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11 <br /> <br />Amanda Welliver – Welliver joined NWHP as our Communications Coordinator in 2011 where <br />she is in charge of NWHP’s communications and marketing functions. Welliver came to NWHP <br />with over 15 years of experience in this field include working for the Minnesota Senate and the <br />Minnesota Association of Realtors. <br />Mekonnen Kumela – Accounting Assistant – Kumela recently joined NWHP as an Accounting <br />Assistant. Kumela has similar work experience at several organizations, both in the United <br />States and abroad. Mekonnen has an active CPA license. <br />Pricing and Term <br />NWHP would charge the City of Little Canada a flat fee for each closed loan. While NWHP is <br />willing to negotiate the agreed upon rate, our preferred pricing structure would be as follows: <br />- $25 application fee per loan paid by the customer at the time of loan application. <br />- 9% (of total loan amount) administration fee for Little Canada’s down payment <br />programs for all loans closed. <br />- 10% (of total loan amount) administration fee for Little Canada’s home improvement <br />programs to be paid by the City of Little Canada for the first five (5) combined loans <br />closed for these programs during a calendar year. <br />- 12% (of total loan amount) administration fee for Little Canada’s home improvement <br />programs to be paid by the City of Little Canada for any additional home improvement <br />loans closed after the initial five (5) combined loans during a calendar year. <br />- $75 for each application that will not close because the applicants have been denied or <br />are no longer pursuing financing through this program. <br />An optional service we provide to the City of Shoreview is construction consultations services <br />for residents not seeking to obtain a loan. Below is a basic fee structure for this service: <br /> - Little Canada shall pay the Consultant a fee of $30 for each over the phone or drop-in <br /> construction consultation visit. <br /> - Little Canada shall pay the Consultant a fee of $250 for each initial on -site construction <br /> consultation visit. Little Canada shall pay the Consultant an hourly fee of $50/hour for <br /> each additional hour spent with a customer or following-up on a customer request <br /> following the initial on-site visit. <br />NWHP would prefer a three year term for this contract but would be willing to negotiate <br />regarding this matter. NWHP would be open to a longer term if the City of Little Canada would <br />include a pricing review during the extended term. NWHP would also be open to a fee <br />structure in which the borrower pays all or a portion of the above fee, which could be income <br />based. <br /> <br /> <br />14