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ISO Ratings <br />Insurance Services Organization Ratings <br />The rating "reflects a community's local fire protection for property insurance rating <br />purposes."' <br />Through "Public Protection Classification (PPC), ISO may create a rating <br />of 1-101 Class 1 being the best.2 <br />"Most U.S. insurers of home and business properties use ISO's PPC in calculating <br />premiums." <br />Due to location of functioning municipal water supply and existing <br />fire departments, the response time and the equipment <br />responding will not likely greatly influence the rating. <br />