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NWHP & Little Canada Suggested Guidelines <br />Borrower Eligibility: <br />1. Credit: Standard underwriting criteria apply including review of a credit report. <br />2. Debt to Income Limit: Borrower’s gross monthly debts cannot exceed 50% of gross monthly income. <br />3. Current on Debt Payments: Borrower(s) must be current on any ongoing debt payments. <br />4. Income Limit: The borrower(s)’ total gross annual household income cannot exceed 120%* of the Little Canada median household income, as follows (chart below is for example only): <br />*Calculated using 2025 HUD Area Median Income Data <br />Persons in Household Income Limit <br />1 $ 112,250 <br />2 $ 127,150 <br />3 $ 143,050 <br />4 $ 158,900 <br />5 $ 171,650 <br />6 $ 184,350 <br />7 $ 197050 <br />8 $ 209,750