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<br />10 <br />Little Canada-Lupe - Borrower Loan Agreement - LC Apartments(199386221.3) - 5/12/2026 6:38:21 PM <br />Section 5.3 Governmental Authorizations and Other Approvals. The Borrower and the <br />General Partner have all necessary Governmental Actions and qualifications, and have complied with all <br />applicable Legal Requirements necessary to conduct their business as it is presently conducted and to own, <br />operate and construct the Project Facilities in accordance with the provisions of the Funding Loan <br />Documents in all material respects. Except as set forth on Schedule 5 hereto, the Borrower has obtained <br />all Governmental Actions from such Governmental Authorities which are a necessary precondition to <br />construct, own and operate the Project Facilities and all such Governmental Actions were duly issued, are <br />in full force and effect and are not subject to any pending judicial or administrative proceedings, the period <br />for judicial or administrative appeal or review having expired and no petition for administrative or judicial <br />appeal or review having been filed. The Project Facilities (upon completion of construction of the Project <br />Facilities as contemplated in the Plans and Specifications) will comply with all Governmental Actions and <br />Legal Requirements, including all zoning restrictions (including without limitation, use density, setbacks, <br />parking and other similar requirements) or the Borrower has a valid variance for or exemption from such <br />requirements. All Governmental Actions obtained by the Borrower have been validly issued and are in full <br />force and effect. With respect to any Government Actions not yet obtained, the Borrower knows of no <br />reason such Governmental Actions will not be timely obtained in the ordinary course of business and as <br />needed in connection with the construction or operation of the Project Facilities. No such Governmental <br />Action will terminate, or become void or voidable or terminable, upon any sale, transfer or other disposition <br />of the Project Facilities including any transfer pursuant to foreclosure sale under the Mortgage. <br />Section 5.4 Validity and Binding Effect. This Agreement and the other Funding Loan <br />Documents and the Subordinate Debt Documents to which the Borrower is a party are the legal, valid and <br />binding obligations of the Borrower, enforceable against it in accordance with their respective terms, <br />subject to the application by a court of general principles of equity and to the effect of any applicable <br />bankruptcy, insolvency, reorganization, moratorium or similar Legal Requirement affecting creditors’ <br />rights generally. <br />Section 5.5 No Litigation. Except as disclosed on Schedule 1 attached hereto, there is no <br />pending action or proceeding, including eminent domain proceedings, before any Governmental Authority <br />or arbitrator against or involving the Borrower, the General Partner or to the Borrower’s actual knowledge, <br />the Project Facilities and, to the actual knowledge of the Borrower and the General Partner, there is no <br />threatened action or proceeding, including eminent domain proceedings, affecting the Borrower or the <br />General Partner before any Governmental Authority or arbitrator which, in any case, might materially and <br />adversely affect the business, operations, assets, condition (financial or otherwise) or prospects of the <br />Borrower or the General Partner, or the validity or enforceability of this Agreement, the Governmental <br />Note, the Direct Note, the Subordinate Debt Documents or the Funding Loan Documents or the <br />construction, operation or ownership of the Project Facilities, or the exclusion from gross income of interest <br />on the Governmental Note for purposes of federal income taxation or, if specified on the Schedule of <br />Financial Terms as applicable, the exemption of the Project Facilities from ad valorem real estate taxation <br />under the laws of the State. <br />Section 5.6 No Violations. To the actual knowledge of the Borrower and the General Partner, <br />the Borrower and General Partner are in compliance with, and not in breach of or default under (a) any <br />applicable Governmental Actions or Legal Requirements with respect to the Project Facilities of any <br />Governmental Authority having jurisdiction, or (b) the Funding Loan Documents, the Direct Note, the <br />Subordinate Debt Documents, or any other credit agreement, indenture, mortgage, agreement or other <br />instrument to which it is a party or otherwise subject. No event has occurred and is continuing which, with <br />the passage of time or the giving of notice or both, would constitute an event of default under any such <br />instrument. The Borrower is not in violation, nor is there any notice or other record of any violation of any <br />Legal Requirements, restrictive covenants or other restrictions applicable to any of the Project Facilities.