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<br />11 <br />Little Canada-Lupe - Borrower Loan Agreement - LC Apartments(199386221.3) - 5/12/2026 6:38:21 PM <br />Section 5.7 Compliance. The ownership of the Project Facilities, the construction of the <br />Project Facilities, and the use and operation of the Project Facilities as contemplated hereby do and shall, <br />in all material respects, comply with, and are lawful and permitted uses under, the Tax Certificate and the <br />Regulatory Agreement, all applicable building, fire, safety, zoning, subdivision, sewer, Environmental <br />Laws, health, insurance and other Legal Requirements and plan approval conditions of any Governmental <br />Authority. The Borrower has obtained all Governmental Actions from such Governmental Authorities <br />which are a necessary precondition to construct, own and operate the Project Facilities and all such <br />Governmental Actions were duly issued, are in full force and effect and are not subject to any pending <br />judicial or administrative proceedings, the period for judicial or administrative appeal or review having <br />expired and no petition for administrative or judicial appeal or review having been filed. The Project <br />Facilities are located wholly within the boundaries of the Governmental Lender’s jurisdiction. The Project <br />Facilities will satisfy all requirements of the Act and the Code with respect to multifamily rental housing <br />and/or qualified residential rental facilities, and, if specified as applicable on the Schedule of Financial <br />Terms, the requirements for exemption from ad valorem real estate taxation under the laws of the State. <br />Section 5.8 Title to Properties; Liens and Encumbrances. The Borrower has good and <br />indefeasible title in fee simple to the Project Facilities, free and clear of all liens or encumbrances except <br />for the Permitted Encumbrances. All such real property, fixtures and equipment necessary to the conduct <br />of the business of the Borrower and the operation of the Project Facilities are and will be in reasonable <br />working order and are suitable for the purposes for which they are and will be used. There exist no liens, <br />encumbrances or other charges against the Project Facilities (including without limitation statutory and <br />other liens of mechanics, workers, contractors, subcontractors, suppliers, taxing authorities and others), <br />except Permitted Encumbrances. <br />Section 5.9 Utilities and Access. All utility services necessary for the operation of the Project <br />Facilities in the manner contemplated hereby, including water supply, storm and sanitary sewer facilities, <br />gas, electricity and telephone facilities are available within the boundaries of the Project Facilities; and all <br />roads necessary for the full utilization of the Project Facilities in the manner contemplated hereby either <br />have been completed or rights-of-way therefor have been acquired by the appropriate governmental <br />authority or others or have been dedicated to public use and accepted by such Governmental Authority. <br />Section 5.10 Financial Information. <br />(a) All of the financial information furnished to the Controlling Person or the Funding <br />Lender with respect to the Borrower, the Guarantor, and the General Partner in connection with this <br />Agreement (i) is complete and correct in all material respects as of the date hereof; and (ii) accurately <br />presents the financial condition of such party as of the date hereof. None of the Borrower, the Guarantor <br />or the General Partner has any material liability or contingent liability not disclosed to the Controlling <br />Person or the Funding Lender in writing; and <br />(b) Since its formation, each of the Borrower, the Guarantor, and the General Partner <br />has conducted its operations in the ordinary course, and no material adverse change has occurred in the <br />business, operations, assets or financial condition of the Borrower, the Guarantor, or the General Partner. <br />Section 5.11 ERISA. No employee pension plan maintained by the Borrower or the General <br />Partner or any ERISA Affiliate which is subject to Part 3 of Title I of the Employee Retirement Income <br />Security Act of 1974, as amended (“ERISA”) has an accumulated funding deficiency (as defined in Section <br />302(a) of ERISA), no reportable event (as defined in Section 4043 of ERISA) has occurred with respect to <br />any employee pension plan maintained for employees of the Borrower or any ERISA Affiliate and covered <br />by Title IV of ERISA, no liability has been asserted against the Borrower, the General Partner or any <br />ERISA Affiliate by the Pension Benefit Guaranty Corporation (“PBGC”) or by a trustee appointed pursuant