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provide your proposal with the following information: <br />• Interest rate(s) and term <br />• Fees, other closing costs, ongoing fees, if any <br />• Covenants <br />• A listing of information needed from New Harmony Care Center, Inc. prior to a <br />commitment. <br />• Estimated sale of bonds in proportions of retail and commercial percentages (i.e. you propose <br />to sell 75% of the bonds to retail customers and 25% to commercial) <br />• An estimated timeline for completing the financing <br />Copies of the proposal should be delivered by November 1, 2004 to the address on the cover. <br />If you have any questions, please contact Kathy Youngquist (see cover). <br />Page -4- <br />7 <br />