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WHAT LOCAL GOVERNMENT CAN DO TO ADDRESS <br /> OREC OSURES <br /> Foreclosure Prevention and Education <br /> Early Outreach to Foreclosure Impacted Households:Partner with the Minnesota Home Ownership Center to <br /> implement a Foreclosure Prevention Education Campaign,including hosting borrower's workshops for consumers, <br /> inserting foreclosure prevention information in tax statements and utility bills,encouraging agencies encountering <br /> consumers in crisis to have their agency staff attend a Foreclosure Prevention Training and to sign up for the Home <br /> Ownership Center's listserve. For more information on workshops contact the Minnesota Home Ownership Center at 651- <br /> 659-9336 or http://www.hocmn.org/ <br /> Actively Provide Local Referrals:Refer homeowners and renters to How Cities Are Communicating <br /> trusted local and regional foreclosure prevention and credit counseling About Local Foreclosures <br /> organizations. <br /> • Post foreclosure information on city website <br /> Reach Out To Local Renters in Foreclosed Units:Partner with . Insert information in utility bills <br /> HOME Line,Legal Aid,and Southern Minnesota Regional Legal <br /> Services (SMRLS�on their outreach campaign to renters. Direct • Host a foreclosure educational workshop <br /> renters to these organizations to receive free legal advice about their 0 Provide counselors at city hall once a week <br /> rights and options during foreclosure. For example,HOME Line at 1- <br /> 866-866-3546 (or see http://www.hometinemn.org and see Minnesota • Use door to door outreach techniques <br /> Attorney Generals Office for rights and duties of landlords and . Use local media: cable TV and newspapers <br /> tenants at http://www.ag.state.mn.us/Consumer/housing/It/default.asp) <br /> • Work with local community and faith <br /> Provide Helpful Literature and Web Links: Distribute materials organizations to expand outreach in targeted <br /> through city departments,utilities,and local non-profits,and provide <br /> areas. <br /> links on your city web site to trusted foreclosure prevention counseling <br /> resources such as Minnesota f lome Ownership Center, l IOMELine 0 Designate city staff and neighborhood leaders as <br /> tenant hotline at(866) 866-3546,the Attorney General's Office,and foreclosure information coordinators. <br /> lawhelpmn.org about the availability of services and other resources to <br /> assist home owners and renters.'. <br /> Promote"Don't Borrow Trouble"Consumer Education: Don't <br /> Borrow Trouble is a public education initiative that seeks to educate families and individuals about how to avoid predatory <br /> lending scams.The Don't Borrow Trouble help line has been established at 612-312-2020 to offer families a safe place to call <br /> before they sign anything that puts their home at risk(http://www.dontborrowtroublemn.org/Ol.htm.) <br /> Foster Pre-Purchase Counseling for New Homebuyers:Partner with the Minnesota home Ownership Center and its <br /> member agency in your area to implement a communications strategy that encourages prospective homes owners to attend <br /> pre-purchase training2 or seek assistance from a trusted advisor before signing any documents related to their homes. <br /> Increase Access to Affordable Financing- Publicize lending tools that may assist home owners in distress,including <br /> home repair funds. <br /> 1 <br />