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<br />• The percentage amount or dollar amount paid by the employer towards premiums for <br />each tier <br />• Opt-out funds for those not electing dental/vision <br /> <br />RESULTS: <br />Eleven of the communities surveyed provided data on both dental and vision premium <br />contributions. Raw results for each city for both dental and vision are provided (see Attachments <br />A & B). Table 2 provides a brief analysis of results, excluding Little Canada’s information. <br /> <br />Table 2: Overall Results <br />Question/Data Point Number of cities out of 11 <br />Dental Coverage Offered 11 of 11 <br />90-100% City Paid Premium 3 of 11 <br />Employer pays the employee only premium dollar <br />amount for all tiers 4 of 11 <br />Employer contributes $0 4 of 11 <br />$0 dental opt-out dollars provided 11 of 11 <br />Vision Coverage Offered 6 of 11 <br />Of those offering, the Employer contributes $0 6 of 6 <br />Of those offering, $0 vision opt-out dollars provided 6 of 6 <br /> <br />STAFF RECOMMENDATION: <br />Staff has provided several options for council consideration regarding dental premiums, as well <br />as one option for vision premiums for the upcoming 2026 budget discussions. <br /> <br />Dental Contribution Options <br />Option 1: No change <br />• Continue with the city funding 0% of dental premiums <br /> <br />Option 2: Mirror health insurance city contribution <br />• Currently, the city funds 100% of health insurance premiums for employee-only <br />coverage, and 80% of health insurance premiums for family coverage (note, the city only <br />offers two tiers of health insurance coverage.) <br /> <br />Tiers 2025 Total <br />Monthly Cost <br />City <br />Contribution % <br />City <br />Amount $$ <br />Employee <br />Amount $$ <br />Employee $ 57.60 100% $ 57.60 $ 0.00 <br />Employee <br />& Spouse $ 115.20 80% $ 92.16 $ 23.04 <br />Employee <br />& Children $ 146.88 80% $ 117.50 $ 29.38 <br />Family $ 204.48 80% $ 163.58 $ 40.90 <br /> <br /> <br />