt Service 169 CITY OF ST. ANTHONY, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS Table 13 Last Ten Fiscal Years Per Capita Fiscal Personal Personal Unemployment Year Population (1)Income (2)Income(1)Rate(3) 2008 8,437 4.90% 2009 8,514 $295,699,734 $34,731 7.30% 2010 8,226 282,682,377 34,365 7.00% 2011 8,333 310,183,426 37,224 6.10% 2012 8,417 321,483,107 38,195 5.20% 2013 8,516 326,729,114 38,367 4.60% 2014 8,965 322,264,855 35,947 3.70% 2015 9,234 333,679,824 36,136 3.30% 2016 9,277 338,053,880 36,440 3.40% 2017 Not Available 3.10% Sources: (1) Metropolitan Council Estimates for St. Anthony - for both Ramsey County & Hennepin County. (2) Personal Income calculated from Per Capita Personal Income and Population. (3) Minnesota Department of Employment and Economic Development - Annual Average Unemployment Rate for Hennepin County Not Available 170 CITY OF ST. ANTHONY, MINNESOTA PRINCIPAL EMPLOYERS Table 14 Current Year and Nine Years Ago Employer Employees Rank Employees Rank ISD No. 282 (St. Anthony - New Brighton) 396 1 240 2 St. Anthony Health Center/Chandler Place 270 2 285 1 Cub Foods 250 3 175 4 City of St. Anthony 132 4 125 5 I Care Cab 120 5 - - B&F Fastener Supply 100 6 - - St. Charles Borromeo Parish 92 7 65 7 North Memoral - Silver Lake Clinic 81 8 - - Marshall Manufacturing 60 9 - - Happy's Potato Chip Company 50 10 50 8 Wal-Mart - - 238 3 Francis A. Gross Golf Course - - 50 10 Industrial Custom Products - - 50 9 Triangle Industries - - 89 6 Total 1,551 1,367 20082017 171 CITY OF ST. ANTHONY, MINNESOTA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION/PROGRAM Last Ten Fiscal Years Function/Program 2008 2009 2010 2011 General government: Administration 3.00 3.00 3.00 3.00 Finance 4.75 4.75 4.75 4.50 Police: Officers 23.00 23.00 23.00 23.00 Support staff 2.50 2.50 2.50 2.50 Community service officer 1.00 1.00 1.00 1.00 Volunteers (non-paid)12.00 12.00 12.00 12.00 Fire: Firefighters 7.00 7.00 7.00 7.00 Volunteers (paid on call)3.00 3.00 3.00 3.00 Public works: Administration 2.00 2.00 2.00 2.00 Street 6.00 6.00 6.00 5.00 Park 3.00 3.00 3.00 3.00 Water/Sewer 2.00 2.00 2.00 2.00 Mechanic 1.00 1.00 1.00 1.00 Seasonal*2.00 2.00 2.00 2.00 Liquor operations: Off-sale: Full-time 5.00 5.00 5.00 5.00 Market Place - part-time 5.25 5.25 6.00 6.00 Silver Lake Village - part-time 5.25 5.25 6.00 6.00 Total 87.75 87.75 89.25 88.00 Source: City of St. Anthony Full-Time Equivalent Employees as of December 31, 172 Table 15 2012 2013 2014 2015 2016 2017 2.00 2.00 2.00 2.00 2.50 2.50 4.25 4.25 4.25 4.50 4.00 4.00 23.00 23.00 23.00 23.00 23.00 20.00 2.50 2.50 2.50 2.50 2.50 2.50 1.00 1.00 1.00 1.00 1.00 1.00 12.00 12.00 12.00 12.00 12.00 12.00 7.00 7.00 7.00 7.00 7.00 7.00 3.00 3.00 3.00 3.00 3.00 3.00 2.00 2.00 2.00 2.00 2.00 2.00 6.00 6.00 6.00 6.00 6.00 6.00 3.00 3.00 3.00 3.00 3.00 3.00 2.00 2.00 2.00 2.00 2.00 2.00 1.00 1.00 1.00 1.00 1.00 1.00 2.00 2.00 2.00 2.00 2.00 2.00 5.00 5.00 5.00 5.00 5.00 6.00 6.00 6.00 6.00 4.50 4.50 4.50 6.00 6.00 