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2015 Premiums <br />• $186,997 <br />due <br />2015 <br />age <br />Actual <br />Premium <br />• ($177,201) <br />due <br />2014 <br />Actual <br />Premium <br />$ 9,796 5.53% Increase <br />• Increase <br />due <br />to <br />age <br />of group <br />= 3.02% <br />• Increase <br />due <br />to <br />other factors = <br />2.51 <br />