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1 <br />1 <br />1 <br />1 <br />1 <br />• <br />1 <br />1 <br />1 <br />• <br />1 <br />1 <br />1 <br />1 <br />4* <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />• <br />1 <br />1 <br />1 <br />1 <br />1 <br />• <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />• <br />• <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />1 <br />►10AAAAAAAAAAAAAAAA AAA♦usAsAsuAuAAAAA AAAAAsuuuasuAAusAsa <br />csource Cutter <br />A Program of the Greater Metropolitan Housing Corporation - Twin Cities <br />Minnesota -wide Loan Programs <br />Bremer Bank Employer Assisted Homebuyinq Programs <br />Bremer Bank assists its employees with homebuying through its Rental <br />Employee Assistance Loan (REAL) program and Homebuyer Employee <br />Loan Program (HELP). REAL is a low- interest loan that you can apply to <br />your initial rental fees and security deposits, and HELP is a deferred loan <br />up to $5,000 to be used for down payment on a first home. Bremer <br />Bank employees must meet certain requirements to be eligible for the <br />programs. This program is administered by the Northwest Office. <br />MHFA Fix Up Fund Loan Program <br />A 5.25% interest loan for a maximum of $25,000 and a maximum term of <br />20 years is available to owner - occupied single - family homes, duplexes,' <br />triplexes and fourplexes. The maximum income to qualify for the loan is <br />$75,000, and most home improvements qualify except for luxury items, <br />such as swimming pools. This is a program of the Minnesota Housing <br />Finance Agency (MHFA). <br />MHFA Rehabilitation Loan Program <br />The MHFA Rehabilitation Loan is a 0% interest, 30 -year loan for financing <br />up to $15,000 for permanent repairs to the home. The loan is deferred so <br />homeowners have no interest or monthly payments. Eligible homeowners <br />must have an annual adjusted gross income of $18,000 or less, and <br />eligible properties include single - family homes, duplexes and <br />manufactured housing taxed as real or personal property. In addition, <br />homeowners with a disability can qualify for a maximum loan of $20,000. <br />This is a program of the Minnesota Housing Finance Agency (MHFA). <br />Northeast Office — 909 East Main Street NE, Minneapolis, MN 612-378-7985 <br />Northwest Office - 2140 — 44th Avenue North, Minneapolis, MN 55412, 612 -588 -3033 <br />Southside Office 3749 Cedar Avenue South, Minneapolis, MN 55417,612- 722 - 7141 <br />NorthMetro Office —1170 County Road I, Shoreview, MN 55126, 651- 486 -7401 <br />Updated August 2003 <br />-15- <br />I ♦ VV7• 77VVVYV• 1VVY• 11717YYV11Y7nnVVYVY1 .1YVYF1lVVV'/MVVVV71VII1•\ <br />► <br />► <br />► <br />to- <br />• <br />• <br />• <br />OP- <br />fr <br />► <br />► <br />► <br />► <br />► <br />► <br />► <br />► <br />► <br />► <br />► <br />► <br />► <br />► <br />0 <br />