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<br />9 <br /> Recent research by the Urban Land Institute and the Regional Council of Mayors (RCM), <br />that ULI staffs, found: <br /> <br />● Cities that are more accepting and intentional in supporting affordable housing as part of <br />a full range of housing choices ensure their competitive ability by accommodating <br />income diversity in their communities. <br />● Communities are adopting housing policies and modifying zoning codes to support <br />mixed use, mixed income and walkable places. <br />● 51 percent of affordable housing units in suburban areas were built or preserved in <br />Regional Council of Mayors (RCM) cities participating in the Urban Land Institute’s <br />services from 2008-2014. <br /> <br />A Word of Caution <br /> <br /> Though progress has been made in increasing affordable housing for Minnesota’s low <br />and moderate income families, the future remains uncertain, given an expected rise in interest <br />rates and a potential decline in public housing funding under President Donald Trump. <br /> <br /> Minnesota’s Housing Fund is depleted pending Legislative action this year. <br /> <br />Analysis of Affordable Housing In Our Five Cities <br /> <br />On November 1st, 2016, The Roseville Area League of Women Voters Affordable <br />Housing Study Committee sent Falcon Heights, Lauderdale, Little Canada, Maplewood and <br />Roseville City Managers a survey to determine the present affordable housing situation in their <br />cities. The cities had just begun to update their comprehensive plans. In some situations <br />answers were still unknown. City figures are accurate as of December 1, 2016. <br /> The MN Housing Finance Agency defines affordability based on the Area Median <br />Income (AMI). The agency publishes the AMI adjusted by county and by individuals per <br />household. In Ramsey County the AMI is $60,100 for an individual, $85,800 for a family of <br />four. Need for assistance is broken into three categories: those with incomes up to 30% AMI, <br />incomes between 31 and 50% and incomes that are 51-80% of the AMI. <br /> Survey questions were based on information members of the Study Committee gathered <br />in interviews with individuals with expertise in regional affordable housing. The survey was <br />organized into three areas based on the Metropolitan Council Housing Plan: Assessing Existing <br />Housing/Needs/Priorities; Implementing Housing Planning; Projecting Future Affordable <br />Housing Needs. <br />