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<br />Insurance Benefits <br /> Health Insurance Availability 15 <br /> Opt-Out Program 15 <br /> Cobra 16 <br /> Long-Term Disability Coverage 16 <br /> Life Insurance Coverage 16 <br /> Continuation of Insurance Benefits 16 <br /> <br />Other Insurance Benefits – Short Term Disability (STD) <br /> Purpose 17 <br /> Eligibility 17 <br /> Definition of a Disability 17 <br /> Requesting STD/Filing a Claim 17 <br /> Commencement & Length of Benefit 18 <br /> Amount of Benefit 18 <br /> Status of City Benefits 18 <br /> Return to Work 18 <br /> <br />Paid Time Off (PTO) <br /> Purpose 19 <br /> Eligibility 19 <br /> PTO Leave Accrual Schedule 19 <br /> Maximum Accumulation 20 <br /> Exceptions 20 <br /> Procedures 20 <br /> Use of Deferred Sick Leave Hours 21 <br /> Conversion of Deferred Sick Leave Hours to PTO 22 <br /> Employees on Short Term Disability 22 <br /> PTO Pay-Off at Termination of Employment 22 <br /> PTO Donation 22 <br /> <br />Other Leaves With Pay <br /> Holidays 25 <br />Funeral Leave 26 <br /> Jury and Witness Duty 27 <br /> <br />Leaves Without Pay <br /> Parenting Leave 28 <br /> Emergency Leave 28 <br /> Leaves of Absence 28 <br /> Leaves Due to Weather Conditions 28 <br /> Military Leave 29 <br /> <br />Computer Use <br /> Purpose 30 <br /> Equipment Use 30 <br /> E-Mail Use 30