6.00 4.50 4.00 4.00 87.75 87.75 87.75 85.00 84.50 82.50 Full-Time Equivalent Employees as of December 31, 173 CITY OF ST. ANTHONY, MINNESOTA OPERATING INDICATORS BY FUNCTION/PROGRAM Last Ten Fiscal Years Function/Program 2008 2009 2010 2011 Police: * Moving violation 2,137 2,008 2,305 1,848 Non-moving violations 494 351 397 210 DWI 61 59 49 44 Traffic arrests 815 770 600 673 Gross and misdemeanor arrests 203 193 129 145 Felony arrests 44 32 29 46 Warrant arrests 32 32 28 28 Fire: Emergency responses 1,055 996 1,203 1,221 Medical responses 768 718 895 894 Fires 39 32 34 35 Inspections 81 92 97 121 Building inspection: Permits issued 262 283 315 336 Other public works: Street reconstruction/resurfacing (miles)2 1 1 2 Potholes filled (tons)20 80 22 100 Water: New connections 10 - 7 1 Water mains breaks 8 9 11 10 Average daily consumption (thousands of gallons)902 885 806 821 Peak daily consumption (thousands of gallons)2,157 2,295 1,396 1,586 * Police statistics are for St Anthony only Source: City of St. Anthony Fiscal Year 174 Table 16 2012 2013 2014 2015 2016 2017 1,851 2,068 2,017 2,213 1,488 846 200 396 321 197 192 65 39 34 39 23 15 21 578 679 633 661 469 249 164 244 130 77 50 63 37 67 53 44 51 20 20 23 25 24 13 20 1,267 1,409 1,363 1,425 1,534 1,621 933 1,016 1,012 1,062 1,113 1,166 40 26 26 26 14 17 116 88 256 238 173 216 272 303 288 533 342 292 111211 84 39 34 66 23 198 39 122 28 7 1 29 1078827 884 822 763 770 715 731 1,879 1,724 1,635 1,571 1,153 1,453 Fiscal Year 175 CITY OF ST. ANTHONY, MINNESOTA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM Last Ten Fiscal Years Function/Program 2008 2009 2010 2011 Police: Stations 1 1 1 1 Fleet units 12 12 13 13 Fire stations:1 1 1 1 Fleet units 7 8 8 8 Other public works: City streets (miles)24.7 24.7 24.7 24.7 Sidewalks (miles)9.6 10.2 11.1 11.1 Parks and recreation: Acreage 40 40 40 40 Playgrounds 4 4 4 4 Baseball/softball diamonds 7 7 7 7 Soccer/football fields 2 2 2 2 Community centers 1 1 1 1 Skate park 1 1 1 1 Splash pads 1 2 2 2 Tennis courts 2 2 2 2 Seasonal ice rinks 3 3 3 3 Liquor operations: On/off sale locations 2 2 2 2 Water: Water mains (miles)24.7 24.7 24.7 24.7 Fire hydrants 287 287 287 287 Storage capacity (thousands of gallons)2,250 2,250 2,250 2,250 Wells 3 3 3 3 Wastewater: Sanitary sewers (miles)24.7 24.7 24.7 24.7 Lift stations 2 2 2 2 Stormwater: Stormwater reuse 0 1 1 1 Stormwater treatment systems 0 0 0 0 Stormwater retention ponds 5 5 5 5 Storm sewers (miles)15.0 15.0 15.0 15.0 Source: City of St. Anthony Fiscal Year 176 Table 17 2012 2013 2014 2015 2016 2017 111111 14 14 14 14 14 13 111111 888888 24.7 24.7 24.7 24.7 24.7 24.7 11.1 11.1 11.1 11.1 11.6 12.3 40 40 40 40 40 40 444444 777777 222222 111111 111111 222222 222222 333333 222222 24.7 24.7 24.7 24.7 24.7 24.7 287 287 287 287 288 288 2,250 2,250 2,250 2,250 2,250 2,250 333333 24.7 24.7 24.7 24.7 24.7 24.7 222222 111111 011222 556666 15.0 15.0 15.0 15.0 15.0 15.0 Fiscal Year 177 - This page intentionally left blank - 178